Elmwood Park Insurance Rates:

Elmwood Park, IL homeowners insurance is approximately $676 to $924, about $56-$77/month. Our exhaustive research reveals consumers can save upto $320 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I enjoy working with them and having them even with slow wait times and agents who may not get back to you right away.
Geico
Helpful customer support. easy to work with. i called once and they solved my issue on the first try! very happy.
American Family
I love the office staff in the office and how much they know about insurance and if i have a question i call them
Liberty Mutual
We get an updated insurance policy every year which tells us what our coverage entails and if there are any changes to the policy. Every once in a while we get a letter from the company with company news but we don't, all in all, get a lot of communications with them.
Erie Insurance
I really don't have anything to say here. I have filed a claim, so I can't complain about that. If anything, I would like to be able to easily log on to make payments instead of going through a setup process every month
State Farm
The site does not have the ability to get a quote online, which is a pain when you are new car shopping.
Aaa
It can be a pain to log onto their website. Also, you have to log in with your policy number and not a user or email address. I do not use the mobile app.
State Farm
I don't like it as much as I should. They talk a good game on the phone, but when I went to the office everyone was too busy to help me.

Elmwood Park, IL Homeowners Insurance By Home Value

Elmwood Park, IL Home Value Total Homes % of Total Average Elmwood Park, IL Homeowners Insurance
Less than $50,000 190 3.0% $80
$50,000 to $59,999 72 1.0% $168
$60,000 to $69,999 77 1.0% $208
$70,000 to $79,999 61 1.0% $248
$80,000 to $89,999 167 2.0% $280
$100,000 to $124,999 385 6.0% $360
$125,000 to $149,999 256 4.0% $448
$150,000 to $174,999 520 9.0% $536
$175,000 to $199,999 428 7.0% $616
$200,000 to $249,999 1,220 21.0% $744
$250,000 to $299,999 865 15.0% $904
$300,000 to $399,999 1,352 24.0% $1152

Top Home Insurance Agents Near Elmwood Park, IL

Home Insurance Company Near Elmwood Park, IL Homeowners Insurance Agency Near Elmwood Park, IL Address
State Farm Gary Lemenager 1250 W Lake St Ste 2, Addison, IL, 60101-5744
State Farm Glenda Tolentino-Moser 2015 W Montrose Avenue, Chicago, IL, 60618-1713
Allstate Paula Kelly 297 E Glenwood Lansing Rd, Glenwood, IL, 60425
State Farm Tom Jerome 821 W Glen Park Ave, Griffith, IN, 46319-2097
Nationwide Azm Group Inc 3525 W Peterson, Chicago, IL, 60659

Cost Of Homeowners Insurance By Street Near Elmwood Park, IL

Streets in Elmwood Park Area Homeowners Insurance Cost
N 78th Ave, N 77th Ave, N 74th Ct, N 73rd Ct, N 77th Ct, N 72nd Ct, Conti Pkwy, N 74th Ct, W Cortland Pkwy, N 73rd Ave$790
N 77th Ct, Thatcher Rd, W Country Club Ln, W Marwood Ave, N 78th Ct, N 76th Ct, N 78th Ct, N 79th Ct, W Sunset Dr, N East Brook Rd$837
N 74th Ave, N 74th Ct, N Webster St, N West Brook Rd, N 79th Ave, N 77th Ct, N 78th Ave, N 78th Ct, W Conti Pkwy, N 72nd Ct$792
N 74th Ave, N 73rd Ct, Barry Ave, N 79th Ave, W Birchdale Ave, N 80th Ave, N 76th Ct, N 79th Ave, N 73rd Ave, N 73rd Ave$775
Cortland Ct, N 73rd Ct, W Cressett Dr, N 76th Ct, N 72nd Ct, W Leonora Ln, W Metropole St, N 78th Ave, N 77th Ave, N 74th Ave$827

Elmwood Park, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elmwood Park$119 to $122
River Grove$117
River Forest$144
Oak Park$129

Elmwood Park, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
River Grove village, Illinois $98 $130 $195
River Forest village, Illinois $120 $160 $240
Oak Park village, Illinois $108 $143 $215

Elmwood Park, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elmwood Park, IL3.5%10.6%
River Grove3.57%12.23%
River Forest2.44%8.02%
Oak Park2.85%7.62%

Elmwood Park Renters Insurance as a Percentage of Rent

Elmwood Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 93 3.0% $1219
$500 to $749 415 15.0% $1894
$750 to $999 1,385 53.0% $2644
$1,000 to $1,499 586 22.0% $3769
$1,500 or more 116 4.0% $5419

Elmwood Park, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Elmwood Park Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,200$8,700
Net Savings to Elmwood Park Home Owner from High Deductible Plan $500

Elmwood Park, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elmwood Park, IL Home Replacement Value MORE than Home Value Elmwood Park, IL Home Replacement Value LESS than Home Value
Replacement Value $408,500 $229,500
Insurance Premium based on Replacement Value $1,925 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $89,500 Risk Exposure from Under Insuring Coverage is $89,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $425/year

Example Elmwood Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateErie InsuranceTravelers
Monthly Premium 1046685
Year Built 197719551949
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$150000-$175000$175000-$200000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Elmwood Park, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1957 165,000 Tile Roof 1,580 2 $2500-$5000 Deductible 220 6 Wood siding No
1944 330,000 Membrane Roof 2,670 4 > $10,000 Deductible 840 10 Stucco siding yes
1977 205,000 Shingles Roof 1,550 3 $5000 to $10,000 Deductible 250 4 Vinyl siding No
1952 220,000 Metal Roof 1,450 3 $2500-$5000 Deductible 450 9 Brick siding yes
1978 220,000 Shingles Roof 1,780 2 $2500-$5000 Deductible 340 6 Fiber-Cement Siding No
1963 410,000 Wood Shake Roof 3,370 4 $1000-$2500 Deductible 800 6 Brick siding No
1963 595,000 Asphalt Shingles Roof 4,570 5 $500 Deductible 1890 7 Vinyl siding yes
1946 145,000 Asphalt Shingles Roof 1,290 3 $500- $1000 Deductible 790 12 Fiber-Cement Siding No
1955 315,000 Tile Roof 2,300 3 $5000 to $10,000 Deductible 170 2 Stucco siding yes
1951 250,000 Asphalt Shingles Roof 2,310 4 $2500-$5000 Deductible 70 1 Fiber-Cement Siding No
1960 275,000 Membrane Roof 1,910 4 $2500-$5000 Deductible 530 8 Vinyl siding No
1956 180,000 Tile Roof 1,380 2 $500- $1000 Deductible 490 7 Fiber-Cement Siding yes
1965 335,000 Asphalt Shingles Roof 2,390 3 $500- $1000 Deductible 140 1 Stone Siding yes
1959 100,000 Shingles Roof 930 2 $500 Deductible 180 6 Stucco siding No
1942 195,000 Metal Roof 1,520 2 $2500-$5000 Deductible 600 9 Stucco siding yes
1979 360,000 Wood Shake Roof 2,350 3 $2500-$5000 Deductible 1240 10 Brick siding No
1955 165,000 Asphalt Shingles Roof 1,390 3 $500- $1000 Deductible 580 9 Brick siding yes
1959 140,000 Shingles Roof 1,280 3 $500- $1000 Deductible 310 5 Stucco siding No
1971 165,000 Composition Roof 1,480 3 $500 Deductible 130 2 Vinyl siding yes
1947 275,000 Metal Roof 2,440 5 $2500-$5000 Deductible 230 3 Fiber-Cement Siding yes
1962 185,000 Membrane Roof 1,700 3 $500 Deductible 170 3 Fiber-Cement Siding No
1974 280,000 Wood Shake Roof 1,840 4 $1000-$2500 Deductible 590 6 Wood siding yes
1963 445,000 Asphalt Shingles Roof 3,780 5 $5000 to $10,000 Deductible 240 2 Stone Siding yes