Elmont, NY homeowners insurance is roughly $547 to $742, about $45-$61/month. Our thorough research reveals consumers can save as much as $258 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Elmont, NY Home Value | Total Homes | % of Total | Average Elmont, NY Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 157 | 3.0% | $38 |
$80,000 to $89,999 | 72 | 1.0% | $135 |
$175,000 to $199,999 | 53 | 1.0% | $303 |
$200,000 to $249,999 | 116 | 2.0% | $367 |
$250,000 to $299,999 | 616 | 15.0% | $451 |
$300,000 to $399,999 | 2,989 | 73.0% | $574 |
Home Insurance Company Near Elmont, NY | Homeowners Insurance Agency Near Elmont, NY | Address |
---|---|---|
Travelers | De Gise Agency Inc. | 615 WYCKOFF AVE, WYCKOFF, NJ, 7481 |
Allstate | Hector Rodriguez | 892 Rte 22, Somerville, NJ, 8876 |
State Farm | John Sules | 339 N Main St Ste 1-3, New City, NY, 10956-4300 |
Travelers | Marlin Insurance Agency Inc | 1138 WILLIAM FLOYD PARKWAY, SHIRLEY, NY, 11967 |
Travelers | The Wasiczko Agency Inc | 9 LOCKWOOD AVENUE, YONKERS, NY, 10701 |
Streets in Elmont Area | Homeowners Insurance Cost |
---|---|
I St, Savoy Ave, Caryl Ct, Francis Ct, Claridge Ave, Cameron St, Phylis Ct, Makofske Ave, Eagle Ave, Opal St | $645 |
Conway Rd, E St, Globe Ave, H St, Waldorf Ave, Appeal Ave, Diellen Ln, D St, Russell Ave, Heathcote Rd | $644 |
Pelham St, Johnson Ave, Kiefer Ave, Ludlam Ave, Harriet St, Lydia Ave, Miriam Pkwy, John Ave, Astor St, Bauer Ct | $648 |
Foster Meadow Ln, Elzey Ave, Huntley Rd, Carnegie Ave, Benson Ave, Queens Ave, N Circle Dr, A St, Seville St, Man O War Ave | $644 |
Virginia Dr, Stuyvesant St, Burtis Pl, Sylvan Ct, Crystal St, Rosser Ave, Assault Rd, Depaul St, Praver Pl, Crown Ave | $649 |
Place | Savings For Senior Occupied Homes |
---|---|
Elmont | $96 to $98 |
South Floral Park | $97 |
North Valley Stream | $96 |
Franklin Square | $98 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
South Floral Park village, New York | $98 | $130 | $195 |
North Valley Stream CDP, New York | $97 | $129 | $194 |
Franklin Square CDP, New York | $98 | $130 | $195 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Elmont, NY | 1.8% | 5.4% |
South Floral Park | 1.81% | 5.42% |
North Valley Stream | 1.84% | 5.37% |
Franklin Square | 1.8% | 5.44% |
Elmont Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$300 to $499 | 148 | 8.0% | $1222 |
$500 to $749 | 159 | 8.0% | $1897 |
$750 to $999 | 199 | 11.0% | $2647 |
$1,000 to $1,499 | 551 | 30.0% | $3772 |
$1,500 or more | 718 | 39.0% | $5422 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,800 | $3,800 |
Yearly Elmont Homeowner Insurance Premium Example | $2,900 | $2,500 |
Out of Pocket Expense During Claim | $1,800 | $3,800 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $25,000 | $23,800 |
Net Savings to Elmont Home Owner from High Deductible Plan | $1,200 |
Scenario | Elmont, NY Home Replacement Value MORE than Home Value | Elmont, NY Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $513,500 | $317,000 |
Insurance Premium based on Replacement Value | $6,000 | $3,700 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $84,000 | Risk Exposure from Under Insuring Coverage is $112,500 |
Premium Impact | Insurance cheaper by $1,300/year | Insurance costlier by $1,000/year |
Insurance Company | State Farm | Chubb Group of Insurance | Allstate |
Monthly Premium | 153 | 395 | 360 |
Year Built | 1973 | 1966 | 1943 |
Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
Coverage Amount | $400000-$500000 | $700000-$800000 | $600000-$700000 |
Deductible | > $10,000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1977 | 530,000 | Wood Shake Roof | 2,280 | 4 | $1000-$2500 Deductible | 1860 | 4 | Stone Siding | yes |
1944 | 705,000 | Shingles Roof | 3,320 | 4 | > $10,000 Deductible | 1480 | 6 | Wood siding | No |
1969 | 400,000 | Asphalt Shingles Roof | 2,440 | 4 | $500- $1000 Deductible | 3590 | 12 | Stone Siding | No |
1958 | 380,000 | Metal Roof | 1,780 | 4 | $1000-$2500 Deductible | 2280 | 7 | Stone Siding | yes |
1945 | 275,000 | Composition Roof | 1,310 | 3 | $500 Deductible | 1660 | 10 | Brick siding | yes |
1948 | 820,000 | Tile Roof | 4,170 | 5 | $2500-$5000 Deductible | 8440 | 12 | Stucco siding | No |
1971 | 655,000 | Asphalt Shingles Roof | 2,990 | 4 | $500- $1000 Deductible | 5000 | 8 | Stone Siding | No |
1965 | 480,000 | Wood Shake Roof | 2,590 | 4 | $500 Deductible | 2220 | 8 | Brick siding | No |
1967 | 885,000 | Composition Roof | 4,940 | 5 | $1000-$2500 Deductible | 2260 | 5 | Stucco siding | yes |
1966 | 765,000 | Shingles Roof | 4,820 | 5 | > $10,000 Deductible | 690 | 2 | Stucco siding | No |
1957 | 315,000 | Composition Roof | 2,000 | 5 | $1000-$2500 Deductible | 1880 | 9 | Stucco siding | No |
1966 | 545,000 | Composition Roof | 3,260 | 4 | $5000 to $10,000 Deductible | 2430 | 6 | Wood siding | No |
1978 | 520,000 | Membrane Roof | 2,370 | 3 | $5000 to $10,000 Deductible | 200 | 1 | Stucco siding | No |
1952 | 610,000 | Composition Roof | 3,800 | 5 | $500 Deductible | 5260 | 12 | Fiber-Cement Siding | yes |
1962 | 425,000 | Slate Shingles Roof | 1,950 | 3 | > $10,000 Deductible | 990 | 5 | Wood siding | No |
1965 | 355,000 | Wood Shake Roof | 1,740 | 5 | $500- $1000 Deductible | 1760 | 7 | Stone Siding | No |
1950 | 330,000 | Composition Roof | 1,870 | 3 | $5000 to $10,000 Deductible | 1010 | 6 | Wood siding | yes |
1957 | 845,000 | Asphalt Shingles Roof | 3,920 | 5 | > $10,000 Deductible | 1810 | 6 | Brick siding | No |
1942 | 340,000 | Wood Shake Roof | 1,900 | 5 | $2500-$5000 Deductible | 2540 | 12 | Wood siding | No |
1971 | 405,000 | Shingles Roof | 2,220 | 4 | $500 Deductible | 2780 | 10 | Vinyl siding | yes |
1945 | 725,000 | Wood Shake Roof | 4,330 | 5 | $500 Deductible | 2760 | 5 | Stucco siding | No |
1974 | 315,000 | Shingles Roof | 1,920 | 5 | $500 Deductible | 300 | 1 | Brick siding | yes |
1970 | 675,000 | Composition Roof | 4,310 | 5 | $500 Deductible | 3820 | 7 | Brick siding | yes |
1946 | 625,000 | Wood Shake Roof | 2,770 | 4 | $1000-$2500 Deductible | 2750 | 6 | Stone Siding | yes |
1962 | 285,000 | Shingles Roof | 1,450 | 3 | $2500-$5000 Deductible | 2340 | 12 | Stone Siding | yes |
1961 | 570,000 | Membrane Roof | 3,340 | 4 | $1000-$2500 Deductible | 2960 | 8 | Brick siding | yes |
1946 | 640,000 | Slate Shingles Roof | 2,960 | 5 | > $10,000 Deductible | 1180 | 4 | Stucco siding | yes |
1964 | 290,000 | Composition Roof | 1,810 | 3 | $1000-$2500 Deductible | 3300 | 12 | Stone Siding | yes |
1947 | 450,000 | Asphalt Shingles Roof | 2,700 | 4 | $500 Deductible | 1410 | 4 | Wood siding | yes |
1943 | 340,000 | Asphalt Shingles Roof | 1,940 | 3 | $5000 to $10,000 Deductible | 170 | 1 | Vinyl siding | yes |
1976 | 660,000 | Membrane Roof | 3,080 | 4 | $5000 to $10,000 Deductible | 2820 | 7 | Stone Siding | No |
1962 | 380,000 | Slate Shingles Roof | 1,970 | 4 | > $10,000 Deductible | 560 | 3 | Fiber-Cement Siding | yes |
1940 | 315,000 | Membrane Roof | 1,920 | 5 | $5000 to $10,000 Deductible | 480 | 4 | Stucco siding | yes |
1973 | 650,000 | Tile Roof | 3,130 | 4 | $2500-$5000 Deductible | 1610 | 3 | Fiber-Cement Siding | No |