Elmont Insurance Rates:

Elmont, NY homeowners insurance is roughly $547 to $742, about $45-$61/month. Our thorough research reveals consumers can save as much as $258 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I like that our insurance company is available seven days a week for any questions or concerns we may have regarding our insurance needs or issues.
Farmer's Insurance
Something else i dislike about my insurance company is that one year, they didn't renew my coverage and never notified me. my insurance gets paid through escrow, so i don't make direct payments to farmers. one day, farmers didn't automatically renew my coverage and i was left without insurance for a few days until the situation got resolved.
Farmer's Insurance
I like that i receive monthly newsletter emails reminding me about certain aspects of my coverage or interesting articles related to being a homeowner.
Ameriprise Financial
I find it does not matter if I communicate with my local agent or have to converse with the corporate office, the result is the same. On time, excellent and accurate communication from state farm.
State Farm
I think we have good coverage for the price. We just purchased a new car so we have to have full coverage. Being that the home and car are bundled, the premium has gone up this year.
Usaa
I was very satisfied with the communication between USAA and me about the home insurance policy. They answered every question I had.
Narragansett Bay Insurance Company
I find the website to be sufficient for information. However, I cannot chat online and that would be the real benefit when I need information and I am at work. It would be helpful if I could chat rather than call on the phone when I am working.
State Farm
Seems like its fair compared to the competition. I've shopped around a bit here and there and never found anything that was worth replacing it on a whole.

Elmont, NY Homeowners Insurance By Home Value

Elmont, NY Home Value Total Homes % of Total Average Elmont, NY Homeowners Insurance
Less than $50,000 157 3.0% $38
$80,000 to $89,999 72 1.0% $135
$175,000 to $199,999 53 1.0% $303
$200,000 to $249,999 116 2.0% $367
$250,000 to $299,999 616 15.0% $451
$300,000 to $399,999 2,989 73.0% $574

Top Home Insurance Agents Near Elmont, NY

Home Insurance Company Near Elmont, NY Homeowners Insurance Agency Near Elmont, NY Address
Travelers De Gise Agency Inc. 615 WYCKOFF AVE, WYCKOFF, NJ, 7481
Allstate Hector Rodriguez 892 Rte 22, Somerville, NJ, 8876
State Farm John Sules 339 N Main St Ste 1-3, New City, NY, 10956-4300
Travelers Marlin Insurance Agency Inc 1138 WILLIAM FLOYD PARKWAY, SHIRLEY, NY, 11967
Travelers The Wasiczko Agency Inc 9 LOCKWOOD AVENUE, YONKERS, NY, 10701

Cost Of Homeowners Insurance By Street Near Elmont, NY

Streets in Elmont Area Homeowners Insurance Cost
I St, Savoy Ave, Caryl Ct, Francis Ct, Claridge Ave, Cameron St, Phylis Ct, Makofske Ave, Eagle Ave, Opal St$645
Conway Rd, E St, Globe Ave, H St, Waldorf Ave, Appeal Ave, Diellen Ln, D St, Russell Ave, Heathcote Rd$644
Pelham St, Johnson Ave, Kiefer Ave, Ludlam Ave, Harriet St, Lydia Ave, Miriam Pkwy, John Ave, Astor St, Bauer Ct$648
Foster Meadow Ln, Elzey Ave, Huntley Rd, Carnegie Ave, Benson Ave, Queens Ave, N Circle Dr, A St, Seville St, Man O War Ave$644
Virginia Dr, Stuyvesant St, Burtis Pl, Sylvan Ct, Crystal St, Rosser Ave, Assault Rd, Depaul St, Praver Pl, Crown Ave$649

Elmont, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elmont$96 to $98
South Floral Park$97
North Valley Stream$96
Franklin Square$98

Elmont, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Floral Park village, New York $98 $130 $195
North Valley Stream CDP, New York $97 $129 $194
Franklin Square CDP, New York $98 $130 $195

Elmont, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elmont, NY1.8%5.4%
South Floral Park1.81%5.42%
North Valley Stream1.84%5.37%
Franklin Square1.8%5.44%

Elmont Renters Insurance as a Percentage of Rent

Elmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 148 8.0% $1222
$500 to $749 159 8.0% $1897
$750 to $999 199 11.0% $2647
$1,000 to $1,499 551 30.0% $3772
$1,500 or more 718 39.0% $5422

Elmont, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Elmont Homeowner Insurance Premium Example $2,900$2,500
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $25,000$23,800
Net Savings to Elmont Home Owner from High Deductible Plan $1,200

Elmont, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elmont, NY Home Replacement Value MORE than Home Value Elmont, NY Home Replacement Value LESS than Home Value
Replacement Value $513,500 $317,000
Insurance Premium based on Replacement Value $6,000 $3,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $84,000 Risk Exposure from Under Insuring Coverage is $112,500
Premium Impact Insurance cheaper by $1,300/year Insurance costlier by $1,000/year

Example Elmont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceAllstate
Monthly Premium 153395360
Year Built 197319661943
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$700000-$800000$600000-$700000
Deductible > $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Elmont, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 765,000 Shingles Roof 4,820 5 > $10,000 Deductible 690 2 Stucco siding No
1957 315,000 Composition Roof 2,000 5 $1000-$2500 Deductible 1880 9 Stucco siding No
1966 545,000 Composition Roof 3,260 4 $5000 to $10,000 Deductible 2430 6 Wood siding No
1978 520,000 Membrane Roof 2,370 3 $5000 to $10,000 Deductible 200 1 Stucco siding No
1952 610,000 Composition Roof 3,800 5 $500 Deductible 5260 12 Fiber-Cement Siding yes
1962 425,000 Slate Shingles Roof 1,950 3 > $10,000 Deductible 990 5 Wood siding No
1965 355,000 Wood Shake Roof 1,740 5 $500- $1000 Deductible 1760 7 Stone Siding No
1950 330,000 Composition Roof 1,870 3 $5000 to $10,000 Deductible 1010 6 Wood siding yes
1957 845,000 Asphalt Shingles Roof 3,920 5 > $10,000 Deductible 1810 6 Brick siding No
1942 340,000 Wood Shake Roof 1,900 5 $2500-$5000 Deductible 2540 12 Wood siding No
1971 405,000 Shingles Roof 2,220 4 $500 Deductible 2780 10 Vinyl siding yes
1945 725,000 Wood Shake Roof 4,330 5 $500 Deductible 2760 5 Stucco siding No
1974 315,000 Shingles Roof 1,920 5 $500 Deductible 300 1 Brick siding yes
1970 675,000 Composition Roof 4,310 5 $500 Deductible 3820 7 Brick siding yes
1946 625,000 Wood Shake Roof 2,770 4 $1000-$2500 Deductible 2750 6 Stone Siding yes
1962 285,000 Shingles Roof 1,450 3 $2500-$5000 Deductible 2340 12 Stone Siding yes
1961 570,000 Membrane Roof 3,340 4 $1000-$2500 Deductible 2960 8 Brick siding yes
1946 640,000 Slate Shingles Roof 2,960 5 > $10,000 Deductible 1180 4 Stucco siding yes
1964 290,000 Composition Roof 1,810 3 $1000-$2500 Deductible 3300 12 Stone Siding yes
1947 450,000 Asphalt Shingles Roof 2,700 4 $500 Deductible 1410 4 Wood siding yes
1943 340,000 Asphalt Shingles Roof 1,940 3 $5000 to $10,000 Deductible 170 1 Vinyl siding yes
1976 660,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 2820 7 Stone Siding No
1962 380,000 Slate Shingles Roof 1,970 4 > $10,000 Deductible 560 3 Fiber-Cement Siding yes
1940 315,000 Membrane Roof 1,920 5 $5000 to $10,000 Deductible 480 4 Stucco siding yes
1973 650,000 Tile Roof 3,130 4 $2500-$5000 Deductible 1610 3 Fiber-Cement Siding No