Elmhurst Insurance Rates:

Elmhurst, IL homeowners insurance is roughly $731 to $997, about $60-$83/month. Our exhaustive guide indicates shoppers can save as much as $345 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Elmhurst, IL Homeowners Insurance By Home Value

Elmhurst, IL Home Value Total Homes % of Total Average Elmhurst, IL Homeowners Insurance
Less than $50,000 194 2.0% $51
$100,000 to $124,999 155 2.0% $250
$150,000 to $174,999 407 5.0% $371
$175,000 to $199,999 295 4.0% $423
$200,000 to $249,999 870 12.0% $509
$250,000 to $299,999 1,399 19.0% $630
$300,000 to $399,999 3,459 49.0% $794

Top Home Insurance Agents Near Elmhurst, IL

Home Insurance Company Near Elmhurst, IL Homeowners Insurance Agency Near Elmhurst, IL Address
Travelers Anchor Ins Agency Inc 618 ANDERSON DRIVE, ROMEOVILLE, IL, 60446
State Farm Dick Heisler 1S132 Summit Ave Ste 207, Oakbrook Ter, IL, 60181-3940
Erie Granados Insurance & Financial Services 1006 60th Street, Kenosha, WI, 53140
Allstate Insurance Werks 1475 S Barrington Rd, Barrington, IL, 60010
Farmers Steven Hays Csd Csp 414 Plaza Dr Ste 104, WESTMONT, IL, 60559

Elmhurst, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Elmhurst, IL

Streets in Elmhurst Area Homeowners Insurance Cost
Burr Oak Pl, E Wrightwood Ave, E Highland Ave, Glenview Ave, W 1st St, Geneva Ave, W Diversey Ave, W Avery St, Cermak Rd, Melrose Ave$850
N West Ave, Swain Ave, W Vallette St, N Myrtle Ave, Argyle Ave, S Princeton Ave, Waldorf Ct, Rex Blvd, Alexander Blvd, Robert Kingery Hwy N$870
Aberdeen Ct, St Moritz Ct, E Jackson St, Harvard St, Clinton Ave, S Oakland Ave, E Brush Hill Rd, Colfax Ave, Bonnie Brae Ave, Lombard St$860
S Hill St, Holly Ave, Chatham Ln, Frederick Dr, Adele St, Hickory Dr, Cambridge Ave, S Monterey Ave, Monterey Ave, Crown Rd$881
E Lake St, High Ave, Bryan St, Kirk Ave, Kearsage Ave, Kirk Ave, Garfield Ave, Ida Ln, Mallard Ln, Forest Gate Cir$866

Elmhurst, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elmhurst$129 to $132
Berkeley$116
Villa Park$120
York$123

Elmhurst, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Berkeley village, Illinois $116 $154 $231
Villa Park village, Illinois $121 $161 $242
Northlake city, Illinois $116 $154 $231

Elmhurst, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elmhurst, IL2.9%9.1%
Berkeley3.64%11.83%
Villa Park3.6%10.63%
Northlake3.43%11.28%

Elmhurst Renters Insurance as a Percentage of Rent

Elmhurst Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 1.0% $285
$200 to $299 29 1.0% $735
$300 to $499 127 4.0% $1185
$500 to $749 173 6.0% $1860
$750 to $999 724 27.0% $2610
$1,000 to $1,499 751 28.0% $3735
$1,500 or more 821 30.0% $5385

Elmhurst, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Elmhurst Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,900$19,900
Net Savings to Elmhurst Home Owner from High Deductible Plan $1,000

Elmhurst, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elmhurst, IL Home Replacement Value MORE than Home Value Elmhurst, IL Home Replacement Value LESS than Home Value
Replacement Value $481,500 $282,500
Insurance Premium based on Replacement Value $1,975 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $115,500 Risk Exposure from Under Insuring Coverage is $83,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $475/year

Example Elmhurst Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAllstate
Monthly Premium 143204325
Year Built 201019481979
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$400000-$500000$700000-$800000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Elmhurst, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 570,000 Metal Roof 2,730 5 $2500-$5000 Deductible 1340 9 Stone Siding yes
1960 995,000 Membrane Roof 4,880 5 $500- $1000 Deductible 2960 9 Brick siding No
1976 910,000 Asphalt Shingles Roof 4,800 5 $500 Deductible 300 1 Brick siding yes
1948 300,000 Membrane Roof 1,950 5 $2500-$5000 Deductible 730 6 Wood siding yes
1961 200,000 Tile Roof 1,270 3 $500 Deductible 160 3 Vinyl siding yes
2011 490,000 Metal Roof 2,200 3 $5000 to $10,000 Deductible 320 2 Stone Siding yes
2011 395,000 Tile Roof 2,120 3 $5000 to $10,000 Deductible 1080 12 Wood siding yes
2010 560,000 Shingles Roof 2,830 4 $5000 to $10,000 Deductible 450 5 Brick siding yes
2012 340,000 Composition Roof 2,220 3 $500 Deductible 1120 10 Stone Siding yes
1978 575,000 Slate Shingles Roof 3,220 4 $5000 to $10,000 Deductible 700 4 Vinyl siding No
2011 320,000 Asphalt Shingles Roof 1,960 3 $1000-$2500 Deductible 1160 8 Vinyl siding No
1942 275,000 Tile Roof 1,570 3 $5000 to $10,000 Deductible 490 6 Stucco siding No
1947 410,000 Membrane Roof 2,500 5 > $10,000 Deductible 420 5 Brick siding yes
2011 400,000 Membrane Roof 2,170 4 $2500-$5000 Deductible 130 1 Stucco siding yes
1944 580,000 Membrane Roof 2,570 5 $1000-$2500 Deductible 560 3 Fiber-Cement Siding No
2010 825,000 Membrane Roof 4,210 5 $5000 to $10,000 Deductible 780 4 Vinyl siding No
2010 320,000 Tile Roof 1,840 4 $1000-$2500 Deductible 100 1 Stone Siding yes
1945 640,000 Metal Roof 4,210 5 $500- $1000 Deductible 1930 9 Vinyl siding yes
1977 450,000 Metal Roof 2,390 4 $2500-$5000 Deductible 1570 8 Stucco siding No
1965 270,000 Metal Roof 1,750 3 $500 Deductible 190 2 Stucco siding No
1968 530,000 Asphalt Shingles Roof 2,990 5 $500 Deductible 300 2 Fiber-Cement Siding yes
1960 510,000 Tile Roof 2,810 5 $2500-$5000 Deductible 1230 7 Fiber-Cement Siding No
1948 265,000 Composition Roof 1,510 3 $1000-$2500 Deductible 820 9 Stone Siding No
1945 555,000 Tile Roof 3,290 4 > $10,000 Deductible 270 2 Stucco siding yes
2011 260,000 Membrane Roof 1,250 3 $1000-$2500 Deductible 740 8 Stone Siding No
1942 435,000 Composition Roof 2,360 3 $1000-$2500 Deductible 1130 7 Brick siding No
1965 395,000 Asphalt Shingles Roof 2,350 3 $5000 to $10,000 Deductible 520 5 Fiber-Cement Siding No
1960 305,000 Wood Shake Roof 1,580 5 $5000 to $10,000 Deductible 950 10 Stone Siding No
2010 330,000 Wood Shake Roof 2,150 4 $2500-$5000 Deductible 310 3 Vinyl siding yes
1979 375,000 Wood Shake Roof 2,380 3 $500 Deductible 570 4 Stucco siding yes
1944 260,000 Shingles Roof 1,690 3 $500- $1000 Deductible 1040 12 Vinyl siding No
1940 270,000 Slate Shingles Roof 1,380 3 > $10,000 Deductible 170 3 Brick siding yes
2013 320,000 Asphalt Shingles Roof 2,120 4 $2500-$5000 Deductible 580 8 Brick siding yes

Latest Home Insurance Reviews

American Family
I have found lots of profits using this policy ,they have provided me lots of offers.I would be surely recommending this for others
Aaa
Everything is covered. total coverage makes me feel safe when i'm away from home for a long period of time.
Allstate
I feel like they have a great deductible policy. Their policy has low rates and is very comparable to others. I saved about 50 bucks just by switching from geico to them.
State Farm
State farm is a really great insurance company that is willing to work with me regarding any issues I may have. I needed to switch my addres on the insurance policy and they worked well with me.
Liberty Mutual
My premium continues to increase year after year despite having never filed a claim in over 20 years.
Allstate
I have had overall good experiences with this insurance company. This has been an easy insurance company to deal with when I have had questions about my car. I am able to get customer service on the line right away.
Allstate
I don't like that i can't directly see what it is i'm paying for with my payments.
Allstate
I have all state home owners insurance. i like having allstate insurance. i like it because i have an auto policy and a homeowners policy so i get a multiple policy discount.
Homesite Insurance
Their customer service is on point! When I had some issues, I gave them a call and they answered all of my questions in a timely fashion.
Grange Insurance
I have not had any trouble with this company. I pay my premiums on time and they have honored their commitment.
Geico
I dislike how they are always pushing services that I don't need all the time. It can feel like they care about advertising and product pushing more than growing their services.
Liberty Mutual
I have no real dislikes for this company. From the beginning they did it all right. I am hoping to never have to file a claim but assume it would go great so not anticipating disliking anything.
State Farm
I would definitely recommend State Farm for home insurance because they have branches all over the country in convenient locations close to your home and have great agents that provide a comprehensive experience to make sure you're covering all your bases correctly.
Progressive
The premium of our policy is much cheaper than others because they took the fire hydrant and fire station being so close into consideration.

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