Elmhurst, IL Home Insurance - Analysis On Quotes, Rates & Agents
Elmhurst Insurance Rates:
Elmhurst, IL homeowners insurance is roughly $731 to $997, about $60-$83/month. Our exhaustive guide indicates shoppers can save as much as $345 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Elmhurst, IL Homeowners Insurance By Home Value
| Elmhurst, IL Home Value | Total Homes | % of Total | Average Elmhurst, IL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 194 | 2.0% | $51 |
| $100,000 to $124,999 | 155 | 2.0% | $250 |
| $150,000 to $174,999 | 407 | 5.0% | $371 |
| $175,000 to $199,999 | 295 | 4.0% | $423 |
| $200,000 to $249,999 | 870 | 12.0% | $509 |
| $250,000 to $299,999 | 1,399 | 19.0% | $630 |
| $300,000 to $399,999 | 3,459 | 49.0% | $794 |
Top Home Insurance Agents Near Elmhurst, IL
| Home Insurance Company Near Elmhurst, IL | Homeowners Insurance Agency Near Elmhurst, IL | Address |
|---|---|---|
| Travelers | Anchor Ins Agency Inc | 618 ANDERSON DRIVE, ROMEOVILLE, IL, 60446 |
| State Farm | Dick Heisler | 1S132 Summit Ave Ste 207, Oakbrook Ter, IL, 60181-3940 |
| Erie | Granados Insurance & Financial Services | 1006 60th Street, Kenosha, WI, 53140 |
| Allstate | Insurance Werks | 1475 S Barrington Rd, Barrington, IL, 60010 |
| Farmers | Steven Hays Csd Csp | 414 Plaza Dr Ste 104, WESTMONT, IL, 60559 |
Elmhurst, IL Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Elmhurst, IL
| Streets in Elmhurst Area | Homeowners Insurance Cost |
|---|---|
| Burr Oak Pl, E Wrightwood Ave, E Highland Ave, Glenview Ave, W 1st St, Geneva Ave, W Diversey Ave, W Avery St, Cermak Rd, Melrose Ave | $850 |
| N West Ave, Swain Ave, W Vallette St, N Myrtle Ave, Argyle Ave, S Princeton Ave, Waldorf Ct, Rex Blvd, Alexander Blvd, Robert Kingery Hwy N | $870 |
| Aberdeen Ct, St Moritz Ct, E Jackson St, Harvard St, Clinton Ave, S Oakland Ave, E Brush Hill Rd, Colfax Ave, Bonnie Brae Ave, Lombard St | $860 |
| S Hill St, Holly Ave, Chatham Ln, Frederick Dr, Adele St, Hickory Dr, Cambridge Ave, S Monterey Ave, Monterey Ave, Crown Rd | $881 |
| E Lake St, High Ave, Bryan St, Kirk Ave, Kearsage Ave, Kirk Ave, Garfield Ave, Ida Ln, Mallard Ln, Forest Gate Cir | $866 |
Elmhurst, IL Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Elmhurst | $129 to $132 |
| Berkeley | $116 |
| Villa Park | $120 |
| York | $123 |
Elmhurst, IL Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Berkeley village, Illinois | $116 | $154 | $231 |
| Villa Park village, Illinois | $121 | $161 | $242 |
| Northlake city, Illinois | $116 | $154 | $231 |
Elmhurst, IL Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Elmhurst, IL | 2.9% | 9.1% |
| Berkeley | 3.64% | 11.83% |
| Villa Park | 3.6% | 10.63% |
| Northlake | 3.43% | 11.28% |
Elmhurst Renters Insurance as a Percentage of Rent
| Elmhurst Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 30 | 1.0% | $285 |
| $200 to $299 | 29 | 1.0% | $735 |
| $300 to $499 | 127 | 4.0% | $1185 |
| $500 to $749 | 173 | 6.0% | $1860 |
| $750 to $999 | 724 | 27.0% | $2610 |
| $1,000 to $1,499 | 751 | 28.0% | $3735 |
| $1,500 or more | 821 | 30.0% | $5385 |
Elmhurst, IL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $3,900 |
| Yearly Elmhurst Homeowner Insurance Premium Example | $2,500 | $2,000 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $20,900 | $19,900 |
| Net Savings to Elmhurst Home Owner from High Deductible Plan | $1,000 | |
Elmhurst, IL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Elmhurst, IL Home Replacement Value MORE than Home Value | Elmhurst, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $481,500 | $282,500 |
| Insurance Premium based on Replacement Value | $1,975 | $1,150 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $115,500 | Risk Exposure from Under Insuring Coverage is $83,500 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $475/year |
Example Elmhurst Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Nationwide Insurance | Liberty Mutual | Allstate |
| Monthly Premium | 143 | 204 | 325 |
| Year Built | 2010 | 1948 | 1979 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $400000-$500000 | $400000-$500000 | $700000-$800000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500 Deductible |
Sample Home Insurance Rates for Elmhurst, IL from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1964 | 570,000 | Metal Roof | 2,730 | 5 | $2500-$5000 Deductible | 1340 | 9 | Stone Siding | yes |
| 1960 | 995,000 | Membrane Roof | 4,880 | 5 | $500- $1000 Deductible | 2960 | 9 | Brick siding | No |
| 1976 | 910,000 | Asphalt Shingles Roof | 4,800 | 5 | $500 Deductible | 300 | 1 | Brick siding | yes |
| 1948 | 300,000 | Membrane Roof | 1,950 | 5 | $2500-$5000 Deductible | 730 | 6 | Wood siding | yes |
| 1961 | 200,000 | Tile Roof | 1,270 | 3 | $500 Deductible | 160 | 3 | Vinyl siding | yes |
| 2011 | 490,000 | Metal Roof | 2,200 | 3 | $5000 to $10,000 Deductible | 320 | 2 | Stone Siding | yes |
| 2011 | 395,000 | Tile Roof | 2,120 | 3 | $5000 to $10,000 Deductible | 1080 | 12 | Wood siding | yes |
| 2010 | 560,000 | Shingles Roof | 2,830 | 4 | $5000 to $10,000 Deductible | 450 | 5 | Brick siding | yes |
| 2012 | 340,000 | Composition Roof | 2,220 | 3 | $500 Deductible | 1120 | 10 | Stone Siding | yes |
| 1978 | 575,000 | Slate Shingles Roof | 3,220 | 4 | $5000 to $10,000 Deductible | 700 | 4 | Vinyl siding | No |
| 2011 | 320,000 | Asphalt Shingles Roof | 1,960 | 3 | $1000-$2500 Deductible | 1160 | 8 | Vinyl siding | No |
| 1942 | 275,000 | Tile Roof | 1,570 | 3 | $5000 to $10,000 Deductible | 490 | 6 | Stucco siding | No |
| 1947 | 410,000 | Membrane Roof | 2,500 | 5 | > $10,000 Deductible | 420 | 5 | Brick siding | yes |
| 2011 | 400,000 | Membrane Roof | 2,170 | 4 | $2500-$5000 Deductible | 130 | 1 | Stucco siding | yes |
| 1944 | 580,000 | Membrane Roof | 2,570 | 5 | $1000-$2500 Deductible | 560 | 3 | Fiber-Cement Siding | No |
| 2010 | 825,000 | Membrane Roof | 4,210 | 5 | $5000 to $10,000 Deductible | 780 | 4 | Vinyl siding | No |
| 2010 | 320,000 | Tile Roof | 1,840 | 4 | $1000-$2500 Deductible | 100 | 1 | Stone Siding | yes |
| 1945 | 640,000 | Metal Roof | 4,210 | 5 | $500- $1000 Deductible | 1930 | 9 | Vinyl siding | yes |
| 1977 | 450,000 | Metal Roof | 2,390 | 4 | $2500-$5000 Deductible | 1570 | 8 | Stucco siding | No |
| 1965 | 270,000 | Metal Roof | 1,750 | 3 | $500 Deductible | 190 | 2 | Stucco siding | No |
| 1968 | 530,000 | Asphalt Shingles Roof | 2,990 | 5 | $500 Deductible | 300 | 2 | Fiber-Cement Siding | yes |
| 1960 | 510,000 | Tile Roof | 2,810 | 5 | $2500-$5000 Deductible | 1230 | 7 | Fiber-Cement Siding | No |
| 1948 | 265,000 | Composition Roof | 1,510 | 3 | $1000-$2500 Deductible | 820 | 9 | Stone Siding | No |
| 1945 | 555,000 | Tile Roof | 3,290 | 4 | > $10,000 Deductible | 270 | 2 | Stucco siding | yes |
| 2011 | 260,000 | Membrane Roof | 1,250 | 3 | $1000-$2500 Deductible | 740 | 8 | Stone Siding | No |
| 1942 | 435,000 | Composition Roof | 2,360 | 3 | $1000-$2500 Deductible | 1130 | 7 | Brick siding | No |
| 1965 | 395,000 | Asphalt Shingles Roof | 2,350 | 3 | $5000 to $10,000 Deductible | 520 | 5 | Fiber-Cement Siding | No |
| 1960 | 305,000 | Wood Shake Roof | 1,580 | 5 | $5000 to $10,000 Deductible | 950 | 10 | Stone Siding | No |
| 2010 | 330,000 | Wood Shake Roof | 2,150 | 4 | $2500-$5000 Deductible | 310 | 3 | Vinyl siding | yes |
| 1979 | 375,000 | Wood Shake Roof | 2,380 | 3 | $500 Deductible | 570 | 4 | Stucco siding | yes |
| 1944 | 260,000 | Shingles Roof | 1,690 | 3 | $500- $1000 Deductible | 1040 | 12 | Vinyl siding | No |
| 1940 | 270,000 | Slate Shingles Roof | 1,380 | 3 | > $10,000 Deductible | 170 | 3 | Brick siding | yes |
| 2013 | 320,000 | Asphalt Shingles Roof | 2,120 | 4 | $2500-$5000 Deductible | 580 | 8 | Brick siding | yes |
Latest Home Insurance Reviews
American FamilyI have found lots of profits using this policy ,they have provided me lots of offers.I would be surely recommending this for others
AaaEverything is covered. total coverage makes me feel safe when i'm away from home for a long period of time.
AllstateI feel like they have a great deductible policy. Their policy has low rates and is very comparable to others. I saved about 50 bucks just by switching from geico to them.
State FarmState farm is a really great insurance company that is willing to work with me regarding any issues I may have. I needed to switch my addres on the insurance policy and they worked well with me.
Liberty MutualMy premium continues to increase year after year despite having never filed a claim in over 20 years.
AllstateI have had overall good experiences with this insurance company. This has been an easy insurance company to deal with when I have had questions about my car. I am able to get customer service on the line right away.
AllstateI don't like that i can't directly see what it is i'm paying for with my payments.
AllstateI have all state home owners insurance. i like having allstate insurance. i like it because i have an auto policy and a homeowners policy so i get a multiple policy discount.
Homesite InsuranceTheir customer service is on point! When I had some issues, I gave them a call and they answered all of my questions in a timely fashion.
Grange InsuranceI have not had any trouble with this company. I pay my premiums on time and they have honored their commitment.
GeicoI dislike how they are always pushing services that I don't need all the time. It can feel like they care about advertising and product pushing more than growing their services.
Liberty MutualI have no real dislikes for this company. From the beginning they did it all right. I am hoping to never have to file a claim but assume it would go great so not anticipating disliking anything.
State FarmI would definitely recommend State Farm for home insurance because they have branches all over the country in convenient locations close to your home and have great agents that provide a comprehensive experience to make sure you're covering all your bases correctly.
ProgressiveThe premium of our policy is much cheaper than others because they took the fire hydrant and fire station being so close into consideration.