Elma, WA homeowners insurance is about $489 to $670, about $40-$55/month. Our all inclusive analysis indicates shoppers can save as much as $232 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Elma, WA | Homeowners Insurance Agency Near Elma, WA | Address |
|---|---|---|
| State Farm | Ben Kerby | 208 Lee St SW Ste 104, Tumwater, WA, 98501-4403 |
| State Farm | Debbie Daniels | 8765 Tallon Ln NE Ste M, Lacey, WA, 98516-6654 |
| Travelers | Freedom Insurance Services Llc | 4002 Mall Blvd 4002 Mall Blvd, Tacoma, WA, 98409 |
| Travelers | Mtc Insurance Agency Group | 2610 N ALDER ST, TACOMA, WA, 98407 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Satsop CDP, Washington | $88 | $117 | $176 |
| Brady CDP, Washington | $89 | $118 | $177 |
| Malone CDP, Washington | $89 | $118 | $177 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Elma, WA | 3.8% | 13.9% |
| Satsop | 3.74% | 14.5% |
| Brady | 2.45% | 10.32% |
| Malone | 3.85% | 8.97% |
| Elma Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 50 | 6.0% | $355 |
| $300 to $499 | 174 | 23.0% | $1255 |
| $500 to $749 | 298 | 39.0% | $1930 |
| $750 to $999 | 128 | 17.0% | $2680 |
| $1,000 to $1,499 | 93 | 12.0% | $3805 |
| Streets in Elma Area | Homeowners Insurance Cost |
|---|---|
| 7582, 75650, W Bailey Rd, W Blueberry Ln, Abbott Rd, 87890, Nevill Rd, E Waldrip St, S 2nd St, Satsop Riviera Loop | $580 |
| Hot Dog Ln, Upper Falls Creek Rd, S 1st St, 776, Firlawn Dr, Hillcrest Dr, Stephens Rd, E Martin St, N 16th St, N 13th St | $580 |
| 88200, Hot Dog Ln W, State Rte 12, Garden Hill Rd E, Wakefield St, Heise Rd N, House Ln, Blueberry Rd, 75452, S 3rd St | $579 |
| 75490, Heise Rd S, 77970, 78330, 76520, Middle Branch Rd, Henneck Pl, Wenzel Slough Rd, W Martin St, S 15th St | $583 |
| Firlawn Rd, 5th St, 75812, 75451, 73850, Old Wenzel Slough Rd, 74282, E Main St, 74570, Cooper Ln | $582 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Elma | $86 to $89 |
| Satsop | $88 |
| McCleary | $87 |
| Porter | $85 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $2,700 |
| Yearly Elma Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,300 | $6,700 |
| Net Savings to Elma Home Owner from High Deductible Plan | $600 | |
| Scenario | Elma, WA Home Replacement Value MORE than Home Value | Elma, WA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $187,500 | $147,500 |
| Insurance Premium based on Replacement Value | $550 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $20,000 | Risk Exposure from Under Insuring Coverage is $20,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $50/year |
| Insurance Company | Amica Mutual Insurance Company | GEICO Insurance | Liberty Mutual |
| Monthly Premium | 27 | 21 | 47 |
| Year Built | 1997 | 1982 | 2010 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $100000-$125000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |