Ellwood City Insurance Rates:

Ellwood City, PA homeowners insurance is nearly $588 to $799, about $49-$66/month. Our extensive analysis indicates shoppers can save as much as $277 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ellwood City, PA Homeowners Insurance By Home Value

Ellwood City, PA Home Value Total Homes % of Total Average Ellwood City, PA Homeowners Insurance
Less than $50,000 221 9.0% $207
$50,000 to $59,999 187 7.0% $436
$60,000 to $69,999 337 13.0% $540
$70,000 to $79,999 429 17.0% $623
$80,000 to $89,999 176 7.0% $706
$90,000 to $99,999 201 8.0% $790
$100,000 to $124,999 392 16.0% $921
$125,000 to $149,999 156 6.0% $1150
$150,000 to $174,999 97 4.0% $1358
$175,000 to $199,999 126 5.0% $1566
$200,000 to $249,999 52 2.0% $1884
$300,000 to $399,999 29 1.0% $2931

Top Home Insurance Agents Near Ellwood City, PA

Home Insurance Company Near Ellwood City, PA Homeowners Insurance Agency Near Ellwood City, PA Address
NA C R Noble Insurance Agency Inc 6265 State Route 45 , Bristolville, OH, 44402
NA Mitchell Agency/John N 918 Washington Ave, Carnegie, PA, 15106
Travelers Feeney Agency Inc 1350 OLD FREEPORT RD, PITTSBURGH, PA, 15238
Liberty Mutual Independent H L R Anderson Agency 220 S BROAD ST, GROVE CITY, PA, 16127
Nationwide Stephen A Varva 20300 Route 19 Ogle Station, Cranberry Township, PA, 16066

Cost Of Homeowners Insurance By Street Near Ellwood City, PA

Streets in Ellwood City Area Homeowners Insurance Cost
Division Ave, Congress St, Line Ave, Cirrelli Way, Hazen Ave, Duncan Ave, Martin Ave, Massachusetts Dr, Railroad St, Beechwood Blvd$698
Ren Lee Ave, Vine Way, Portersville Rd, Pershing St, Adams Ave, Spruce Way, Pierce Way, Argonne Blvd, Ellwood Ave, Roosevelt Way$697
New Castle Rd, Mt Vernon Dr, Pine Ave, Thorn Way, W Line Ave, Elm St, Walnut Way, Entrance Dr, Rose St, Agostinelli Way$699
Maple Way, Denny Ave, Cavalier Ct, Cleveland Way, Foch St, Mount Vernon Dr, Skyline Dr, Wampum Ave, Elm Way, Park Ave$697
Massachusetts St, Todd Ave, Booster Way, Cutoff St, Cirrelli Dr, Connoquenessing Ter, Wilson St, State Rte 350, Rhode Island Ave, Deemer Ave$697

Ellwood City, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ellwood City$103 to $106
Ellport$105
Koppel$103
Chewton$104

Ellwood City, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ellport borough, Pennsylvania $88 $117 $175
Koppel borough, Pennsylvania $86 $115 $172
Chewton CDP, Pennsylvania $87 $115 $173

Ellwood City, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ellwood City, PA5.9%14.4%
Ellport5.59%13.53%
Koppel6.52%14.32%
Chewton7.25%14.6%

Ellwood City Renters Insurance as a Percentage of Rent

Ellwood City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 70 7.0% $356
$200 to $299 27 3.0% $806
$300 to $499 138 15.0% $1256
$500 to $749 341 38.0% $1931
$750 to $999 197 22.0% $2681
$1,000 to $1,499 101 11.0% $3806
$1,500 or more 18 2.0% $5456

Ellwood City, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Ellwood City Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,000$7,200
Net Savings to Ellwood City Home Owner from High Deductible Plan $800

Ellwood City, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ellwood City, PA Home Replacement Value MORE than Home Value Ellwood City, PA Home Replacement Value LESS than Home Value
Replacement Value $88,000 $58,000
Insurance Premium based on Replacement Value $475 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Ellwood City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceChubb Group of Insurance
Monthly Premium 315751
Year Built 194119691973
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$150000-$175000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ellwood City, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 125,000 Membrane Roof 1,680 3 $1000-$2500 Deductible 440 12 Stone Siding yes
1971 150,000 Membrane Roof 2,420 4 $500- $1000 Deductible 180 3 Stone Siding yes
1979 95,000 Slate Shingles Roof 1,680 3 $2500-$5000 Deductible 110 4 Brick siding yes
1942 120,000 Wood Shake Roof 1,790 4 $500- $1000 Deductible 260 8 Vinyl siding yes
1958 85,000 Composition Roof 1,300 3 $500 Deductible 400 12 Stucco siding No
1955 145,000 Composition Roof 2,030 4 $500 Deductible 70 1 Stone Siding No
1958 130,000 Slate Shingles Roof 2,360 4 $500 Deductible 120 2 Stone Siding No
1961 140,000 Slate Shingles Roof 2,640 4 $2500-$5000 Deductible 80 2 Stucco siding No
1950 210,000 Membrane Roof 3,380 4 $500- $1000 Deductible 870 10 Fiber-Cement Siding yes
1968 105,000 Metal Roof 1,510 3 $2500-$5000 Deductible 100 2 Fiber-Cement Siding yes
1950 85,000 Slate Shingles Roof 1,690 3 $500 Deductible 230 8 Brick siding yes
1941 105,000 Wood Shake Roof 1,740 3 $2500-$5000 Deductible 280 9 Fiber-Cement Siding yes
1952 125,000 Tile Roof 2,460 4 $500 Deductible 100 2 Wood siding yes
1945 175,000 Wood Shake Roof 3,180 4 $500 Deductible 540 8 Fiber-Cement Siding yes
1965 110,000 Tile Roof 2,210 3 $500- $1000 Deductible 90 2 Stone Siding yes
1943 160,000 Slate Shingles Roof 2,750 4 $500- $1000 Deductible 380 7 Brick siding No
1952 115,000 Shingles Roof 2,180 4 $1000-$2500 Deductible 430 12 Vinyl siding No
1944 135,000 Composition Roof 1,940 3 $2500-$5000 Deductible 140 3 Stone Siding No
1966 175,000 Composition Roof 2,970 4 $1000-$2500 Deductible 330 5 Brick siding No
1969 160,000 Shingles Roof 2,330 4 $500 Deductible 560 9 Fiber-Cement Siding yes
1950 80,000 Wood Shake Roof 1,320 3 $1000-$2500 Deductible 30 1 Brick siding yes
1943 75,000 Membrane Roof 1,330 3 $1000-$2500 Deductible 430 12 Stucco siding No
1973 80,000 Slate Shingles Roof 1,290 3 $500- $1000 Deductible 30 1 Brick siding No
1968 90,000 Tile Roof 1,630 3 $2500-$5000 Deductible 200 7 Fiber-Cement Siding No
1969 135,000 Asphalt Shingles Roof 1,990 3 $1000-$2500 Deductible 240 8 Fiber-Cement Siding No
1979 105,000 Slate Shingles Roof 1,830 4 $500- $1000 Deductible 280 7 Stucco siding No
1974 120,000 Composition Roof 1,840 3 $500- $1000 Deductible 280 6 Vinyl siding No
1962 125,000 Membrane Roof 1,730 4 $500- $1000 Deductible 200 4 Brick siding No
1950 200,000 Slate Shingles Roof 2,720 4 $5000 to $10,000 Deductible 60 1 Wood siding No
1958 85,000 Composition Roof 1,220 3 $2500-$5000 Deductible 70 4 Vinyl siding No
1951 150,000 Asphalt Shingles Roof 2,890 4 $500 Deductible 60 1 Stone Siding yes
1951 60,000 Membrane Roof 1,240 3 $500- $1000 Deductible 300 12 Vinyl siding No
1965 150,000 Composition Roof 2,110 4 $5000 to $10,000 Deductible 70 2 Stucco siding yes
1966 85,000 Metal Roof 1,490 3 $500 Deductible 380 9 Vinyl siding No