Ellisville Insurance Rates:

Ellisville, MO homeowners insurance is about $882 to $1,209, about $73-$100/month. Our all inclusive research reveals consumers can save as much as $418 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ellisville, MO Homeowners Insurance By Home Value

Ellisville, MO Home Value Total Homes % of Total Average Ellisville, MO Homeowners Insurance
Less than $50,000 80 2.0% $114
$100,000 to $124,999 193 7.0% $512
$125,000 to $149,999 172 6.0% $637
$150,000 to $174,999 408 15.0% $752
$175,000 to $199,999 333 12.0% $877
$200,000 to $249,999 604 22.0% $1055
$250,000 to $299,999 450 16.0% $1285
$300,000 to $399,999 420 15.0% $1630

Top Home Insurance Agents Near Ellisville, MO

Home Insurance Company Near Ellisville, MO Homeowners Insurance Agency Near Ellisville, MO Address
NA Meyer Insurance Services, Inc. 9312 Tesson Ferry Road St. Louis , St Louis, MO, 63123
Travelers Associated Insurance Group 150 Weldon Pkwy W Port Maryland Heights, Maryland Heights, MO, 63043
Travelers Insurance Consultants Inc 1236 RICHLAND MEADOWS DR, BALLWIN, MO, 63021
Farmers Robert Roth 907 N Bluff Rd Ste 8a, Collinsville, IL, 62234
State Farm Scott Petersen 9909 Clayton Rd Ste 101, Saint Louis, MO, 63124-1120

Cost Of Homeowners Insurance By Street Near Ellisville, MO

Streets in Ellisville Area Homeowners Insurance Cost
Strecker Ridge Ct, Hickory Trails Ln, Eagles Landing Ct, Autumn Crest Ct, Hummingbird Hill Ln, Polo Lake Dr, Westridge Oaks Ct, Monteith Dr, Sunny Forest Ct, Wycliffe Place Ct$1,096
N Kilare Ln, Park Forest Pl, Peggy Lee Ct, Dartmouth Gate Ct, Victoria Crossing Dr, Strecker Rd, N Larksong Dr, Wynncrest Falls Dr, Shepard Rd, Surrey Meadows Ct$1,235
Ruck Rd, Rain Forest Ct, Tulip Ln, Idle Rock Farms Rd, Idle Rock Farm Rd, Clifton Ave, Monroe Knoll Ct, Arroya Trl, Kingsridge Ct, Irene Dr$1,094
Catlin Ave, Hillsdale Dr, Port Hannibal, Kingstowne Estates Ct, Jubilee Hill Spr, Waldens Meadow Ct, Old State Rd, Wynncrest Falls Way, Parkway Dr, Sheffield Forest Ct$1,093
Silverwood Ln, The Courts Dr, Saint Thomas Isle Ln, Hickory View Ln, Kehrsgrove Ct, Autumn Oaks Dr, Copperwood Ln, Wynncrest Manor Dr, Cove Landing Dr, Hidden Creek$1,140

Ellisville, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ellisville$155 to $158
Wildhorse$158
Clarkson Valley$198
Lafayette$162

Ellisville, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wildhorse township, St. Louis County, Missouri $132 $175 $263
Ballwin city, Missouri $132 $175 $263
Clarkson Valley city, Missouri $165 $220 $330

Ellisville, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ellisville, MO5.2%16.2%
Wildhorse5.0%15.62%
Ballwin5.02%15.91%
Clarkson Valley3.24%11.01%

Ellisville Renters Insurance as a Percentage of Rent

Ellisville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 139 27.0% $1889
$750 to $999 89 17.0% $2639
$1,000 to $1,499 103 20.0% $3764
$1,500 or more 183 35.0% $5414

Ellisville, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Ellisville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Ellisville Home Owner from High Deductible Plan $600

Ellisville, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ellisville, MO Home Replacement Value MORE than Home Value Ellisville, MO Home Replacement Value LESS than Home Value
Replacement Value $199,000 $143,000
Insurance Premium based on Replacement Value $1,050 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year

Example Ellisville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmAmerican Family Insurance
Monthly Premium 75108143
Year Built 198819782014
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$400000-$500000$500000-$600000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Ellisville, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 535,000 Tile Roof 4,170 5 $1000-$2500 Deductible 1460 8 Wood siding No
1965 330,000 Metal Roof 3,110 4 $2500-$5000 Deductible 800 6 Vinyl siding yes
1983 280,000 Slate Shingles Roof 2,660 4 $5000 to $10,000 Deductible 250 4 Stone Siding No
2014 335,000 Wood Shake Roof 3,030 5 $1000-$2500 Deductible 1080 8 Stone Siding No
1974 335,000 Tile Roof 2,520 5 $1000-$2500 Deductible 880 7 Wood siding yes
2009 325,000 Membrane Roof 2,490 5 $500 Deductible 1290 9 Vinyl siding No
2009 265,000 Tile Roof 2,310 3 $1000-$2500 Deductible 440 6 Wood siding yes
2012 240,000 Wood Shake Roof 2,310 4 $500 Deductible 1120 12 Stucco siding yes
2003 195,000 Slate Shingles Roof 1,890 3 $500 Deductible 760 9 Fiber-Cement Siding No
1969 165,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 470 12 Stone Siding yes
1985 280,000 Metal Roof 2,360 4 $5000 to $10,000 Deductible 270 3 Vinyl siding yes
2004 395,000 Metal Roof 3,140 4 $500- $1000 Deductible 570 4 Vinyl siding No
2005 310,000 Tile Roof 3,100 4 $500 Deductible 1480 10 Wood siding yes
1999 240,000 Asphalt Shingles Roof 2,340 3 $500 Deductible 260 2 Brick siding yes
2009 165,000 Tile Roof 1,430 3 $5000 to $10,000 Deductible 290 8 Stone Siding yes
1978 210,000 Tile Roof 1,630 4 $5000 to $10,000 Deductible 390 8 Wood siding No
1964 315,000 Metal Roof 2,300 4 > $10,000 Deductible 80 1 Fiber-Cement Siding yes
2011 535,000 Wood Shake Roof 5,000 5 $5000 to $10,000 Deductible 1310 8 Fiber-Cement Siding yes
1980 165,000 Asphalt Shingles Roof 1,280 3 $2500-$5000 Deductible 210 5 Fiber-Cement Siding yes
1962 585,000 Membrane Roof 4,770 5 $2500-$5000 Deductible 1940 9 Stucco siding yes
1966 295,000 Slate Shingles Roof 2,010 3 $1000-$2500 Deductible 560 6 Stucco siding No
1962 165,000 Membrane Roof 1,250 3 $500 Deductible 70 1 Stucco siding No
1993 410,000 Metal Roof 2,990 4 $2500-$5000 Deductible 630 5 Wood siding No
1975 180,000 Shingles Roof 1,770 4 $1000-$2500 Deductible 310 4 Wood siding No
1983 180,000 Slate Shingles Roof 1,760 4 $1000-$2500 Deductible 390 7 Brick siding yes
1984 665,000 Slate Shingles Roof 4,530 5 $5000 to $10,000 Deductible 970 7 Stone Siding No
1976 445,000 Asphalt Shingles Roof 3,100 4 > $10,000 Deductible 400 5 Fiber-Cement Siding No
2008 210,000 Tile Roof 2,140 3 $5000 to $10,000 Deductible 600 12 Fiber-Cement Siding yes