Ellington, CT homeowners insurance is roughly $734 to $997, about $61-$83/month. Our comprehensive guide reveals consumers can save as much as $346 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Ellington, CT | Homeowners Insurance Agency Near Ellington, CT | Address |
|---|---|---|
| Allstate | Iconnexion Agency | 636 Eddie Dowling Hwy, North Smithfield, RI, 2896 |
| Liberty Mutual | James M Flaherty | 95 Glastonbury Blvd. Ste 204, Glastonbury, CT, 6033 |
| Travelers | Martin & Rowland Inc | 16R WATERBURY RD, PROSPECT, CT, 6712 |
| Nationwide | Russell E Vibberts Jr | 63 Main St., Stafford Springs, CT, 06076-1442 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Rockville CDP, Connecticut | $125 | $167 | $251 |
| Crystal Lake CDP, Connecticut | $131 | $174 | $261 |
| Tolland town, Tolland County, Connecticut | $130 | $173 | $260 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Ellington, CT | 3.5% | 9.7% |
| Rockville | 4.06% | 10.42% |
| Crystal Lake | 3.26% | 9.16% |
| Tolland | 3.26% | 9.39% |
| Ellington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 21 | 1.0% | $1235 |
| $500 to $749 | 22 | 1.0% | $1910 |
| $750 to $999 | 568 | 33.0% | $2660 |
| $1,000 to $1,499 | 638 | 37.0% | $3785 |
| $1,500 or more | 464 | 27.0% | $5435 |
| Streets in Ellington Area | Homeowners Insurance Cost |
|---|---|
| Joel Dr, Lakeview Avenue (Crystal Lake), Pvt Grounds Rd, Village St, Griswold Rd, Porter Rd, Sweeney Rd, McKnight Cir, Eagle Dr, Ardsley Ln | $859 |
| Standish Rd, Holmes Rd, Sandy Beach Rd, Overlook Pass, Reds Rd, Quarry St, Sunset Rd, Snipsic Lake Rd, Francis Ave, Birch View Dr | $861 |
| Ellsworth Ln, Green Rd, Pine Ridge Dr, Jonathan Dr, Aborn Rd, Timber Ln, Windermere Village Rd, Highland Ave, State Hwy 140, Wheelock Rd | $863 |
| Windmill Rd, Mountain Rd, Teaberry Ridge Rd, Gasek Farms Rd, Kenneth Dr, Woodbine St, Bronisz Dr, Reeves Rd, High Ridge Rd, Hillsdale Dr | $858 |
| Pinney Rd, Brook Xing, Ertel Dr, Franlee Dr, Aborns Private Rd, Mountainview Cir, Hilltop Dr Exd, Jolly Rd, Dexter Dr, N Park St | $859 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Ellington | $129 to $132 |
| Rockville | $125 |
| Crystal Lake | $130 |
| Broad Brook | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Ellington Homeowner Insurance Premium Example | $3,400 | $2,900 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $18,900 | $17,400 |
| Net Savings to Ellington Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Ellington, CT Home Replacement Value MORE than Home Value | Ellington, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $326,000 | $225,500 |
| Insurance Premium based on Replacement Value | $2,925 | $2,025 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $39,500 | Risk Exposure from Under Insuring Coverage is $61,000 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $350/year |
| Insurance Company | Allstate | Amica Mutual Insurance Company | Hartford Insurance Group |
| Monthly Premium | 174 | 262 | 152 |
| Year Built | 2001 | 2012 | 1989 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $2500-$5000 Deductible |