Elkhart Insurance Rates:

Elkhart, TX homeowners insurance is about $841 to $1,157, about $70-$96/month. Our extensive research shows customers can save upto $399 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Elkhart, TX Homeowners Insurance By Home Value

Elkhart, TX Home Value Total Homes % of Total Average Elkhart, TX Homeowners Insurance
Less than $50,000 908 39.0% $389
$50,000 to $59,999 211 9.0% $829
$60,000 to $69,999 89 3.0% $1028
$70,000 to $79,999 53 2.0% $1188
$80,000 to $89,999 136 5.0% $1338
$90,000 to $99,999 73 3.0% $1498
$100,000 to $124,999 117 5.0% $1738
$125,000 to $149,999 153 6.0% $2177
$150,000 to $174,999 255 11.0% $2567
$175,000 to $199,999 114 5.0% $2967
$200,000 to $249,999 103 4.0% $3566
$250,000 to $299,999 34 1.0% $4365
$300,000 to $399,999 34 1.0% $5544

Top Home Insurance Agents Near Elkhart, TX

Home Insurance Company Near Elkhart, TX Homeowners Insurance Agency Near Elkhart, TX Address
NA Teague Insurance Agency 318 Main Street, Teague, TX, 75860
Travelers Dean Insurance Agency Inc 315 S Fifth, Crockett, TX, 75835
Allstate John L. Trent 605 S Palestine St, Athens, TX, 75751
Farmers Jorge Aragon 807 S Jackson St Ste 206, Jacksonville, TX, 75766
Travelers Karber Boyd Insurance 210 Largent, Lufkin, TX, 75904

Cost Of Homeowners Insurance By Street Near Elkhart, TX

Streets in Elkhart Area Homeowners Insurance Cost
Lewis St, Co Rd 173, Timberwilde, Co Rd 139, Rd 5515, Creek 158, State Hwy 294, John Starr Rd, Woodcrest St, Howell Rd$1,004
Co Rd 1058, Lilly Dr, Co Rd 143, Hwy 287, Anderson Co Rd 139, Acr 110, Co Rd 1209, Hertz, Jones Rd, Brunson St$1,006
Pvt Rd 6036, Lake Mary Rd, Oakhill Ln, Acr 103, Anderson Co Rd 138, Co Rd 185, Co Rd 1219A, Co Rd 187, Co Rd 163A, Kerr Dr$1,001
and Cr 1219, E Parker St, Co Rd 157, Acr 1535, Co Rd 153A, Oakcrest, FM 1817, Elkhart Rd, Beulah Community Rd, Co Rd 191$1,002
FM 319, Warren, Hemby St, Hemby Rd, Oakwood Dr, Acr 1158, Co Rd 164, Co Rd 136, Gammage St, Harcrow St$995

Elkhart, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elkhart$148 to $151
Grapeland$150
Palestine$151
Latexo$149

Elkhart, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grapeland CCD, Houston County, Texas $150 $200 $300
Palestine CCD, Anderson County, Texas $152 $202 $303
Latexo city, Texas $149 $198 $297

Elkhart, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elkhart, TX7.9%24.3%
Grapeland6.91%21.96%
Palestine7.87%21.53%
Latexo9.2%20.97%

Elkhart Renters Insurance as a Percentage of Rent

Elkhart Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 19 8.0% $812
$300 to $499 23 9.0% $1262
$500 to $749 72 31.0% $1937
$750 to $999 68 29.0% $2687
$1,000 to $1,499 50 21.0% $3812

Elkhart, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Elkhart Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,700$12,700
Net Savings to Elkhart Home Owner from High Deductible Plan $1,000

Elkhart, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elkhart, TX Home Replacement Value MORE than Home Value Elkhart, TX Home Replacement Value LESS than Home Value
Replacement Value $80,500 $48,000
Insurance Premium based on Replacement Value $625 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Elkhart Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceTravelers
Monthly Premium 6011273
Year Built 201320081962
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$175000-$200000$100000-$125000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Elkhart, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 115,000 Metal Roof 1,760 4 $500- $1000 Deductible 460 5 Wood siding No
2010 105,000 Shingles Roof 2,190 3 $1000-$2500 Deductible 330 5 Stucco siding yes
2011 75,000 Wood Shake Roof 1,670 3 $2500-$5000 Deductible 60 1 Wood siding yes
1980 90,000 Slate Shingles Roof 1,630 3 $500 Deductible 660 9 Vinyl siding yes
1986 100,000 Wood Shake Roof 1,720 3 $2500-$5000 Deductible 500 8 Wood siding yes
1962 90,000 Slate Shingles Roof 1,610 3 $500 Deductible 580 8 Vinyl siding No
2006 85,000 Slate Shingles Roof 1,700 4 $500- $1000 Deductible 540 8 Stone Siding yes
1993 80,000 Shingles Roof 1,280 3 $1000-$2500 Deductible 390 7 Brick siding yes
2014 140,000 Shingles Roof 3,130 4 $500 Deductible 1370 12 Stucco siding yes
2010 155,000 Asphalt Shingles Roof 2,400 3 $1000-$2500 Deductible 780 9 Stone Siding yes
2004 185,000 Slate Shingles Roof 3,090 4 $2500-$5000 Deductible 1280 12 Stone Siding No
1967 90,000 Membrane Roof 2,080 3 $500- $1000 Deductible 230 6 Stucco siding yes
1968 105,000 Membrane Roof 2,150 4 $1000-$2500 Deductible 760 10 Vinyl siding No
2014 145,000 Shingles Roof 2,470 4 $500- $1000 Deductible 230 2 Stucco siding No
1990 65,000 Slate Shingles Roof 1,370 3 $500- $1000 Deductible 220 6 Fiber-Cement Siding No
2001 115,000 Tile Roof 2,180 4 $500 Deductible 450 5 Brick siding yes
2005 115,000 Slate Shingles Roof 2,160 3 $500 Deductible 750 9 Fiber-Cement Siding No
1988 130,000 Metal Roof 2,410 4 $2500-$5000 Deductible 500 9 Vinyl siding No
1993 100,000 Asphalt Shingles Roof 2,120 4 $500- $1000 Deductible 130 2 Stone Siding yes
1963 70,000 Wood Shake Roof 1,300 3 $500 Deductible 910 12 Brick siding No
1963 100,000 Membrane Roof 1,740 4 $500- $1000 Deductible 530 10 Stone Siding No
2014 140,000 Asphalt Shingles Roof 2,500 4 $500 Deductible 1000 9 Wood siding No
1998 70,000 Tile Roof 1,270 3 $1000-$2500 Deductible 190 4 Stucco siding No
2004 90,000 Wood Shake Roof 1,610 3 $500 Deductible 200 2 Vinyl siding No
2013 80,000 Shingles Roof 1,510 3 $1000-$2500 Deductible 210 4 Stucco siding No
2007 160,000 Membrane Roof 3,070 4 $500 Deductible 800 8 Stucco siding No
1995 135,000 Composition Roof 2,260 3 $500 Deductible 970 12 Wood siding yes
1960 130,000 Composition Roof 2,280 4 $500 Deductible 1000 10 Stone Siding yes
2014 85,000 Metal Roof 1,790 4 $500 Deductible 80 1 Vinyl siding yes
1966 70,000 Tile Roof 1,320 3 $1000-$2500 Deductible 130 2 Stucco siding yes
1981 85,000 Shingles Roof 1,760 3 $500- $1000 Deductible 330 5 Vinyl siding No
2013 85,000 Membrane Roof 1,660 3 $500- $1000 Deductible 550 10 Stone Siding No
1965 55,000 Wood Shake Roof 1,270 3 $1000-$2500 Deductible 80 2 Fiber-Cement Siding No
1989 155,000 Tile Roof 2,560 4 $1000-$2500 Deductible 450 4 Wood siding yes