Elkhart, IN homeowners insurance is about $676 to $917, about $56-$76/month. Our all inclusive analysis reveals consumers can save upto $318 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Elkhart, IN | Homeowners Insurance Agency Near Elkhart, IN | Address |
|---|---|---|
| Allstate | Ed Stacker | 719 Ship St, Saint Joseph, MI, 49085 |
| State Farm | Tom Breitenbach | 5921 S Sprinkle Rd, Portage, MI, 49002-9712 |
| Allstate | Tri County Ins Agcy | 110 E Rush St, Kendallville, IN, 46755 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Osolo township, Elkhart County, Indiana | $122 | $163 | $245 |
| Concord township, Elkhart County, Indiana | $121 | $161 | $242 |
| Cleveland township, Elkhart County, Indiana | $122 | $163 | $245 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Elkhart, IN | 7.0% | 17.8% |
| Osolo | 6.15% | 17.57% |
| Concord | 6.76% | 20.37% |
| Cleveland | 6.73% | 17.55% |
| Elkhart Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 255 | 2.0% | $360 |
| $200 to $299 | 410 | 4.0% | $810 |
| $300 to $499 | 1,284 | 14.0% | $1260 |
| $500 to $749 | 3,870 | 43.0% | $1935 |
| $750 to $999 | 2,424 | 27.0% | $2685 |
| $1,000 to $1,499 | 527 | 5.0% | $3810 |
| Streets in Elkhart Area | Homeowners Insurance Cost |
|---|---|
| Jackson Pl, Pinecrest Dr, Knoll Dr, Bittersweet Ln, Thistle Ct, Rogers Rd, Stone Ct, Autumn Dr, Liberty Dr, Fieldhouse Ave | $835 |
| McDowell St, Cobblestone Way, Columbus Dr, Joshua Dr, Cameo Ct, Roseland Ave, Woodlawn Ave, Michael Ct, Sweetbay Dr, Strong Ave | $819 |
| W Marion St, Randolph St, Superior Blvd, Spring Meadow Ct, Victoria Dr, All Pro Dr, Greenleaf Blvd, Osolo Rd, Sunnybrook Ln, Sherman St | $780 |
| Hickory Ln, Co Rd 10 W, Tara Ln, Riverbend Cir, Stone Edge Dr, Sapphire Blvd, McDonald St, Arbutus St, Baxter Cir, Roseland Ave | $805 |
| Middlebury St, Spruce Ln, Ptarmigan Ct, Cortland Dr, Leonard Ave, Hall Ave, Donegal Ln, St Clair Ave, W Dinehart Ave, Lusher Ave | $815 |
| 10th St, Noble St, Arcade Ave, Surrey Ln, Kirkwood Ct, Saint Patricks Dr, Hoover Rd, Hiawatha Dr, Socorro St, Susan St | $810 |
| Christiana Ln, Peach St, 45th St, N Highland Ave, Vista Ln, Deer Crossing Trl, Meadow Bank Ln, Connecticut Ave, Bishop Ct, Washington Sq | $821 |
| Himebaugh Ave, Londonderry Ct, Penwell Ave, Moyer Ln, Pine St, Oak Ln, Holiday View Dr, Tall Oaks Dr, Rue St, Gerald St | $797 |
| Leer Ct, Bel Ridge Dr, Cul de Sac, Briarton Dr, W Cleveland Ave, Brookside Dr, Dotson St, Sweetspire Trl, Winchester Ct, Oriole St | $819 |
| Minuteman Way, Locust Dr, Lillian St, Merle St, Primrose Ave, Marine Ave, Hill Dr, Sanders Ave, Midtown Ct, Marina Dr | $817 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Elkhart | $119 to $121 |
| Osolo | $122 |
| Concord | $121 |
| Simonton Lake | $125 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Elkhart Homeowner Insurance Premium Example | $1,300 | $900 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,300 | $10,100 |
| Net Savings to Elkhart Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Elkhart, IN Home Replacement Value MORE than Home Value | Elkhart, IN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $163,000 | $103,500 |
| Insurance Premium based on Replacement Value | $700 | $450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $42,000 | Risk Exposure from Under Insuring Coverage is $17,500 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $175/year |
| Insurance Company | State Farm | Erie Insurance | Chubb Group of Insurance |
| Monthly Premium | 29 | 68 | 26 |
| Year Built | 1947 | 1989 | 1979 |
| Home Details | 3 Beds, 1 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $75000-$100000 | $250000-$300000 | $75000-$100000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |