Elizabethtown Insurance Rates:

Elizabethtown, KY homeowners insurance is approximately $665 to $905, about $55-$75/month. Our comprehensive guide indicates shoppers can save upto $314 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Elizabethtown, KY: Customer-Reviewed Options

Top Home Insurance Agents Near Elizabethtown, KY

Home Insurance Company Near Elizabethtown, KY Homeowners Insurance Agency Near Elizabethtown, KY Address
Liberty Mutual Independent Bob Cooper Ins Agcy Inc 517 HIGHLAND AVE, VINE GROVE, KY, 40175
State Farm Jim Hagan 225 W John Rowan Blvd, Bardstown, KY, 40004-2642
Travelers Sc Insurance Llc 600 W MAIN ST STE 500, LOUISVILLE, KY, 40202
Travelers Southeast Insurance Agency Llc 2843 BROWNSBORO RD STE 212, LOUISVILLE, KY, 40206
Liberty Mutual Independent Sterling G Thompson Co 545 S 3RD ST STE 300, LOUISVILLE, KY, 40202

Elizabethtown, KY Home Insurance Agents for Top Companies


Elizabethtown, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hardin County, Kentucky $116 $155 $233
Hodgenville CCD, Larue County, Kentucky $113 $150 $225
Cecilia CCD, Hardin County, Kentucky $119 $158 $237


Elizabethtown, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elizabethtown, KY5.5%20.6%
Hardin County5.62%20.69%

Elizabethtown Renters Insurance as a Percentage of Rent

Elizabethtown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 154 2.0% $335
$200 to $299 217 3.0% $785
$300 to $499 1,293 21.0% $1235
$500 to $749 2,043 33.0% $1910
$750 to $999 1,415 23.0% $2660
$1,000 to $1,499 676 11.0% $3785
$1,500 or more 214 3.0% $5435

Cost Of Homeowners Insurance By Street Near Elizabethtown, KY

Streets in Elizabethtown Area Homeowners Insurance Cost
Greg Smallwood Rd, Coldcreek Ct S, Cs-1617, Ramona Ct, Lakeside Dr, Co Rd 1514, Holmes-Tucker Rd, Sunrise Ln, Cs-1529, Summit Baptist Church Rd$794
Helm Ct, Pepper Ln, Hackberry Rd, State Hwy 220, Tunnel Hill Rd, Vaughn Ln, State Hwy 1882, Fetch It Ct, E Poplar St, Raleigh Way$767
Lincoln Pkwy, Wilmoth St, Farmingdale Dr, Co Rd 1185, Dogwood Cir, Abby Ct, Smith Mill Rd, Laurel Ct, Henry St, Claysville Lndg$780
Grant Cir, Gaither Station Rd, Bittersweet Dr, First Union Church Rd, Bellarmine Ct, Hartford Ct, Mills Ct, Lawrence Ln, Elaine Ct, College Street Rd$787
Bennett Rd, Nathans Ln, Durbin Ln, Bethlehem Academy Rd, Jimmy Ct, Lee Rd, Stovall Rd, Brittany Ave, Graceland Trl, Timber Ln$768
Sycamore Rd, Glendover Dr, Shacklette Ct, Brangers Ln, Millerstown Loop, Co Rd 1015, State Hwy 253, E Williams St, Lake Spring Ct, E Railroad Ave$770
Co Rd 1120, Barnes Ln, Leitchfield Rd, Youngers Creek Rd, Aaron Ct, Owsley Rd, State Hwy 84, Pickhandle Wilmoth Rd, Hoover Hollow Rd, W Bryan Rd$773
Valley Creek Rd, State Hwy 1375, Bristol Ct, Coffey Ln, Shelton Rd, Glendale Hodgenville Rd W, Claudia Ave, Pleasant Colony Dr, Lawson Blvd, Demonica Ln$784
Newton Hollow Rd, Ralph Franklin Rd, Sante Fe Trl, Fern Valley Ct, Evergreen Garden Dr, Severns St, Northridge Dr, Arvel Wise Ln, Tunnel Hill Church Rd, Quail Run Rd$783
Summerfield Dr, W Warfield St, Rodgers Way, Long Grove Rd, Clear Spring Ct, Fuller Rd, Palmetto Loop, Co Rd 1286, Astaire Dr, Arrowwood Ct$774

Elizabethtown, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elizabethtown$117 to $120
Hardin County$116

Elizabethtown, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Elizabethtown Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,400$7,900
Net Savings to Elizabethtown Home Owner from High Deductible Plan $500


Elizabethtown, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elizabethtown, KY Home Replacement Value MORE than Home Value Elizabethtown, KY Home Replacement Value LESS than Home Value
Replacement Value $210,000 $131,000
Insurance Premium based on Replacement Value $1,000 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $225/year


Example Elizabethtown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyAllstate
Monthly Premium 4750171
Year Built 200820141985
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$350000-$400000
Deductible $500- $1000 Deductible> $10,000 Deductible$500 Deductible