Elizabethtown, KY homeowners insurance is approximately $665 to $905, about $55-$75/month. Our comprehensive guide indicates shoppers can save upto $314 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Elizabethtown, KY | Homeowners Insurance Agency Near Elizabethtown, KY | Address |
|---|---|---|
| Liberty Mutual Independent | Bob Cooper Ins Agcy Inc | 517 HIGHLAND AVE, VINE GROVE, KY, 40175 |
| State Farm | Jim Hagan | 225 W John Rowan Blvd, Bardstown, KY, 40004-2642 |
| Travelers | Sc Insurance Llc | 600 W MAIN ST STE 500, LOUISVILLE, KY, 40202 |
| Travelers | Southeast Insurance Agency Llc | 2843 BROWNSBORO RD STE 212, LOUISVILLE, KY, 40206 |
| Liberty Mutual Independent | Sterling G Thompson Co | 545 S 3RD ST STE 300, LOUISVILLE, KY, 40202 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hardin County, Kentucky | $116 | $155 | $233 |
| Hodgenville CCD, Larue County, Kentucky | $113 | $150 | $225 |
| Cecilia CCD, Hardin County, Kentucky | $119 | $158 | $237 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Elizabethtown, KY | 5.5% | 20.6% |
| Hardin County | 5.62% | 20.69% |
| Hodgenville | 6.26% | 22.82% |
| Cecilia | 6.02% | 22.32% |
| Elizabethtown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 154 | 2.0% | $335 |
| $200 to $299 | 217 | 3.0% | $785 |
| $300 to $499 | 1,293 | 21.0% | $1235 |
| $500 to $749 | 2,043 | 33.0% | $1910 |
| $750 to $999 | 1,415 | 23.0% | $2660 |
| $1,000 to $1,499 | 676 | 11.0% | $3785 |
| $1,500 or more | 214 | 3.0% | $5435 |
| Streets in Elizabethtown Area | Homeowners Insurance Cost |
|---|---|
| Greg Smallwood Rd, Coldcreek Ct S, Cs-1617, Ramona Ct, Lakeside Dr, Co Rd 1514, Holmes-Tucker Rd, Sunrise Ln, Cs-1529, Summit Baptist Church Rd | $794 |
| Helm Ct, Pepper Ln, Hackberry Rd, State Hwy 220, Tunnel Hill Rd, Vaughn Ln, State Hwy 1882, Fetch It Ct, E Poplar St, Raleigh Way | $767 |
| Lincoln Pkwy, Wilmoth St, Farmingdale Dr, Co Rd 1185, Dogwood Cir, Abby Ct, Smith Mill Rd, Laurel Ct, Henry St, Claysville Lndg | $780 |
| Grant Cir, Gaither Station Rd, Bittersweet Dr, First Union Church Rd, Bellarmine Ct, Hartford Ct, Mills Ct, Lawrence Ln, Elaine Ct, College Street Rd | $787 |
| Bennett Rd, Nathans Ln, Durbin Ln, Bethlehem Academy Rd, Jimmy Ct, Lee Rd, Stovall Rd, Brittany Ave, Graceland Trl, Timber Ln | $768 |
| Sycamore Rd, Glendover Dr, Shacklette Ct, Brangers Ln, Millerstown Loop, Co Rd 1015, State Hwy 253, E Williams St, Lake Spring Ct, E Railroad Ave | $770 |
| Co Rd 1120, Barnes Ln, Leitchfield Rd, Youngers Creek Rd, Aaron Ct, Owsley Rd, State Hwy 84, Pickhandle Wilmoth Rd, Hoover Hollow Rd, W Bryan Rd | $773 |
| Valley Creek Rd, State Hwy 1375, Bristol Ct, Coffey Ln, Shelton Rd, Glendale Hodgenville Rd W, Claudia Ave, Pleasant Colony Dr, Lawson Blvd, Demonica Ln | $784 |
| Newton Hollow Rd, Ralph Franklin Rd, Sante Fe Trl, Fern Valley Ct, Evergreen Garden Dr, Severns St, Northridge Dr, Arvel Wise Ln, Tunnel Hill Church Rd, Quail Run Rd | $783 |
| Summerfield Dr, W Warfield St, Rodgers Way, Long Grove Rd, Clear Spring Ct, Fuller Rd, Palmetto Loop, Co Rd 1286, Astaire Dr, Arrowwood Ct | $774 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Elizabethtown | $117 to $120 |
| Hardin County | $116 |
| Hodgenville | $112 |
| Cecilia | $118 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Elizabethtown Homeowner Insurance Premium Example | $1,500 | $1,000 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $8,400 | $7,900 |
| Net Savings to Elizabethtown Home Owner from High Deductible Plan | $500 | |
| Scenario | Elizabethtown, KY Home Replacement Value MORE than Home Value | Elizabethtown, KY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $210,000 | $131,000 |
| Insurance Premium based on Replacement Value | $1,000 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $48,500 | Risk Exposure from Under Insuring Coverage is $30,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $225/year |
| Insurance Company | Liberty Mutual | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 47 | 50 | 171 |
| Year Built | 2008 | 2014 | 1985 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | > $10,000 Deductible | $500 Deductible |