How Much Does Elizabeth, NJ Home Insurance Cost?
Elizabeth, NJ Average Homeowners Insurance Cost
$981
Homeowners Insurance Cost - Elizabeth, NJ
$268,700
Median Home Value - Elizabeth, NJ
Elizabeth, NJ Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.77 | $969.23 |
| $1000 Deductible | -$104.18 | $876.82 |
| $1500 Deductible | -$155.59 | $825.41 |
| $2000 Deductible | -$231.71 | $749.29 |
| $2500 Deductible | -$276.64 | $704.36 |
Elizabeth, NJ Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$196 | $785 |
| 30 year old | +$15 | $996 |
| 40 year old | +$26 | $1,007 |
| 50 year old | +$37 | $1,018 |
| Above 50 year old | +$47 | $1,028 |
Elizabeth, NJ Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$118 | $863 |
| Superior | -$88 | $893 |
| Masonry | -$49 | $932 |
| Brick | -$49 | $932 |
| Hail Resistant Roof | -$29 | $952 |
Elizabeth, NJ Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$20 | $1,001 |
| Swimming Pool With A Diving Board | +$49 | $1,030 |
| Swimming Pool With Slide | +$59 | $1,040 |
Elizabeth, NJ Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $29 | $952 |
| Police Department | $10 | $971 |
Elizabeth, NJ Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$412.02 | $1,393 |
| Filing a Second Liability Claim | +$372.78 | $1,354 |
| Filing a Second Theft Claim | +$372.78 | $1,354 |
| Filing a Second Water Claim | +$323.73 | $1,305 |
| Filing a Fire Claim | +$196.2 | $1,177 |
| Filing a Liability Claim | +$186.39 | $1,167 |
| Filing a Theft Claim | +$186.39 | $1,167 |
| Filing a Water Claim | +$156.96 | $1,138 |
| Filing a Weather Claim | +$156.96 | $1,138 |