How To Make Your Elizabeth, NJ Home Insurance Cheaper
Elizabeth, NJ, homeowners insurance is about $981. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Elizabeth, NJ Home Insurance Rates with the Union County Average
| Place | Union County Average: $1,151.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Elizabeth, NJ | $981.0 | -170.0 | -0.15 | 124,795 | 268,700 |
Cost of Elizabeth, NJ Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Brookdale | 359,000 | 5,592 | $1,170 |
| Belford | 344,800 | 19,332 | $1,134 |
| Elmont | 374,900 | 6,376 | $1,648 |
| Dayton | 377,700 | 18,849 | $1,221 |
Homeowners Insurance Comparison for the Cheapest Premiums in Elizabeth, NJ
| Allstate | Travelers | Progressive | |
| Median Home Value ($) | 268,700 | 268,700 | 268,700 |
| Age of Home | Newly Constructed Home | Year 50 Old | Year 30 Old |
| Home Coverage ($) | $400,000 -$499,999 | $400,000 -$499,999 | $300,000 -$399,999 |
| Total Premium ($) | $1,467.8 | $2,192.4 | $1,571.8 |
Cost of Elizabeth, NJ Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Liberty Mutual | 500 | $500,000-$749,999 | 2,306.9 |
| GEICO | 1000 | $500,000-$749,999 | 2,211.7 |
| Farmer's Insurance | 1000 | $200,000-$249,999 | 647.7 |
| Universal Property & Casualty Insurance Company | 1500 | $400,000-$499,999 | 1,635.0 |
| Westfield Insurance | 2000 | $500,000-$749,999 | 1,950.1 |
| MetLife | 1000 | $1000,000-$1499,999 | 2,816.5 |
| Esurance | 2500 | $175,000-$199,999 | 440.2 |
| Safeco Insurance | 1500 | $250,000-$299,999 | 1,024.9 |
| Nationwide | 1000 | $300,000-$399,999 | 1,353.5 |
| Amica Mutual Insurance | 2000 | $1500,000-$2000,000 | 2,666.2 |