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Elizabeth, NJ Home Values & Insurance Rates

Elizabeth, NJ Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 87 1.0% $67
$100,000 to $124,999 273 3.0% $305
$125,000 to $149,999 199 2.0% $381
$150,000 to $174,999 795 9.0% $449
$175,000 to $199,999 377 4.0% $525
$200,000 to $249,999 1,610 18.0% $627
$250,000 to $299,999 1,978 23.0% $771
$300,000 to $399,999 3,155 36.0% $983

Top Home Insurance Agents Near Elizabeth, NJ

Home Insurance Company Near Elizabeth, NJ Homeowners Insurance Agency Near Elizabeth, NJ Address
NA Simon Agency Ny, Inc. 14 Front St Ste 201, Hempstead, NY, 11550
NA Local Brokerage Dba Budget Brokerage 809 Carman Ave , Westbury, NY, 11590
Travelers Geo E Payne & Son Inc 200-15 32ND AVE, BAYSIDE, NY, 11361
Farmers Ilda Cartaxo 244 Harrison Ave, Lodi, NJ, 7644
Allstate New York Statewide Protection Inc. 290 Route 59, Nyack, NY, 10960

Estimated Home Insurance By Street Area Near Elizabeth, NJ

Elizabeth Area Estimated House Insurance
N Fleet St, Dewey Pl, S Pearl St, Brunswick Ave, McKinley St, Linden St, Izmir St, Hampton Pl, Trumbull St, Williams Dr$826
Bayway, Meridian St, Kempshall Pl, Centre St, Lower Rd To Newark, Harbor Front Pl, Montgomery Pl, Lyon Pl, Bay Ave, Hazard Pl$828
Slater Dr, Williamson St, Trotters Ln, S Park St, Bayway Cir, Spencer St, Burlington Ave, Bank St, Police Plz, Monsignor Kemezis Pl$819
S 7th St, Carrington St, Gibbons Ct, Newcomb Pl, Augusta St, Watson Ave, Mellon Pl, Burnet St, W Jersey St, Livingston Rd$851
Russell Pl, Eaton St, Marshall St, Prince St, Glimcher Realty Way, Community Ln, Clarkson Ave, Dakar St, Dayton St, Donald Pl$818

Savings on home insurance for senior occupied homes

PlaceSavings
Elizabeth$126 to $129
Hillside$126
Roselle$125
Linden$127

Elizabeth, NJ Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elizabeth, NJ2.8%7.4%
Hillside2.73%7.01%
Roselle2.8%6.96%
Linden2.99%7.22%

Elizabeth Renters Insurance as a Percentage of Rent

Elizabeth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 669 2.0% $784
$300 to $499 1,151 4.0% $1234
$500 to $749 2,656 9.0% $1909
$750 to $999 8,194 29.0% $2659
$1,000 to $1,499 11,475 41.0% $3784
$1,500 or more 3,192 11.0% $5434

Elizabeth, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Elizabeth Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,700$6,200
Net Savings to Elizabeth Home Owner from High Deductible Plan $500

Elizabeth, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elizabeth, NJ Home Replacement Value MORE than Home Value Elizabeth, NJ Home Replacement Value LESS than Home Value
Replacement Value $377,000 $266,500
Insurance Premium based on Replacement Value $1,800 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $250/year

Example Elizabeth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 67195108
Year Built 198719631956
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Elizabeth, NJ Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Hillside township, Union County, New Jersey $126 $168 $252
Roselle borough, New Jersey $125 $167 $251
Linden city, New Jersey $128 $170 $255

Sample Home Insurance Rates for Elizabeth, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 340,000 Membrane Roof 2,220 4 $1000-$2500 Deductible 110 1 Stone Siding No
2011 340,000 Membrane Roof 2,140 3 $2500-$5000 Deductible 160 2 Brick siding No
1987 180,000 Shingles Roof 1,140 2 $1000-$2500 Deductible 560 12 Stucco siding No
1948 440,000 Metal Roof 3,000 4 $1000-$2500 Deductible 490 3 Vinyl siding No
1961 230,000 Wood Shake Roof 1,380 2 $500 Deductible 360 4 Brick siding yes
1977 265,000 Shingles Roof 1,850 4 $500 Deductible 820 8 Stone Siding No
1988 245,000 Composition Roof 1,480 2 $500- $1000 Deductible 760 6 Vinyl siding yes
1946 215,000 Wood Shake Roof 1,240 3 $2500-$5000 Deductible 100 2 Brick siding No
1981 215,000 Asphalt Shingles Roof 1,250 2 $2500-$5000 Deductible 200 3 Brick siding No