Elizabeth Insurance Rates:

Elizabeth, NJ homeowners insurance is approximately $719 to $978, about $59-$81/month. Our extensive research reveals consumers can save upto $339 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
I would recommend this home insurance company because I have been with them for many years and have had no problems. As long as you pay your bills on time they provide their services as promised.
Progressive
The deductible is not too high and its not very low either its in the middle. I believe other companies are a bit higher.
Geico
This home insurance is well known around the country and people mostly know it as an auto insurance which gives it popularity.
State Farm
There were a few bits of coverage that we're not available without paying a little more, but the basics were there.
Nationwide
I have always had wonderful experiences with the customer service when I've had to deal with them! They are great and very helpful.
Aaa
When my son had an accident, they were very prompt to add points to my history. it resulted in a significant increase in three years.
State Farm
The people who work there are extremely friendly and do everything in their power to get you the best rate. If it's getting close to your policy payment being late, they always call to remind.
State Farm
I like how personal they are. They always know how to treat their customers. They try to make it so I know what is going on.
State Farm
have not shopped around to compare seems reasonable for the current market not many increases over the years overall pleased with premium
Aaa
It is probably a bit more than other insurance companies, but I think I get what I pay for. There was a mistake earlier this year in my billing
State Farm
I feel they give us the best products out there for the money. The agents and CSRs are wonderful to work with and very knowledgeable. If they don't have the answer, they get it for you, that's what I like the most about the company. I also believe their pricing is very competitive but fair.
Allstate
There is nothing I dislike about this company. They have been great in every way and I would recommend them to anyone looking for a new home insurance provider.
Progressive
From this company I liked its internal qualities which has a perfect communication and a reasonable amount of personnel that can be attended to quickly, I liked that this company takes the trouble to cover things that could be called insignificant for other companies Unlike this, this leaves an incredible experience which makes me feel safe, this company offers security.
Liberty Mutual
I would recommend Liberty Mutual for home insurance. They provide great customer service and have great options for premium and deductible coverage. They work well with my home loan company to keep up with my escrow payment.
State Farm
After 3 years buying this insurance they should give us a discount and we are still waiting for it.
The Hartford
MY HOME INSURANCE COMPANY POLICY OFFERING COMPARED TO OTHER HOME INSURANCE,MY COMPANY IS BEST BECAUSE MY COMPANY PROVIDE MANY DIFFERENT POLICIES.
Aaa
The app is okay, the website is okay, I don't like the fact that I have to call customer service after 430 because my rep is not available.
Aaa
I do not like the annual premium price and the fact that they raise it every year, regardless of ever filing a claim. Additionally, I do not like their customer service.
Westfield Insurance
Sometimes they do not offer their expesifications very well

Elizabeth, NJ Homeowners Insurance By Home Value

Elizabeth, NJ Home Value Total Homes % of Total Average Elizabeth, NJ Homeowners Insurance
Less than $50,000 87 1.0% $67
$100,000 to $124,999 273 3.0% $305
$125,000 to $149,999 199 2.0% $381
$150,000 to $174,999 795 9.0% $449
$175,000 to $199,999 377 4.0% $525
$200,000 to $249,999 1,610 18.0% $627
$250,000 to $299,999 1,978 23.0% $771
$300,000 to $399,999 3,155 36.0% $983

Top Home Insurance Agents Near Elizabeth, NJ

Home Insurance Company Near Elizabeth, NJ Homeowners Insurance Agency Near Elizabeth, NJ Address
NA Simon Agency Ny, Inc. 14 Front St Ste 201, Hempstead, NY, 11550
NA Local Brokerage Dba Budget Brokerage 809 Carman Ave , Westbury, NY, 11590
Travelers Geo E Payne & Son Inc 200-15 32ND AVE, BAYSIDE, NY, 11361
Farmers Ilda Cartaxo 244 Harrison Ave, Lodi, NJ, 7644
Allstate New York Statewide Protection Inc. 290 Route 59, Nyack, NY, 10960

Elizabeth, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Elizabeth, NJ

Streets in Elizabeth Area Homeowners Insurance Cost
N Fleet St, Dewey Pl, S Pearl St, Brunswick Ave, McKinley St, Linden St, Izmir St, Hampton Pl, Trumbull St, Williams Dr$826
Bayway, Meridian St, Kempshall Pl, Centre St, Lower Rd To Newark, Harbor Front Pl, Montgomery Pl, Lyon Pl, Bay Ave, Hazard Pl$828
Slater Dr, Williamson St, Trotters Ln, S Park St, Bayway Cir, Spencer St, Burlington Ave, Bank St, Police Plz, Monsignor Kemezis Pl$819
S 7th St, Carrington St, Gibbons Ct, Newcomb Pl, Augusta St, Watson Ave, Mellon Pl, Burnet St, W Jersey St, Livingston Rd$851
Russell Pl, Eaton St, Marshall St, Prince St, Glimcher Realty Way, Community Ln, Clarkson Ave, Dakar St, Dayton St, Donald Pl$818

Elizabeth, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elizabeth$126 to $129
Hillside$126
Roselle$125
Linden$127

Elizabeth, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hillside township, Union County, New Jersey $126 $168 $252
Roselle borough, New Jersey $125 $167 $251
Linden city, New Jersey $128 $170 $255

Elizabeth, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elizabeth, NJ2.8%7.4%
Hillside2.73%7.01%
Roselle2.8%6.96%
Linden2.99%7.22%

Elizabeth Renters Insurance as a Percentage of Rent

Elizabeth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 669 2.0% $784
$300 to $499 1,151 4.0% $1234
$500 to $749 2,656 9.0% $1909
$750 to $999 8,194 29.0% $2659
$1,000 to $1,499 11,475 41.0% $3784
$1,500 or more 3,192 11.0% $5434

Elizabeth, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Elizabeth Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,700$6,200
Net Savings to Elizabeth Home Owner from High Deductible Plan $500

Elizabeth, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elizabeth, NJ Home Replacement Value MORE than Home Value Elizabeth, NJ Home Replacement Value LESS than Home Value
Replacement Value $377,000 $266,500
Insurance Premium based on Replacement Value $1,800 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $250/year

Example Elizabeth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 67195108
Year Built 198719631956
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Elizabeth, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 210,000 Membrane Roof 1,500 2 $500 Deductible 220 4 Fiber-Cement Siding No
1968 165,000 Slate Shingles Roof 940 2 $5000 to $10,000 Deductible 260 7 Fiber-Cement Siding yes
2010 335,000 Composition Roof 1,790 4 > $10,000 Deductible 1100 12 Vinyl siding No
1987 410,000 Metal Roof 3,210 4 $5000 to $10,000 Deductible 350 3 Vinyl siding yes
1948 480,000 Wood Shake Roof 2,900 4 $1000-$2500 Deductible 310 3 Brick siding yes
1985 215,000 Composition Roof 1,700 2 $500 Deductible 910 10 Stone Siding yes
1948 315,000 Composition Roof 2,070 4 > $10,000 Deductible 350 5 Brick siding No
1962 390,000 Shingles Roof 3,020 4 $2500-$5000 Deductible 570 4 Brick siding No
1989 205,000 Wood Shake Roof 1,350 2 $2500-$5000 Deductible 790 10 Wood siding yes
1958 230,000 Slate Shingles Roof 1,250 2 $500 Deductible 1300 12 Vinyl siding yes
1961 285,000 Membrane Roof 1,550 2 > $10,000 Deductible 700 12 Wood siding yes
1957 255,000 Asphalt Shingles Roof 1,580 2 $5000 to $10,000 Deductible 190 4 Stucco siding No
1972 185,000 Asphalt Shingles Roof 1,320 2 $5000 to $10,000 Deductible 380 6 Brick siding yes
1940 315,000 Composition Roof 1,690 4 $5000 to $10,000 Deductible 410 6 Wood siding yes
1950 350,000 Wood Shake Roof 2,130 4 $500 Deductible 1910 12 Stucco siding yes
1981 235,000 Shingles Roof 1,740 3 $5000 to $10,000 Deductible 170 3 Vinyl siding yes
1945 375,000 Metal Roof 2,140 4 $500 Deductible 1340 10 Stone Siding yes
1954 225,000 Tile Roof 1,210 2 $5000 to $10,000 Deductible 560 12 Brick siding yes
1970 130,000 Composition Roof 910 2 $500- $1000 Deductible 240 4 Fiber-Cement Siding yes
1989 280,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 120 1 Stucco siding No
1971 200,000 Metal Roof 1,260 3 $1000-$2500 Deductible 310 4 Stucco siding yes
1983 340,000 Membrane Roof 2,220 4 $1000-$2500 Deductible 110 1 Stone Siding No
2011 340,000 Membrane Roof 2,140 3 $2500-$5000 Deductible 160 2 Brick siding No
1987 180,000 Shingles Roof 1,140 2 $1000-$2500 Deductible 560 12 Stucco siding No
1948 440,000 Metal Roof 3,000 4 $1000-$2500 Deductible 490 3 Vinyl siding No
1961 230,000 Wood Shake Roof 1,380 2 $500 Deductible 360 4 Brick siding yes
1977 265,000 Shingles Roof 1,850 4 $500 Deductible 820 8 Stone Siding No
1988 245,000 Composition Roof 1,480 2 $500- $1000 Deductible 760 6 Vinyl siding yes
1946 215,000 Wood Shake Roof 1,240 3 $2500-$5000 Deductible 100 2 Brick siding No
1981 215,000 Asphalt Shingles Roof 1,250 2 $2500-$5000 Deductible 200 3 Brick siding No

Find Visual Guide for Elizabeth, NJ Home Insurance Buyers on Insurance Companies and Rates