Elgin Insurance Rates:

Elgin, TX homeowners insurance is about $871 to $1,187, about $72-$98/month. Our detailed research shows customers can save as much as $411 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
If i was to have a pool built on the lot insurance would go up even without coverage with the pool
The Hartford
The Hartford’s competitive rates include both attractive premiums and generous driver discounts. Be sure to take both into account when weighing auto insurance companies’ rates against one another

Elgin, TX Homeowners Insurance By Home Value

Elgin, TX Home Value Total Homes % of Total Average Elgin, TX Homeowners Insurance
Less than $50,000 691 15.0% $215
$50,000 to $59,999 140 3.0% $462
$60,000 to $69,999 142 3.0% $575
$70,000 to $79,999 351 7.0% $657
$80,000 to $89,999 222 4.0% $750
$90,000 to $99,999 356 7.0% $842
$100,000 to $124,999 720 15.0% $976
$125,000 to $149,999 442 9.0% $1213
$150,000 to $174,999 431 9.0% $1439
$175,000 to $199,999 280 6.0% $1665
$200,000 to $249,999 315 6.0% $1994
$250,000 to $299,999 305 6.0% $2446
$300,000 to $399,999 129 2.0% $3104

Top Home Insurance Agents Near Elgin, TX

Home Insurance Company Near Elgin, TX Homeowners Insurance Agency Near Elgin, TX Address
Travelers Achilles & Associates 7756 NORTHCROSS DR STE 204, AUSTIN, TX, 78757
Travelers Carroll And Delaune Insurance Services Inc 1101 W 34Th St #503, Austin, TX, 78705
Nationwide Corbett D Brown Agency 7700 W Highway 71 Ste 130, Austin, TX, 78735
State Farm Daryl Mitchell 1000 R Payton Gin Road, Austin, TX, 78758-6763
Allstate Evelyn Murphy 7035 Bee Cave Rd Ste 103, Austin, TX, 78746

Cost Of Homeowners Insurance By Street Near Elgin, TX

Streets in Elgin Area Homeowners Insurance Cost
Old Coach Ln, Co Rd 74, N Ave E, Red Bud Trl N, Pleasant Grove Loop, Beth Rd, E 7th St, Belton St, E 10th St, Roy Davis Rd$1,029
S Ave F, Co Rd 50, Zaragoza St, Unnamed Private Rd, Old Sayers Rd, Mariposa St, Co Rd 460, Anderson Dr, Gillespie Ln, Matin Luther King$1,023
Evergreen St, Long Hollow Rd, Dogwood Ct, Terri Trl, W 9th St, Carver St, Canary St, FM 969 Farm-To-Market Rd, Co Rd 104, Canada St$1,044
State Hwy 95 S, Briarwood Ln, Hillcrest Cir, E 3rd St, Jordan Ln, Co Rd 106, Mogonye Ln, W Cleveland St, Vis del Arroud, Ewing Ave$1,048
Co Rd 71, Larson St, Flint Rock, Edmonson Ranch Rd, Spanish Oak Trl, Haisler St, W Austin St, Co Rd 58, Twin Oaks Rd, Irene St$1,022

Elgin, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elgin$153 to $155
McDade$150
Camp Swift$151
Webberville$154

Elgin, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McDade CDP, Texas $126 $167 $251
Camp Swift CDP, Texas $126 $168 $252
Webberville village, Texas $128 $171 $256

Elgin, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elgin, TX6.8%16.2%
McDade7.44%28.29%
Camp Swift7.5%22.29%
Webberville5.41%16.85%

Elgin Renters Insurance as a Percentage of Rent

Elgin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 18 1.0% $802
$300 to $499 159 12.0% $1252
$500 to $749 239 18.0% $1927
$750 to $999 569 43.0% $2677
$1,000 to $1,499 305 23.0% $3802
$1,500 or more 25 1.0% $5452

Elgin, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Elgin Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $8,500$7,500
Net Savings to Elgin Home Owner from High Deductible Plan $1,000

Elgin, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elgin, TX Home Replacement Value MORE than Home Value Elgin, TX Home Replacement Value LESS than Home Value
Replacement Value $118,500 $76,500
Insurance Premium based on Replacement Value $1,225 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $325/year

Example Elgin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 84133188
Year Built 199720111982
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$175000-$200000$300000-$350000
Deductible $500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Elgin, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 115,000 Slate Shingles Roof 1,620 4 $500- $1000 Deductible 490 6 Stucco siding yes
1986 220,000 Asphalt Shingles Roof 3,150 4 $2500-$5000 Deductible 710 5 Stone Siding yes
1967 140,000 Wood Shake Roof 1,600 3 $500- $1000 Deductible 70 1 Stone Siding yes
2012 220,000 Tile Roof 3,300 4 $5000 to $10,000 Deductible 1210 12 Fiber-Cement Siding yes
1986 120,000 Metal Roof 1,950 3 $2500-$5000 Deductible 590 8 Wood siding yes
2010 375,000 Slate Shingles Roof 4,670 5 $5000 to $10,000 Deductible 160 1 Stucco siding yes
1960 345,000 Shingles Roof 4,450 5 > $10,000 Deductible 990 7 Vinyl siding No
2014 260,000 Composition Roof 3,370 4 $1000-$2500 Deductible 1830 10 Stone Siding yes
1960 195,000 Shingles Roof 2,300 3 $500 Deductible 1130 9 Wood siding yes
2010 165,000 Slate Shingles Roof 2,170 3 $500- $1000 Deductible 670 5 Stone Siding yes
1982 175,000 Wood Shake Roof 2,210 3 $5000 to $10,000 Deductible 670 9 Stone Siding No
1980 105,000 Asphalt Shingles Roof 1,340 3 $500 Deductible 300 3 Stone Siding yes
1990 135,000 Composition Roof 1,710 3 $1000-$2500 Deductible 740 12 Wood siding yes
1991 110,000 Slate Shingles Roof 1,380 3 $500 Deductible 380 4 Stone Siding yes
1961 100,000 Composition Roof 1,590 3 $500- $1000 Deductible 70 1 Stone Siding yes
1988 150,000 Tile Roof 1,840 4 $1000-$2500 Deductible 980 12 Fiber-Cement Siding yes
1993 145,000 Metal Roof 2,260 4 $500- $1000 Deductible 110 1 Wood siding yes
2010 240,000 Shingles Roof 2,940 5 $2500-$5000 Deductible 620 5 Stucco siding No
1993 260,000 Tile Roof 4,200 5 $1000-$2500 Deductible 1690 12 Vinyl siding yes
1962 115,000 Wood Shake Roof 1,540 3 $2500-$5000 Deductible 60 1 Vinyl siding No
2001 195,000 Shingles Roof 2,730 4 $500 Deductible 280 2 Stucco siding No
1993 140,000 Metal Roof 1,870 4 $500 Deductible 920 8 Vinyl siding yes
1968 80,000 Tile Roof 1,320 3 $1000-$2500 Deductible 530 12 Brick siding yes
1967 295,000 Slate Shingles Roof 4,810 5 $2500-$5000 Deductible 780 5 Vinyl siding No
1961 165,000 Membrane Roof 2,250 3 $500- $1000 Deductible 1240 10 Stone Siding yes
1981 130,000 Slate Shingles Roof 1,420 3 $500- $1000 Deductible 980 12 Stone Siding No
1993 385,000 Shingles Roof 4,320 5 > $10,000 Deductible 1520 12 Vinyl siding yes
2007 155,000 Composition Roof 1,980 3 $500 Deductible 1020 9 Wood siding No
1965 140,000 Metal Roof 2,100 3 $2500-$5000 Deductible 700 12 Stucco siding No
2005 195,000 Metal Roof 2,380 3 $1000-$2500 Deductible 150 1 Wood siding No
1997 105,000 Tile Roof 1,640 3 $1000-$2500 Deductible 810 10 Wood siding No