How Much Does Elgin, IL Home Insurance Cost?

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Elgin, IL Average Homeowners Insurance Cost

$833

Homeowners Insurance Cost - Elgin, IL

$171,200

Median Home Value - Elgin, IL


Elgin, IL Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$10.0 $823.0
$1000 Deductible -$88.46 $744.54
$1500 Deductible -$132.11 $700.89
$2000 Deductible -$196.75 $636.25
$2500 Deductible -$234.91 $598.09

Elgin, IL Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$208 $625
30 year old +$13 $846
40 year old +$22 $855
50 year old +$32 $865
Above 50 year old +$40 $873

Elgin, IL Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$92 $741
Superior -$75 $758
Masonry -$42 $791
Brick -$42 $791
Hail Resistant Roof -$17 $816


Elgin, IL Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$17 $850
Swimming Pool With A Diving Board +$33 $866
Swimming Pool With Slide +$50 $883

Elgin, IL Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $25 $808
Police Department $8 $825

Elgin, IL Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$349.86 $1,183
Filing a Second Liability Claim +$316.54 $1,150
Filing a Second Theft Claim +$316.54 $1,150
Filing a Second Water Claim +$274.89 $1,108
Filing a Fire Claim +$166.6 $1,000
Filing a Liability Claim +$158.27 $991
Filing a Theft Claim +$158.27 $991
Filing a Water Claim +$133.28 $966
Filing a Weather Claim +$133.28 $966

Elgin, IL Home Insurance - Analysis On Quotes, Rates & Agents

Elgin, IL Home Insurance Agents for Top Companies

Visual Guide for Elgin, IL Home Insurance Buyers on Insurance Companies and Rates