How Much Does Elgin, IL Home Insurance Cost?
Elgin, IL Average Homeowners Insurance Cost
$833
Homeowners Insurance Cost - Elgin, IL
$171,200
Median Home Value - Elgin, IL
Elgin, IL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$10.0 | $823.0 |
| $1000 Deductible | -$88.46 | $744.54 |
| $1500 Deductible | -$132.11 | $700.89 |
| $2000 Deductible | -$196.75 | $636.25 |
| $2500 Deductible | -$234.91 | $598.09 |
Elgin, IL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$208 | $625 |
| 30 year old | +$13 | $846 |
| 40 year old | +$22 | $855 |
| 50 year old | +$32 | $865 |
| Above 50 year old | +$40 | $873 |
Elgin, IL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$92 | $741 |
| Superior | -$75 | $758 |
| Masonry | -$42 | $791 |
| Brick | -$42 | $791 |
| Hail Resistant Roof | -$17 | $816 |
Elgin, IL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$17 | $850 |
| Swimming Pool With A Diving Board | +$33 | $866 |
| Swimming Pool With Slide | +$50 | $883 |
Elgin, IL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $25 | $808 |
| Police Department | $8 | $825 |
Elgin, IL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$349.86 | $1,183 |
| Filing a Second Liability Claim | +$316.54 | $1,150 |
| Filing a Second Theft Claim | +$316.54 | $1,150 |
| Filing a Second Water Claim | +$274.89 | $1,108 |
| Filing a Fire Claim | +$166.6 | $1,000 |
| Filing a Liability Claim | +$158.27 | $991 |
| Filing a Theft Claim | +$158.27 | $991 |
| Filing a Water Claim | +$133.28 | $966 |
| Filing a Weather Claim | +$133.28 | $966 |