Elfers Insurance Rates:

Elfers, FL homeowners insurance is approximately $950 to $1,289, about $79-$107/month. Our complete research reveals consumers can save upto $448 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Elfers, FL Homeowners Insurance By Home Value

Elfers, FL Home Value Total Homes % of Total Average Elfers, FL Homeowners Insurance
Less than $50,000 600 15.0% $336
$50,000 to $59,999 450 11.0% $716
$60,000 to $69,999 458 11.0% $896
$70,000 to $79,999 427 10.0% $1030
$80,000 to $89,999 352 9.0% $1164
$90,000 to $99,999 344 8.0% $1310
$100,000 to $124,999 534 13.0% $1512
$125,000 to $149,999 343 8.0% $1892
$150,000 to $174,999 219 5.0% $2240
$175,000 to $199,999 44 1.0% $2587
$200,000 to $249,999 106 2.0% $3113

Top Home Insurance Agents Near Elfers, FL

Home Insurance Company Near Elfers, FL Homeowners Insurance Agency Near Elfers, FL Address
NA Livstar Inc Dba Safeguard Insurance Group 8106 Us Hwy 19 , Port Richey, FL, 34668
Travelers Full Cover Insurance Solutions 3141 S FLORIDA AVE, LAKELAND, FL, 33803
Travelers Garland Insurance Inc 5620 US HWY 98 N, LAKELAND, FL, 33809
Allstate Kurt Hesser 12551 Indian Rocks Rd Ste 9, Largo, FL, 33774
Travelers Paul James Insurance 18101 HIGHWOODS PRESERVE PKWY STE 208, TAMPA, FL, 33647

Cost Of Homeowners Insurance By Street Near Elfers, FL

Streets in Elfers Area Homeowners Insurance Cost
Jupiter Dr, Blue Coral Way, Plymouth Dr, Odom Dr, Cancille St, Appomattox Dr, Landau St, Sawyer Ln, Riverlawn Ct, Mallow St$1,132
Croton Dr, Barker Dr, Myrtle Oak Dr, Clairborne St, Cheri Ct, Corkwood Ct, Linnet St, Ivy Ln, Sparrow Dr, Mosaic Dr$1,127
Andrea Dr, Lenmar Ct, Dove Dr, Canosa Dr, Firecreek Ct, Cockleshell Dr, Hemlock Dr, Abaco Ct, Grant Ave, Aspen St$1,135
Linder Pl, Rushmore Dr, Chesham Dr, Mesa Dr, Gloria Dr, Athens Ave, Puma Dr, Consuello Dr, Jasperwood Dr, Cape Cod Dr$1,115
Southport Dr, School Rd, Betsy Dr, Springland Dr, Redleaf Dr, Britt Dr, Bookman Dr, Coco Plum Cir, Baroque Dr, Charles St$1,114

Elfers, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Elfers$167 to $170
Beacon Square$168
Key Vista$177
New Port Richey$172

Elfers, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beacon Square CDP, Florida $168 $224 $336
Holiday CDP, Florida $168 $224 $336
Key Vista CDP, Florida $177 $236 $354

Elfers, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Elfers, FL9.5%29.7%
Beacon Square8.39%24.43%
Holiday8.64%30.99%
Key Vista6.09%17.46%

Elfers Renters Insurance as a Percentage of Rent

Elfers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 20 1.0% $801
$300 to $499 48 3.0% $1251
$500 to $749 214 16.0% $1926
$750 to $999 426 32.0% $2676
$1,000 to $1,499 567 43.0% $3801
$1,500 or more 34 2.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Elfers For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Southern Fidelity Insurance $3,232
150,000 27 NO Universal Insurance $4,257
150,000 27 YES American Traditions Insurance $1,737
150,000 27 YES Tower Hill Prime Insurance $1,262
150,000 27 YES Universal Property & Casualty Insurance $898
300,000 12 NA Castle Key Indemnity Company Insurance $2,622
300,000 12 NA Florida Peninsula Insurance $2,866
300,000 12 NA Southern Fidelity Insurance $4,476

Elfers, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$5,500
Yearly Elfers Homeowner Insurance Premium Example $2,300$1,300
Out of Pocket Expense During Claim$1,500$5,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,000$12,000
Net Savings to Elfers Home Owner from High Deductible Plan $1,000

Elfers, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elfers, FL Home Replacement Value MORE than Home Value Elfers, FL Home Replacement Value LESS than Home Value
Replacement Value $99,000 $72,000
Insurance Premium based on Replacement Value $1,975 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year

Example Elfers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualTravelers
Monthly Premium 167270168
Year Built 199419771985
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$100000-$125000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Elfers, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 100,000 Metal Roof 1,850 4 $500- $1000 Deductible 410 3 Stone Siding No
1979 140,000 Membrane Roof 2,070 3 $1000-$2500 Deductible 2060 12 Brick siding yes
1992 140,000 Asphalt Shingles Roof 2,290 4 $2500-$5000 Deductible 940 5 Vinyl siding yes
1991 70,000 Metal Roof 1,270 3 $1000-$2500 Deductible 830 10 Vinyl siding No
1991 160,000 Composition Roof 3,280 4 $1000-$2500 Deductible 720 4 Brick siding No
1979 170,000 Composition Roof 2,310 4 $1000-$2500 Deductible 720 4 Wood siding No
1970 130,000 Slate Shingles Roof 2,400 4 $1000-$2500 Deductible 600 4 Fiber-Cement Siding No
1986 195,000 Shingles Roof 3,350 4 $500- $1000 Deductible 1870 6 Fiber-Cement Siding No
1993 180,000 Slate Shingles Roof 2,800 4 $2500-$5000 Deductible 1220 7 Fiber-Cement Siding No
1984 140,000 Slate Shingles Roof 2,580 4 $1000-$2500 Deductible 280 2 Vinyl siding yes
1989 140,000 Shingles Roof 2,840 4 $1000-$2500 Deductible 1980 8 Vinyl siding No
1976 110,000 Membrane Roof 2,230 4 $1000-$2500 Deductible 270 2 Wood siding No
1981 95,000 Composition Roof 1,330 3 $500 Deductible 900 7 Fiber-Cement Siding yes
1991 220,000 Tile Roof 3,330 4 $500 Deductible 3360 8 Wood siding yes
1979 165,000 Composition Roof 2,390 3 $5000 to $10,000 Deductible 410 3 Stucco siding yes
1974 110,000 Asphalt Shingles Roof 1,600 3 $500- $1000 Deductible 1720 10 Brick siding No
1999 130,000 Metal Roof 1,940 4 $2500-$5000 Deductible 160 1 Stone Siding yes
1987 140,000 Asphalt Shingles Roof 2,010 3 $500- $1000 Deductible 450 2 Vinyl siding yes
1978 120,000 Shingles Roof 1,640 3 $500- $1000 Deductible 1370 7 Wood siding yes
1996 75,000 Composition Roof 1,460 3 $500 Deductible 120 1 Fiber-Cement Siding No
1971 170,000 Metal Roof 3,350 4 $5000 to $10,000 Deductible 900 6 Fiber-Cement Siding yes
1986 95,000 Shingles Roof 1,890 3 $2500-$5000 Deductible 100 1 Stone Siding No
1991 185,000 Asphalt Shingles Roof 3,180 4 $5000 to $10,000 Deductible 2110 10 Stone Siding yes
1979 120,000 Shingles Roof 1,680 4 $500 Deductible 560 3 Wood siding No
1996 165,000 Tile Roof 3,330 4 $2500-$5000 Deductible 2280 8 Wood siding No
1981 180,000 Asphalt Shingles Roof 2,470 4 $1000-$2500 Deductible 220 1 Fiber-Cement Siding No
1978 165,000 Asphalt Shingles Roof 3,260 4 $1000-$2500 Deductible 330 2 Brick siding No
1997 130,000 Metal Roof 2,060 3 $500- $1000 Deductible 340 2 Stone Siding No