Eldersburg Insurance Rates:

Eldersburg, MD homeowners insurance is roughly $620 to $841, about $51-$70/month. Our complete analysis reveals consumers can save upto $292 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
I get them through work and none of the other companies could not even come close to the premium and deductible.
Usaa
Usaa's rates are competitive. we have priced other insurance companies, and they have never been able to beat what usaa offers.
Geico
For the same coverage I feel as though I pay significantly less than other companies and that is one of the main reasons why our family uses geico for our home insurance policy.
State Farm
The ability to satisfy your customers to gain customer loyalty is the critical determinant of your success in driving sales and growing your business. There are four levels of customer satisfaction.
Usaa
I would recommend USAA for home because it also covers your personal property that could be stolen or lost in a fire, tornado, or other natural disaster.
Liberty Mutual
THE CUSTOMER SERVICE IS GOOD. YOU WILL ACTUALLY SPEAK WITH A PERSON AND NOT AN A.I. THIS IS IMPORTANT BECAUSE IT BUILDS TRUST IN CUSTOOMERS. I GIVE THE CUSTOMER SERVICE DEPT. A HIGH 4
Usaa
I would recommend it because it has been a fine company for us. We had to file a claim several months ago and it went well.Their customer service is helpful and they offer a lot of discounts.
Allstate
Allstate's home insurance meets my family's needs and I would have no problem in recommending their home insurance products to my friends and family. In fact, I have recommended them!
State Farm
My premiums rise a bit each year, even with all the discounts. in order to keep them manageable, i keep having to reduce my coverage, or increase my deductibles. if the increases continue over time, it will become less and less affordable on a fixed income.
Usaa
I don't have a personal relationship with an agent, but since i rarely file a claim this isn't a big deal to me.
State Farm
I can't think of anything that I don't like besides paying the premium of course, but who likes paying bills? I can't think of a single time where IÃḃ€™ve been disappointed or even frustrated with this company for any reason.
Progressive
I liked that my company is always there for me when I need them they also have good custonmer service and leave me with a smile
Liberty Mutual
They have always responded quickly and made sure that I understand the terms of my policy fully. They connect on a personal level and are upfront about making sure my insurance needs are met.
State Farm
My least favorite thing about USAA was the mortgage rates, they didn't seem as competitive as the other companies.
Usaa
I use the company for all my insurance policies and it is easy to deal with them. The rate is nice and when I comparison shop I have yet to find a cheaper option in the marketplace.
Farmer's Insurance
I dislike the fact they tried to drop us after we had water damage. They pointed out we'd filed another water damage claim, but that was with another company and for a different reason. Our agent went to bat for us and they didn't drop us, but I thought that was unfair.
State Farm
We have used State Farm Insurance for our homes and also for our cars for over 40 years.We have had at least 5 different agents all proved to be excellent
Liberty Mutual
I will definitely recommend this insurance company because of the benefits it offers and the coverage you get.
Farmer's Insurance
I would recommend this company for their competitive monthly premiums and coverage options. I have used them for years and am pleased with the services they provide overall.
Erie Insurance
I would recommend this insurance company because they provide a quick, reliable service. The one time that I have had to use my insurance so far, the estimate was fair and my premium rates.

Eldersburg, MD Homeowners Insurance By Home Value

Eldersburg, MD Home Value Total Homes % of Total Average Eldersburg, MD Homeowners Insurance
Less than $50,000 133 2.0% $43
$100,000 to $124,999 60 1.0% $211
$125,000 to $149,999 73 1.0% $263
$150,000 to $174,999 147 2.0% $314
$175,000 to $199,999 187 3.0% $365
$200,000 to $249,999 758 13.0% $438
$250,000 to $299,999 1,159 20.0% $533
$300,000 to $399,999 3,062 54.0% $679

Top Home Insurance Agents Near Eldersburg, MD

Home Insurance Company Near Eldersburg, MD Homeowners Insurance Agency Near Eldersburg, MD Address
State Farm Andrew Tiller 2066 York Road, Timonium, MD, 21093-4252
Travelers Ariana Insurance & Financial Services Inc 6601 LITTLE RIVER TPKE STE 410, ALEXANDRIA, VA, 22312
Nationwide J. Walker & Associates Inc. 420 8th St. SE, Washington, DC, 20003-2832
Liberty Mutual Independent Omni Financial Corporation 7307 LITTLE RIVER TPKE, ANNANDALE, VA, 22003
Travelers Yates Insurance Inc 3294 SOLOMONS ISLAND RD, EDGEWATER, MD, 21037

Eldersburg, MD Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Eldersburg, MD

Streets in Eldersburg Area Homeowners Insurance Cost
Anna Ln, Stone Brook Rd, Bonnie Brae Rd, Pinyon Pine Ct, Caves Ct, College Rd, Brandenburg Cir, Caren Dr, Carroll Highlands Rd, Clark Dr$721
Hadel Dr, Vincenza Dr, Breezy Lake Way, Carnies Ln, Thames Ct, Village Rd, Pershing Pl, Macbeth Way, St Andrews Way, Henryton Center Rd$733
Norris Ave, White Cedar Ct, Londontown Blvd, Walden Way, Klee Mill Rd S, Catherine Dr, Windrow Ct, Lakeview Dr, Morris Dr, Pouder Rd$730
Bernard Dr, Rudy Serra Dr, Dogwood Rd, Bright Wood Ct, Edenbrooke Ct, Charnock Dr, Larch Ln, Patrick Dr, Foggy Bottom Rd, Favorite Dr$732
Riverview Trl, Lorimel Dr, Shub Farm Rd, Timdan Ct, Osage Ct, Meadowcroft Ct, Richards Dr, Bartholow Rd, Oak Hill Dr, Stafford Ct$727

Eldersburg, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Eldersburg$109 to $111
Sykesville$108
Reisterstown$104
Randallstown$105

Eldersburg, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sykesville town, Maryland $108 $144 $216
Reisterstown CDP, Maryland $104 $139 $209
Randallstown CDP, Maryland $105 $140 $210

Eldersburg, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Eldersburg, MD2.6%10.3%
Sykesville2.59%12.55%
Reisterstown3.15%12.21%
Randallstown2.97%11.09%

Eldersburg Renters Insurance as a Percentage of Rent

Eldersburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 14 1.0% $769
$300 to $499 31 3.0% $1219
$500 to $749 76 9.0% $1894
$750 to $999 167 20.0% $2644
$1,000 to $1,499 434 52.0% $3769
$1,500 or more 112 13.0% $5419

Average Cost Of Home Insurance By Company In Areas Nearby Eldersburg For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
450,000 1,000 Frame 10 Brethren Mutual Insurance Co. 993
450,000 1,000 Frame 10 Chubb National Insurance Co. 1,293
300,000 500 Frame 35 Encompass Home/Auto Insurance Co. 1,525
400,000 1,000 Masonry 15 Everett Cash Mutual Insurance Co. 1,333
350,000 500 Frame 25 Lititz Mutual Insurance Co. 1,106
300,000 500 Frame 35 Peninsula Insurance Co. 795
350,000 500 Frame 25 Peninsula Insurance Co. 762
450,000 1,000 Frame 10 State Auto Property & Casualty Ins. Co. 844
400,000 1,000 Masonry 15 Travelers Commercial Insurance Co. 870
350,000 500 Frame 25 Usaa General Indemnity Co. 1,772

Eldersburg, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Eldersburg Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,300$12,100
Net Savings to Eldersburg Home Owner from High Deductible Plan $1,200

Eldersburg, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Eldersburg, MD Home Replacement Value MORE than Home Value Eldersburg, MD Home Replacement Value LESS than Home Value
Replacement Value $520,000 $320,500
Insurance Premium based on Replacement Value $2,700 $1,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $95,500 Risk Exposure from Under Insuring Coverage is $104,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $500/year

Example Eldersburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 79183226
Year Built 199120082013
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$500000-$600000$600000-$700000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Eldersburg, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 555,000 Composition Roof 3,070 4 > $10,000 Deductible 710 6 Brick siding No
1987 470,000 Composition Roof 2,170 4 $1000-$2500 Deductible 950 6 Stucco siding No
1991 440,000 Metal Roof 2,920 5 > $10,000 Deductible 1080 9 Brick siding yes
1997 460,000 Composition Roof 2,750 5 > $10,000 Deductible 440 3 Fiber-Cement Siding yes
2014 685,000 Metal Roof 3,240 4 $500 Deductible 1940 8 Wood siding No
2007 285,000 Slate Shingles Roof 1,920 4 $2500-$5000 Deductible 100 1 Stone Siding yes
2010 405,000 Shingles Roof 2,100 4 > $10,000 Deductible 1150 10 Stone Siding yes
1992 765,000 Wood Shake Roof 4,860 5 $1000-$2500 Deductible 1430 6 Brick siding yes
1986 220,000 Metal Roof 1,220 3 $5000 to $10,000 Deductible 340 5 Wood siding No
2008 515,000 Shingles Roof 3,050 4 $500 Deductible 2750 10 Fiber-Cement Siding yes
1981 585,000 Slate Shingles Roof 3,510 5 $5000 to $10,000 Deductible 1040 8 Fiber-Cement Siding yes
1984 610,000 Shingles Roof 2,740 5 $500- $1000 Deductible 1000 4 Stucco siding No
2004 340,000 Wood Shake Roof 2,160 3 > $10,000 Deductible 160 2 Stone Siding No
1987 420,000 Metal Roof 2,760 4 $5000 to $10,000 Deductible 110 1 Stucco siding No
2014 1,025,000 Shingles Roof 4,740 5 > $10,000 Deductible 990 4 Vinyl siding yes
2010 435,000 Shingles Roof 2,130 4 $500 Deductible 1500 8 Wood siding No
2007 415,000 Shingles Roof 2,610 4 > $10,000 Deductible 570 6 Wood siding yes
1997 545,000 Membrane Roof 2,460 4 $2500-$5000 Deductible 590 3 Wood siding yes
2014 400,000 Shingles Roof 1,940 4 $5000 to $10,000 Deductible 550 5 Wood siding No
2008 585,000 Slate Shingles Roof 2,830 4 $500- $1000 Deductible 1200 4 Wood siding yes
1987 520,000 Tile Roof 3,010 4 $1000-$2500 Deductible 1090 7 Fiber-Cement Siding No
1986 830,000 Shingles Roof 4,070 5 $500- $1000 Deductible 5240 12 Wood siding yes
1987 620,000 Membrane Roof 2,850 5 $2500-$5000 Deductible 280 2 Stucco siding No
1988 460,000 Shingles Roof 2,370 3 $500- $1000 Deductible 1180 6 Brick siding No
2014 520,000 Composition Roof 2,340 4 $2500-$5000 Deductible 1470 10 Fiber-Cement Siding No
2014 270,000 Composition Roof 1,640 4 $500- $1000 Deductible 860 8 Fiber-Cement Siding No
1989 440,000 Composition Roof 2,240 4 $500- $1000 Deductible 200 1 Stucco siding No
1996 515,000 Wood Shake Roof 2,370 3 > $10,000 Deductible 900 10 Vinyl siding No
2013 430,000 Slate Shingles Roof 1,960 4 $500 Deductible 1290 8 Fiber-Cement Siding No
1995 700,000 Tile Roof 3,200 5 $500- $1000 Deductible 710 2 Wood siding yes
1995 295,000 Wood Shake Roof 1,480 3 $2500-$5000 Deductible 410 4 Fiber-Cement Siding No
2014 420,000 Shingles Roof 1,960 5 > $10,000 Deductible 1280 10 Vinyl siding yes
2000 570,000 Wood Shake Roof 2,810 4 $500- $1000 Deductible 300 2 Vinyl siding No
1992 400,000 Membrane Roof 1,920 3 $500- $1000 Deductible 2300 12 Stucco siding No

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