El Reno Insurance Rates:

El Reno, OK homeowners insurance is nearly $1,231 to $1,676, about $102-$139/month. Our extensive guide reveals consumers can save as much as $581 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The citro group of allstate insurance in south burlington is a group of friendly workers who do their best to help you.
Geico
One bad thing about this insurance company is how freezing is not covered. i feel like if i'm paying for house insurance everything should be covered.
Farm Bureau
They have online billing and it is nice to not to have a paper bill and you can pay it on the company website.
Farm Bureau
If I ever have a question or concern I just have to call and the promptness that my call is answered is spectacular. If I do have to wait for a return call it is usually about 20 minutes or so. The best part is I always speak to the same agent.
Farmer's Insurance
They used to share all information through social media and app notifications. It's quite good to be a part of this insurance company.
Safeco Insurance
I have a good agent who I can contact if I have any problems. He returns my phone calls or emails quickly. Whenever I have contacted Safeco directly, they have been competent and professional.
Farm Bureau
We have recently added my 16-year-old son on to our policy and shopped around, and most policies are within a few dollars of each other. It is comparable.

El Reno, OK Homeowners Insurance By Home Value

El Reno, OK Home Value Total Homes % of Total Average El Reno, OK Homeowners Insurance
Less than $50,000 1,028 15.0% $334
$50,000 to $59,999 353 5.0% $697
$60,000 to $69,999 389 5.0% $872
$70,000 to $79,999 499 7.0% $1003
$80,000 to $89,999 526 7.0% $1134
$90,000 to $99,999 318 4.0% $1264
$100,000 to $124,999 990 14.0% $1468
$125,000 to $149,999 515 7.0% $1846
$150,000 to $174,999 578 8.0% $2181
$175,000 to $199,999 439 6.0% $2515
$200,000 to $249,999 503 7.0% $3024
$250,000 to $299,999 370 5.0% $3693
$300,000 to $399,999 169 2.0% $4696

Top Home Insurance Agents Near El Reno, OK

Home Insurance Company Near El Reno, OK Homeowners Insurance Agency Near El Reno, OK Address
NA Insurance Agency Of Mid America 1800 Canyon Park, Ste 101, Edmond, OK, 73013
NA Great Plains Insurance 106 East Broadway, Anadarko, OK, 73005
NA Thn Insurance Solutions 2201 N Classen Oklahoma City, Oklahoma City, OK, 73106
Travelers Centennial Insurance Group Inc 2814 W Britton Rd Oklahoma City, The Village, OK, 73120
Travelers Davis Ins Group Llc 937 NW 164TH ST STE 4, EDMOND, OK, 73013

Cost Of Homeowners Insurance By Street Near El Reno, OK

Streets in El Reno Area Homeowners Insurance Cost
Haines Dr, SE 27th St, S Hadden Ave, 248th St NW, Matt Dr, Last Chance Ln, W Clarke St, Cardinal Pl, Remington Dr, W Osage St$1,457
Craig Dr, Ridge Rd NW, S Courtney Rd, N Keith Ave, Travis Dr, Hall Rd NW, Hummingbird Dr NW, Main St, Spur Dr NW, N L Ave$1,528
N N Ave, N Brandley Rd, Oil Patch Rd, Jackson Ave NW, Quail Run Rd, S Main St, Willow Creek Dr, N Country Club Rd, S Fillmore Ave, Rother Rd$1,471
N Manning Rd, S Fort Reno Rd, SW 26th Pl, Windmill St, Lynn Dr, Cherry Ave, E Rogers St, Ash St, Wilshire Rd, S Cherry Ave$1,467
Remuda East NW, Skyview Dr, W Wade St, S Magnolia St, N 136th St, Trail Blvd, Richland Rd NW, Hunter Ridge, Prairie Cir, S Brandley Rd$1,522

El Reno, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
El Reno$217 to $220
Canadian County$222
Yukon$220
Calumet$214

El Reno, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Canadian County, Oklahoma $186 $247 $371
Yukon city, Oklahoma $184 $245 $367
Calumet town, Oklahoma $178 $237 $356

El Reno, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
El Reno, OK10.7%30.8%
Canadian County9.62%28.36%
Yukon10.25%28.25%
Calumet12.65%39.9%

El Reno Renters Insurance as a Percentage of Rent

El Reno Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 22 1.0% $377
$200 to $299 36 1.0% $827
$300 to $499 400 18.0% $1277
$500 to $749 905 42.0% $1952
$750 to $999 494 23.0% $2702
$1,000 to $1,499 219 10.0% $3827
$1,500 or more 66 3.0% $5477

Average Cost Of Home Insurance By Company In Areas Nearby El Reno For Different Scenarios

Home value ($) Construction type Company premium ($)
70,000 to 100000 Masonry Aca Ins. Co. Dba Csaa Fire & Casualty Insurance Co. 1,211
100,000 to 150000 Masonry Farmers Insurance Co. 4,849
100,000 to 150000 FRAME Farmers Insurance Co. 4,891
100,000 to 150000 Masonry Liberty Insurance Corp. 2,419
70,000 to 100000 Masonry Liberty Insurance Corp. 2,203
150,000 to 200000 FRAME Metropolitan Property & Casualty Ins. Co. 4,434
100,000 to 150000 Masonry State Farm Fire & Casualty Company 3,618
50,000 to 70000 Frame Travelers Home And Marine Insurance Co. 1,269
70,000 to 100000 Frame Travelers Home And Marine Insurance Co. 1,692

El Reno, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly El Reno Homeowner Insurance Premium Example $5,200$4,600
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $43,400$41,600
Net Savings to El Reno Home Owner from High Deductible Plan $1,800

El Reno, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario El Reno, OK Home Replacement Value MORE than Home Value El Reno, OK Home Replacement Value LESS than Home Value
Replacement Value $210,000 $127,000
Insurance Premium based on Replacement Value $6,750 $4,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $1,300/year Insurance costlier by $1,350/year

Example El Reno Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceChubb Group of Insurance
Monthly Premium 244490588
Year Built 194819661986
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$150000-$175000$175000-$200000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for El Reno, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 180,000 Metal Roof 2,120 3 $500 Deductible 4410 7 Vinyl siding No
1980 120,000 Slate Shingles Roof 1,640 3 $500 Deductible 330 1 Vinyl siding yes
1944 170,000 Wood Shake Roof 2,290 3 $2500-$5000 Deductible 820 2 Fiber-Cement Siding No
1992 365,000 Wood Shake Roof 4,870 5 $5000 to $10,000 Deductible 7180 8 Brick siding yes
1968 125,000 Asphalt Shingles Roof 1,670 3 $500- $1000 Deductible 2690 8 Fiber-Cement Siding yes
1946 225,000 Composition Roof 3,020 4 $1000-$2500 Deductible 650 1 Vinyl siding yes
1963 280,000 Wood Shake Roof 3,530 5 > $10,000 Deductible 1460 3 Wood siding yes
1966 195,000 Shingles Roof 2,620 4 $5000 to $10,000 Deductible 5170 10 Wood siding No
1995 410,000 Metal Roof 4,660 5 $1000-$2500 Deductible 1690 2 Wood siding yes
2011 305,000 Asphalt Shingles Roof 4,170 5 $500- $1000 Deductible 6820 8 Vinyl siding yes
1998 125,000 Metal Roof 2,080 3 $500- $1000 Deductible 4450 10 Vinyl siding No
1988 80,000 Wood Shake Roof 1,220 3 $500- $1000 Deductible 2500 10 Wood siding yes
1944 160,000 Slate Shingles Roof 1,890 3 $5000 to $10,000 Deductible 2700 7 Fiber-Cement Siding yes
1994 270,000 Slate Shingles Roof 3,090 4 $5000 to $10,000 Deductible 8040 12 Stucco siding yes
1943 130,000 Composition Roof 1,990 4 $500 Deductible 870 3 Vinyl siding yes
1957 105,000 Composition Roof 1,270 3 $2500-$5000 Deductible 260 1 Brick siding No
2014 140,000 Asphalt Shingles Roof 1,950 4 $2500-$5000 Deductible 1610 6 Fiber-Cement Siding No
1945 165,000 Asphalt Shingles Roof 2,490 4 $2500-$5000 Deductible 1100 4 Brick siding No
1990 130,000 Shingles Roof 1,510 3 $2500-$5000 Deductible 1660 7 Stucco siding yes
1998 120,000 Shingles Roof 1,590 3 $500- $1000 Deductible 640 2 Brick siding No
1997 150,000 Metal Roof 2,010 4 $2500-$5000 Deductible 3060 9 Vinyl siding yes
1984 130,000 Tile Roof 1,710 3 $500 Deductible 4870 12 Wood siding No
1957 215,000 Metal Roof 3,080 4 $500- $1000 Deductible 5750 8 Stone Siding yes
1962 195,000 Composition Roof 2,210 4 $500- $1000 Deductible 3630 6 Stucco siding No
1953 95,000 Tile Roof 1,200 3 $2500-$5000 Deductible 260 1 Stucco siding yes
1952 185,000 Composition Roof 2,400 4 $2500-$5000 Deductible 610 2 Vinyl siding yes
2014 130,000 Slate Shingles Roof 1,570 3 $1000-$2500 Deductible 2460 9 Vinyl siding No
2012 205,000 Shingles Roof 3,270 5 $2500-$5000 Deductible 5500 12 Stucco siding No
1988 115,000 Slate Shingles Roof 1,600 3 $2500-$5000 Deductible 3300 9 Fiber-Cement Siding No
1982 195,000 Wood Shake Roof 2,310 3 $2500-$5000 Deductible 1950 4 Stucco siding yes
1959 110,000 Shingles Roof 1,630 5 $500 Deductible 2930 9 Fiber-Cement Siding No
2011 140,000 Asphalt Shingles Roof 2,170 4 $500 Deductible 3210 8 Stucco siding yes
1994 375,000 Membrane Roof 4,660 5 $2500-$5000 Deductible 3720 5 Stucco siding No
1958 100,000 Membrane Roof 1,540 3 $500- $1000 Deductible 1300 6 Brick siding No