How To Make Your El Paso, TX Home Insurance Cheaper
El Paso, TX, homeowners insurance is about $1608. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of El Paso, TX Home Insurance Rates with the El Paso County Average
| Place | El Paso County Average: $1,590.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| El Paso, TX | $1,608.0 | 18.0 | 0.01 | 650,778 | 121,300 |
Cost of El Paso, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Sunland Park | 104,400 | 6,946 | $746 |
| Prado Verde | 280,600 | 160,716 | $1,061.3 |
| La Union | 80,400 | 29,788 | $687 |
| Horizon City | 122,600 | 4,012 | $1,613 |
Homeowners Insurance Comparison for the Cheapest Premiums in El Paso, TX
| The Hartford | Safeco Insurance | Progressive | |
| Median Home Value ($) | 121,300 | 121,300 | 121,300 |
| Age of Home | Year 40 Old | Newly Constructed Home | Year 30 Old |
| Home Coverage ($) | $250,000 -$299,999 | $300,000 -$399,999 | $300,000 -$399,999 |
| Total Premium ($) | $4,754.2 | $4,306.9 | $5,888.0 |
Cost of El Paso, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Westfield Insurance | 500 | $750,000-$999,999 | 9,221.6 |
| Horace Mann Educators Corporation | 2000 | $1500,000-$2000,000 | 9,217.7 |
| Liberty Mutual | 2500 | $300,000-$399,999 | 3,925.3 |
| State Farm | 1000 | $150,000-$174,999 | 1,844.9 |
| GEICO | 1500 | $150,000-$174,999 | 1,745.7 |
| Allstate | 2500 | $250,000-$299,999 | 2,852.5 |
| Encompass Insurance | 1500 | $300,000-$399,999 | 4,797.6 |
| State Auto | 500 | $100,000-$124,999 | 1,132.0 |
| Esurance | 2500 | $1000,000-$1499,999 | 7,538.6 |
| Blue Cross Blue Shield | 1500 | $500,000-$749,999 | 7,235.4 |