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El Paso, TX Home Values & Insurance Rates

El Paso, TX Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7,384 5.0% $216
$50,000 to $59,999 3,180 2.0% $463
$60,000 to $69,999 5,712 4.0% $565
$70,000 to $79,999 8,499 6.0% $658
$80,000 to $89,999 11,266 8.0% $740
$90,000 to $99,999 12,046 9.0% $833
$100,000 to $124,999 24,318 19.0% $967
$125,000 to $149,999 15,912 12.0% $1203
$150,000 to $174,999 12,498 9.0% $1430
$175,000 to $199,999 7,118 5.0% $1646
$200,000 to $249,999 8,043 6.0% $1985
$250,000 to $299,999 5,245 4.0% $2428
$300,000 to $399,999 4,089 3.0% $3087

Top Home Insurance Agents Near El Paso, TX

Home Insurance Company Near El Paso, TX Homeowners Insurance Agency Near El Paso, TX Address
Farmers Bruce Buchman 1698 S Telshor Blvd Ste B, Las Cruces, NM, 88011
Allstate Nora Saenz 1485 George Dieter Dr Ste 104, El Paso, TX, 79936
Farmers Phil Karnes 344 S San Pedro St Ste B, Las Cruces, NM, 88001
Allstate Raul Mondragon Ii 10780 Pebble Hills Blvd Ste J, El Paso, TX, 79935
Travelers Tony Ramos Insurance Agency 7230 GATEWAY EAST STE H, EL PASO, TX, 79925

Estimated Home Insurance By Street Area Near El Paso, TX

El Paso Area Estimated House Insurance
Tuscany Ridge Dr, Antilles Pl, Tamburo Ct, Copper Cloud Cir, Canyon Ridge Way, Calle Lomas Dr, Waycross Ave, Lake Volta Pl, Lady Hawk Ct, Brownfield Dr$1,019
Drummer Boy Ct, Glengarry St, Altadena Pl, Dakota St, Park Dr, Knollwood, Tennis West Dr, Turk Ct, Plainview Dr, Kings Bridge Dr$1,080
Antero Pl, Octavia St, Fawn Passage Pl, Fernridge Ct, W University Ave, Geisler Ct, Avalon Dr, Cactus Spine Ln, Edge of Texas St, Smith Rd$1,007
Mohair Dr, Sea Horse Dr, Tierra Dura Dr, Canyon Run Dr, S Virginia St, Riverside Rd, Robin Hood Dr, Geronimo Dr, Rackocy Ct, Knights Dr$1,009
O'Donnell St, Thunder Crest Ln, Dempsey Ave, la Mesa St, Tierra Fertil Dr, Manuel Acosta Dr, Lettie Ct, Raleigh Dr, Desert Canyon Dr, Travis St$1,059
Autumn Willow Way, Phoenix Dr, Pueblo St, Pointe Ln E, Roanoke Dr, Pan American Dr, Camelot Dr, Pamela Anne Ln, Mercedes St, Ol Guin Ct$1,008
Duskin Dr, Moore Rd, Cerro Negro Dr, Quitman Ave, Mount Shasta Dr, Plaza del Sur Ct, Domingo St, Paseo Randy Ln, Larry Wadkins Dr, Kellogg St$1,046
Abilene Ave, Gurss Pl, Loma del Rey Cir, Kentucky St, Lonesome Dove Cir, Chaffee Rd, Latuna Ave, Sandy Koufax Dr, Tierra Lucia Ct, la Cabana Pl$1,074
Bellwether Dr, Songland Ave, Wren Ave, Damasco Dr, Welch Ave, Niagara Falls, Joyce Cir, Laurel Clark Ln, Lazaro Pl, Ivey Dr$1,026
Vista Rio Cir, McArthur Dr, Capitan Ridge Dr, Passmore Rd, Morenci Rd, Aparicio Dr, Olivas V Aoy Ave, Stonehaven Dr, Shiner Ave, Loma Serena Pl$1,118

Savings on home insurance for senior occupied homes

PlaceSavings
El Paso$154 to $156
Fort Bliss$157
Sunland Park$99
Canutillo$150

El Paso, TX Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
El Paso, TX7.5%24.2%
El Paso Northwest5.85%23.85%
Sunland Park5.95%21.22%
Canutillo9.23%29.08%

El Paso Renters Insurance as a Percentage of Rent

El Paso Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 3,622 4.0% $351
$200 to $299 3,991 4.0% $801
$300 to $499 12,546 15.0% $1251
$500 to $749 26,317 32.0% $1926
$750 to $999 18,603 22.0% $2676
$1,000 to $1,499 13,441 16.0% $3801
$1,500 or more 2,632 3.0% $5451

El Paso, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
79924 $96,600 $1,030
79904 $93,600 $1,020
79930 $87,700 $1,010
79903 $87,100 $1,010
79907 $84,100 $1,020
79915 $83,900 $1,020
79905 $76,900 $1,010
79901 $59,000 $1,000
79912 $172,600 $1,080
79932 $157,300 $1,060
79902 $155,800 $1,060
79934 $137,800 $1,050
79935 $130,200 $1,040
79925 $129,200 $1,040
79938 $127,900 $1,040
79936 $122,700 $1,040

El Paso, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly El Paso Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,100$9,300
Net Savings to El Paso Home Owner from High Deductible Plan $800

El Paso, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario El Paso, TX Home Replacement Value MORE than Home Value El Paso, TX Home Replacement Value LESS than Home Value
Replacement Value $145,500 $81,500
Insurance Premium based on Replacement Value $1,300 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $300/year

Example El Paso Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualTravelers
Monthly Premium 32510989
Year Built 200519711999
Home Details 5 Beds, 2 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$250000-$300000$100000-$125000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

El Paso, TX Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Fort Bliss CDP, Texas $158 $210 $315
El Paso Northwest CCD, El Paso County, Texas $158 $210 $315
Sunland Park city, New Mexico $99 $132 $198

Sample Home Insurance Rates for El Paso, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 115,000 Membrane Roof 1,850 5 $1000-$2500 Deductible 580 8 Stone Siding No
2004 125,000 Metal Roof 1,510 2 $500- $1000 Deductible 260 3 Fiber-Cement Siding yes
1975 200,000 Composition Roof 2,390 5 $500- $1000 Deductible 720 6 Vinyl siding No
2008 170,000 Asphalt Shingles Roof 2,220 4 $500- $1000 Deductible 300 2 Brick siding yes
1980 225,000 Asphalt Shingles Roof 3,380 4 $1000-$2500 Deductible 750 5 Brick siding yes
2002 200,000 Wood Shake Roof 2,940 5 $500 Deductible 340 3 Vinyl siding No
1995 230,000 Asphalt Shingles Roof 3,010 5 $2500-$5000 Deductible 650 7 Wood siding No