El Paso County Insurance Rates:

El Paso County, CO homeowners insurance is approximately $747 to $1,011, about $62-$84/month. Our extensive analysis indicates shoppers can save upto $351 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
Agents are highly trained and competent and seem to care when i do have to call in with questions.
Liberty Mutual
I find liberty mutual to be more expensive than other options. i used the company upon recommendation from the mortgage company when i bought my house and after doing some comparisons, i realized that i may be better off choosing another option since it is so pricey.
Liberty Mutual
The ease of use with this company is awesome. i do most of my renewals and bill paying online. their online system is extremely user-friendly and easy to use.
Liberty Mutual
There is an online claims center that thankfully I've never had to use but if I do, I can easily file a claim with a few clicks 24/7.
Usaa
I recommend my home insurance to the masses because i believe in them to keep my home safe. they are the best
Farmer's Insurance
The premiums with Farmer's are a little bit higher but I went with them on my dad's recommendation because he's only had good experiences with them. So the extra price is worth it.
Allstate
I researched cost amount through other insurance companies and Allstate came out to be the cheapest for me, because it's bundled with auto insurance.
State Farm
I don't dislike anything about the customer service. We have dealt both one on one with our agent and over the phone with the call center. In all cases, they were very cordial, helpful and did their best to resolve whatever the reason for the contact was. Great customer service every time.
State Farm
They are nice but not overly friendly, they always get back to us if they are out of the office when we have contacted them
Progressive
The quoting process was very easy and did not take long. They provided a good premium for the amount of coverage offered.
Usaa
I like the fact that the company was set up to serve not only members of the military, but members of their family. They really gear their service towards the military, providing superior customer service to and for them.
Usaa
I'm not always confident that this company is honest. There have been instances where my insurance rates were raised substantially without notifying me, and an acceptable explanation as to why was not offered. I did not accept "manual correction" as an acceptable explanation as to why my insurance rates skyrocketed, and it was I myself who made the discovery, not the insurance company.
Progressive
As far as my insurance package goes, the rates are low and the company has been helpful and unobstructed whenever something actually came up, which again it rarely does
Usaa
The only issue I have is not being able to reach someone 24/7; their reps have normal working hours and I'm not certain anyone is available to help on weekends.
State Farm
I have talked about how satisfied I am with them above in all of the boxes. But I am 5/5 for State Farm because of how well they handle claims and communication. They are awesome.
Usaa
I like that they are for military and their families. and I think that the customer service has always been very, very helpful. I have never had a problem with their service or their insurance coverage. But, I have to admit, I also haven't had any claims. I am careful.... And I have been lucky that nobody has robbed me or hit my car.
Farmer's Insurance
Nothing thus far. Sometimes a bit of a hassle working with different people instead of single contact.
Allstate
Very strong, financially strong good reputable company.
Usaa
Excellent customer service, friendly and knowledgeable representatives, efficient claims process.Simple application and website design which enables less time spent on the app/website.
California Casualty
I like them I just wish they would get a mobile app
California Casualty
this company provides excellent service and benefits then no other company provides for me. As a teacher having property protection both at home and at work is a big priority for me and this policy is the only one on the market that does that.

El Paso County, CO Homeowners Insurance By Home Value

El Paso County, CO Home Value Total Homes % of Total Average El Paso County, CO Homeowners Insurance
Less than $50,000 6,234 4.0% $96
$90,000 to $99,999 1,671 1.0% $377
$100,000 to $124,999 7,172 5.0% $439
$125,000 to $149,999 11,553 8.0% $553
$150,000 to $174,999 19,206 14.0% $650
$175,000 to $199,999 17,490 13.0% $755
$200,000 to $249,999 25,607 19.0% $905
$250,000 to $299,999 16,403 12.0% $1107
$300,000 to $399,999 22,192 16.0% $1406

Top Home Insurance Agents Near El Paso County, CO

Home Insurance Company Near El Paso County, CO Homeowners Insurance Agency Near El Paso County, CO Address
Liberty Mutual Chris Murphy 900 W. Castleton Rd. Suite 118, Castle Rock, CO, 80109
State Farm Kevin Koenke 7495 McLaughlin Rd Ste 200, Peyton, CO, 80831-4714
Travelers Mazhar U Khan 6455 NORTH UNION BLVD STE 201, COLORADO SPRINGS, CO, 80918
Travelers Mountain High Insurance 10841 S CROSSROADS DR STE 206, PARKER, CO, 80134
State Farm Spencer Galloway 3918 N Academy Blvd, Colorado Spgs, CO, 80917-5905

Cost Of Homeowners Insurance By Street Near El Paso County, CO

Streets in El Paso County Area Homeowners Insurance Cost
Wolf Pack Ter, el Encanto Dr, Ordway Dr, Berkshire Ln, Antelope Meadows Cir, Greenwood Dr, Falcons Nest Loop, Sweetgum Ter, Pavo Pl, C J Chambers Vw$865
Edgebrook Dr, Park St, Hawk Dr, Nokomis Dr, Timbertop Ct, Prince Cir, Cenotaph Way, Gray Mare Ln, Buck Creek Rd, Copper Eagle Ln$908
Bowser Dr, Sierra Madre St, S Valley Rd, Greenside Pt, Winstead Vw, Kenwood Cir, E Palmer Divide Rd, Book Rd, Evans St, Shenandoah Dr$904
Mount Everett St, Laurette Dr, Farnham Pt, Spyglass Cir, Plowman Dr, Teeter Totter Way, Merryvale Ln, Cottontail Ln, Sunrise Rd, Impala Cir$941
Thompson Pl, Hobson Pl, Fairmont Ct, Cherry Springs Ranch, Camel Grove, Corral Valley Rd, Conosa Dr, Lodgepole Rd, Holly St, Horse Carriage Dr$902
Stargrass Dr, E Baptist Rd, Sweet Water Ct, Pine Dr, Funk Rd, Falcon Hwy, Highline Dr, Marbeck Rd, Deliverance Dr, Chuckwagon Rd$870
Sonata Dr, Kearney Ave, W David Ln, Alameda Ct, Motor World Pkwy, Cherokee Trail Dr, 21st St, Hydra Dr, Winding Passage Dr, Parkview Ln$947
McQueen Rd, Treasure Trail Cir, High Plains Vw, Leoti Dr, Tuckerman Ct, Lenmark Dr, Gomer Ave, Nettlewood Pl, Chaps Vw, Stafford Ct$865
Esther Dr, Lumina Vw, S Marksheffel Rd, Pope Pl, Carmel Dr, Los Ranchitos Dr, Cooper Ave, Razorback Rd, Brule Rd, Otteman Ct$856
Bitterweed Ln, Possum Ct, Prairie Vista Ln, 29th St, Cindy River Dr, W Bluebell Dr, Pony Tracks Dr, Latigo Blvd, Debonair Cir, S Vern St$871

El Paso County, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
El Paso County$131 to $134
Elsmere$131
Ellicott$128
Cimarron Hills$129

El Paso County, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Elsmere CCD, El Paso County, Colorado $110 $146 $219
Ellicott CDP, Colorado $107 $143 $214
Cimarron Hills CDP, Colorado $108 $143 $215

El Paso County, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
El Paso County, CO4.7%19.2%
Elsmere4.57%20.21%
Ellicott3.9%21.07%
Cimarron Hills5.3%19.63%

El Paso County Renters Insurance as a Percentage of Rent

El Paso County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,145 1.0% $799
$300 to $499 5,634 7.0% $1249
$500 to $749 21,829 27.0% $1924
$750 to $999 19,761 24.0% $2674
$1,000 to $1,499 23,737 29.0% $3799
$1,500 or more 7,847 9.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby El Paso County For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Angic $2,338
Masonry $500 American Reliable Insurance Company $828
Masonry $500 California Casualty Indemnity Exchange $1,709
Masonry $500 Esurance Insurance Company $1,065
Masonry $500 Garrison Property And Casualty Insurance Company $1,503
Masonry $500 Liberty Mutual Fire Insurance Company $1,788
Frame $500 Pharmacists Mutual Insurance Company $889
Masonry $500 The Travelers Home And Marine Insurance Company $1,491
Masonry $500 Unitrin Direct Property & Casualty Company $1,962
Masonry $500 Vigilant Insurance Company $1,809