How Much Does El Monte, CA Home Insurance Cost?
El Monte, CA Average Homeowners Insurance Cost
$1,096
Homeowners Insurance Cost - El Monte, CA
$401,000
Median Home Value - El Monte, CA
El Monte, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.15 | $1,082.85 |
| $1000 Deductible | -$116.4 | $979.6 |
| $1500 Deductible | -$173.83 | $922.17 |
| $2000 Deductible | -$258.88 | $837.12 |
| $2500 Deductible | -$309.07 | $786.93 |
El Monte, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$241 | $855 |
| 30 year old | +$16 | $1,112 |
| 40 year old | +$29 | $1,125 |
| 50 year old | +$42 | $1,138 |
| Above 50 year old | +$53 | $1,149 |
El Monte, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$110 | $986 |
| Superior | -$99 | $997 |
| Masonry | -$55 | $1,041 |
| Brick | -$55 | $1,041 |
| Hail Resistant Roof | -$33 | $1,063 |
El Monte, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$22 | $1,118 |
| Swimming Pool With A Diving Board | +$44 | $1,140 |
| Swimming Pool With Slide | +$66 | $1,162 |
El Monte, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $33 | $1,063 |
| Police Department | $11 | $1,085 |
El Monte, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$460.32 | $1,556 |
| Filing a Second Liability Claim | +$416.48 | $1,512 |
| Filing a Second Theft Claim | +$416.48 | $1,512 |
| Filing a Second Water Claim | +$361.68 | $1,458 |
| Filing a Fire Claim | +$219.2 | $1,315 |
| Filing a Liability Claim | +$208.24 | $1,304 |
| Filing a Theft Claim | +$208.24 | $1,304 |
| Filing a Water Claim | +$175.36 | $1,271 |
| Filing a Weather Claim | +$175.36 | $1,271 |