El Monte Insurance Rates:

El Monte, CA homeowners insurance is roughly $529 to $717, about $44-$59/month. Our thorough research reveals consumers can save as much as $249 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I have a bundle of insurance with Geico, which gives me about a 25% discount on the Home Owners portion of my policy.
State Farm
We really don't communicate on a regular basis other than us to receive our bills every couple of months. If I have a problem I call and they fix it, simple as that.
State Farm
I love the security that comes with using state farm. They still have the best reputation which is why I haven't changed companies even though I feel like IÃḃ€™m overpaying for the services I receive.
State Farm
It was reasonable. It met the requirements of our mortgage. The office is nearby. There is an easy payment process online, by phone or office.
Geico
It is great because they are dependable and reliable and does what they actually say.
Liberty Mutual
Everybody I've spoken with has been very polite, respectful and attentive to my problems and my needs. Never had a bad experience.
Farmer's Insurance
The prices could be better. Looked at other companies to lower my expenses a little high as compared to other companies. I have looked at other companies to reduce my costs.
Allstate
They do their job, and when we did file a claim they came through just fine. We were generously reimbursed for items that were damaged by the storm.
Progressive
always willing to help to solve any problem I have, no long waiting for the phone
Mercury
They are in charge of the majority of assets around the world. Meaning that if everyone can trust them than I can too. Also, they are very reliable.
Progressive
i will recommend to this company. because it such a genuine company way protect your insurance. i like this way to use.
Fremont Home Insurance
They offer great coverage, have the most experience in the industry, and have reasonable prices. They are very easy to do business with.
Liberty Mutual
I like that they don't require much of me and I don't have any issues. They do their job, I do my job and everyone is happy. I have never had to file a claim so I am cannot speak on that process but everything else seems fine to me
Westfield Insurance
It is very good gives payment amenities understand and treat people well
Allstate
One of the best benefits of having an allstate insurance policy is getting a local agent dedicated to you. your agent can help you find discounts, understand your coverage, learn about the claims process. they have great service and very friendly staff.
State Farm
The state farm insurance company is a famous brand on the unit state, just i trust, that is important that i select.

El Monte, CA Homeowners Insurance By Home Value

El Monte, CA Home Value Total Homes % of Total Average El Monte, CA Homeowners Insurance
Less than $50,000 709 9.0% $43
$150,000 to $174,999 181 2.0% $287
$200,000 to $249,999 974 12.0% $393
$250,000 to $299,999 1,425 18.0% $486
$300,000 to $399,999 3,965 51.0% $617

Top Home Insurance Agents Near El Monte, CA

Home Insurance Company Near El Monte, CA Homeowners Insurance Agency Near El Monte, CA Address
State Farm Al Lopez 208 S Glendale Ave, Glendale, CA, 91205-1714
Liberty Mutual Independent Auto Insurance Specialists Llc 17785 CENTER COURT DR N STE 250, CERRITOS, CA, 90703
State Farm David Morales 711 Mission St Ste A, S Pasadena, CA, 91030-3377
State Farm Mike Brewer 1401 Westwood Blvd Ste 280, Los Angeles, CA, 90024-4963
State Farm Perry Mossembekker 1598 W Katella Ave, Anaheim, CA, 92802-2717

Cost Of Homeowners Insurance By Street Near El Monte, CA

Streets in El Monte Area Homeowners Insurance Cost
Basye St, Prestwick St, Adelia Ave, Silverbay Ave, Lexham Ave, Key West St, Richwood Ave, Maxson Pl, Sitka St, Conference St$622
Fratus Dr, Felipe St, Fineview St, Ellis Ln, Aerojet Ave, Harnett Ave, Coffield Ave, Encanto Way, Federal Dr, Fineview St$654
Bunker Ave, Landseer St, Cortada St, Freer St, Weaver Ave, San Rio St, Allgeyer Ave, Apollo Ave, Civic St, Monte Vis$643
The Wye St, Hammill Rd, Concert St, Esto Ave, Lee Ln, Hoyt Park Pl, Halifax Rd, Kale St, Burkett Rd, Bodger St$621
Luder Ave, Marybeth Ave, Baseball Ave, Cedar Cir, Brockway St, Silverbay Ave, Edwards Ave, Exline St, Zadell Dr, Abilene St$641

El Monte, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
El Monte$93 to $95
North El Monte$96
South El Monte$93
Temple City$98

El Monte, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North El Monte CDP, California $96 $128 $192
South El Monte city, California $93 $124 $186
Temple City city, California $98 $131 $197

El Monte, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
El Monte, CA2.8%13.3%
North El Monte2.26%18.58%
South El Monte2.87%17.28%
Temple City2.3%11.35%

El Monte Renters Insurance as a Percentage of Rent

El Monte Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 186 1.0% $787
$300 to $499 447 2.0% $1237
$500 to $749 1,676 10.0% $1912
$750 to $999 4,620 28.0% $2662
$1,000 to $1,499 6,832 42.0% $3787
$1,500 or more 2,434 14.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby El Monte For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewHorace Mann P & C329
200000500NewEncompass588
2500001000NewMAPFRE Group417
250000500NewAmco465
300000500NewTravelers519
4000001000NewPrivilege Underwriters Exch1456
5000001000NewAmerican Modern1571
5000001000NewUnigard Group989
7500002500NewForemost Insurance2881
1500005001-3 YearsMAPFRE Group370
2000005001-3 YearsBankers Standard1656
25000010001-3 YearsPacific Specialty575
3000005001-3 YearsCalifornia Casualty660
3000005001-3 YearsForemost Insurance1053
3000005001-3 YearsNationwide703
40000010001-3 YearsAmica Mutual936
50000010001-3 YearsMAPFRE Group1009
1500005004-6 YearsPacific Specialty434
50000010004-6 YearsCSE Safeguard998
75000025004-6 YearsStillwater Prop & Cas Co1169
1500002507-15 YearsSafeco534
25000010007-15 YearsOregon Mutual679
40000010007-15 YearsPacific Specialty1042

El Monte, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly El Monte Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$8,300
Net Savings to El Monte Home Owner from High Deductible Plan $600

El Monte, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario El Monte, CA Home Replacement Value MORE than Home Value El Monte, CA Home Replacement Value LESS than Home Value
Replacement Value $568,500 $441,500
Insurance Premium based on Replacement Value $2,050 $1,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,000 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example El Monte Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersAllstate
Monthly Premium 4993111
Year Built 196019811955
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$600000-$700000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for El Monte, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 780,000 Slate Shingles Roof 4,320 5 > $10,000 Deductible 730 6 Wood siding yes
1999 275,000 Shingles Roof 1,790 5 $2500-$5000 Deductible 430 9 Brick siding yes
1991 580,000 Slate Shingles Roof 3,220 5 $500 Deductible 1020 7 Stone Siding yes
1990 575,000 Tile Roof 3,380 4 > $10,000 Deductible 260 4 Stone Siding No
1989 290,000 Metal Roof 1,570 3 > $10,000 Deductible 70 2 Wood siding No
1968 745,000 Membrane Roof 4,710 5 > $10,000 Deductible 100 1 Vinyl siding yes
1957 500,000 Membrane Roof 2,650 5 $500- $1000 Deductible 250 2 Vinyl siding No
1976 180,000 Slate Shingles Roof 1,270 2 $500- $1000 Deductible 410 12 Stucco siding yes
1975 825,000 Metal Roof 4,430 5 $500 Deductible 230 1 Vinyl siding yes
1975 480,000 Membrane Roof 3,070 5 $500 Deductible 90 1 Stone Siding yes
1985 385,000 Slate Shingles Roof 2,080 3 $2500-$5000 Deductible 840 12 Stucco siding No
1999 390,000 Composition Roof 2,430 4 > $10,000 Deductible 560 12 Brick siding yes
1986 395,000 Wood Shake Roof 1,990 5 > $10,000 Deductible 260 5 Stone Siding No
1970 320,000 Wood Shake Roof 1,600 3 $500- $1000 Deductible 80 1 Stone Siding No
1991 330,000 Wood Shake Roof 1,680 2 > $10,000 Deductible 100 2 Stucco siding No
1955 615,000 Shingles Roof 3,580 5 > $10,000 Deductible 950 10 Fiber-Cement Siding No
1966 530,000 Asphalt Shingles Roof 3,120 4 $2500-$5000 Deductible 670 6 Stucco siding No
1972 490,000 Wood Shake Roof 2,660 5 $500- $1000 Deductible 900 8 Brick siding yes
1967 465,000 Composition Roof 2,380 3 $5000 to $10,000 Deductible 400 5 Wood siding No
1970 825,000 Slate Shingles Roof 4,520 5 $500 Deductible 1380 7 Stone Siding No
1973 305,000 Tile Roof 1,970 5 $1000-$2500 Deductible 210 4 Vinyl siding yes
1974 375,000 Slate Shingles Roof 1,930 3 $500 Deductible 100 1 Vinyl siding yes
1973 220,000 Tile Roof 1,280 3 $1000-$2500 Deductible 330 7 Stone Siding No
1973 355,000 Composition Roof 2,170 3 $1000-$2500 Deductible 350 3 Stucco siding No
1996 235,000 Tile Roof 1,600 2 $1000-$2500 Deductible 350 10 Fiber-Cement Siding yes
1955 390,000 Shingles Roof 1,536 3 > $10,000 Deductible 210 2 Brick siding yes