El Mirage Insurance Rates:

El Mirage, AZ homeowners insurance is about $508 to $689, about $42-$57/month. Our thorough guide indicates shoppers can save upto $239 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Mutual Of Enumclaw
I'd recommend them for the price, the customer service, and the fact that they are a local company rather than one of the national massive corporations.
Allstate
I would recommend my insurance company because they are willing to work with me and were quick to respond to my needs.
Metlife
The premium I pay is in line with other providers when I have occasionally shopped around. The premium I have is base/related to my monthly payment but I feel is in line with other providers I have shopped for.
Allstate
Allstate offers basic options at a high premium and really poor options at a low one. The options range from $10,000 to $150,000 (the last time that I checked), but they overcharge for the latter policies.
Usaa
USAA are very reasonable for what I am being offered in my home insurance. I have had no complaints so far and what I pay seems to be in line with what most of my friends and family are paying for similar coverage options.
Amica Mutual Insurance
I'm completely satisfied with my current insurance provider and have not had a reason to shop around to other plans or providers.
Nationwide
Nationwide seems to offer all the normal things and the extras that I have been able to find at other home insurance companies when I was shopping around.
Geico
I am extremely satisfied . I would give it a 5 . They are knowledgeable and courteous over the phone and know how to answer and questions.
American Home Shield
the insurance company treated me very genuine and the plan officer comes and explain the cheapest and premium plans.
Allstate
This insurance company makes it really easy to add other insurance plans to your account as a bundle. it works out really well mainly because of the discounts, i guess.
State Farm
I do not like how if you ever need anything or need to file a claim that they raise your premiums to some ridiculous rate.
State Farm
We have a great relationship with everyone at the office and the staff is long-term which is great because they get to know the clients and don't have to try to make small talk...they already know most of the long term clients because they have been there with us.
Usaa
We have not had 1 bad experience with USAA so there is nothing that we dislike about them.
American Reliable Insurance Company
There is an extreme lack of communication. I have not need to file a claim therefore, I have not actually thought much about my policy.
Travelers
Sometimes the company goes through turnover without notifying its customers, so I don't feel like I have a good ongoing relationship with anyone in particular.
State Farm
I enjoy speaking with the representatives of State Farm. Even if I send an email, they respond very quickly. If I use the phone, I am never on hold and always speak to a friendly representative.
Farm Bureau
I just wish they were better at telling me about what is offered and customizing/maximizing my experience. It would be nice if they thought about my personal needs and tried to service them instead of just giving me a general coverage and not trying to know our situation.
Progressive
In this company giving premium deduction when we are paying within the point of due date. this sometimes giving some savings in our due amount.
Allstate
I have told several friends and family about our insurance company and the have made the switch they love the fact that when and if they have a question All State.

El Mirage, AZ Homeowners Insurance By Home Value

El Mirage, AZ Home Value Total Homes % of Total Average El Mirage, AZ Homeowners Insurance
Less than $50,000 508 8.0% $137
$50,000 to $59,999 242 3.0% $287
$60,000 to $69,999 362 5.0% $359
$70,000 to $79,999 671 10.0% $413
$80,000 to $89,999 576 9.0% $473
$90,000 to $99,999 428 6.0% $527
$100,000 to $124,999 1,214 19.0% $610
$125,000 to $149,999 646 10.0% $760
$150,000 to $174,999 525 8.0% $904
$175,000 to $199,999 279 4.0% $1042
$200,000 to $249,999 495 7.0% $1251
$250,000 to $299,999 202 3.0% $1533
$300,000 to $399,999 94 1.0% $1946

Top Home Insurance Agents Near El Mirage, AZ

Home Insurance Company Near El Mirage, AZ Homeowners Insurance Agency Near El Mirage, AZ Address
NA Ibis Insurance Services, Inc. 2520 E University Dr 2520 E University Dr, Tempe, AZ, 85281
NA Pat Dumar-Smith Insurance Group, Inc. 2350 W Mission Ln Suite 3, Phoenix, AZ, 85021
Travelers Assur Financial & Ins Services Llc 3200 N DOBSON RD STE C, CHANDLER, AZ, 85224
Liberty Mutual Chad Cummings 1314 N Recker Rd Ste 103, Mesa, AZ, 85205
Allstate Rob Witherell 3515 W Union Hills Dr Ste 103, Glendale, AZ, 85308

El Mirage, AZ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near El Mirage, AZ

Streets in El Mirage Area Homeowners Insurance Cost
W Scott's Dr, 177th Ln, W St Moritz Ln, W Arizona Ave, River Rd, W Peppertree Ln, N 116th Ave, W Youngtown Ave, N 171st Dr, W Alabama Ave$589
N Pablo St, W Port au Prince, W Baniff Ln, N 141st Ln, W Louisiana Ave, W Florida Ave, W Varney Ave, W Camden Ave, Saint Moritz Ln, W Denton St$617
S Park Pl, N 138th Dr, 125th Ave, W Indiana Ave, Luna Dr N, W Desert Oasis Cir, N Verbena St, W Pueblo, W McLellan Ct, W Acapulco Dr$592
N 121st Ave, W Windrose Ave, N B St, W Cholla Dr, el Mirage Rd, 136th Ln, N 121st Dr, W Vermont Ct, Ventura St, N Kristi Ln$590
W Desert Mirage Cir, N Gil Balcome Ct, W Crocus Cir, W Varney Rd, N B St, Peoria Ave, White Tanks Vista Ct, N 139th Dr, N Rattler Way, 133rd Ave$618

El Mirage, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
El Mirage$89 to $92
Youngtown$90
Sun City West$93
Litchfield Park$97

El Mirage, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Youngtown town, Arizona $75 $100 $150
Sun City CDP, Arizona $76 $101 $151
Sun City West CDP, Arizona $78 $103 $155

El Mirage, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
El Mirage, AZ3.9%15.4%
Youngtown4.25%13.66%
Sun City5.39%16.61%
Sun City West4.81%15.16%

El Mirage Renters Insurance as a Percentage of Rent

El Mirage Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 49 1.0% $369
$500 to $749 413 14.0% $1944
$750 to $999 589 20.0% $2694
$1,000 to $1,499 1,548 53.0% $3819
$1,500 or more 260 8.0% $5469

Average Cost Of Home Insurance By Company In Areas Nearby El Mirage For Different Scenarios

Home value ($) Construction type Coverage Company Average homeowners insurance premium ($)
Other structure coverage ($) Contents coverage ($) Additional living expenses coverage ($)
300,000 Masonry 30,000 225,000 60,000 Aca Ic 520
300,000 Frame 30,000 225,000 60,000 American Automobile Ic 1,140
300,000 Masonry 30,000 225,000 60,000 American Automobile Ic 1,140
300,000 Masonry 30,000 225,000 60,000 Pekin Ic 650
300,000 Masonry 30,000 225,000 60,000 Praetorian Ic 884
100,000 Masonry 10,000 75,000 20,000 Secura Supreme Ic 306
100,000 Masonry 10,000 75,000 20,000 Stillwater Ic 286
500,000 Masonry 50,000 375,000 100,000 Unigard Ic 1,092
300,000 Frame 30,000 225,000 60,000 Union Ic Of Providence 1,136
100,000 Frame 10,000 75,000 20,000 Universal North America Ic 426

El Mirage, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly El Mirage Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to El Mirage Home Owner from High Deductible Plan $600

El Mirage, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario El Mirage, AZ Home Replacement Value MORE than Home Value El Mirage, AZ Home Replacement Value LESS than Home Value
Replacement Value $101,000 $62,000
Insurance Premium based on Replacement Value $275 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $25/year

Example El Mirage Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceTravelers
Monthly Premium 194341
Year Built 200720142002
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for El Mirage, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 110,000 Wood Shake Roof 1,670 3 $500 Deductible 130 7 Fiber-Cement Siding yes
2014 305,000 Slate Shingles Roof 3,910 5 $500 Deductible 590 9 Stucco siding No
2010 185,000 Metal Roof 2,500 4 $5000 to $10,000 Deductible 260 10 Wood siding No
2008 220,000 Wood Shake Roof 2,620 4 > $10,000 Deductible 80 2 Stucco siding No
2014 145,000 Membrane Roof 1,640 3 $2500-$5000 Deductible 140 6 Stone Siding No
2008 300,000 Slate Shingles Roof 3,500 5 $1000-$2500 Deductible 80 1 Vinyl siding yes
2000 250,000 Slate Shingles Roof 3,330 5 $1000-$2500 Deductible 130 2 Stone Siding yes
2014 100,000 Asphalt Shingles Roof 1,240 3 $500- $1000 Deductible 160 6 Wood siding yes
2014 165,000 Slate Shingles Roof 1,890 3 $500- $1000 Deductible 370 12 Wood siding yes
2012 260,000 Wood Shake Roof 3,910 5 $1000-$2500 Deductible 310 6 Brick siding No
2009 175,000 Tile Roof 2,300 3 $500 Deductible 310 6 Wood siding yes
2009 135,000 Shingles Roof 2,070 3 $500- $1000 Deductible 320 9 Stone Siding No
2000 120,000 Asphalt Shingles Roof 1,850 3 $500 Deductible 350 10 Fiber-Cement Siding yes
2013 130,000 Metal Roof 1,550 3 $1000-$2500 Deductible 160 6 Brick siding yes
2005 130,000 Membrane Roof 1,940 4 $500 Deductible 350 12 Fiber-Cement Siding yes
2013 100,000 Shingles Roof 1,660 4 $500- $1000 Deductible 210 10 Brick siding yes
2010 140,000 Shingles Roof 1,710 3 $500 Deductible 60 2 Wood siding No
2011 235,000 Composition Roof 3,020 4 $2500-$5000 Deductible 90 2 Vinyl siding yes
2011 220,000 Metal Roof 3,010 4 $1000-$2500 Deductible 380 8 Vinyl siding No
2011 135,000 Wood Shake Roof 1,890 3 $500- $1000 Deductible 110 4 Fiber-Cement Siding yes
2011 270,000 Tile Roof 4,230 5 > $10,000 Deductible 100 2 Brick siding yes
2010 135,000 Wood Shake Roof 2,280 3 $500 Deductible 190 5 Vinyl siding No
2001 190,000 Membrane Roof 2,510 5 $500 Deductible 60 1 Wood siding yes
2007 220,000 Shingles Roof 2,970 4 $500 Deductible 210 4 Stone Siding yes
2011 145,000 Slate Shingles Roof 2,260 5 $500- $1000 Deductible 120 4 Fiber-Cement Siding No
2002 85,000 Tile Roof 1,380 3 $1000-$2500 Deductible 100 5 Brick siding yes
2012 255,000 Wood Shake Roof 3,410 5 $5000 to $10,000 Deductible 510 10 Brick siding yes
2005 175,000 Tile Roof 2,390 3 $2500-$5000 Deductible 150 6 Brick siding No
2012 290,000 Slate Shingles Roof 4,870 5 $500- $1000 Deductible 300 5 Wood siding yes
2011 145,000 Asphalt Shingles Roof 1,620 3 $500- $1000 Deductible 310 9 Wood siding yes
2000 190,000 Metal Roof 2,210 4 $500 Deductible 110 2 Wood siding yes
2001 105,000 Asphalt Shingles Roof 1,730 4 $2500-$5000 Deductible 60 3 Wood siding No
2001 175,000 Asphalt Shingles Roof 2,930 5 $5000 to $10,000 Deductible 80 3 Stucco siding No
2005 195,000 Wood Shake Roof 2,530 4 $500 Deductible 220 4 Wood siding No

How To Make Your El Mirage, AZ Home Insurance Cheaper

How Much Does El Mirage, AZ Home Insurance Cost?