Edwardsville Insurance Rates:

Edwardsville, IL homeowners insurance is roughly $657 to $895, about $54-$74/month. Our all inclusive research indicates shoppers can save upto $310 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
The rates seem to go up every year, even when the real estate market is stagnant. and they don't include earthquake coverage as a standard in the policy. it's extra, and the coverage has a really high deductible.
Geico
I like how easy it was to apply for and receive coverage for my home. i filled out a web request and was able to get it confirmed quickly and with a simple process. they did inspect my home later to make sure it met what i had said.
Aaa
I like this company only because they provided the cheap rate insurance plans for my home.they are really friendly to interact with.
Homesite Insurance
Customer service is good; no particular issues in this area. They usually respond very quickly.
State Farm
It is very easy to file a claim and get paid. I have had to do a few claims over the years and even other insurance agents are surprised by what is covered.
Aaa
The agents are friendly and tend to explain policies in easy to understand terms. I have talked to agents about both auto and home insurance and they are very knowledgeable about both.
State Farm
Really like that I could go to a physical address and speak with an agent about any issues. That's a huge boost when I have problems or think I could get a better deal.

Edwardsville, IL Homeowners Insurance By Home Value

Edwardsville, IL Home Value Total Homes % of Total Average Edwardsville, IL Homeowners Insurance
Less than $50,000 390 4.0% $100
$50,000 to $59,999 96 1.0% $209
$60,000 to $69,999 125 1.0% $256
$70,000 to $79,999 116 1.0% $302
$80,000 to $89,999 275 3.0% $341
$90,000 to $99,999 166 1.0% $380
$100,000 to $124,999 718 8.0% $442
$125,000 to $149,999 989 11.0% $550
$150,000 to $174,999 1,222 14.0% $651
$175,000 to $199,999 869 9.0% $752
$200,000 to $249,999 1,525 17.0% $907
$250,000 to $299,999 1,252 14.0% $1109
$300,000 to $399,999 981 11.0% $1412

Top Home Insurance Agents Near Edwardsville, IL

Home Insurance Company Near Edwardsville, IL Homeowners Insurance Agency Near Edwardsville, IL Address
Liberty Mutual Independent Charles L Crane Agency 100 N BROADWAY STE 900, SAINT LOUIS, MO, 63102
Travelers Comfort Insurance Agency 720 JEFFCO BLVD, ARNOLD, MO, 63010
Travelers Global Green Insurance Agency 1512 JEFFCO BLVD, ARNOLD, MO, 63010
State Farm Kim Schwartz 11400 Concord Vilage Ave Ste B, Saint Louis, MO, 63123-6954
State Farm Sandy Vest 7141 Metropolitan Blvd, Barnhart, MO, 63012-2604

Cost Of Homeowners Insurance By Street Near Edwardsville, IL

Streets in Edwardsville Area Homeowners Insurance Cost
Lilac St, Crimson Ct, E Vandalia St, Ridge Ct, Greenbriar Ln, Lindley St, Julie Dr, E Vandalia St, Country Club Dr, N Charles St$750
Canal Rd, Dean Park Pl, Garden St, Sanner St, Schiller Ave, Austin Ave, W J St, Cabin Creek Ct, Westglen Dr, Cottonwood Rd$782
Waterford Ln, Cahokia Rd, Prairie Dr, Lindley Ave, Munzert Dr, Hadley Ave, Alexander Dr, Pinebrook Dr, N Benton St, Wellesly Ct$777
Amber Ct, Gueltig Ave, N Oak St, N Kansas St, Pinebrook Ct, Frederick St, Grant Dr, Orchard St, Brookside Ct, W Linden St$762
Birger Ave, W Vandalia St, Barnes Ln, Shingle Oaks Dr, E Schwarz St, Hoehn St, Valley View Dr, Springbrook Ln, Yellow Hammer Xing, St Louis Rd$780
N Kansas, Hale Ave, Auerbach Pl, Quail Hollow Ct, Monticello Pl, Arcadia St, Culpepper Ct, W Park St, Oak Hill Dr, Quince St$767
Hunicke St, Drysdale Ct, Ginger Creek Dr, Plummer Dr, Montclaire Ave, Sheridan Ave, Hunters Crossing Dr, Hadley Ct, Forest Ridge Ct, Jamie Lynn Ct$763
Fayette St, Meridian Rd, Kaman Dr, W Guy Ave, Jaime Lynn Ct, Evergreen Ln, Carrington Ct, Hale Ave, Bayridge Ct, Springer Woods$782
Wilson Dr, Kingsley Way, Smola Ln, Morningside Dr, Glen Ridge Dr, St Andrews Ave, 1st Ave, Country Club Vw, Cottonwood Glen Dr, Minnesota St$788
Bennington Dr, Hungate Ln, Behrens Dr, Steinmeyer Woods, N Buchanan St, Huntsville Dr, Crane St, Oaklawn Dr, Benes St, Glen Crossing Rd$783

Edwardsville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Edwardsville$115 to $117
Glen Carbon$117
Roxana$108
Maryville$116

Edwardsville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glen Carbon village, Illinois $98 $130 $195
Roxana village, Illinois $90 $120 $180
Maryville village, Illinois $97 $129 $194

Edwardsville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Edwardsville, IL3.8%11.8%
Glen Carbon3.63%11.46%
Roxana6.17%17.46%
Maryville3.72%10.42%

Edwardsville Renters Insurance as a Percentage of Rent

Edwardsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 102 2.0% $1231
$500 to $749 947 23.0% $1906
$750 to $999 1,561 39.0% $2656
$1,000 to $1,499 988 24.0% $3781
$1,500 or more 333 8.0% $5431

Edwardsville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Edwardsville Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $8,900$8,400
Net Savings to Edwardsville Home Owner from High Deductible Plan $500

Edwardsville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Edwardsville, IL Home Replacement Value MORE than Home Value Edwardsville, IL Home Replacement Value LESS than Home Value
Replacement Value $204,000 $129,500
Insurance Premium based on Replacement Value $875 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Edwardsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAllstate
Monthly Premium 73175111
Year Built 201319861996
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$350000-$400000$300000-$350000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Edwardsville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 580,000 Metal Roof 4,430 5 > $10,000 Deductible 1990 12 Brick siding yes
2014 140,000 Composition Roof 1,490 3 $500- $1000 Deductible 280 5 Fiber-Cement Siding yes
1980 170,000 Composition Roof 1,430 3 $2500-$5000 Deductible 190 3 Fiber-Cement Siding No
1946 200,000 Tile Roof 1,960 3 $1000-$2500 Deductible 310 5 Fiber-Cement Siding yes
1940 300,000 Asphalt Shingles Roof 2,610 4 $500 Deductible 300 2 Stone Siding yes
1997 220,000 Wood Shake Roof 2,050 4 > $10,000 Deductible 140 3 Stucco siding No
1985 350,000 Shingles Roof 3,670 5 > $10,000 Deductible 110 1 Fiber-Cement Siding No
2010 200,000 Slate Shingles Roof 1,990 5 $500- $1000 Deductible 310 4 Wood siding No
2012 230,000 Shingles Roof 2,490 4 $500 Deductible 210 2 Wood siding No
1948 155,000 Tile Roof 1,610 4 $2500-$5000 Deductible 280 7 Stone Siding No
1945 290,000 Wood Shake Roof 2,790 5 > $10,000 Deductible 200 4 Stone Siding yes
1947 410,000 Wood Shake Roof 3,370 4 $5000 to $10,000 Deductible 1500 12 Vinyl siding yes
1984 235,000 Slate Shingles Roof 2,240 3 $5000 to $10,000 Deductible 210 3 Stucco siding No
2010 170,000 Composition Roof 1,550 3 $500- $1000 Deductible 120 2 Brick siding yes
2008 130,000 Tile Roof 1,400 3 $500 Deductible 470 9 Vinyl siding yes
1942 575,000 Asphalt Shingles Roof 4,630 5 $1000-$2500 Deductible 1370 6 Brick siding No
1986 200,000 Shingles Roof 1,960 3 $500 Deductible 130 2 Fiber-Cement Siding No
1992 250,000 Wood Shake Roof 2,400 3 > $10,000 Deductible 210 5 Stone Siding yes
1984 565,000 Slate Shingles Roof 4,680 5 $1000-$2500 Deductible 160 1 Stone Siding No