Edmonds Insurance Rates:

Edmonds, WA homeowners insurance is roughly $529 to $716, about $44-$59/month. Our detailed analysis reveals consumers can save upto $248 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Our company seemed to offer about the same options as the other companies and agencies that we received quotes from.
Im not really familiar with other companies offerings and so I am pretty happy with my insurance companies offerings as it satisfies my needs for insurance.
Liberty Mutual
They were very quick with the review when there was an issue at our home. we were able to receive a check to cover the damage within 2 weeks.
Country Financial
I have had three reps with the company and other than the first one, they never seem to be conveniently located.
Farmer's Insurance
My insurance agent is always trying to get in touch with me and it is very easy to get in touch with him should I need it. I have never had to use the actual customer service line, however I know that I can just reach out to my agent and he will take care of everything for me.
I do not necessarily like we do pay extra premiums for having a trampoline and a swimming pool, as we do have a six-foot privacy fence which is padlocked.
They handle my claims effectively and timely.
I went with Progressive because the premium was drastically cheaper than Farmers Insurance. Farmers insurance rate went up considerably for no reason after having been with them for over 15 years.
I just love how friendly they are. Also, I love how they are always there ready to help and walk me through everything. I'm a single mom and I'm so busy and honestly had no idea how to do all of this and they were just so helpful and I felt they did me right.
I was completely satisfied with the service we received when we had to put in a claim for our roof.
State Farm
It took about 10 minutes to get set up with insurance so it was very simple. I barely had to do anything to get set up.
American Family
I think it is a wonderful company and I am very glad I did my research and choose them. I would recommend them to friends and family. The handle all my needs very well.
So far I am very happy with my insurance company. Everything from top to bottom is top notch with these guys. I don't have a single complaint about them.
I like the combined policy discount and the amount of coverage based on the premium is great. I wish there were more communication though and the website was easier to navigate.
As I indicated, they are helpful and friendly when speaking with them over the phone. We had to use them as they were selected and recommended by our insurance broker.
State Farm
The app and web self-service leave a lot to be desired as far as convenience, and I very much wish they offered bill pay online.
I believe that you cannot find a better company than First American. With that in mind, why not give them a good recommendation to others? I have!
State Farm
I recommend it very good shape is very important to know that you have a good service and a good support
Farmer's Insurance
I'd recommend Farmer's as a company for home insurance because their rates are pretty reasonable.
I got a good rate and the inspecter came home looked over my home. i had some problems and i photographed that i fixed the problem and i got approved.
Very strong, financially strong good reputable company.
With my understanding of family insurance companies and their different locations, I would consider my insurance company and broker very easy to speak to. I hope that there is never a need to process a claim.
Mutual Of Enumclaw
My insurance company had always responded quickly to all claims and inquiries. they always process claims as quickly and as efficiently as possible.

Edmonds, WA Homeowners Insurance By Home Value

Edmonds, WA Home Value Total Homes % of Total Average Edmonds, WA Homeowners Insurance
Less than $50,000 1,875 4.0% $43
$100,000 to $124,999 660 1.0% $192
$125,000 to $149,999 573 1.0% $242
$150,000 to $174,999 1,537 3.0% $286
$175,000 to $199,999 1,813 4.0% $329
$200,000 to $249,999 5,647 13.0% $398
$250,000 to $299,999 8,659 20.0% $491
$300,000 to $399,999 19,802 47.0% $622

Top Home Insurance Agents Near Edmonds, WA

Home Insurance Company Near Edmonds, WA Homeowners Insurance Agency Near Edmonds, WA Address
Farmers Bill Severyns 17913 108th Ave SE, Renton, WA, 98055
Farmers Cathy Jeffris Lutcf 10526 NE 68th St Ste 201, Kirkland, WA, 98033
Farmers Daniel Wong Lutcf 365 118th Ave SE Ste 200, Bellevue, WA, 98005
Liberty Mutual Independent Kuresman Insurance Llc 9321Bayshore Dr Nw Ste 111, Silverdale, WA, 98383
NA Aaa Insurance Agency-Bremerton 5700 Kitsap Way, Bremerton, WA, 98312

Edmonds, WA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Edmonds, WA

Streets in Edmonds Area Homeowners Insurance Cost
93rd Ave W, Brier Way, 209th St SW, Mountain Ln, Eagles Nest Dr, 49th Pl, 71st Ave W, 122nd Pl SW, 80th Ct W, N 205th St$666
Little John Ct, 71st Ave W, 78th Pl W, Hanna Park Rd, 151st St SE, 76th Pl W, 173rd Pl SW, 25 Dr SE, 40th Pl W, 226th St SE$625
12th Ave N, 43rd Pl W, 170th Pl SE, Logan Rd, 126th St SW, 16th Dr SE, Atlas Rd, Lake Dr W, 221st St SE, 205th St SW$623
182 St SW, 241st Pl SW, 207th Pl SW, Eagle Ln, 87 Ave W, 188th Pl SE, 193rd Pl SW, 4th Ave S, Maple Way, 95th Ave W$627
Hemlock St, 167th Pl SE, 165th Pl SW, 222 St SW, Double Eagle Dr, 89th Ave W, 175 Pl SW, 142nd Dr SE, 32nd Pl W, 198th Pl SE$643
6th Dr SE, 171st St SW, 87th Pl W, W Villa Monte Dr, Lake Dr E, Puget Dr, Park Way, 205th Pl SE, 91st Ave W, 187th Pl SE$616
201st St SE, Locust Pl, 148th Ct SE, 195th Pl SW, 223rd Pl SE, 7th Ave N, 174th Pl SE, 189th St SE, Meadowdale Rd, 121st Pl SW$606
236th Pl SW, 150th Pl SE, 158th St SW, 207th St SW, 209th St SW, 185th Pl SE, 82nd Pl W, 94th Pl W, Cypress Way, 11 Pl W$626
Old Mill Rd, 18th Ln SE, Kamiak Rd, 5th Ave N, 142nd St SW, 207th Pl SE, N Meadowdale Rd, 10th Pl N, 71st Pl W, Durbin Dr$645
63rd Pl SW, 104th Ave W, Possession Ln, Bing Rd, 135th St SW, 136th St SE, Carol Way, Sunset Way, 28th Pl W, 19th Pl SW$666

Edmonds, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Edmonds$93 to $95
North Lynnwood$90

Edmonds, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lynnwood city, Washington $76 $101 $152
Meadowdale CDP, Washington $78 $104 $156
North Lynnwood CDP, Washington $75 $100 $150

Edmonds, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Edmonds, WA2.4%8.6%
North Lynnwood2.49%9.04%

Edmonds Renters Insurance as a Percentage of Rent

Edmonds Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 399 1.0% $776
$300 to $499 455 1.0% $1226
$500 to $749 1,873 6.0% $1901
$750 to $999 6,975 23.0% $2651
$1,000 to $1,499 12,470 42.0% $3776
$1,500 or more 6,890 23.0% $5426

Edmonds, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Edmonds Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,600$12,600
Net Savings to Edmonds Home Owner from High Deductible Plan $1,000

Edmonds, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Edmonds, WA Home Replacement Value MORE than Home Value Edmonds, WA Home Replacement Value LESS than Home Value
Replacement Value $566,500 $337,000
Insurance Premium based on Replacement Value $1,875 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $131,000 Risk Exposure from Under Insuring Coverage is $98,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $450/year

Example Edmonds Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmNationwide Insurance
Monthly Premium 4335133
Year Built 198119932001
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$200000-$250000$500000-$600000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Edmonds, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 335,000 Membrane Roof 2,160 3 $500- $1000 Deductible 450 5 Vinyl siding yes
1970 770,000 Slate Shingles Roof 4,470 5 $500 Deductible 1530 6 Fiber-Cement Siding yes
1974 410,000 Wood Shake Roof 2,210 3 $2500-$5000 Deductible 170 3 Wood siding No
1990 760,000 Wood Shake Roof 4,690 5 $5000 to $10,000 Deductible 120 1 Fiber-Cement Siding No
1991 420,000 Wood Shake Roof 2,070 3 $5000 to $10,000 Deductible 180 3 Wood siding No
1983 600,000 Shingles Roof 3,860 5 $2500-$5000 Deductible 900 7 Stone Siding No
2001 480,000 Membrane Roof 2,340 3 $500- $1000 Deductible 1060 9 Stone Siding No
1977 600,000 Asphalt Shingles Roof 3,340 4 $500 Deductible 650 6 Brick siding No
1981 235,000 Metal Roof 1,600 3 $500- $1000 Deductible 160 4 Stucco siding No
1982 380,000 Metal Roof 1,960 3 $1000-$2500 Deductible 770 10 Fiber-Cement Siding No
1971 315,000 Shingles Roof 1,560 3 $500- $1000 Deductible 720 10 Stone Siding No
1986 315,000 Slate Shingles Roof 2,160 4 > $10,000 Deductible 180 4 Wood siding yes
2004 415,000 Wood Shake Roof 2,800 4 $5000 to $10,000 Deductible 350 5 Stone Siding No
2007 260,000 Tile Roof 1,640 4 $1000-$2500 Deductible 460 8 Vinyl siding No
1971 485,000 Slate Shingles Roof 2,820 4 $500- $1000 Deductible 810 8 Stucco siding No
2012 225,000 Shingles Roof 1,340 3 > $10,000 Deductible 40 2 Stone Siding No
1995 245,000 Shingles Roof 1,300 3 $500- $1000 Deductible 300 5 Vinyl siding No
1990 340,000 Asphalt Shingles Roof 2,140 3 $500- $1000 Deductible 670 12 Stone Siding No
2011 185,000 Slate Shingles Roof 1,210 3 $500 Deductible 150 3 Vinyl siding yes
1973 345,000 Shingles Roof 2,000 5 $500 Deductible 430 5 Brick siding yes
1997 535,000 Shingles Roof 2,730 4 $500- $1000 Deductible 830 9 Wood siding No
2014 365,000 Tile Roof 2,590 5 $1000-$2500 Deductible 200 3 Stone Siding No
1990 530,000 Tile Roof 2,890 4 $2500-$5000 Deductible 910 10 Stone Siding yes
2007 580,000 Slate Shingles Roof 4,110 5 $5000 to $10,000 Deductible 360 5 Stucco siding yes
2005 320,000 Shingles Roof 2,040 3 $5000 to $10,000 Deductible 90 2 Brick siding yes
2010 410,000 Tile Roof 1,970 3 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
2002 910,000 Slate Shingles Roof 4,520 5 $500- $1000 Deductible 1640 9 Fiber-Cement Siding No
2014 430,000 Asphalt Shingles Roof 3,060 4 $500 Deductible 360 3 Stucco siding yes
1971 605,000 Tile Roof 2,870 4 $1000-$2500 Deductible 240 2 Stucco siding yes
1996 330,000 Wood Shake Roof 1,730 3 $1000-$2500 Deductible 510 9 Fiber-Cement Siding No
1972 335,000 Composition Roof 1,660 2 $500 Deductible 8740 8 Vinyl siding yes

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