Edmond Insurance Rates:

Edmond, OK homeowners insurance is nearly $1,309 to $1,780, about $109-$148/month. Our complete analysis reveals consumers can save upto $618 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I would recommend Nationwide Insurance due to their notoriety in the industry and reliability of service. Other companies may be comparable.
State Farm
My premium and deductible was both lower than other companies. we went through our realtor who recommended a broker to us, who got us our policy.
Amica Mutual Insurance
I would definitely recommend Amica to others.The friendly customer service experience alone would put anyone who is reticent about buying insurance at ease, and their pricing is extremely competitive.
Geico
the premium for my house is very reasonable. The customer service is quite good. First of all the customer service is local agent. They are quite friendly, knowledgeable and helpful.
Allstate
They have pretty reasonable rates on their policies not too expensive very affordable they have different rates to meet your needs.
State Farm
I hate how they think they are smarter than me and use big words to make me feel belittled and small.
State Farm
The insurance company is pretty great because it caters to my needs and tries to help me out in the best possible way.
Liberty Mutual
I like the simplicity of the website, however, it's too simple. I want a little bit, just a little bit more information. I'm not too sure what I'm looking for either, but I just feel like something is missing.
The Hartford
They contact me monthly by email to remind me of my premiums and ask if everything is ok. I like the reminder and am glad they reach out electronically.
Geico
I wish their website design would be more user-friendly. Some of the pages are not intuitive
Geico
The website for Geico is very easy to navigate and find vital information that is needed during an accident. Additionally, they have the live online chat which makes it easy to answer easy questions.
Farm Bureau
The rates! There should be no reason for rates to increase year after year when we do not have any claims. Especially at our residence. After 15 years, not one household claim, but rates continue to rise.
Allstate
i would recommend allstate to others due to the ease of working with customer service. They also as I said have good pricing
Farmer's Insurance
Farmers Insurance is a customer friendly service group. They are always attentive to my questions and prompt with a response to my questions and/or concerns.
State Farm
If you can find a better company with decent coverage and lower premiums go for it. I went with this company because they cover log homes which is rare at a decent price.

Edmond, OK Homeowners Insurance By Home Value

Edmond, OK Home Value Total Homes % of Total Average Edmond, OK Homeowners Insurance
Less than $50,000 456 2.0% $185
$80,000 to $89,999 271 1.0% $664
$90,000 to $99,999 542 2.0% $741
$100,000 to $124,999 2,310 12.0% $865
$125,000 to $149,999 2,504 13.0% $1081
$150,000 to $174,999 2,399 13.0% $1266
$175,000 to $199,999 2,048 11.0% $1467
$200,000 to $249,999 2,889 15.0% $1776
$250,000 to $299,999 2,073 11.0% $2163
$300,000 to $399,999 2,357 13.0% $2750

Top Home Insurance Agents Near Edmond, OK

Home Insurance Company Near Edmond, OK Homeowners Insurance Agency Near Edmond, OK Address
Liberty Mutual Independent Glenn Harris & Assoc Inc 13800 QUAIL POINTE DRIVE, OKLAHOMA CITY, OK, 73134
Travelers J Charles Insurance Llc 1726 N Green Ave 1726 N Green Ave, Purcell, OK, 73080
Farmers Jaree Spurlock 201 W Main St Ste 2, Tuttle, OK, 73089
Allstate Jim Shortridge 7604 N Western Ave, Oklahoma City, OK, 73116
Liberty Mutual Independent Ledbetter Ins Agcy 1000 NW GRAND BLVD STE 110, OKLAHOMA CITY, OK, 73118

Edmond, OK Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Edmond, OK

Streets in Edmond Area Homeowners Insurance Cost
Legacy Dr, Hawks Lndg, Ledgemont Dr, Mountain View Ln, Still Hollow Rd, E Colcord Ave, Marston Dr, Concord Ct, N Jackson St, Kamber's Ln$1,683
Crockett Dr, S Oschner Dr, Travis Cir, Greenbriar Ave, Richfield Ln, Folcroft Rd, Squirrel Tree Pl, Bonney Dr, E 7th St, N Mistletoe Ln$1,588
Mistletoe Ct, Buckland Rd, Myra Ct, Glen Hollow Rd, Irvine Ct, Shadow Creek Dr, E Bowman Ave, Willis Way, S Rolling Hill Ter, Stone Valley Dr$1,499
Bella Vista Dr, Crossfield Dr, NE 140th St, Brookview Ln, Halifax Ct, Brookside Ln, Dustin Dr, W 5th St, Diagonal Dr, Raspberry Rd$1,584
Salem Ct, Redbud Ln, Monarchos Dr, E I- 35 Frontage Rd, Olde Towne Rd, Gebron Dr, Kelly, Brookshire Ct, Pembroke Dr, Pheasant Crest Rd$1,720
Fox Fire Dr, Oak Forest Dr, Stonebrook Rd, Fox Run Trl, Springhill Rd, N Ash St, S Blvd, Providence Ct, Yellowstone Ln, Odor St$1,645
W Thatcher St, del Simmons Dr, N Cedar Mountain Ave, Steve Douglas Dr, Princeton Ave, Melody Ct, River Chase Ct, Rimridge Rd, Chadwicke Dr, Constitution Ave$1,662
Glenrock, Parkhurst Ter, Main, Century Dr, Deer Park Dr, E Canary Cir, Boomer Trl, Glenmere Dr, Spring Hill Dr, Bradford Pl$1,525
Shady Ct, Lakeview Ct, Golden Elm Cir, Alexa Ave, Fox Tail Dr, E 10th St, Rocky Mountain Way, E 33 Rd, Country Club Ter, SE 5th St$1,681
Tredington Ct, Spectacular Bid Ave, Canary Pl, Foxfire Dr, Walking Sky Rd, Wood Duck Dr, Lamplighter Ln, Pinto Trl, Canary Ct, East Dr$1,638

Edmond, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Edmond$230 to $232
Arcadia$213
Oklahoma County$220
Lake Aluma$303

Edmond, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Arcadia town, Oklahoma $213 $284 $426
Oklahoma County, Oklahoma $221 $294 $441
Lake Aluma town, Oklahoma $303 $404 $606

Edmond, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Edmond, OK7.8%24.2%
Arcadia10.07%33.81%
Oklahoma County10.03%29.83%
Lake Aluma5.18%16.83%

Edmond Renters Insurance as a Percentage of Rent

Edmond Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 188 2.0% $789
$300 to $499 447 4.0% $1239
$500 to $749 2,278 25.0% $1914
$750 to $999 2,738 30.0% $2664
$1,000 to $1,499 2,445 26.0% $3789
$1,500 or more 890 9.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Edmond For Different Scenarios

Home value ($) Construction type Company premium ($)
70,000 to 100000 Masonry Allstate Indemnity Co. 2,029
50,000 to 70000 Masonry Allstate Prop & Cas Ins Co 1,460
50,000 to 70000 Masonry Allstate Prop & Cas Ins Co 2,215
50,000 to 70000 Masonry Hanover Inusurance Co. 1,757
100,000 to 150000 Masonry Safeco Insurance Co. Of America 1,671
100,000 to 150000 FRAME Shelter Mutual Insurance Co. 3,545
100,000 to 150000 Frame Travelers Home And Marine Insurance Co. 2,209
100,000 to 150000 FRAME Usaa Casualty Insurance Co. 1,783

Edmond, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$6,200
Yearly Edmond Homeowner Insurance Premium Example $5,200$4,200
Out of Pocket Expense During Claim$1,200$6,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $32,400$31,400
Net Savings to Edmond Home Owner from High Deductible Plan $1,000

Edmond, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Edmond, OK Home Replacement Value MORE than Home Value Edmond, OK Home Replacement Value LESS than Home Value
Replacement Value $177,500 $106,500
Insurance Premium based on Replacement Value $5,150 $3,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $1,125/year Insurance costlier by $925/year

Example Edmond Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmNationwide Insurance
Monthly Premium 3371302792
Year Built 201319832008
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$400000-$500000$350000-$400000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Edmond, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 245,000 Wood Shake Roof 1,860 4 $5000 to $10,000 Deductible 1110 3 Brick siding yes
2013 260,000 Membrane Roof 2,180 3 $500 Deductible 4840 5 Wood siding No
2013 240,000 Membrane Roof 2,000 3 > $10,000 Deductible 2590 8 Brick siding yes
2008 295,000 Membrane Roof 2,800 5 > $10,000 Deductible 4330 10 Vinyl siding No
1995 295,000 Tile Roof 3,060 4 $500 Deductible 5510 6 Stucco siding yes
2007 160,000 Tile Roof 1,670 3 $500- $1000 Deductible 1130 3 Stucco siding yes
2010 170,000 Tile Roof 1,690 5 $5000 to $10,000 Deductible 1520 4 Wood siding No
2008 205,000 Wood Shake Roof 2,070 3 $500- $1000 Deductible 3430 6 Vinyl siding No
1999 315,000 Metal Roof 2,860 4 > $10,000 Deductible 620 1 Fiber-Cement Siding yes
1982 150,000 Composition Roof 1,290 3 $500 Deductible 4470 8 Vinyl siding yes
2002 320,000 Asphalt Shingles Roof 3,180 4 $2500-$5000 Deductible 4380 6 Wood siding yes
2011 140,000 Slate Shingles Roof 1,580 3 $2500-$5000 Deductible 680 2 Stone Siding No
1999 185,000 Asphalt Shingles Roof 2,060 3 $5000 to $10,000 Deductible 4570 12 Brick siding yes
2010 550,000 Composition Roof 4,610 5 $2500-$5000 Deductible 2140 2 Vinyl siding yes
1986 170,000 Slate Shingles Roof 1,310 3 $500- $1000 Deductible 2930 7 Brick siding No
1989 140,000 Slate Shingles Roof 1,580 5 $500 Deductible 3740 8 Fiber-Cement Siding yes
1983 270,000 Composition Roof 2,410 4 > $10,000 Deductible 4450 12 Brick siding No
2009 255,000 Metal Roof 2,070 3 $2500-$5000 Deductible 1570 4 Wood siding No
1991 230,000 Shingles Roof 1,800 3 $5000 to $10,000 Deductible 1770 3 Stucco siding No
1989 300,000 Membrane Roof 2,690 4 $500 Deductible 3530 4 Stone Siding No
1989 150,000 Shingles Roof 1,210 3 $500 Deductible 1800 4 Fiber-Cement Siding yes
1988 185,000 Metal Roof 2,100 4 $500 Deductible 4620 7 Wood siding No
1982 595,000 Tile Roof 4,880 5 $1000-$2500 Deductible 2130 2 Brick siding No
2012 405,000 Asphalt Shingles Roof 3,110 4 $1000-$2500 Deductible 9440 10 Stone Siding yes
2011 240,000 Wood Shake Roof 2,380 4 $2500-$5000 Deductible 3510 6 Vinyl siding yes
1993 305,000 Asphalt Shingles Roof 2,360 3 $2500-$5000 Deductible 2480 5 Stone Siding No
1996 180,000 Membrane Roof 1,490 3 $500- $1000 Deductible 3820 10 Stone Siding No
2005 270,000 Asphalt Shingles Roof 2,580 5 $5000 to $10,000 Deductible 6120 12 Stone Siding No
1984 385,000 Shingles Roof 3,550 5 $2500-$5000 Deductible 6570 8 Vinyl siding yes
1988 305,000 Metal Roof 2,900 4 $500 Deductible 3940 5 Wood siding yes
1980 175,000 Metal Roof 1,860 5 $5000 to $10,000 Deductible 1800 5 Fiber-Cement Siding No
2004 275,000 Tile Roof 2,100 3 > $10,000 Deductible 2020 5 Fiber-Cement Siding No
1992 240,000 Membrane Roof 2,140 4 > $10,000 Deductible 2220 7 Stucco siding yes
2012 460,000 Tile Roof 4,820 5 $1000-$2500 Deductible 9470 12 Brick siding yes

How To Make Your Edmond, OK Home Insurnace Cheaper