Edgewood Insurance Rates:

Edgewood, MD homeowners insurance is nearly $578 to $788, about $48-$65/month. Our comprehensive research indicates shoppers can save upto $273 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Usually very quick and timely with things, because they have so many representatives they can easily split time and get things done in a quick fashion
Allstate
There isn't a lot of options for renters insurance at allstate. there is only a couple you can choose from.
Farmers Insurance
I like being able to bundle my home and auto insurance with farmers insurance so i can enjoy extra savings from bundling coverage.

Edgewood, MD Homeowners Insurance By Home Value

Edgewood, MD Home Value Total Homes % of Total Average Edgewood, MD Homeowners Insurance
Less than $50,000 528 9.0% $81
$60,000 to $69,999 76 1.0% $225
$70,000 to $79,999 66 1.0% $259
$100,000 to $124,999 339 5.0% $375
$125,000 to $149,999 582 10.0% $471
$150,000 to $174,999 803 13.0% $560
$175,000 to $199,999 680 11.0% $648
$200,000 to $249,999 1,053 18.0% $778
$250,000 to $299,999 906 15.0% $956
$300,000 to $399,999 677 11.0% $1215

Top Home Insurance Agents Near Edgewood, MD

Home Insurance Company Near Edgewood, MD Homeowners Insurance Agency Near Edgewood, MD Address
Liberty Mutual Independent Bay Area Insurance Group Llc 818 E COLLEGE PKWY, ANNAPOLIS, MD, 21409
Nationwide Brown & Associates Insurance Inc 2912 Willow Street Pike N, Willow Street, PA, 17584-9462
Erie Donadio Insurance Group 10902 Reisterstown Road Suite 201, Owings Mills, MD, 21117
State Farm John Thibodeau 1214 West Street, Annapolis, MD, 21401-3610
Allstate Kent Schwab 2919 Olney Sndy Spg Rd Ste F, Olney, MD, 20832

Cost Of Homeowners Insurance By Street Near Edgewood, MD

Streets in Edgewood Area Homeowners Insurance Cost
S Goose Pond Ct, Arbor Ct, Hilltop Ave, Morgan Ct, Crystal Bridge Ct, Friarswood Ct, Long Bar Harbor Rd, Waterside Ct, Holly Dr, Sky Blue Ct$673
Susquehanna Ave, Simons Ct, Shandy Hall Rd, Saint Christopher Ct, Plumb Pt Lp, Mountain Rd, Cokesbury Rd, My Ladys Dr, Kingston Ct, Stans Rd$669
Rainbow Garden Ct, Gilway Ct, Cardiff Cir, Agate Dr, Rivershore Dr, Woltham Ct, Pine Rd, Plumb Point Loop W, Pirates Cove, Beckon Dr$667
Bald Eagle Way, Ashby Ct, Severn Ct, Deepwater Way, Old Church St, Charlestown Dr, State Hwy 755, Pearson Pl, Yorkshire Dr, Letchworth Ct$None
Blackbird Ct, Chevron Dr E, Citizen Ct, Golden Eagle Way, Brown Ct, Barberry Rd, Sidney Park Rd, Swallow Crest Ct, Bayberry Rd, Berg Way$None

Edgewood, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Edgewood$102 to $104
Joppatowne$105
Riverside$103
Perryman$104

Edgewood, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Joppatowne CDP, Maryland $105 $140 $210
Riverside CDP, Maryland $103 $137 $206
Perryman CDP, Maryland $104 $139 $209

Edgewood, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Edgewood, MD3.7%10.5%
Joppatowne3.03%11.51%
Riverside3.58%15.11%
Perryman2.73%8.23%

Edgewood Renters Insurance as a Percentage of Rent

Edgewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 136 4.0% $343
$200 to $299 238 7.0% $793
$300 to $499 168 5.0% $1243
$500 to $749 220 6.0% $1918
$750 to $999 594 18.0% $2668
$1,000 to $1,499 1,311 40.0% $3793
$1,500 or more 592 18.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby Edgewood For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
260,000 500 Frame 25 Donegal Mutual Insurance Co. 889
310,000 1,000 Masonry 15 Donegal Mutual Insurance Co. 904
310,000 1,000 Masonry 15 Federal Insurance Co. 1,622
310,000 1,000 Masonry 15 Ids Property Casualty Ins. Co. 1,101
260,000 500 Frame 25 Mutual Benefit Insurance Co. 1,160
210,000 500 Frame 35 Peninsula Insurance Co. 835
210,000 500 Frame 35 Praetorian Insurance Co. 1,243
260,000 500 Frame 25 Qbe Insurance Corp. 998
310,000 1,000 Masonry 15 Standard Guaranty Insurance Co. 2,742
360,000 1,000 Frame 10 State Farm Fire & Casualty Co. 1,138

Edgewood, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$5,600
Yearly Edgewood Homeowner Insurance Premium Example $2,000$1,200
Out of Pocket Expense During Claim$1,600$5,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,600$14,000
Net Savings to Edgewood Home Owner from High Deductible Plan $1,600

Edgewood, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Edgewood, MD Home Replacement Value MORE than Home Value Edgewood, MD Home Replacement Value LESS than Home Value
Replacement Value $394,000 $261,500
Insurance Premium based on Replacement Value $1,850 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $79,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $250/year

Example Edgewood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 49206110
Year Built 197719912006
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$400000-$500000$350000-$400000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Edgewood, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 390,000 Membrane Roof 3,100 5 $500- $1000 Deductible 1800 12 Stucco siding No
2014 320,000 Wood Shake Roof 2,920 4 $500 Deductible 270 2 Stucco siding yes
1979 495,000 Tile Roof 4,210 5 $2500-$5000 Deductible 690 4 Vinyl siding No
1975 175,000 Slate Shingles Roof 1,730 3 $500 Deductible 260 4 Vinyl siding yes
1982 220,000 Membrane Roof 2,410 4 $500 Deductible 660 6 Brick siding yes
2014 225,000 Slate Shingles Roof 2,320 3 $5000 to $10,000 Deductible 430 7 Fiber-Cement Siding No
1978 410,000 Shingles Roof 4,220 5 > $10,000 Deductible 220 2 Stucco siding No
2003 195,000 Membrane Roof 1,610 5 $1000-$2500 Deductible 640 12 Wood siding yes
2009 145,000 Asphalt Shingles Roof 1,300 3 $2500-$5000 Deductible 380 10 Wood siding No
2008 540,000 Composition Roof 4,810 5 > $10,000 Deductible 570 4 Stone Siding yes
1986 215,000 Tile Roof 1,780 4 $5000 to $10,000 Deductible 440 8 Stone Siding No
1974 200,000 Slate Shingles Roof 1,610 4 $2500-$5000 Deductible 150 2 Brick siding yes
1973 370,000 Asphalt Shingles Roof 3,320 4 > $10,000 Deductible 700 9 Vinyl siding No