Edgewood Insurance Rates:

Edgewood, KY homeowners insurance is nearly $685 to $933, about $57-$77/month. Our extensive analysis shows customers can save upto $323 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Edgewood, KY Homeowners Insurance By Home Value

Edgewood, KY Home Value Total Homes % of Total Average Edgewood, KY Homeowners Insurance
Less than $50,000 29 1.0% $97
$100,000 to $124,999 178 7.0% $444
$125,000 to $149,999 223 9.0% $550
$150,000 to $174,999 462 18.0% $655
$175,000 to $199,999 496 20.0% $760
$200,000 to $249,999 558 22.0% $914
$250,000 to $299,999 184 7.0% $1116
$300,000 to $399,999 267 10.0% $1415

Top Home Insurance Agents Near Edgewood, KY

Home Insurance Company Near Edgewood, KY Homeowners Insurance Agency Near Edgewood, KY Address
NA Declaire Insurance Agency Po Box 46 , Sardinia, OH, 45171
NA Michel Insurance Agency 7420 Us 42, Florence, KY, 41042
Farmers Billie Jackson 306 Ohio St, Vevay, IN, 47043
Farmers Keith Davis 38 E Main St Ste C, Amelia, OH, 45102
State Farm Steve Saunders 4837 Rialto Rd Ste B, West Chester, OH, 45069-2910

Cost Of Homeowners Insurance By Street Near Edgewood, KY

Streets in Edgewood Area Homeowners Insurance Cost
Stonehill Dr, Elmwood Dr, Forest Ln, Commanche Trl, Crestside Ct, Marie Ln, Lyndale Dr, Belle Monte Ave, State Hwy 1829, Prestwicke Dr$772
Hillcrest Dr, Elizabeth St, Dudley Rd, New Orleans Dr, Fairwood Ct, Westwood Dr, Brittany Ct, Whitecliff Way, Farmington Dr, Old Madison Pike$786
Charter Oak Rd, Whippoorwill St, Strawberry Hill Ct, Clear Brook Ln, Cleveland Ave, Fairlawn Ct, Eggers Ln, Hogan St, Seneca Trl, Palmeadow$786
Woodchase Dr, Secretariat Ct, Dixie Ln, Oakridge Dr, N Colony Ct, Carriage Hill Dr, Winding Way, Taylorspring Ct, Hawksridge Dr, Millstone Ct$783
Canterbury Dr, Edgewood Rd, Farmdale Ct, Poke Away Ln, Whippormill Ct, Whaley Rd, Dunster Ct, Heartwood Ln, Chancellor Dr, Autumn Rd$773
S Mason Rd, Kearney Ct, Rock Crystal Ln, Oak Rd, Merlin Pl, Edge Mar Dr, Colony Dr, Duntreath Ln, Marcel Dr, Hollyhock Rd$793
Victory Ct, Nelson Rd, Stonewood Dr, Surrey Pl, Vernon Dr, Royal Windsor Dr, Brookwood Dr, Braddock Ct, Droege Ave, Greenwood Ct$777
Valleylake Ct, Mesa Dr, Shaker Rd, Flower Ct, Sperti Dr, Elliott Ct, Rainbow Ter, Rolling Hills Dr, Sentry Ct, Narrows Rd$794
Sunset Dr, Sherbourne Dr, Hands Pike, Lowell Ct, Whitaker St, Avon Ct, Robby Ct, Brady Ct, Jerlou Ln, War Horse Pl$778
Barnwood Dr, Westview Rd, Laurel Oak Dr, Ridgetop Way, State Hwy 236, New Orleans Ct, Charwood Cir, Roberts Rd, Deertrail Dr, Shadow Hill Ct$787

Edgewood, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Edgewood$120 to $123
Crestview Hills$120
Lakeside Park$121
Covington$116

Edgewood, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crestview Hills city, Kentucky $101 $134 $201
Lakeside Park city, Kentucky $102 $135 $203
Covington CCD, Kenton County, Kentucky $97 $129 $194

Edgewood, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Edgewood, KY4.4%13.4%
Crestview Hills4.48%14.03%
Lakeside Park4.29%12.91%
Covington5.16%14.94%

Edgewood Renters Insurance as a Percentage of Rent

Edgewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 80 25.0% $1898
$750 to $999 86 27.0% $2648
$1,000 to $1,499 89 28.0% $3773
$1,500 or more 57 18.0% $5423

Average Cost Of Home Insurance By Company In Areas Nearby Edgewood For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
250,000 Masonry 9 years Federal Insurance Company 1,555
250,000 Masonry 9 years Indiana Insurance Company 1,170
250,000 Masonry 9 years Qbe Insurance Corporation 762
150,000 Brick Veneer 19 years Shelter Mutual Insurance Company 948
250,000 Masonry 9 years Standard Fire Insurance Company (The) 649
125,000 Frame 29 years State Auto Property & Casualty Insurance Company 945
150,000 Brick Veneer 19 years Aioi Nissay Dowa Insurance Company Of America 469
125,000 Frame 29 years Erie Insurance Company 504
150,000 Brick Veneer 19 years Standard Guaranty Insurance Company 1,909
150,000 Brick Veneer 19 years Westfield Insurance Company 418

Edgewood, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Edgewood Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,400$6,900
Net Savings to Edgewood Home Owner from High Deductible Plan $500

Edgewood, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Edgewood, KY Home Replacement Value MORE than Home Value Edgewood, KY Home Replacement Value LESS than Home Value
Replacement Value $200,000 $129,500
Insurance Premium based on Replacement Value $950 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Edgewood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateState Farm
Monthly Premium 10673118
Year Built 199119752001
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Edgewood, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 430,000 Tile Roof 3,810 5 $500 Deductible 1210 6 Vinyl siding No
1981 345,000 Composition Roof 3,370 5 $500- $1000 Deductible 740 4 Stone Siding yes
1971 455,000 Tile Roof 4,080 5 $5000 to $10,000 Deductible 1150 10 Stone Siding yes
1970 295,000 Wood Shake Roof 2,800 5 $1000-$2500 Deductible 670 7 Fiber-Cement Siding yes
2005 530,000 Tile Roof 4,880 5 > $10,000 Deductible 140 1 Vinyl siding yes
1971 175,000 Asphalt Shingles Roof 1,700 5 $500- $1000 Deductible 430 7 Fiber-Cement Siding No
1985 325,000 Shingles Roof 2,420 4 $500 Deductible 1040 7 Fiber-Cement Siding yes
1987 370,000 Wood Shake Roof 3,610 5 $1000-$2500 Deductible 1660 9 Stone Siding No
1976 230,000 Metal Roof 2,490 4 $2500-$5000 Deductible 210 4 Stucco siding No
1988 195,000 Metal Roof 1,950 5 $2500-$5000 Deductible 180 3 Brick siding No
1972 260,000 Composition Roof 2,710 4 $2500-$5000 Deductible 180 3 Wood siding No
2008 300,000 Wood Shake Roof 2,580 4 $1000-$2500 Deductible 1520 12 Fiber-Cement Siding No
1979 225,000 Membrane Roof 2,130 4 $500 Deductible 390 6 Vinyl siding yes
1971 255,000 Composition Roof 2,370 4 $5000 to $10,000 Deductible 440 9 Vinyl siding No
1995 315,000 Slate Shingles Roof 2,640 4 $500 Deductible 810 6 Stucco siding No
1982 390,000 Composition Roof 3,930 5 $500 Deductible 1950 10 Vinyl siding No
1998 265,000 Membrane Roof 2,870 4 $500- $1000 Deductible 570 6 Stone Siding No
2009 145,000 Slate Shingles Roof 1,510 5 $500 Deductible 590 8 Wood siding yes
1971 220,000 Shingles Roof 2,060 4 $500- $1000 Deductible 820 8 Stucco siding No
1982 355,000 Metal Roof 3,000 5 > $10,000 Deductible 350 4 Stone Siding yes
1971 345,000 Metal Roof 3,140 5 $1000-$2500 Deductible 440 4 Wood siding yes
1997 285,000 Metal Roof 2,600 4 $5000 to $10,000 Deductible 150 3 Stucco siding No
1986 150,000 Membrane Roof 1,650 5 $2500-$5000 Deductible 220 6 Brick siding yes
1983 180,000 Shingles Roof 1,710 4 $2500-$5000 Deductible 330 7 Wood siding yes
1985 300,000 Composition Roof 3,240 4 > $10,000 Deductible 60 1 Stone Siding yes
1984 300,000 Tile Roof 3,170 4 $500- $1000 Deductible 810 9 Stucco siding yes
1976 300,000 Composition Roof 2,640 4 $1000-$2500 Deductible 610 6 Wood siding yes
1990 315,000 Asphalt Shingles Roof 2,330 4 $500- $1000 Deductible 270 3 Stone Siding yes
1970 350,000 Slate Shingles Roof 2,860 4 $500- $1000 Deductible 300 2 Wood siding yes
1972 305,000 Composition Roof 2,660 5 $2500-$5000 Deductible 870 9 Stucco siding yes
2006 335,000 Wood Shake Roof 3,170 4 $500- $1000 Deductible 1280 6 Wood siding No
1994 295,000 Membrane Roof 2,270 4 $1000-$2500 Deductible 920 8 Brick siding No
1982 400,000 Asphalt Shingles Roof 2,980 5 $1000-$2500 Deductible 1860 12 Stone Siding yes
1971 500,000 Metal Roof 3,850 5 $500- $1000 Deductible 1720 8 Vinyl siding yes