Edgewater Insurance Rates:

Edgewater, FL homeowners insurance is roughly $982 to $1,337, about $81-$111/month. Our exhaustive analysis indicates shoppers can save as much as $463 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
It can be hard to get ahold of the same person from time to time. they all seem to work part time.
State Farm
State farm is nation wide and established. i appreciate that they are recognized around the country, and when i do claims, they can be found and depended on.
Assurant Specialty Property
Assurant has had great customer service in my opinion - they are always friendly and can adequately answer my questions anytime i call them.
Usaa
I usually use USAA.com and not their app. I like it that I am able to see a summary of both of my financial and my insurance information at once. I do not like it that the website is asking for a security code each time I am using their website especially if I had previously already verified my browser.
Tower Hill Insurance
Our premium is very comparable to other companies. When we first moved in it was hard to find real quotes from companies since we were a new construction house.
Usaa
I like that they contact you right away if anything is wrong. They also sent monthly emails.
Usaa
customer service is very good
Allstate
Like I said early, they bombard me with emails and other "click bait' type adverts that I have sent to my junk folder.

Edgewater, FL Homeowners Insurance By Home Value

Edgewater, FL Home Value Total Homes % of Total Average Edgewater, FL Homeowners Insurance
Less than $50,000 452 6.0% $185
$50,000 to $59,999 127 1.0% $405
$60,000 to $69,999 116 1.0% $509
$70,000 to $79,999 127 1.0% $579
$80,000 to $89,999 352 5.0% $660
$90,000 to $99,999 329 4.0% $741
$100,000 to $124,999 1,105 16.0% $857
$125,000 to $149,999 1,021 15.0% $1077
$150,000 to $174,999 1,384 20.0% $1274
$175,000 to $199,999 739 10.0% $1471
$200,000 to $249,999 737 10.0% $1761
$250,000 to $299,999 255 3.0% $2155

Top Home Insurance Agents Near Edgewater, FL

Home Insurance Company Near Edgewater, FL Homeowners Insurance Agency Near Edgewater, FL Address
NA Lassiter-Ware Insurance 2701 Ctr Pkwy, Ste 110 , Maitland, FL, 32751
NA Closson Insurance Agency, Llc 221 Ne Ivanhoe Blvd Ste 300, Orlando, FL, 32804
Allstate Linda Beucher 4280 N Highway 19A # 9, Mount Dora, FL, 32757
Allstate Megan Dickson 1885 Highway 520, Cocoa, FL, 32926
Travelers Provinsure Inc 9700 INTERNATIONAL DR, ORLANDO, FL, 32819

Cost Of Homeowners Insurance By Street Near Edgewater, FL

Streets in Edgewater Area Homeowners Insurance Cost
Cherrywood Ln, Cedar Chase Rd, Tangelo Rd, Live Oak St, Bexhill Dr, Travelers Palm Dr, Los Indios, River Run Rd, Tuscano Ave, 16th St$1,217
Tiawassee Dr, S Timberlane Dr, Unity Tree Dr, Canal Ave, Highlander Dr, Baxter Pt S, Camino Real Dr, Indian River Dr N, W Yelkca Ter, S Cucumber Ln$1,131
Pintello Ave, Red Bass Ln, Cubert Ln, Tree Branch Ln, Co Rd 415, Riverside Landing Dr, Mercedes Dr, Mango Tree Dr, Gallia St, Walden Dr$1,141
Stacy Grove Rd, Sundy Trl, Camino Real Ct, la Linda Ct, Boyce Cir, Rockefeller Dr, Cone Lake Dr, Glencoe Farms Rd, Sailfish Cir, Needle Palm Dr$1,156
Navigators Way, Dixie Ln, 16th St, Kersey Rd, E Gateway Dr, Needle Palm Dr, Bar T Ln, Tallacoe Trl, Mackeral Cir, Alice St$1,152

Edgewater, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Edgewater$173 to $176
Glencoe$175
Ponce Inlet$192
Samsula-Spruce Creek$191

Edgewater, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glencoe CDP, Florida $146 $195 $292
New Smyrna Beach CCD, Volusia County, Florida $146 $195 $292
Oak Hill city, Florida $146 $195 $292

Edgewater, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Edgewater, FL7.4%23.5%
Glencoe5.42%25.61%
New Smyrna Beach6.97%21.35%
Oak Hill8.75%21.43%

Edgewater Renters Insurance as a Percentage of Rent

Edgewater Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 270 21.0% $1915
$750 to $999 581 47.0% $2665
$1,000 to $1,499 371 30.0% $3790

Average Cost Of Home Insurance By Company In Areas Nearby Edgewater For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Family Insurance $1,382
150,000 27 NO Stillwater Property And Casualty Insurance $1,873
150,000 27 NO Universal Property & Casualty Insurance $2,516
150,000 27 YES Castle Key Indemnity Company Insurance $1,344
150,000 27 YES First Community Insurance $1,252
150,000 27 YES First Protective Insurance $748
150,000 27 YES Security First Insurance $889
150,000 27 YES Southern Oak Insurance $973
150,000 27 YES Universal Insurance $1,072
300,000 27 NA Universal Insurance $2,003

Edgewater, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Edgewater Homeowner Insurance Premium Example $4,600$3,600
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $15,600$14,600
Net Savings to Edgewater Home Owner from High Deductible Plan $1,000

Edgewater, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Edgewater, FL Home Replacement Value MORE than Home Value Edgewater, FL Home Replacement Value LESS than Home Value
Replacement Value $170,000 $94,500
Insurance Premium based on Replacement Value $2,950 $1,625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $675/year

Example Edgewater Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateChubb Group of Insurance
Monthly Premium 287346211
Year Built 200119961989
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$175000-$200000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Edgewater, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 210,000 Shingles Roof 2,060 3 $5000 to $10,000 Deductible 3000 10 Brick siding yes
2012 135,000 Slate Shingles Roof 1,840 4 $1000-$2500 Deductible 1420 8 Stucco siding No
1986 280,000 Shingles Roof 2,850 4 $500- $1000 Deductible 460 1 Vinyl siding yes
2013 105,000 Slate Shingles Roof 1,260 3 $500- $1000 Deductible 1200 8 Vinyl siding yes
2006 150,000 Shingles Roof 1,710 3 $500- $1000 Deductible 610 3 Stucco siding No
1993 145,000 Slate Shingles Roof 1,440 3 $1000-$2500 Deductible 1180 6 Stucco siding yes
1980 145,000 Membrane Roof 1,560 3 $500 Deductible 240 1 Brick siding yes
2001 155,000 Membrane Roof 1,990 4 $5000 to $10,000 Deductible 1800 9 Stucco siding No
2000 165,000 Tile Roof 2,050 3 $2500-$5000 Deductible 1930 9 Wood siding No
1991 295,000 Tile Roof 2,830 4 $500 Deductible 1250 3 Vinyl siding No
1991 185,000 Composition Roof 2,550 4 $2500-$5000 Deductible 1950 10 Vinyl siding No
1993 215,000 Membrane Roof 2,220 3 $5000 to $10,000 Deductible 350 2 Brick siding yes
1995 165,000 Tile Roof 1,610 4 $500 Deductible 680 3 Stucco siding yes
2009 305,000 Composition Roof 2,910 4 $500- $1000 Deductible 540 1 Brick siding yes
1996 150,000 Wood Shake Roof 1,730 3 $1000-$2500 Deductible 1740 8 Wood siding No
2010 125,000 Wood Shake Roof 1,510 3 $500 Deductible 1210 6 Fiber-Cement Siding No
2001 145,000 Tile Roof 1,760 3 $500 Deductible 1660 8 Vinyl siding yes
1989 130,000 Shingles Roof 1,730 4 $1000-$2500 Deductible 1310 9 Fiber-Cement Siding yes
1995 255,000 Wood Shake Roof 2,380 3 $500 Deductible 3410 10 Stone Siding No
2003 165,000 Slate Shingles Roof 1,920 3 $2500-$5000 Deductible 920 5 Fiber-Cement Siding No
1983 210,000 Asphalt Shingles Roof 1,970 4 $5000 to $10,000 Deductible 2040 7 Vinyl siding No
2002 130,000 Asphalt Shingles Roof 1,390 3 $2500-$5000 Deductible 1670 9 Wood siding yes
1982 205,000 Shingles Roof 2,290 3 $5000 to $10,000 Deductible 450 2 Brick siding No
1990 285,000 Composition Roof 2,830 4 $500- $1000 Deductible 3070 6 Wood siding No
1990 155,000 Membrane Roof 1,720 4 $500 Deductible 570 2 Wood siding yes
2008 155,000 Slate Shingles Roof 1,640 3 $2500-$5000 Deductible 280 2 Fiber-Cement Siding yes
2009 200,000 Wood Shake Roof 2,180 3 $1000-$2500 Deductible 820 3 Stone Siding yes