Edgemoor Insurance Rates:

Edgemoor, DE homeowners insurance is roughly $647 to $882, about $53-$73/month. Our comprehensive analysis reveals consumers can save as much as $305 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Edgemoor, DE Homeowners Insurance By Home Value

Edgemoor, DE Home Value Total Homes % of Total Average Edgemoor, DE Homeowners Insurance
Less than $50,000 62 3.0% $91
$60,000 to $69,999 30 1.0% $252
$90,000 to $99,999 21 1.0% $366
$100,000 to $124,999 58 3.0% $427
$125,000 to $149,999 158 9.0% $534
$150,000 to $174,999 303 18.0% $634
$175,000 to $199,999 251 15.0% $733
$200,000 to $249,999 416 25.0% $878
$250,000 to $299,999 138 8.0% $1077
$300,000 to $399,999 175 10.0% $1375

Top Home Insurance Agents Near Edgemoor, DE

Home Insurance Company Near Edgemoor, DE Homeowners Insurance Agency Near Edgemoor, DE Address
Erie Hostetter Agency Inc. 206 W Belair Avenue, Aberdeen, MD, 21001
Travelers Mazzone & Associates Llc 107 SOUTH CHURCH ST STE 1, WEST CHESTER, PA, 19382
Allstate Patrick Lynch 8 W Main St, Marlton, NJ, 8053
Travelers Rettino Insurance Agency Inc 315 ROUTE 50, MAYS LANDING, NJ, 8330
Travelers Vandyke Insurance Group 4925 Pulaski Hwy Suite E, Perryville, MD, 21903

Cost Of Homeowners Insurance By Street Near Edgemoor, DE

Streets in Edgemoor Area Homeowners Insurance Cost
Beeson Ave, Governor House Cir, S Pleasant Ct, E 42nd St, Lindsey Rd, Letitia Ln, E 37th St, E 44th St, Birch Ln, Park Ct$763
Beeson Rd, Park Ln, Government Ln, Blue Rock Rd, Guest Ln, Walnut Ln, Woodsdale Rd, Sunset Dr, Melrose Ave, Talley Rd$783
Colony Bl, Grove Ave, Woodsway Rd, Short Hill Rd, Woods Way, Penn Ave, Springhill Ave, Monterey Pl, White Oak Rd, Polk Rd$781
Keen Dr, Boothby Dr, N Pennewell Dr, Bell Hill Rd, Stoney Run Rd, E 41st St, Seton Rd, Wynnbrook Rd, Birch la, S Rodney Dr$782
Prospect Dr, E 38th St, Elizabeth Ave, Andross Rd, Melrose Ave, Paladin Dr, Bellevue Ave, Lore Ave, Walnut St, Eskridge Dr$760

Edgemoor, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Edgemoor$114 to $117
Bellefonte$115
Wilmington$114
Brandywine$119

Edgemoor, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bellefonte town, Delaware $116 $154 $231
Wilmington city, Delaware $114 $152 $228
Brandywine CCD, New Castle County, Delaware $119 $159 $239

Edgemoor, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Edgemoor, DE4.1%12.2%
Bellefonte4.42%17.04%
Wilmington4.46%13.98%
Brandywine3.75%13.19%

Edgemoor Renters Insurance as a Percentage of Rent

Edgemoor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 64 7.0% $1930
$750 to $999 333 38.0% $2680
$1,000 to $1,499 272 31.0% $3805
$1,500 or more 190 22.0% $5455

Average Cost Of Home Insurance By Company In Areas Nearby Edgemoor For Different Scenarios

Coverage Construction type Age of home Company Premium Deductible
500,000 Brick/masonry construction 10 years old Aig Property Casualty Company 1,698 500
250,000 Brick/masonry construction 10 years old California Casualty 840 500
350,000 Frame construction 25 years old Cumberland Insurance Group 1,584 1000
250,000 Frame construction 25 years old Farm Family Casualty Insurance Company 763 1000
150,000 Frame construction 25 years old Federal Ins Co 688 1000
500,000 Frame construction 25 years old Garrison Property & Casualty Ins. Co. 2,194.48 1000
150,000 Frame construction 10 years old Liberty Insurance Corporation 610.15 1000
500,000 Frame construction 25 years old Usaa Casualty Insurance Company 2,578.44 500

Edgemoor, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$7,600
Yearly Edgemoor Homeowner Insurance Premium Example $2,200$1,200
Out of Pocket Expense During Claim$600$7,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,200$17,200
Net Savings to Edgemoor Home Owner from High Deductible Plan $1,000

Edgemoor, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Edgemoor, DE Home Replacement Value MORE than Home Value Edgemoor, DE Home Replacement Value LESS than Home Value
Replacement Value $225,500 $156,500
Insurance Premium based on Replacement Value $1,025 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Edgemoor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmica Mutual Insurance Company
Monthly Premium 846871
Year Built 194419611978
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Edgemoor, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 285,000 Metal Roof 2,440 4 $500 Deductible 1030 10 Wood siding No
1963 245,000 Metal Roof 2,210 4 $500- $1000 Deductible 710 12 Wood siding yes
1975 185,000 Tile Roof 2,030 5 $5000 to $10,000 Deductible 430 12 Fiber-Cement Siding yes
1967 200,000 Composition Roof 1,670 2 $1000-$2500 Deductible 280 6 Stucco siding No
1980 235,000 Asphalt Shingles Roof 2,370 4 $500 Deductible 450 6 Wood siding yes
1975 455,000 Metal Roof 4,270 5 $500- $1000 Deductible 1390 12 Fiber-Cement Siding No
1956 380,000 Tile Roof 3,000 4 $500- $1000 Deductible 1420 12 Vinyl siding yes
1982 370,000 Composition Roof 3,100 4 $1000-$2500 Deductible 310 3 Fiber-Cement Siding yes
1988 180,000 Asphalt Shingles Roof 1,490 2 $500- $1000 Deductible 490 6 Wood siding yes
1983 170,000 Shingles Roof 1,380 3 $500 Deductible 250 5 Wood siding yes
1979 295,000 Slate Shingles Roof 2,870 4 $500 Deductible 400 5 Brick siding No
1968 155,000 Membrane Roof 1,520 3 $2500-$5000 Deductible 40 1 Fiber-Cement Siding No
1975 205,000 Composition Roof 2,310 5 $5000 to $10,000 Deductible 600 12 Wood siding yes
1978 200,000 Asphalt Shingles Roof 1,780 2 $5000 to $10,000 Deductible 250 5 Stone Siding yes
1944 240,000 Membrane Roof 2,220 3 $500 Deductible 470 7 Stucco siding yes
1946 100,000 Shingles Roof 1,050 2 $500 Deductible 220 8 Brick siding No
1953 195,000 Wood Shake Roof 1,740 2 $2500-$5000 Deductible 320 6 Stucco siding No
1947 180,000 Membrane Roof 1,400 2 $2500-$5000 Deductible 240 5 Stucco siding yes
1950 185,000 Tile Roof 1,730 2 $500- $1000 Deductible 770 12 Wood siding No
1974 255,000 Composition Roof 2,020 4 $1000-$2500 Deductible 950 12 Wood siding No
1974 190,000 Composition Roof 1,940 5 $2500-$5000 Deductible 320 5 Brick siding yes
1988 125,000 Composition Roof 1,020 2 $500 Deductible 30 1 Fiber-Cement Siding yes
1946 255,000 Wood Shake Roof 2,120 3 > $10,000 Deductible 180 3 Stone Siding No
1960 160,000 Shingles Roof 1,690 2 $2500-$5000 Deductible 130 4 Brick siding yes
1957 275,000 Wood Shake Roof 2,640 4 $500- $1000 Deductible 680 9 Brick siding No
1988 170,000 Asphalt Shingles Roof 1,310 2 $2500-$5000 Deductible 190 5 Stucco siding No
1948 560,000 Asphalt Shingles Roof 4,310 5 $500- $1000 Deductible 1800 12 Vinyl siding No
1941 315,000 Slate Shingles Roof 2,620 4 $500- $1000 Deductible 710 6 Wood siding yes
1988 130,000 Asphalt Shingles Roof 1,400 3 $1000-$2500 Deductible 60 2 Fiber-Cement Siding No
1944 180,000 Wood Shake Roof 1,650 4 $500 Deductible 60 1 Wood siding yes
1947 220,000 Asphalt Shingles Roof 2,060 4 $2500-$5000 Deductible 260 6 Stone Siding yes
1948 325,000 Asphalt Shingles Roof 3,490 5 $5000 to $10,000 Deductible 60 1 Vinyl siding No
1949 425,000 Membrane Roof 3,650 5 $1000-$2500 Deductible 1010 7 Stucco siding yes
1948 240,000 Shingles Roof 1,860 5 $500 Deductible 520 6 Brick siding yes