Eden Prairie Insurance Rates:

Eden Prairie, MN homeowners insurance is nearly $929 to $1,266, about $77-$105/month. Our exhaustive analysis shows customers can save upto $439 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I do not think that our insurance is the cheapest. i think that they are a big name and so they are able to charge more.
Universal Insurance
They also do not have a live chat or a way to file a claim online. you have to sit on the phone and wait for a rep to assist you with setting up a claim. with the florida hurricanes the long time has been longer than norm
Farm Bureau
Another one of my favorite things is that as we worked to write a policy together for our home, i believe that she helped find the best fit for us while paying the least.
Ameriprise Financial
I have done some looking at other insurance companies in the past couple of years but, I find state farm to be very competitive and value for money.

Eden Prairie, MN Homeowners Insurance By Home Value

Eden Prairie, MN Home Value Total Homes % of Total Average Eden Prairie, MN Homeowners Insurance
$100,000 to $124,999 397 3.0% $384
$125,000 to $149,999 612 5.0% $483
$150,000 to $174,999 1,153 9.0% $570
$175,000 to $199,999 934 7.0% $658
$200,000 to $249,999 2,213 18.0% $790
$250,000 to $299,999 2,490 20.0% $966
$300,000 to $399,999 3,769 31.0% $1229

Top Home Insurance Agents Near Eden Prairie, MN

Home Insurance Company Near Eden Prairie, MN Homeowners Insurance Agency Near Eden Prairie, MN Address
Travelers Ross Nesbit Agency Inc 10338 KARSTON AVE NE, ALBERTVILLE, MN, 55301
Farmers Yolanda Garibay Csd Csp 2929 4th Ave S Ste 105, Minneapolis, MN, 55408
Liberty Mutual Independent Butler & Associates Ins Agency 15322 GALAXIE AVE, APPLE VALLEY, MN, 55124
Farmers Lisa Swanson 12631 Fremont Ave Ste 1, Zimmerman, MN, 55398
Travelers Northwest Agency Ltd 7004 E FISH LAKE RD, MAPLE GROVE, MN, 55311

Cost Of Homeowners Insurance By Street Near Eden Prairie, MN

Streets in Eden Prairie Area Homeowners Insurance Cost
Undestad St, Tussock Ct, Dell Dr, Crowfoot Ct, Sunshine Dr, Addington Ct, Partridge Cir, Waverly Ct, Colby Ct, Forestview Cir$1,158
N Hillcrest Ct, Rainbow Dr, Massie Curve, Tiffany Ln, Belfast Cove, Parkview Ln, Bainbridge Dr, Pleasantview Rd, Country Rd, Island Rd$1,162
Cherry Dr, Prescott Dr, Prairie Center Dr, Shetland Rd, Prairie Center Dr, E Sunrise Cir, Alpine Way, Ironwood Ct, Morgan Ln, Garrison Way$1,089
Chennault Way, Candlewood Pkwy, Wellington Dr, Tanager Ln, Prospect Rd, Labont Way, Ros Emily Ln, Baywood Ln, Glen Ln, Indian Chief Rd$1,072
Viking Dr, N Manor Rd, Technology Dr, Spencer Sweet Pea Ln, Melrose Chase, Martin Dr, Braxton Dr, Fenwick Cir, Fawns Way, Ginger Dr$1,064

Eden Prairie, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Eden Prairie$163 to $165
Chanhassen$167
Shakopee$156
Edina$171

Eden Prairie, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chanhassen city, Minnesota $167 $223 $335
Shakopee city, Minnesota $156 $208 $312
Edina city, Minnesota $171 $228 $342

Eden Prairie, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Eden Prairie, MN4.3%13.9%
Chanhassen4.1%15.08%
Shakopee4.89%18.49%
Edina4.0%13.54%

Eden Prairie Renters Insurance as a Percentage of Rent

Eden Prairie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 194 3.0% $1208
$500 to $749 161 2.0% $1883
$750 to $999 1,828 29.0% $2633
$1,000 to $1,499 2,819 45.0% $3758
$1,500 or more 1,067 17.0% $5408

Eden Prairie, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Eden Prairie Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,800$12,000
Net Savings to Eden Prairie Home Owner from High Deductible Plan $800

Eden Prairie, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Eden Prairie, MN Home Replacement Value MORE than Home Value Eden Prairie, MN Home Replacement Value LESS than Home Value
Replacement Value $506,500 $347,000
Insurance Premium based on Replacement Value $3,250 $2,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,000 Risk Exposure from Under Insuring Coverage is $107,500
Premium Impact Insurance cheaper by $700/year Insurance costlier by $325/year

Example Eden Prairie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 91217184
Year Built 199420021984
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$250000-$300000$350000-$400000
Deductible > $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Eden Prairie, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 245,000 Membrane Roof 1,900 4 $2500-$5000 Deductible 90 1 Fiber-Cement Siding yes
2004 275,000 Composition Roof 1,620 3 $500- $1000 Deductible 560 3 Stucco siding No
1994 260,000 Metal Roof 1,900 3 > $10,000 Deductible 610 6 Stucco siding No
1990 625,000 Tile Roof 3,520 5 $500- $1000 Deductible 1640 5 Vinyl siding yes
1997 265,000 Wood Shake Roof 1,860 4 $500- $1000 Deductible 530 4 Stone Siding No
2003 395,000 Wood Shake Roof 2,890 5 $500 Deductible 750 3 Stucco siding yes
2000 625,000 Asphalt Shingles Roof 4,580 5 $2500-$5000 Deductible 3710 12 Fiber-Cement Siding yes
1998 310,000 Membrane Roof 2,020 4 $1000-$2500 Deductible 1850 10 Stone Siding No
2005 260,000 Asphalt Shingles Roof 1,610 4 $500- $1000 Deductible 990 6 Wood siding No
2013 400,000 Shingles Roof 3,090 4 $1000-$2500 Deductible 1410 7 Wood siding yes
1988 860,000 Slate Shingles Roof 4,790 5 $500 Deductible 1670 4 Stucco siding No
1985 295,000 Tile Roof 1,540 3 $500 Deductible 2300 10 Fiber-Cement Siding No
2010 345,000 Shingles Roof 1,940 3 $500 Deductible 1180 8 Fiber-Cement Siding No
2008 220,000 Metal Roof 1,260 3 > $10,000 Deductible 70 1 Stone Siding No
2006 525,000 Shingles Roof 3,000 4 $1000-$2500 Deductible 1540 6 Wood siding yes
1999 320,000 Metal Roof 2,120 3 $2500-$5000 Deductible 1090 8 Brick siding yes
2010 265,000 Shingles Roof 1,720 3 $1000-$2500 Deductible 1490 9 Stucco siding yes