Eden Insurance Rates:

Eden, NY homeowners insurance is roughly $506 to $688, about $42-$57/month. Our complete guide indicates shoppers can save as much as $238 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Eden, NY Homeowners Insurance By Home Value

Eden, NY Home Value Total Homes % of Total Average Eden, NY Homeowners Insurance
Less than $50,000 93 3.0% $95
$50,000 to $59,999 34 1.0% $208
$60,000 to $69,999 69 2.0% $256
$70,000 to $79,999 45 1.0% $298
$80,000 to $89,999 73 2.0% $334
$90,000 to $99,999 218 8.0% $376
$100,000 to $124,999 385 14.0% $435
$125,000 to $149,999 423 16.0% $543
$150,000 to $174,999 421 16.0% $644
$175,000 to $199,999 217 8.0% $746
$200,000 to $249,999 304 11.0% $895
$250,000 to $299,999 184 7.0% $1092
$300,000 to $399,999 110 4.0% $1391

Top Home Insurance Agents Near Eden, NY

Home Insurance Company Near Eden, NY Homeowners Insurance Agency Near Eden, NY Address
NA Aaa Members Insurance Agency Of Ny, Inc. 8120 Main Street Williamsville, Buffalo, NY, 14221
Travelers Deppas Ins Agency Llc 305 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
State Farm Dick Robinson Sr 310 Orchard Park Road, West Seneca, NY, 14224-2635
Allstate Ellington Agency 119 Main St , Randolph, NY, 14772
Liberty Mutual Valerie Dirienzo Lutcf Clu Chfc 400 Essjay Rd Suite 300, Williamsville, NY, 14221

Cost Of Homeowners Insurance By Street Near Eden, NY

Streets in Eden Area Homeowners Insurance Cost
Co Rd 446, Sonnybrook Dr, Holly Hill Ct, Shadagee Rd, Tice Rd, March Rd, Eden Evans Center Rd, Schoolview Rd, Co Rd 488, Co Rd 483$594
Schreiner Rd, Co Rd 485A, Paxon Rd, Co Rd 135, Green St, New Oregon Rd, Welch Ln, Ledges Park Dr, Carriage Xing, Evelyn Dr$595
Schreiber St, Co Rd 472, Co Rd 482, Co Rd 481, Zenner Rd, Haag Rd, Co Rd 480A, Hardt Rd, Rosedale Ave, Oakland Dr$601
E Church St, Sandrock Rd, Notre Dame Dr, Co Rd 473, Fernbrook Ct, Gary Dr, Townline Rd, Randall Pl, Co Rd 484, Bley Rd$596
Eden Valley Rd, Old Jennings Rd, Madonna Dr, Mary Dr, Pontiac Rd, Hemlock Rd, Belknap Rd, Cherry Ln, Ferrier Rd, Larkin Rd$596

Eden, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Eden$89 to $91
North Boston$89
North Collins$88
Boston$90

Eden, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Boston CDP, New York $89 $119 $179
North Collins town, Erie County, New York $89 $118 $177
Hamburg town, Erie County, New York $89 $119 $179

Eden, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Eden, NY3.5%8.7%
North Boston3.7%10.28%
North Collins4.12%9.81%
Hamburg3.57%9.2%

Eden Renters Insurance as a Percentage of Rent

Eden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 10 4.0% $345
$200 to $299 13 6.0% $795
$300 to $499 68 33.0% $1245
$500 to $749 85 42.0% $1920
$750 to $999 7 3.0% $2670
$1,000 to $1,499 19 9.0% $3795

Eden, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$5,400
Yearly Eden Homeowner Insurance Premium Example $1,900$1,100
Out of Pocket Expense During Claim$1,400$5,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,700$13,100
Net Savings to Eden Home Owner from High Deductible Plan $1,600

Eden, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Eden, NY Home Replacement Value MORE than Home Value Eden, NY Home Replacement Value LESS than Home Value
Replacement Value $194,500 $124,500
Insurance Premium based on Replacement Value $2,325 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $450/year

Example Eden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceGEICO Insurance
Monthly Premium 128134189
Year Built 194320021976
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$200000-$250000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Eden, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 110,000 Shingles Roof 1,340 3 $2500-$5000 Deductible 60 1 Brick siding yes
2004 185,000 Metal Roof 2,160 3 $500- $1000 Deductible 1790 9 Wood siding yes
2001 200,000 Slate Shingles Roof 2,150 3 $500- $1000 Deductible 130 1 Stone Siding No
2004 265,000 Membrane Roof 3,050 4 $500- $1000 Deductible 2940 12 Stucco siding yes
1947 250,000 Wood Shake Roof 2,470 4 $2500-$5000 Deductible 1210 8 Wood siding yes
1963 215,000 Slate Shingles Roof 2,260 3 $1000-$2500 Deductible 1500 8 Stucco siding No
1964 215,000 Shingles Roof 2,340 4 $2500-$5000 Deductible 540 6 Wood siding yes
1940 405,000 Tile Roof 4,700 5 $500- $1000 Deductible 690 2 Vinyl siding No
1948 265,000 Slate Shingles Roof 2,520 5 $2500-$5000 Deductible 520 4 Vinyl siding yes
1967 185,000 Shingles Roof 2,140 3 $1000-$2500 Deductible 1020 7 Stone Siding No
1944 455,000 Shingles Roof 4,500 5 $500 Deductible 2140 6 Brick siding No
1961 215,000 Asphalt Shingles Roof 2,740 5 $500- $1000 Deductible 270 2 Wood siding yes
1964 225,000 Membrane Roof 2,370 3 > $10,000 Deductible 1280 12 Stucco siding yes
1969 140,000 Metal Roof 1,840 5 $1000-$2500 Deductible 620 5 Fiber-Cement Siding yes
1963 205,000 Tile Roof 1,970 5 $500 Deductible 870 4 Fiber-Cement Siding No
1947 170,000 Shingles Roof 2,230 5 $500- $1000 Deductible 510 3 Vinyl siding yes
1941 530,000 Shingles Roof 4,900 5 $5000 to $10,000 Deductible 610 2 Brick siding yes
1946 355,000 Tile Roof 3,780 5 > $10,000 Deductible 330 2 Stone Siding yes
2001 160,000 Asphalt Shingles Roof 1,750 3 $2500-$5000 Deductible 280 4 Fiber-Cement Siding yes
1975 250,000 Tile Roof 2,380 3 $500 Deductible 740 4 Brick siding yes
1970 375,000 Wood Shake Roof 4,840 5 $500- $1000 Deductible 790 3 Wood siding yes
1944 230,000 Wood Shake Roof 2,170 4 $2500-$5000 Deductible 1370 12 Brick siding No
1968 105,000 Membrane Roof 1,340 3 $500- $1000 Deductible 780 8 Fiber-Cement Siding No
1967 255,000 Wood Shake Roof 2,510 4 $500 Deductible 170 1 Brick siding yes
1945 145,000 Metal Roof 1,640 5 $1000-$2500 Deductible 690 8 Stucco siding yes
1940 295,000 Membrane Roof 3,110 4 $1000-$2500 Deductible 1900 12 Fiber-Cement Siding No
1947 250,000 Shingles Roof 3,360 4 $2500-$5000 Deductible 440 3 Stucco siding No
1966 180,000 Wood Shake Roof 1,830 4 $1000-$2500 Deductible 610 5 Stone Siding yes
1972 225,000 Slate Shingles Roof 2,330 4 $500 Deductible 500 4 Stone Siding yes
1978 145,000 Metal Roof 1,980 3 $2500-$5000 Deductible 600 7 Fiber-Cement Siding yes
1960 205,000 Membrane Roof 2,330 5 $500 Deductible 640 4 Brick siding No
2001 275,000 Slate Shingles Roof 3,100 5 $500- $1000 Deductible 1650 7 Brick siding No
1945 175,000 Tile Roof 1,890 3 $1000-$2500 Deductible 860 5 Fiber-Cement Siding No
1948 235,000 Slate Shingles Roof 3,050 4 $500 Deductible 1590 10 Stone Siding yes