Eau Claire, WI homeowners insurance is nearly $539 to $732, about $44-$61/month. Our in depth research indicates shoppers can save as much as $254 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Eau Claire, WI | Homeowners Insurance Agency Near Eau Claire, WI | Address |
|---|---|---|
| State Farm | John Falvey | 114 S Washington Street, Lake City, MN, 55041-1034 |
| Travelers | Oliver Insurance Agency Inc | 1718 KEITH ST, EAU CLAIRE, WI, 54701 |
| Farmers | Tami Kraft | 301 Miner Ave W, Ladysmith, WI, 54848 |
| Allstate | The Service Agency | 369 W Main St, Ellsworth, WI, 54011 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Altoona city, Wisconsin | $95 | $127 | $191 |
| Union town, Eau Claire County, Wisconsin | $98 | $130 | $195 |
| Lake Hallie village, Wisconsin | $97 | $129 | $194 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Eau Claire, WI | 4.3% | 11.4% |
| Altoona | 4.11% | 10.96% |
| Union | 3.89% | 12.02% |
| Lake Hallie | 4.05% | 11.72% |
| Eau Claire Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 377 | 3.0% | $788 |
| $300 to $499 | 1,687 | 14.0% | $1238 |
| $500 to $749 | 4,552 | 39.0% | $1913 |
| $750 to $999 | 2,989 | 26.0% | $2663 |
| $1,000 to $1,499 | 1,397 | 12.0% | $3788 |
| $1,500 or more | 391 | 3.0% | $5438 |
| Streets in Eau Claire Area | Homeowners Insurance Cost |
|---|---|
| Florence Ave, International Dr, McKinley Rd, N 110th Ave, Bauer St, Damon St, North Rd, Donnellan Ln, May St, Mathews Dr | $656 |
| 4th St E, Vine Ct, W Mead St, S Farwell St, Sessions Ct, 1010th St, Briar Way, Wellington Dr, Avenue B St, Orange St | $626 |
| Poplar St, Lake Dr, Lupine Ln, N 84th Ave, Freedom Dr, Hamilton Ave, Sloan St, Silver Springs Dr, Cypress St, Roderick St | $647 |
| Mount Nemo Ave, Aylmer Ct, 4th Ave, Sportsman Dr, Vesta Ct, Harding Ave, E Madison St, Worbach Dr, Buffington Dr, Pershing St | $632 |
| N Shore Dr, Peterson Ave, Skyview Dr, Darmel Ln, W Ridge Ct, Motycka Dr, Havenwood Ln, S Barstow St, W University Dr, Demoe Ln | $650 |
| Star Ridge Rd, White Pine Dr, Calumet Rd, Catherine St, Deer Park Rd, Louis Rd, Oakwood Hills Pkwy, Diane Ln, Gables Pl, Co Rd V | $651 |
| Cedar St, Manor Ct, Crestview Dr, Westover Ln, Southtowne Pl, Lockwood Ct, W Lexington Blvd, Thirty Third St, Bauer Ave, 11th St W | $647 |
| Pamona Dr, Alpine Rd, Tamarack Ln, N 75th Ave, Valley View Dr, Addison St, Mittelstadt Ln, Wathke Rd, Suchla Ct, Dury Ave | $648 |
| 3rd St E, Meridian Heights Dr, Brandt Ave, Melanie Ln, N Barstow St, Oak Hill Pl, Nine Mile Creek Rd, Nasturtium Ln, Gatehouse Dr, Conrad St | $639 |
| Sportsman Dr S, Sindelar Rd, Van Es Pkwy, St Francis Dr W, Petunia Ln, Vold Ct, W Grand Ave, 9th St W, Heights Dr, Thirty Fourth St | $650 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Eau Claire | $95 to $97 |
| Altoona | $95 |
| Union | $97 |
| Wheaton | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Eau Claire Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,500 | $5,900 |
| Net Savings to Eau Claire Home Owner from High Deductible Plan | $600 | |
| Scenario | Eau Claire, WI Home Replacement Value MORE than Home Value | Eau Claire, WI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $195,500 | $129,000 |
| Insurance Premium based on Replacement Value | $775 | $525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,500 | Risk Exposure from Under Insuring Coverage is $30,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $125/year |
| Insurance Company | Erie Insurance | American Family Insurance | Farmers Insurance |
| Monthly Premium | 57 | 32 | 48 |
| Year Built | 1991 | 2003 | 1962 |
| Home Details | 5 Beds, 2 Baths | 2 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $100000-$125000 | $125000-$150000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |