Eau Claire Insurance Rates:

Eau Claire, WI homeowners insurance is nearly $539 to $732, about $44-$61/month. Our in depth research indicates shoppers can save as much as $254 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
At one point my rates tripled, which did not make me very happy. eventually, they did come back down. i never was quite sure why this happened, as i have never had a claim.
American Family
I like that they make you feel like family when i go into the office or call them on the phone and always answer all questions
Wisconsin Mutual Insurance
After approving our requests, they once again dragged their feet and took a great deal of time and actually paying out those requests.
Farm Bureau
They are quick to get back to you if you have a question, they are very friendly, and they have the best local rates.
Farmer's Insurance
When shopping around for insurance this company gave me the best premium compared to other insurance companies for the same coverage.
Grange Insurance
They have excellent customer service. We had property damage as a result of a tornado and were the victims of identity theft, and both times customer service was there to help right away and made us feel valued as customers. We will stay with them forever (most likely).
American Family
They have always been very respectful with me and I have never had a problem with them. And their service is always very timely.

Eau Claire, WI Homeowners Insurance By Home Value

Eau Claire, WI Home Value Total Homes % of Total Average Eau Claire, WI Homeowners Insurance
Less than $50,000 758 5.0% $114
$60,000 to $69,999 286 1.0% $292
$70,000 to $79,999 429 2.0% $343
$80,000 to $89,999 473 3.0% $387
$90,000 to $99,999 1,059 7.0% $432
$100,000 to $124,999 2,861 19.0% $502
$125,000 to $149,999 2,914 19.0% $629
$150,000 to $174,999 2,091 14.0% $744
$175,000 to $199,999 1,455 9.0% $858
$200,000 to $249,999 1,328 8.0% $1030
$250,000 to $299,999 687 4.0% $1259
$300,000 to $399,999 393 2.0% $1602

Top Home Insurance Agents Near Eau Claire, WI

Home Insurance Company Near Eau Claire, WI Homeowners Insurance Agency Near Eau Claire, WI Address
NA Leland-Chasteen & Associates Llc 115 W Main Street, Arcadia, WI, 54612
State Farm John Falvey 114 S Washington Street, Lake City, MN, 55041-1034
Travelers Oliver Insurance Agency Inc 1718 KEITH ST, EAU CLAIRE, WI, 54701
Farmers Tami Kraft 301 Miner Ave W, Ladysmith, WI, 54848
Allstate The Service Agency 369 W Main St, Ellsworth, WI, 54011

Cost Of Homeowners Insurance By Street Near Eau Claire, WI

Streets in Eau Claire Area Homeowners Insurance Cost
Florence Ave, International Dr, McKinley Rd, N 110th Ave, Bauer St, Damon St, North Rd, Donnellan Ln, May St, Mathews Dr$656
4th St E, Vine Ct, W Mead St, S Farwell St, Sessions Ct, 1010th St, Briar Way, Wellington Dr, Avenue B St, Orange St$626
Poplar St, Lake Dr, Lupine Ln, N 84th Ave, Freedom Dr, Hamilton Ave, Sloan St, Silver Springs Dr, Cypress St, Roderick St$647
Mount Nemo Ave, Aylmer Ct, 4th Ave, Sportsman Dr, Vesta Ct, Harding Ave, E Madison St, Worbach Dr, Buffington Dr, Pershing St$632
N Shore Dr, Peterson Ave, Skyview Dr, Darmel Ln, W Ridge Ct, Motycka Dr, Havenwood Ln, S Barstow St, W University Dr, Demoe Ln$650
Star Ridge Rd, White Pine Dr, Calumet Rd, Catherine St, Deer Park Rd, Louis Rd, Oakwood Hills Pkwy, Diane Ln, Gables Pl, Co Rd V$651
Cedar St, Manor Ct, Crestview Dr, Westover Ln, Southtowne Pl, Lockwood Ct, W Lexington Blvd, Thirty Third St, Bauer Ave, 11th St W$647
Pamona Dr, Alpine Rd, Tamarack Ln, N 75th Ave, Valley View Dr, Addison St, Mittelstadt Ln, Wathke Rd, Suchla Ct, Dury Ave$648
3rd St E, Meridian Heights Dr, Brandt Ave, Melanie Ln, N Barstow St, Oak Hill Pl, Nine Mile Creek Rd, Nasturtium Ln, Gatehouse Dr, Conrad St$639
Sportsman Dr S, Sindelar Rd, Van Es Pkwy, St Francis Dr W, Petunia Ln, Vold Ct, W Grand Ave, 9th St W, Heights Dr, Thirty Fourth St$650

Eau Claire, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Eau Claire$95 to $97
Altoona$95
Union$97
Wheaton$99

Eau Claire, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Altoona city, Wisconsin $95 $127 $191
Union town, Eau Claire County, Wisconsin $98 $130 $195
Lake Hallie village, Wisconsin $97 $129 $194

Eau Claire, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Eau Claire, WI4.3%11.4%
Altoona4.11%10.96%
Union3.89%12.02%
Lake Hallie4.05%11.72%

Eau Claire Renters Insurance as a Percentage of Rent

Eau Claire Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 377 3.0% $788
$300 to $499 1,687 14.0% $1238
$500 to $749 4,552 39.0% $1913
$750 to $999 2,989 26.0% $2663
$1,000 to $1,499 1,397 12.0% $3788
$1,500 or more 391 3.0% $5438

Eau Claire, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Eau Claire Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Eau Claire Home Owner from High Deductible Plan $600

Eau Claire, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Eau Claire, WI Home Replacement Value MORE than Home Value Eau Claire, WI Home Replacement Value LESS than Home Value
Replacement Value $195,500 $129,000
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Eau Claire Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAmerican Family InsuranceFarmers Insurance
Monthly Premium 573248
Year Built 199120031962
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$100000-$125000$125000-$150000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Eau Claire, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 165,000 Asphalt Shingles Roof 2,220 3 $5000 to $10,000 Deductible 190 6 Stone Siding yes
1945 230,000 Shingles Roof 2,270 4 $5000 to $10,000 Deductible 50 1 Wood siding No
1960 140,000 Slate Shingles Roof 1,940 4 $1000-$2500 Deductible 410 9 Stucco siding yes
2004 175,000 Metal Roof 1,660 2 $5000 to $10,000 Deductible 30 1 Brick siding No
1941 370,000 Slate Shingles Roof 4,120 5 $1000-$2500 Deductible 950 10 Stucco siding No
1990 140,000 Membrane Roof 1,620 3 $1000-$2500 Deductible 210 6 Wood siding yes
1966 140,000 Metal Roof 1,690 2 $500- $1000 Deductible 320 6 Wood siding yes
1966 190,000 Shingles Roof 2,140 3 $500- $1000 Deductible 500 6 Wood siding No
2005 150,000 Shingles Roof 1,730 5 $5000 to $10,000 Deductible 200 7 Wood siding No
1983 135,000 Metal Roof 1,680 2 $500- $1000 Deductible 530 12 Fiber-Cement Siding yes
1981 130,000 Composition Roof 1,320 3 $1000-$2500 Deductible 180 6 Stucco siding yes
1947 135,000 Slate Shingles Roof 1,730 4 $2500-$5000 Deductible 370 10 Vinyl siding yes
2014 515,000 Shingles Roof 4,980 5 $5000 to $10,000 Deductible 930 9 Vinyl siding yes
2000 135,000 Asphalt Shingles Roof 1,320 3 $500- $1000 Deductible 70 2 Stucco siding No
1988 165,000 Wood Shake Roof 2,320 3 $1000-$2500 Deductible 650 12 Fiber-Cement Siding yes
1982 150,000 Shingles Roof 1,630 3 $500- $1000 Deductible 170 5 Brick siding No
2010 330,000 Slate Shingles Roof 3,880 5 $500 Deductible 1280 10 Stucco siding No
1964 90,000 Shingles Roof 1,290 2 $500 Deductible 30 1 Stucco siding No
2001 170,000 Metal Roof 1,830 3 $1000-$2500 Deductible 280 6 Wood siding yes
1946 170,000 Asphalt Shingles Roof 1,780 4 $500 Deductible 270 5 Stone Siding No
1995 100,000 Asphalt Shingles Roof 1,300 2 $2500-$5000 Deductible 340 12 Wood siding yes
2001 140,000 Slate Shingles Roof 1,740 3 $2500-$5000 Deductible 210 5 Brick siding yes
1966 120,000 Tile Roof 1,490 2 $2500-$5000 Deductible 30 1 Vinyl siding No
1992 115,000 Tile Roof 1,280 3 $1000-$2500 Deductible 180 5 Stone Siding yes