Eastlake Insurance Rates:

Eastlake, OH homeowners insurance is nearly $601 to $816, about $50-$68/month. Our exhaustive research shows customers can save upto $283 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
I like that state farm has inexpensive services and that they are willing to work with you if you ever need them to.
American Family
When our home was damaged by a tornado and our underpinning came out they were quick to send us a check to get it fixed. that was wonderful.
Allstate
I think the premium is very high, to be honest, I don't think anyone with a low paying job would be able to afford that amount every month. I would like it to be a bit lower despite me being able to pay for it. Other companies don't really offer anything better for my home specifically.
Farmer's Insurance
I think I hate using the app for this insurance company. It lacks all the quality and designed by a loser I think. Hoping to make improvements in future.
Auto Owners Insurance
Company is responsive to answer my concerns. Company addresses explaining rate increases and coverage details. Company is responsive to premium due notices and monthly payment notifications.
State Farm
The assistant in the agent's office seems to change often, and they don't know the customers. That's too bad because it leaves a bad impression on the company.
Farmer's Insurance
I would recommend. They are helpful and make everything very clear to me. No problems with them so far an I don't plan on any.
State Farm
They are well known, with or without my recommendation. However word of mouth is better than any advertisement and I happily recommend them to my new homeowner friends.
American Family
I love the price we pay. i shopped around a lot before picking up this

Eastlake, OH Homeowners Insurance By Home Value

Eastlake, OH Home Value Total Homes % of Total Average Eastlake, OH Homeowners Insurance
Less than $50,000 160 2.0% $127
$50,000 to $59,999 89 1.0% $276
$60,000 to $69,999 66 1.0% $339
$70,000 to $79,999 168 2.0% $396
$80,000 to $89,999 319 5.0% $446
$90,000 to $99,999 503 8.0% $502
$100,000 to $124,999 1,328 22.0% $580
$125,000 to $149,999 1,191 19.0% $729
$150,000 to $174,999 1,071 17.0% $863
$175,000 to $199,999 526 8.0% $991
$200,000 to $249,999 313 5.0% $1196
$250,000 to $299,999 137 2.0% $1458
$300,000 to $399,999 98 1.0% $1854

Top Home Insurance Agents Near Eastlake, OH

Home Insurance Company Near Eastlake, OH Homeowners Insurance Agency Near Eastlake, OH Address
NA Dry Insurance Agency, Inc. 38044 Euclid Ave, Willoughby, OH, 44094
Allstate Gabe Cicconetti 76 S Park Pl, Painesville, OH, 44077
Travelers James B Oswald Co-Kia 1100 SUPERIOR AVE STE 1500, CLEVELAND, OH, 44114
State Farm Jim Docs 2483 S Main St, Akron, OH, 44319-1161
Erie Strimple Kallstrom Bartell Inc. 6701 Chittenden Rd , Hudson, OH, 44236

Cost Of Homeowners Insurance By Street Near Eastlake, OH

Streets in Eastlake Area Homeowners Insurance Cost
Windward Dr, E 328th St, Perry Dr, Camino Dr, King Dr, Lakehurst Dr N, Edwards Ave, Wanaka Blvd, Nepahwin Dr, Wrenwood Dr$703
Admiral Dr N, E Overlook Dr, Susan Ct, N Marginal Dr, E 354th St, E 347th St, Sunset Cove Cir, Willow Dr, Campers Dr, Barbara Ave$701
Audrey St, Guilbert Rd, Glen Dr, E 342nd St, E 345th St, Nepahwin Rd, E 346th St, Hartford Rd, Admiral Dr, Lori Ann Dr$708
E 332nd St, Laura Dr, Quentin Rd, Melinz Pkwy, E 354th St, Lori Ln, Marilyn Ln, Grovewood Ave, Mannering Rd, Cliffview Dr$701
E 349th St, Becker Ct, Creekview Dr, Woodstock Rd, Keewaydin Dr, Ridgewood Dr, Shadyside Dr, Jennison St, Marginal Rd, Brookdale Dr$698

Eastlake, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Eastlake$105 to $108
Timberlake$108
Willoughby$107
Willowick$105

Eastlake, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Timberlake village, Ohio $91 $121 $181
Lakeline village, Ohio $91 $121 $181
Willoughby city, Ohio $90 $119 $179

Eastlake, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Eastlake, OH4.5%13.9%
Timberlake4.67%10.56%
Lakeline3.88%11.78%
Willoughby4.37%12.39%

Eastlake Renters Insurance as a Percentage of Rent

Eastlake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 112 5.0% $1243
$500 to $749 812 43.0% $1918
$750 to $999 655 34.0% $2668
$1,000 to $1,499 278 14.0% $3793

Eastlake, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Eastlake Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,200
Net Savings to Eastlake Home Owner from High Deductible Plan $1,200

Eastlake, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Eastlake, OH Home Replacement Value MORE than Home Value Eastlake, OH Home Replacement Value LESS than Home Value
Replacement Value $135,000 $83,000
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Eastlake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateNationwide Insurance
Monthly Premium 525469
Year Built 196219701983
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$300000-$350000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Eastlake, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 110,000 Slate Shingles Roof 1,620 4 $1000-$2500 Deductible 220 8 Vinyl siding No
1966 140,000 Shingles Roof 1,560 3 $1000-$2500 Deductible 250 9 Stucco siding No
1986 185,000 Slate Shingles Roof 2,310 5 $500- $1000 Deductible 160 2 Fiber-Cement Siding yes
1979 165,000 Membrane Roof 1,890 3 $2500-$5000 Deductible 430 10 Stucco siding yes
1974 160,000 Shingles Roof 1,610 4 $1000-$2500 Deductible 180 4 Brick siding No
1972 265,000 Wood Shake Roof 3,470 5 $500- $1000 Deductible 290 3 Wood siding yes
1972 115,000 Shingles Roof 1,670 4 $2500-$5000 Deductible 80 2 Wood siding yes
1986 130,000 Membrane Roof 1,630 4 $500- $1000 Deductible 50 1 Brick siding yes
1982 140,000 Shingles Roof 1,410 3 $2500-$5000 Deductible 160 4 Brick siding yes
1977 310,000 Slate Shingles Roof 3,180 4 > $10,000 Deductible 50 1 Fiber-Cement Siding yes
1978 190,000 Composition Roof 2,160 3 $500 Deductible 250 4 Wood siding yes
1966 190,000 Tile Roof 2,310 3 $5000 to $10,000 Deductible 30 1 Stucco siding yes
1979 310,000 Wood Shake Roof 3,690 5 $1000-$2500 Deductible 810 8 Stone Siding yes
1986 235,000 Metal Roof 2,380 3 $500 Deductible 800 12 Stucco siding yes
1977 285,000 Membrane Roof 2,810 4 $2500-$5000 Deductible 690 7 Wood siding yes
1969 390,000 Slate Shingles Roof 4,430 5 $5000 to $10,000 Deductible 470 7 Fiber-Cement Siding yes
1983 445,000 Tile Roof 4,790 5 > $10,000 Deductible 730 10 Wood siding yes
1964 250,000 Slate Shingles Roof 3,500 5 $2500-$5000 Deductible 60 1 Stone Siding No
1968 245,000 Wood Shake Roof 3,280 4 $500- $1000 Deductible 160 2 Stucco siding No
1982 135,000 Wood Shake Roof 1,410 3 $500- $1000 Deductible 180 4 Wood siding No
1964 165,000 Asphalt Shingles Roof 2,080 5 $2500-$5000 Deductible 180 4 Stone Siding yes
1965 155,000 Tile Roof 1,940 4 $1000-$2500 Deductible 110 2 Vinyl siding yes
1971 120,000 Shingles Roof 1,300 3 $1000-$2500 Deductible 170 5 Vinyl siding No
1980 340,000 Composition Roof 4,270 5 $1000-$2500 Deductible 870 7 Fiber-Cement Siding yes
1970 300,000 Slate Shingles Roof 3,120 4 $500- $1000 Deductible 1460 12 Wood siding No
1986 185,000 Wood Shake Roof 1,990 3 $500- $1000 Deductible 410 7 Wood siding yes
1985 155,000 Wood Shake Roof 2,180 3 $500- $1000 Deductible 430 9 Stucco siding No
1963 170,000 Slate Shingles Roof 2,530 4 $500 Deductible 500 9 Fiber-Cement Siding yes
1971 175,000 Wood Shake Roof 1,930 3 $2500-$5000 Deductible 670 12 Vinyl siding No
1976 170,000 Asphalt Shingles Roof 2,130 3 $5000 to $10,000 Deductible 170 4 Wood siding No
1978 190,000 Tile Roof 1,920 3 $1000-$2500 Deductible 540 10 Stone Siding yes
1981 245,000 Shingles Roof 3,140 4 $500 Deductible 530 6 Vinyl siding No
1961 170,000 Composition Roof 2,340 5 $500- $1000 Deductible 260 5 Stucco siding No
1973 230,000 Tile Roof 3,330 5 $500- $1000 Deductible 140 2 Brick siding No