East Windsor, NJ homeowners insurance is roughly $718 to $978, about $59-$81/month. Our comprehensive research indicates shoppers can save upto $339 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near East Windsor, NJ | Homeowners Insurance Agency Near East Windsor, NJ | Address |
|---|---|---|
| Farmers | Melvin Johnson | 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002 |
| State Farm | Rich Deniken Jr | 5525 S Route 130, Pennsauken, NJ, 08110-6422 |
| Nationwide | Tango Tango & Tango Inc | 11415 Rockaway Beach Blvd, Rockaway Park, NY, 11694 |
| Allstate | Anthony Paone | 1 W Main St, Trappe, PA, 19426 |
| Farmers | Frank Chackler | 2309 Haddonfield Rd, Pennsauken, NJ, 8110 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hightstown borough, New Jersey | $105 | $139 | $209 |
| Twin Rivers CDP, New Jersey | $103 | $137 | $206 |
| Cranbury township, Middlesex County, New Jersey | $119 | $158 | $237 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| East Windsor, NJ | 2.8% | 7.7% |
| Hightstown | 2.87% | 7.13% |
| Twin Rivers | 3.53% | 9.05% |
| Cranbury | 2.26% | 7.9% |
| East Windsor Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 54 | 1.0% | $334 |
| $200 to $299 | 54 | 1.0% | $784 |
| $500 to $749 | 115 | 3.0% | $1909 |
| $750 to $999 | 686 | 21.0% | $2659 |
| $1,000 to $1,499 | 1,703 | 54.0% | $3784 |
| $1,500 or more | 490 | 15.0% | $5434 |
| Streets in East Windsor Area | Homeowners Insurance Cost |
|---|---|
| Dennison Dr, Teal Ct, Woodland Dr, Meadow Ln, Wyckoff Mills Rd, Johnson Corner Rd, Piney Branch Rd, Old Cranbury Rd, Brownstone Rd, Rembrandt Way | $865 |
| Barnsdale Dr, Greenbrook Dr, Plymouth Dr, Oxford Dr, Edison Dr, Bennington Dr, Thomas St, Wilson Ave, Spyglass Ct, Stonehedge Dr | $856 |
| Durham Way, Debbie Ln, S Main St, Tennyson Rd, Exeter Ct, Ivy Ln W, Dorchester Arms, Hope Valley Dr, Harrison Pl, One Mile Rd | $865 |
| Enfield Dr, Avon Dr E, Sloane Ct, Cypress Dr, Garrison Pl, Disbrow Hill Rd, Canterbury Ct, Hempstead Ct, Hooverton Pl, Heathwood Dr | $824 |
| Old Stone Mill Dr, Probasco Rd, Cypress Ct, Wendover Rd, Pine Ln, Town Center Rd, Dover Ln, Meadow Lake, Swannie Ln, Fulham Way | $876 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| East Windsor | $126 to $129 |
| Hightstown | $125 |
| Twin Rivers | $123 |
| Cranbury | $142 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly East Windsor Homeowner Insurance Premium Example | $3,400 | $2,900 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $12,000 | $11,500 |
| Net Savings to East Windsor Home Owner from High Deductible Plan | $500 | |
| Scenario | East Windsor, NJ Home Replacement Value MORE than Home Value | East Windsor, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $264,500 | $165,500 |
| Insurance Premium based on Replacement Value | $1,425 | $900 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,000 | Risk Exposure from Under Insuring Coverage is $44,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $300/year |
| Insurance Company | State Farm | Allstate | Chubb Group of Insurance |
| Monthly Premium | 48 | 202 | 49 |
| Year Built | 1998 | 2013 | 1979 |
| Home Details | 3 Beds, 1 Baths | 5 Beds, 3 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $500000-$600000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |