East Stroudsburg Insurance Rates:

East Stroudsburg, PA homeowners insurance is about $634 to $864, about $52-$72/month. Our comprehensive guide indicates shoppers can save as much as $299 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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East Stroudsburg, PA Homeowners Insurance By Home Value

East Stroudsburg, PA Home Value Total Homes % of Total Average East Stroudsburg, PA Homeowners Insurance
Less than $50,000 48 3.0% $82
$60,000 to $69,999 19 1.0% $224
$70,000 to $79,999 50 3.0% $262
$90,000 to $99,999 30 1.0% $329
$100,000 to $124,999 205 13.0% $381
$125,000 to $149,999 101 6.0% $479
$150,000 to $174,999 100 6.0% $569
$175,000 to $199,999 126 8.0% $651
$200,000 to $249,999 496 31.0% $786
$250,000 to $299,999 197 12.0% $958
$300,000 to $399,999 186 11.0% $1220

Top Home Insurance Agents Near East Stroudsburg, PA

Home Insurance Company Near East Stroudsburg, PA Homeowners Insurance Agency Near East Stroudsburg, PA Address
NA Mearhoff Insurance Agency 3101 Freemansburg Ave Easton, Palmer, PA, 18045
Erie A A Lapp & Associates Inc 16 S Broad St, Nazareth, PA, 18064
State Farm Gary Nace 101 Diamond St, Sellersville, PA, 18960-2601
State Farm Linda Gelcius 252 W Swamp Rd Ste 21, Doylestown, PA, 18901-2466
Nationwide Michael D Sheehan 204 Poplar Rd, Chalfont, PA, 18914-2123

Cost Of Homeowners Insurance By Street Near East Stroudsburg, PA

Streets in East Stroudsburg Area Homeowners Insurance Cost
Eli St, W Broad St, Willow St, Fairview St, Birch St, Brodhead Ave, Race St, N Green St, Analomink St, Buttonwood Ct$753
Papillion Ct, Avon Ct, Gay St, Gwendolyn St, Highland Rd, Cypress Ct, Greenview Dr, Henry St, State St, Orchard St$753
Ellies Ln, Crestmont Rd, Exchange St, Dansbury Ter, Day St, Pearl St, Prospect Hills, Braeside Ave, Franklin Hill Ct, Spangenburg Ave$750
Monroe St, N Courtland St, Walnut St, Jade Ave, N Kistler St, Washington St, Analomink St, Grove St, N Courtland St, E 5th St$749
Elk St, Parish Park, Onyx Ln, Berwick Heights Rd, Eaglesmere Cir, Marguerite St, Burson St, N Crystal St, W 4th St, Center St$751

East Stroudsburg, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Stroudsburg$111 to $114
Arlington Heights$112
Stroud$113
Penn Estates$111

East Stroudsburg, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Arlington Heights CDP, Pennsylvania $94 $125 $187
Stroudsburg borough, Pennsylvania $94 $125 $188
Smithfield township, Monroe County, Pennsylvania $94 $125 $187

East Stroudsburg, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Stroudsburg, PA3.6%9.4%
Arlington Heights3.43%9.16%
Stroudsburg3.2%8.32%
Smithfield3.41%9.14%

East Stroudsburg Renters Insurance as a Percentage of Rent

East Stroudsburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 29 2.0% $327
$200 to $299 62 4.0% $777
$300 to $499 162 11.0% $1227
$500 to $749 194 14.0% $1902
$750 to $999 383 27.0% $2652
$1,000 to $1,499 345 25.0% $3777
$1,500 or more 203 14.0% $5427

East Stroudsburg, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly East Stroudsburg Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to East Stroudsburg Home Owner from High Deductible Plan $600

East Stroudsburg, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Stroudsburg, PA Home Replacement Value MORE than Home Value East Stroudsburg, PA Home Replacement Value LESS than Home Value
Replacement Value $250,000 $173,000
Insurance Premium based on Replacement Value $1,150 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example East Stroudsburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceChubb Group of Insurance
Monthly Premium 15384154
Year Built 196719441988
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$250000-$300000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for East Stroudsburg, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 275,000 Wood Shake Roof 2,290 3 $1000-$2500 Deductible 1020 10 Fiber-Cement Siding yes
1995 120,000 Metal Roof 1,130 2 $2500-$5000 Deductible 30 1 Brick siding yes
1990 375,000 Tile Roof 3,360 4 $2500-$5000 Deductible 120 1 Stucco siding yes
1964 440,000 Tile Roof 4,020 5 $500 Deductible 550 3 Wood siding yes
1993 305,000 Metal Roof 2,380 3 $1000-$2500 Deductible 990 9 Brick siding No
1996 210,000 Tile Roof 1,570 3 $500 Deductible 900 12 Stucco siding No
1949 160,000 Metal Roof 1,130 2 $1000-$2500 Deductible 670 12 Brick siding yes
1984 245,000 Shingles Roof 2,330 5 $5000 to $10,000 Deductible 200 3 Stone Siding No
1985 240,000 Slate Shingles Roof 2,070 4 $2500-$5000 Deductible 100 1 Stone Siding No
1966 350,000 Shingles Roof 2,980 4 $500- $1000 Deductible 1270 10 Vinyl siding yes
1991 165,000 Tile Roof 1,550 3 $500- $1000 Deductible 310 6 Brick siding yes
1961 285,000 Shingles Roof 2,610 4 > $10,000 Deductible 410 7 Wood siding yes
1948 120,000 Asphalt Shingles Roof 1,080 2 $2500-$5000 Deductible 70 2 Stone Siding yes
1991 165,000 Wood Shake Roof 1,530 3 $500- $1000 Deductible 350 6 Brick siding No
1968 310,000 Tile Roof 3,030 4 $500- $1000 Deductible 580 6 Brick siding No
1961 180,000 Asphalt Shingles Roof 1,610 2 $5000 to $10,000 Deductible 530 12 Vinyl siding No
1965 185,000 Metal Roof 1,900 4 $1000-$2500 Deductible 550 7 Brick siding yes
1940 330,000 Composition Roof 2,350 4 $1000-$2500 Deductible 450 3 Wood siding No
1987 275,000 Slate Shingles Roof 2,470 4 $1000-$2500 Deductible 840 7 Brick siding No
1946 580,000 Shingles Roof 4,680 5 $500- $1000 Deductible 400 2 Fiber-Cement Siding yes
1992 200,000 Membrane Roof 1,940 4 $2500-$5000 Deductible 120 3 Stucco siding No
1982 240,000 Wood Shake Roof 2,140 5 > $10,000 Deductible 70 1 Wood siding yes
1998 85,000 Asphalt Shingles Roof 920 2 $500- $1000 Deductible 200 5 Vinyl siding yes
1949 225,000 Wood Shake Roof 2,130 4 $5000 to $10,000 Deductible 500 9 Fiber-Cement Siding No
1995 240,000 Asphalt Shingles Roof 1,920 5 $1000-$2500 Deductible 1080 12 Vinyl siding yes
1999 135,000 Asphalt Shingles Roof 1,190 2 $2500-$5000 Deductible 290 6 Brick siding yes
1961 165,000 Asphalt Shingles Roof 1,220 2 $5000 to $10,000 Deductible 490 12 Wood siding No
1993 245,000 Slate Shingles Roof 1,750 2 $5000 to $10,000 Deductible 190 4 Fiber-Cement Siding yes
1963 320,000 Slate Shingles Roof 2,310 3 $500 Deductible 150 1 Wood siding yes
1998 175,000 Wood Shake Roof 1,840 5 $500 Deductible 1120 12 Stone Siding yes
1992 515,000 Asphalt Shingles Roof 3,900 5 $500- $1000 Deductible 560 4 Vinyl siding No
1967 315,000 Composition Roof 2,380 3 > $10,000 Deductible 80 1 Brick siding No
1942 120,000 Composition Roof 1,270 3 $1000-$2500 Deductible 440 9 Brick siding No
1941 205,000 Asphalt Shingles Roof 1,730 3 $5000 to $10,000 Deductible 340 5 Wood siding No