East Ridge Insurance Rates:

East Ridge, TN homeowners insurance is approximately $677 to $920, about $56-$76/month. Our in depth analysis reveals consumers can save as much as $319 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Currently have car and renters insurance through them. it was a quick and easy process to add on renters insurance to my current car insurance policy!
State Farm
I feel like the insurance premiums are sometimes higher than i would pay from other companies, but i don't want to switch.
Allstate
They sometimes have special offer or discounts. they send email to let you know. when you refer them to your friends, they send you gift cards to thank you.

East Ridge, TN Homeowners Insurance By Home Value

East Ridge, TN Home Value Total Homes % of Total Average East Ridge, TN Homeowners Insurance
Less than $50,000 165 3.0% $167
$50,000 to $59,999 136 2.0% $351
$60,000 to $69,999 161 3.0% $439
$70,000 to $79,999 307 5.0% $503
$80,000 to $89,999 549 10.0% $575
$90,000 to $99,999 525 10.0% $639
$100,000 to $124,999 1,066 20.0% $743
$125,000 to $149,999 833 16.0% $934
$150,000 to $174,999 826 16.0% $1102
$175,000 to $199,999 278 5.0% $1270
$200,000 to $249,999 162 3.0% $1526
$250,000 to $299,999 81 1.0% $1869
$300,000 to $399,999 58 1.0% $2373

Top Home Insurance Agents Near East Ridge, TN

Home Insurance Company Near East Ridge, TN Homeowners Insurance Agency Near East Ridge, TN Address
NA Mcintire & Assoc Insurance 355 1St Street Nw, Cleveland, TN, 37311
State Farm Brett Smalley 5864 Highway 153 Ste 120, Hixson, TN, 37343-4859
Travelers Frank Steil Insurance 4610 HIXSON PIKE, HIXSON, TN, 37343
Allstate Homer Tittle 4159 Ringgold Rd Ste 101, Chattanooga, TN, 37412
Allstate Mike Britton 101 Elliott Dr Nw Ste A, Rome, GA, 30165

Cost Of Homeowners Insurance By Street Near East Ridge, TN

Streets in East Ridge Area Homeowners Insurance Cost
Connelly Ln, Lisa Dr, Altamaha St, Conner St, Alice Dr, Wright St, Moreview Rd, Wade Dr, Vero Beach St, Vester Ln$801
Sweetbriar Ave, Lanoir Cir, Altamira Dr, Millbro Cir, Mana Ln, Mack Smith Rd, Parham St, Ealy Rd, N Mission Oaks Dr, Sweetbriar Cir$803
Rosebud Dr, S Parkdale Ave, S Germantown Rd, S Germantown Rd, S Saint Marks Ave, Rench Ln, Gibson St, S Rugby Pl, S Sweetbriar Ave, E 35th St$787
Dunlap Ave, Phelps St, Bluebird Cr, Camp Jordan Pkwy, Cherokee Ave, Frawley Rd, Heather St, Louise Ave, Prater Rd, Belvoir Dr$811
Springvale Rd, Merrill St, W Palm Beach Rd, Larry Ln, Haven Hill Dr, Franklin Pl, Althea St, E End Ave, Laredo Ct, Mosley Cir$784

East Ridge, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Ridge$119 to $122
Lakeview$129
Ridgeside$133
Fort Oglethorpe-Lakeview$130

East Ridge, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lakeview CDP, Georgia $108 $143 $215
Ridgeside city, Tennessee $111 $148 $222
Fort Oglethorpe-Lakeview CCD, Catoosa County, Georgia $109 $145 $217

East Ridge, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Ridge, TN6.4%19.5%
Lakeview7.2%25.12%
Ridgeside3.76%12.61%
Fort Oglethorpe-Lakeview7.54%23.67%

East Ridge Renters Insurance as a Percentage of Rent

East Ridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 210 5.0% $1259
$500 to $749 1,795 46.0% $1934
$750 to $999 1,408 36.0% $2684
$1,000 to $1,499 397 10.0% $3809
$1,500 or more 42 1.0% $5459

East Ridge, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly East Ridge Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,600$7,800
Net Savings to East Ridge Home Owner from High Deductible Plan $800

East Ridge, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Ridge, TN Home Replacement Value MORE than Home Value East Ridge, TN Home Replacement Value LESS than Home Value
Replacement Value $139,000 $105,000
Insurance Premium based on Replacement Value $825 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example East Ridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateErie InsuranceAmica Mutual Insurance Company
Monthly Premium 224866
Year Built 197819821957
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for East Ridge, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 190,000 Tile Roof 2,670 4 $5000 to $10,000 Deductible 70 1 Wood siding yes
1955 145,000 Wood Shake Roof 2,280 3 $500 Deductible 500 9 Fiber-Cement Siding No
1970 170,000 Membrane Roof 1,830 4 $1000-$2500 Deductible 110 2 Fiber-Cement Siding yes
1953 110,000 Tile Roof 1,670 4 $500 Deductible 100 3 Stucco siding No
1961 205,000 Slate Shingles Roof 3,130 4 $2500-$5000 Deductible 180 4 Stone Siding No
1986 120,000 Metal Roof 1,860 4 $2500-$5000 Deductible 150 4 Fiber-Cement Siding No
1952 105,000 Membrane Roof 1,650 3 $500- $1000 Deductible 270 9 Wood siding No
1985 165,000 Shingles Roof 2,320 3 $5000 to $10,000 Deductible 150 4 Vinyl siding No
1977 145,000 Composition Roof 2,210 4 $500 Deductible 560 8 Brick siding No
1967 110,000 Composition Roof 1,380 2 $500- $1000 Deductible 270 10 Stucco siding yes
1975 295,000 Slate Shingles Roof 3,350 4 > $10,000 Deductible 270 3 Fiber-Cement Siding No
1972 110,000 Asphalt Shingles Roof 1,640 4 $1000-$2500 Deductible 90 2 Brick siding No
1968 130,000 Composition Roof 1,530 2 $1000-$2500 Deductible 470 12 Stucco siding No