East Providence, RI homeowners insurance is about $921 to $1,249, about $76-$104/month. Our extensive guide shows customers can save upto $434 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near East Providence, RI | Homeowners Insurance Agency Near East Providence, RI | Address |
|---|---|---|
| Travelers | Charles A Powers & Sons | 123 SOUTH ST, BOSTON, MA, 2111 |
| State Farm | Jody Jordan | 598 W Main St Ste 4, Norwich, CT, 06360-5335 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Seekonk town, Bristol County, Massachusetts | $157 | $209 | $314 |
| Providence city, Rhode Island | $161 | $215 | $323 |
| Barrington town, Bristol County, Rhode Island | $174 | $232 | $348 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| East Providence, RI | 5.2% | 15.0% |
| Seekonk | 4.43% | 15.69% |
| Providence | 4.94% | 13.19% |
| Barrington | 3.81% | 9.89% |
| East Providence Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 221 | 2.0% | $345 |
| $200 to $299 | 817 | 9.0% | $795 |
| $300 to $499 | 955 | 11.0% | $1245 |
| $500 to $749 | 1,357 | 16.0% | $1920 |
| $750 to $999 | 2,418 | 28.0% | $2670 |
| $1,000 to $1,499 | 2,031 | 24.0% | $3795 |
| $1,500 or more | 605 | 7.0% | $5445 |
| Streets in East Providence Area | Homeowners Insurance Cost |
|---|---|
| Wildwood Ave, Louise Ave, Fairfield Ave, Wynne Dr, Circle St, Custer St, Brunswick St, Breeze Ave, Burnside Ave, Richfield Ave | $1,108 |
| Prescott Ave, Barberry Rd, Booth Ave, Brightridge Ave, Farnum St, Boston St, Goff St, Pershing St, Reynolds St, Cove St | $1,090 |
| Stephen St, Commercial Way, Villa St, Oak Ave, Hicks St, Viola Ave, Fleming St, 6th St, Thatcher St, Welfare St | $1,079 |
| Dorr Ave, Ridge Dr, Armington Ave, Merrick St, Garden Dr, Brookfield Rd, Dunnellen Rd, Grassy Plain Rd, Wilson Ave, Barrington Ct | $1,083 |
| Anson Dr, Firglade Ave, Beverly Rd, Bellevue Blvd, Agnes St, Harding Ave, Appian Way, Rachella Ct, State Rte 114 Alt, Greenwich Ave | $1,083 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| East Providence | $162 to $165 |
| Seekonk | $157 |
| Providence | $161 |
| Barrington | $174 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $3,600 |
| Yearly East Providence Homeowner Insurance Premium Example | $2,300 | $1,800 |
| Out of Pocket Expense During Claim | $1,600 | $3,600 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $13,100 | $12,600 |
| Net Savings to East Providence Home Owner from High Deductible Plan | $500 | |
| Scenario | East Providence, RI Home Replacement Value MORE than Home Value | East Providence, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $316,000 | $183,500 |
| Insurance Premium based on Replacement Value | $3,750 | $2,175 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $71,500 | Risk Exposure from Under Insuring Coverage is $61,000 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $850/year |
| Insurance Company | Nationwide Insurance | GEICO Insurance | State Farm |
| Monthly Premium | 210 | 267 | 165 |
| Year Built | 1986 | 1961 | 1970 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $250000-$300000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |