East Providence Insurance Rates:

East Providence, RI homeowners insurance is about $921 to $1,249, about $76-$104/month. Our extensive guide shows customers can save upto $434 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
I would recommend them because they are a reputable company that has been around a long time & they process claims quickly & easily.
Progressive
Our experience with progressive has been fine so far. The only complaint would be that the flood insurance is an add-on policy and it is basically a huge waste of money.
Allstate
I also use a mobile app which has records of my driving trips. i get a discount for that as well.
State Farm
If for some reason the phone lines were down i would have a hard time contacting my agent. because the agency is so far away i worry that they may not take my needs seriously.
Progressive
I like progressive insurance because it was very simple to set up. i was able to get a quote online and i am able to change my coverage options online.
Farmer's Insurance
It's fine. I don't have much interaction with them. Though when I rarely do need to talk to them it is nice.
State Farm
The only interaction we have with the company (fortunately, again) is when they send the renewal notice each year. They send it in a timely manner and it's very clear.
State Farm
In dealing with this recent claim, everyone from the person at my agent's office to the adjuster who came to inspect my home has done nothing but make me feel comfortable. They walk me through the process and explain everything to me.
Geico
Every time I have called up with a question to get answers at Geico I receive a friendly person on the other end, They are very knowledgeable and can answer all questions asked within a few seconds, I just love their service.
State Farm
They send us emails regularly about things that might benefit us. They are always sending our privacy policies regularly. I think the only things that are not beneficial are some of the emails don't apply and just get deleted. They are always ahead of time emailing and sending information to pay our bills.
State Farm
Premium and deductible of my policy compared to other companies was fairly equal, but the reason for switching was because of the continual change in price.

East Providence, RI Homeowners Insurance By Home Value

East Providence, RI Home Value Total Homes % of Total Average East Providence, RI Homeowners Insurance
Less than $50,000 289 2.0% $108
$100,000 to $124,999 385 3.0% $509
$125,000 to $149,999 329 3.0% $640
$150,000 to $174,999 851 7.0% $759
$175,000 to $199,999 1,243 11.0% $868
$200,000 to $249,999 3,968 36.0% $1052
$250,000 to $299,999 2,225 20.0% $1280
$300,000 to $399,999 1,434 13.0% $1627

Top Home Insurance Agents Near East Providence, RI

Home Insurance Company Near East Providence, RI Homeowners Insurance Agency Near East Providence, RI Address
NA West Boylston Insurance Agency 12 West Boylston Street West Boylston, Worcester, MA, 1583
NA Draco Insurance Solutions Llc 470 W Broadway, Boston, MA, 2127
NA Jeff Carbone Insurance Agency Inc 429 Main St, Melrose, MA, 2176
Travelers Charles A Powers & Sons 123 SOUTH ST, BOSTON, MA, 2111
State Farm Jody Jordan 598 W Main St Ste 4, Norwich, CT, 06360-5335

East Providence, RI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near East Providence, RI

Streets in East Providence Area Homeowners Insurance Cost
Wildwood Ave, Louise Ave, Fairfield Ave, Wynne Dr, Circle St, Custer St, Brunswick St, Breeze Ave, Burnside Ave, Richfield Ave$1,108
Prescott Ave, Barberry Rd, Booth Ave, Brightridge Ave, Farnum St, Boston St, Goff St, Pershing St, Reynolds St, Cove St$1,090
Stephen St, Commercial Way, Villa St, Oak Ave, Hicks St, Viola Ave, Fleming St, 6th St, Thatcher St, Welfare St$1,079
Dorr Ave, Ridge Dr, Armington Ave, Merrick St, Garden Dr, Brookfield Rd, Dunnellen Rd, Grassy Plain Rd, Wilson Ave, Barrington Ct$1,083
Anson Dr, Firglade Ave, Beverly Rd, Bellevue Blvd, Agnes St, Harding Ave, Appian Way, Rachella Ct, State Rte 114 Alt, Greenwich Ave$1,083

East Providence, RI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Providence$162 to $165
Seekonk$157
Providence$161
Barrington$174

East Providence, RI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Seekonk town, Bristol County, Massachusetts $157 $209 $314
Providence city, Rhode Island $161 $215 $323
Barrington town, Bristol County, Rhode Island $174 $232 $348

East Providence, RI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Providence, RI5.2%15.0%
Seekonk4.43%15.69%
Providence4.94%13.19%
Barrington3.81%9.89%

East Providence Renters Insurance as a Percentage of Rent

East Providence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 221 2.0% $345
$200 to $299 817 9.0% $795
$300 to $499 955 11.0% $1245
$500 to $749 1,357 16.0% $1920
$750 to $999 2,418 28.0% $2670
$1,000 to $1,499 2,031 24.0% $3795
$1,500 or more 605 7.0% $5445

East Providence, RI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly East Providence Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,100$12,600
Net Savings to East Providence Home Owner from High Deductible Plan $500

East Providence, RI Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Providence, RI Home Replacement Value MORE than Home Value East Providence, RI Home Replacement Value LESS than Home Value
Replacement Value $316,000 $183,500
Insurance Premium based on Replacement Value $3,750 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,500 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $725/year Insurance costlier by $850/year

Example East Providence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceState Farm
Monthly Premium 210267165
Year Built 198619611970
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for East Providence, RI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 320,000 Metal Roof 2,220 3 $500- $1000 Deductible 2920 9 Stone Siding No
1959 330,000 Wood Shake Roof 3,050 4 $500 Deductible 1280 5 Brick siding yes
1945 210,000 Composition Roof 1,890 3 $5000 to $10,000 Deductible 1380 12 Vinyl siding yes
1968 380,000 Slate Shingles Roof 3,200 4 $500 Deductible 260 1 Vinyl siding yes
1961 150,000 Membrane Roof 1,230 2 $500 Deductible 1230 8 Vinyl siding yes
1959 130,000 Metal Roof 950 2 $2500-$5000 Deductible 170 2 Vinyl siding yes
1988 130,000 Membrane Roof 1,010 2 $1000-$2500 Deductible 550 6 Vinyl siding yes
1984 145,000 Tile Roof 1,280 2 $500 Deductible 570 5 Vinyl siding yes
1953 370,000 Membrane Roof 3,040 4 $1000-$2500 Deductible 1970 9 Fiber-Cement Siding yes
1948 260,000 Shingles Roof 2,110 3 $500 Deductible 1300 7 Stone Siding yes
1977 160,000 Shingles Roof 1,180 2 $500- $1000 Deductible 680 5 Fiber-Cement Siding No
1972 385,000 Tile Roof 3,270 4 $500 Deductible 2960 7 Wood siding yes
1964 185,000 Tile Roof 1,580 2 $500- $1000 Deductible 830 6 Fiber-Cement Siding No
1945 345,000 Wood Shake Roof 3,090 4 $1000-$2500 Deductible 1940 9 Brick siding No
1986 160,000 Tile Roof 1,430 3 $500 Deductible 310 2 Vinyl siding yes
1947 180,000 Shingles Roof 1,580 2 $500 Deductible 330 3 Stone Siding No
1972 365,000 Membrane Roof 2,760 4 > $10,000 Deductible 2350 12 Wood siding yes
1978 155,000 Wood Shake Roof 1,360 2 $5000 to $10,000 Deductible 410 5 Brick siding yes
1962 265,000 Slate Shingles Roof 2,200 3 > $10,000 Deductible 310 2 Vinyl siding yes
1989 415,000 Tile Roof 2,870 4 > $10,000 Deductible 900 5 Brick siding No
1965 210,000 Shingles Roof 1,410 2 $5000 to $10,000 Deductible 1020 8 Wood siding No
1964 310,000 Composition Roof 2,920 4 $500- $1000 Deductible 850 3 Stucco siding No
1967 375,000 Asphalt Shingles Roof 2,690 4 > $10,000 Deductible 1070 6 Brick siding No
1977 180,000 Slate Shingles Roof 1,360 3 $500 Deductible 750 6 Wood siding No
1987 330,000 Asphalt Shingles Roof 2,260 3 $500- $1000 Deductible 1180 5 Vinyl siding No
1948 180,000 Composition Roof 1,430 3 $2500-$5000 Deductible 680 7 Vinyl siding yes
1968 180,000 Wood Shake Roof 1,420 2 $2500-$5000 Deductible 110 1 Fiber-Cement Siding No
1954 250,000 Composition Roof 1,990 4 $2500-$5000 Deductible 610 5 Wood siding yes
1981 95,000 Membrane Roof 960 2 $1000-$2500 Deductible 120 2 Brick siding No
1943 165,000 Wood Shake Roof 1,320 3 $500 Deductible 900 8 Vinyl siding yes
1967 185,000 Composition Roof 1,610 2 $5000 to $10,000 Deductible 740 8 Fiber-Cement Siding No
1953 315,000 Membrane Roof 2,210 3 $1000-$2500 Deductible 2240 9 Brick siding yes
1980 340,000 Membrane Roof 2,950 4 > $10,000 Deductible 690 5 Vinyl siding yes

How To Make Your East Providence, RI Home Insurnace Cheaper