East Point Insurance Rates:

East Point, GA homeowners insurance is nearly $741 to $1,008, about $61-$84/month. Our thorough research indicates shoppers can save upto $350 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Geico
I like that everything with them has always been very simple and easy. i have never had to have a long complicated process to get coverage or to pay my bill or anything else.
Allstate
The paperwork can be daunting to fill out. so many claims forms that irritates and makes you to fill out properly.
Crum & Forster Insurance
Claiming process wasn't one of the hardest things i had to do with crum & forster insurance. they showed up themselves, and stared the process already, wow!
Allstate
I think most insurance companies are similar. They need to make a profit and they can only do so much.
State Farm
Insurance companies are all the same. The reason they advertise so much is that there really is no difference and they have to convince you that there is. I'm not likely to change since it's a pain to save a dollar a month or whatever it might be.
American National Property And Casualty Company
I do not like the website, because it's not so fast and when I try to do things fast, you can't
Allstate
I have been with Allstate for over 30 years and never once had any issues. They are wonderful and easy to deal with
Allstate
I don't really dislike anything, to be honest. They aren't that bad of a company and are very upfront about everything. They explain things very well and leave you with little questions.

East Point, GA Homeowners Insurance By Home Value

East Point, GA Home Value Total Homes % of Total Average East Point, GA Homeowners Insurance
Less than $50,000 644 11.0% $183
$50,000 to $59,999 230 3.0% $385
$60,000 to $69,999 226 3.0% $481
$70,000 to $79,999 394 6.0% $551
$80,000 to $89,999 408 7.0% $630
$90,000 to $99,999 370 6.0% $700
$100,000 to $124,999 921 15.0% $813
$125,000 to $149,999 684 11.0% $1023
$150,000 to $174,999 798 13.0% $1207
$175,000 to $199,999 453 7.0% $1391
$200,000 to $249,999 374 6.0% $1680
$250,000 to $299,999 182 3.0% $2047
$300,000 to $399,999 100 1.0% $2607

Top Home Insurance Agents Near East Point, GA

Home Insurance Company Near East Point, GA Homeowners Insurance Agency Near East Point, GA Address
NA J. P. Capital And Insurance 407 E 2Nd St, Jackson, GA, 30233
State Farm Anita Price 110 Huntington Park Dr Ste A, Fayetteville, GA, 30214-7721
Allstate Ben Nguyen 4285 Buford Hwy NE Ste C2, Atlanta, GA, 30345
Farmers George Green 5514 Lawrenceville Hwy NW Ste F, Lilburn, GA, 30047
Travelers Prime Insurance Agency Inc 1205 GA HWY 92 S, FAYETTEVILLE, GA, 30215

Cost Of Homeowners Insurance By Street Near East Point, GA

Streets in East Point Area Homeowners Insurance Cost
Luther Cir, Randall St, Maxwell Dr SW, Palm Dr, McPherson Dr, Blossom Ln, Womack Ave, Cherry Blossom Ln, Acapulco Way, Lakeview Pl SW$880
Oakleigh Dr, Calmer Cir, Seven Oaks Ln SW, Staci Ln, E Farris Ave, Springdale Cir SW, Dorsey Ave, Milledge St, Redwine Ct, Neely Ave$887
Scenic Dr, 4th St, Sun Valley Blvd, Alden Green Trl, Newnan Ave, Scott Cir, Kentucky Ct, Victoria Dr, Creek Pointe Ave, 2nd St$890
Ben Hill Ave, Lester St, Alison Ct, Tanglewood Trl, Lumpkin St, Calvin Ct, Cumberland Dr, Jesup Ave, Towanda Cir, N Martin St$858
Woodland Cir, Hannah Rd, Harris Dr, Cloverhurst Dr, N Bryan Cir, Connally Dr, Gus Thornhill Jr Dr, S Fredell Cir, Lester St, Carriage Way$866

East Point, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Point$130 to $133
College Park$134
Hapeville$131
Atlanta$140

East Point, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
College Park city, Georgia $134 $179 $269
Hapeville city, Georgia $131 $174 $261
Atlanta CCD, Fulton County, Georgia $140 $187 $281

East Point, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Point, GA5.8%19.3%
College Park5.14%15.13%
Hapeville5.49%23.42%
Atlanta3.98%13.18%

East Point Renters Insurance as a Percentage of Rent

East Point Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 127 1.0% $822
$300 to $499 365 5.0% $1272
$500 to $749 2,156 29.0% $1947
$750 to $999 2,396 33.0% $2697
$1,000 to $1,499 1,929 26.0% $3822
$1,500 or more 213 2.0% $5472

Average Cost Of Home Insurance By Company In Areas Nearby East Point For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$400,000 veneer Alfa Insurance Corporation $2289 $2099 $1871
$75,000 frame Buckeye State Mutual Insurance Company N/A $581.00 $440.00
$400,000 veneer Foremost Property And Casualty Insurance Company $2568 $2548 $2513
$250,000 frame Hanover Insurance Company $1274 $996 $857
$150,000 veneer Horace Mann Property And Casualty Insurance Company N/A $1080 $953
$350,000 frame Lm Insurance Corporation N/A $1505 $1436
$350,000 veneer Lm Insurance Corporation N/A $1496 $1425
$400,000 frame Owners Insurance Company $1211.55 $1132.29 $1030.38
$200,000 frame The Travelers Home And Marine Insurance Company N/A N/A $1273
$100,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $728

East Point, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly East Point Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,600$6,100
Net Savings to East Point Home Owner from High Deductible Plan $1,500

East Point, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Point, GA Home Replacement Value MORE than Home Value East Point, GA Home Replacement Value LESS than Home Value
Replacement Value $99,000 $60,000
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example East Point Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 684243
Year Built 201119821970
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$100000-$125000$100000-$125000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for East Point, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 160,000 Metal Roof 1,810 4 $5000 to $10,000 Deductible 440 10 Stucco siding No
2013 115,000 Metal Roof 1,640 2 $500- $1000 Deductible 500 8 Stucco siding yes
1960 95,000 Composition Roof 1,540 3 $500- $1000 Deductible 50 1 Fiber-Cement Siding yes
2013 150,000 Membrane Roof 1,650 3 $500- $1000 Deductible 130 3 Stone Siding yes
1960 115,000 Membrane Roof 1,360 2 $1000-$2500 Deductible 200 5 Stone Siding No
1981 205,000 Shingles Roof 3,270 4 $1000-$2500 Deductible 700 9 Wood siding No
1972 105,000 Tile Roof 1,190 2 $500 Deductible 490 9 Wood siding No
1974 175,000 Composition Roof 2,580 5 $5000 to $10,000 Deductible 290 6 Vinyl siding yes
2012 270,000 Tile Roof 3,780 5 $1000-$2500 Deductible 230 2 Stucco siding No
1976 100,000 Asphalt Shingles Roof 1,280 3 $500 Deductible 100 3 Stucco siding No
1972 145,000 Slate Shingles Roof 2,000 4 $500- $1000 Deductible 390 8 Vinyl siding yes
1966 180,000 Wood Shake Roof 2,380 5 $500- $1000 Deductible 470 10 Vinyl siding yes
1984 225,000 Tile Roof 2,530 4 > $10,000 Deductible 90 2 Stucco siding yes
1979 115,000 Asphalt Shingles Roof 1,290 3 $500- $1000 Deductible 40 1 Wood siding No
1969 225,000 Composition Roof 2,960 5 $500 Deductible 1030 10 Wood siding yes
1984 310,000 Tile Roof 3,710 5 $5000 to $10,000 Deductible 1300 12 Stone Siding No
1961 85,000 Membrane Roof 930 2 $500 Deductible 90 3 Stone Siding No
1989 110,000 Tile Roof 1,220 2 $1000-$2500 Deductible 50 1 Stone Siding No
1963 140,000 Composition Roof 1,960 4 $500- $1000 Deductible 640 12 Vinyl siding No
1977 185,000 Composition Roof 2,370 5 $500 Deductible 550 5 Fiber-Cement Siding yes
2014 140,000 Metal Roof 1,580 3 $500 Deductible 80 1 Fiber-Cement Siding No
1960 150,000 Asphalt Shingles Roof 1,810 3 $500 Deductible 230 5 Fiber-Cement Siding No
1963 100,000 Membrane Roof 1,530 2 $500 Deductible 80 2 Stucco siding yes
2014 120,000 Tile Roof 1,350 2 $1000-$2500 Deductible 140 3 Stucco siding No
1981 210,000 Slate Shingles Roof 2,350 3 $5000 to $10,000 Deductible 490 8 Wood siding No
1989 140,000 Asphalt Shingles Roof 1,670 4 $1000-$2500 Deductible 360 8 Vinyl siding No
1968 115,000 Composition Roof 1,590 2 $1000-$2500 Deductible 130 3 Stucco siding yes
1974 240,000 Composition Roof 2,870 4 $1000-$2500 Deductible 70 1 Wood siding yes
1978 200,000 Tile Roof 2,810 4 $500- $1000 Deductible 340 6 Stone Siding No
1989 80,000 Asphalt Shingles Roof 1,250 2 $500- $1000 Deductible 160 6 Brick siding yes
1969 170,000 Composition Roof 1,840 4 $2500-$5000 Deductible 170 5 Vinyl siding yes