East Palo Alto Insurance Rates:

East Palo Alto, CA homeowners insurance is nearly $532 to $723, about $44-$60/month. Our complete guide indicates shoppers can save upto $250 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Western Southern
Our company never informed us of an agent switch and building move. when we called it took time for them to direct us to who we needed to speak with.
Progressive
This company ad wonderful employees that are always willing to help address whatever issue i have
Allstate
There is nothing that we dislike about our insurance company. If we disliked the company, we would not be giving them our money each month.
State Farm
We don't like how high the premium is but are finding that other places are about the same or higher. Another thing we don't like the customer service in the office - not our agent, but the people who work for him. We get conflicting information from them.
State Farm
Premiums are too high but it's almost a catch 22 because if you need it and don't have it you're screwed.
Allstate
I don't really dislike much. I mean I’d love to pay less but like I said in Michigan we really don't have that choice. We are kind of screwed when it comes to that so based on everything else I like Allstate.

East Palo Alto, CA Homeowners Insurance By Home Value

East Palo Alto, CA Home Value Total Homes % of Total Average East Palo Alto, CA Homeowners Insurance
Less than $50,000 45 2.0% $37
$70,000 to $79,999 30 1.0% $119
$80,000 to $89,999 56 3.0% $137
$90,000 to $99,999 19 1.0% $156
$125,000 to $149,999 22 1.0% $225
$150,000 to $174,999 56 3.0% $269
$175,000 to $199,999 17 1.0% $307
$200,000 to $249,999 186 11.0% $369
$250,000 to $299,999 285 18.0% $451
$300,000 to $399,999 849 53.0% $576

Top Home Insurance Agents Near East Palo Alto, CA

Home Insurance Company Near East Palo Alto, CA Homeowners Insurance Agency Near East Palo Alto, CA Address
State Farm Gary Eason 2150 Shattuck Avenue, Berkeley, CA, 94704-1353
Farmers Gustavo Padilla 4381 Broadway St Ste 105, American Canyon, CA, 94503
State Farm Kathryn Baker 950 John Daly Blvd Ste 340, Daly City, CA, 94015-3004
Farmers Robert Chang 257 Castro St Ste 105, Mountain View, CA, 94041
Travelers Travis Insurance Agency 801 YGNACIO VALLEY RD STE 100, WALNUT CREEK, CA, 94596

Cost Of Homeowners Insurance By Street Near East Palo Alto, CA

Streets in East Palo Alto Area Homeowners Insurance Cost
Emmett Way, Azalia Dr, Mission Dr, Ralmar Ave, Avelar St, Pierce Rd, Jasmine Way, Sage St, Purdue Ave, Green St$626
Pulgas Ave, Camellia Ct, E Bayshore Rd, Bell St, Wilks St, Menalto Ave, Sacramento St, Camphor Way, Rogge Rd, Lincoln St$624
Brentwood Ct, E Bayshore Rd, Oconnor St, Bell Ct, Weeks St, Kavanaugh Dr, Tulane Ave, Buchanan Ct, Donohoe St, Hunter St$626
Adams Dr, Clarke Ave, Obrien Dr, Saratoga Ave, Annapolis St, Michigan Ave, Tuscany Ct, Aster Way, Hamilton Ct, Newbridge St$625
Emma Ln, Georgetown St, Maple Ln, Hazelwood Way, Ralmar Ave, Scofield Ave, Cooley Ave, Newell Ct, Xavier St, Drew Ct$627

East Palo Alto, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Palo Alto$93 to $96
Menlo Park$109
North Fair Oaks$99
Redwood City$103

East Palo Alto, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Menlo Park city, California $91 $121 $181
Stanford CDP, California $91 $121 $181
North Fair Oaks CDP, California $83 $110 $165

East Palo Alto, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Palo Alto, CA2.0%11.8%
Menlo Park1.51%8.3%
Stanford1.69%6.3%
North Fair Oaks2.21%10.41%

East Palo Alto Renters Insurance as a Percentage of Rent

East Palo Alto Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 62 1.0% $335
$200 to $299 82 1.0% $785
$300 to $499 149 3.0% $1235
$500 to $749 198 4.0% $1910
$750 to $999 746 17.0% $2660
$1,000 to $1,499 1,511 36.0% $3785
$1,500 or more 1,420 34.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby East Palo Alto For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAmerican Modern597
200000500NewBankers Standard1654
200000500NewCSE Safeguard373
250000500NewPacific Specialty419
300000500NewFirst American Ins721
4000001000NewAAA (Interinsurance Exchange)616
5000002500NewAmerican Reliable1025
5000002500NewChubb/Federal1601
1500002501-3 YearsSafeco383
1500002501-3 YearsWawanesa309
2000005001-3 YearsForemost Insurance770
25000010001-3 YearsAAA (Interinsurance Exchange)496
25000010001-3 YearsAmica Mutual553
40000010001-3 YearsAmerican Reliable990
40000010001-3 YearsHorace Mann887
40000010001-3 YearsUSAA745
50000010001-3 YearsHomesite1150
50000010001-3 YearsKemper807
50000025001-3 YearsChubb/Federal1712
50000025001-3 YearsMAPFRE Group654
50000025001-3 YearsNationwide749
75000025001-3 YearsMetropolitan Direct2042
75000025001-3 YearsTokio Marine America514

East Palo Alto, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly East Palo Alto Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,200$7,200
Net Savings to East Palo Alto Home Owner from High Deductible Plan $1,000

East Palo Alto, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Palo Alto, CA Home Replacement Value MORE than Home Value East Palo Alto, CA Home Replacement Value LESS than Home Value
Replacement Value $490,000 $343,500
Insurance Premium based on Replacement Value $1,275 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $95,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example East Palo Alto Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceAllstate
Monthly Premium 379354
Year Built 197919542010
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$500000-$600000$175000-$200000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for East Palo Alto, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 590,000 Tile Roof 3,300 5 $500 Deductible 410 3 Brick siding yes
1977 415,000 Tile Roof 2,590 5 > $10,000 Deductible 270 5 Vinyl siding No
2010 590,000 Shingles Roof 3,290 4 $5000 to $10,000 Deductible 910 12 Wood siding No
1967 255,000 Composition Roof 1,410 3 > $10,000 Deductible 120 3 Fiber-Cement Siding yes
2011 460,000 Wood Shake Roof 2,460 5 > $10,000 Deductible 560 8 Stucco siding No
2013 680,000 Tile Roof 3,330 5 $500- $1000 Deductible 1540 10 Wood siding yes
1983 405,000 Wood Shake Roof 2,620 5 $500- $1000 Deductible 780 7 Wood siding No
2010 420,000 Metal Roof 2,040 3 $500 Deductible 680 7 Wood siding No
1984 385,000 Composition Roof 2,070 3 $2500-$5000 Deductible 200 3 Brick siding yes
1969 320,000 Shingles Roof 1,860 3 $5000 to $10,000 Deductible 280 4 Stucco siding yes
1988 395,000 Asphalt Shingles Roof 1,850 4 $2500-$5000 Deductible 610 6 Fiber-Cement Siding No
1973 775,000 Tile Roof 3,450 5 $1000-$2500 Deductible 1580 9 Stucco siding No
2011 365,000 Shingles Roof 2,150 3 $5000 to $10,000 Deductible 330 5 Stucco siding No
1974 210,000 Slate Shingles Roof 1,260 2 $500- $1000 Deductible 510 10 Wood siding yes
1971 210,000 Shingles Roof 1,010 2 $500 Deductible 550 9 Brick siding No
1984 630,000 Tile Roof 3,060 4 $1000-$2500 Deductible 730 5 Brick siding yes
1960 245,000 Composition Roof 1,280 3 $2500-$5000 Deductible 680 12 Wood siding yes
1950 405,000 Wood Shake Roof 2,570 4 $500 Deductible 380 3 Stucco siding yes
1959 395,000 Wood Shake Roof 2,550 5 $500 Deductible 680 7 Wood siding yes
1958 620,000 Membrane Roof 3,940 5 $500 Deductible 140 1 Fiber-Cement Siding No
1987 400,000 Wood Shake Roof 2,590 5 > $10,000 Deductible 490 10 Stucco siding No
1982 305,000 Tile Roof 1,740 5 $5000 to $10,000 Deductible 730 12 Stucco siding yes
1977 255,000 Asphalt Shingles Roof 1,150 2 $500 Deductible 820 12 Wood siding yes
1955 420,000 Wood Shake Roof 2,400 3 > $10,000 Deductible 310 7 Wood siding No