East Orange Insurance Rates:

East Orange, NJ homeowners insurance is roughly $705 to $957, about $58-$79/month. Our exhaustive guide reveals consumers can save upto $332 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Everyone is friendly and they job is a breeze, just make sure your coming close to target and you know what you doing when closing deals. Sometimes getting a customer can be tricky
Geico
I have no clue about these numbers - my brother and my dad handled the paperwork and are sharks for getting the best deal, so I'm sure it's acceptable.
Progressive
I recommend my insurance company based on the fact that it is one of the least expensive for auto and home owners insurance and their customer service is always superb.
Progressive
I have nothing bad to say about the insurance company, we were able to get a nice car because our rate was very low.
State Farm
Another thing i do not like about state farm insurance is the receptionists working there. they all seem to need further training.
Nationwide
They stand behind you and beside you 100% of the time. they will make sure you have the best coverage that makes you happy.
Progressive
Rates are good,Customer service is great and coverage they are providing is what I wanted
State Farm
I like the fact that I have a local agent who can help me with questions or other issues. I like the fact that travelers have been around a long time and they are a strong company.
Geico
My company is there when I need them and answers all of my questions.
Geico
Compared to other companies, this company seemed to offer the best policy for the best price.
Allstate
There was no communication whatsoever about a home inspection. I do not feel comfortable with random people coming to my house that I don't know.
State Farm
The premium for our insurance is about the same as other options offered but the coverage was better for the price, this lead to our decision to initially buy and then renew.

East Orange, NJ Homeowners Insurance By Home Value

East Orange, NJ Home Value Total Homes % of Total Average East Orange, NJ Homeowners Insurance
Less than $50,000 99 1.0% $83
$70,000 to $79,999 62 1.0% $249
$80,000 to $89,999 151 2.0% $282
$90,000 to $99,999 86 1.0% $315
$100,000 to $124,999 317 5.0% $373
$125,000 to $149,999 222 3.0% $465
$150,000 to $174,999 570 9.0% $548
$175,000 to $199,999 333 5.0% $631
$200,000 to $249,999 1,500 24.0% $764
$250,000 to $299,999 1,700 27.0% $939
$300,000 to $399,999 1,011 16.0% $1188

Top Home Insurance Agents Near East Orange, NJ

Home Insurance Company Near East Orange, NJ Homeowners Insurance Agency Near East Orange, NJ Address
State Farm Fran Kasprzak 104 Woodbury Rd, Hicksville, NY, 11801-3006
Travelers Gilbert D Reitman 50 COURT ST, BROOKLYN, NY, 11201
Travelers Herbert L Jamison & Co Llc 17 STATE ST, NEW YORK, NY, 10004
State Farm Marcel Robin 12913 Merrick Boulevard, Jamaica, NY, 11434-3425
Travelers The Limeri Agency Inc 3929 AMBOY RD, STATEN ISLAND, NY, 10308

East Orange, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near East Orange, NJ

Streets in East Orange Area Homeowners Insurance Cost
Davis Pl, N 17th St, N 21st St, Vernon Ter, N Park St, Crescent Rd, Meadow St, N 19th St, Ely Pl, Bedford St$834
McKay Ave, Renshaw Ave, Ampere Plz, St Agnes Ln, Winthrop Ter, Carnegie Ave, Eppirt St, Park End Pl, Glen Park Rd, Centerway$836
E Park St, N 22nd St, Grove Pl, Derby St, Sussex Ave, Prospect Ter, Edgerton Ter, Birchwood Ave, Cleveland Ter, Linwood Pl$837
Emerson St, N Munn Ave, S Walnut St, Cambridge St, Sawyer Ave, Everett St, College Ave, Freeman Ave, S Ward Pl, Rhode Island Ave$831
Sanford St, Thomas Blvd, Boyden St, Madonna Pl, Morris St, Fairmount Ter, Old Sanford St, Sommer Ave, Whitman Ave, Chauncey Ave$838

East Orange, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Orange$124 to $126
City of Orange$126
Silver Lake$125
Essex County$130

East Orange, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
City of Orange township, Essex County, New Jersey $105 $140 $210
Silver Lake CDP (Essex County), New Jersey $105 $139 $209
Essex County, New Jersey $109 $145 $218

East Orange, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Orange, NJ3.1%6.9%
City of Orange2.79%6.99%
Silver Lake3.8%7.18%
Essex County2.54%7.26%

East Orange Renters Insurance as a Percentage of Rent

East Orange Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 563 3.0% $342
$200 to $299 1,136 6.0% $792
$300 to $499 976 5.0% $1242
$500 to $749 1,913 10.0% $1917
$750 to $999 5,607 31.0% $2667
$1,000 to $1,499 6,137 33.0% $3792
$1,500 or more 1,723 9.0% $5442

East Orange, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly East Orange Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,100$11,300
Net Savings to East Orange Home Owner from High Deductible Plan $800

East Orange, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Orange, NJ Home Replacement Value MORE than Home Value East Orange, NJ Home Replacement Value LESS than Home Value
Replacement Value $273,000 $194,500
Insurance Premium based on Replacement Value $1,175 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example East Orange Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 528881
Year Built 196919441950
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$175000-$200000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for East Orange, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 265,000 Metal Roof 1,780 4 $500 Deductible 620 5 Brick siding No
1948 245,000 Membrane Roof 1,560 3 $500 Deductible 550 5 Fiber-Cement Siding yes
1967 225,000 Asphalt Shingles Roof 1,660 2 $500- $1000 Deductible 220 2 Stone Siding No
1966 280,000 Wood Shake Roof 2,340 4 $500 Deductible 280 3 Stone Siding yes
1985 370,000 Shingles Roof 2,860 4 $500 Deductible 1400 10 Stone Siding yes
1979 275,000 Metal Roof 2,100 3 $5000 to $10,000 Deductible 320 4 Stucco siding yes
1970 355,000 Wood Shake Roof 2,300 4 > $10,000 Deductible 930 9 Stone Siding yes
1949 110,000 Metal Roof 1,000 2 $500- $1000 Deductible 340 10 Fiber-Cement Siding yes
1982 250,000 Metal Roof 1,610 2 $5000 to $10,000 Deductible 1020 12 Brick siding yes
1940 210,000 Slate Shingles Roof 1,780 4 $2500-$5000 Deductible 480 6 Vinyl siding No
1951 300,000 Tile Roof 2,730 4 $500 Deductible 110 1 Stone Siding yes
1965 300,000 Tile Roof 2,080 3 $500- $1000 Deductible 1040 9 Fiber-Cement Siding No
1985 300,000 Membrane Roof 2,300 3 > $10,000 Deductible 400 5 Stone Siding No
1966 255,000 Tile Roof 2,170 3 $5000 to $10,000 Deductible 230 3 Wood siding yes
1984 410,000 Slate Shingles Roof 2,990 4 $2500-$5000 Deductible 490 4 Fiber-Cement Siding No
1984 185,000 Tile Roof 1,280 3 $500 Deductible 160 3 Fiber-Cement Siding yes
1962 220,000 Metal Roof 1,830 3 $5000 to $10,000 Deductible 500 8 Fiber-Cement Siding No
1967 255,000 Metal Roof 2,110 4 $5000 to $10,000 Deductible 770 12 Wood siding No
1955 425,000 Composition Roof 2,690 4 $2500-$5000 Deductible 690 5 Wood siding No
1947 245,000 Composition Roof 1,920 3 $5000 to $10,000 Deductible 200 3 Stucco siding No
1989 165,000 Composition Roof 1,290 2 $500- $1000 Deductible 200 4 Wood siding No
1969 110,000 Tile Roof 990 2 $2500-$5000 Deductible 220 8 Fiber-Cement Siding yes
1973 250,000 Wood Shake Roof 2,310 3 $500- $1000 Deductible 720 6 Fiber-Cement Siding yes
1978 270,000 Shingles Roof 1,860 3 $500 Deductible 650 4 Stucco siding No
1955 195,000 Wood Shake Roof 1,300 2 $2500-$5000 Deductible 340 6 Brick siding yes
1945 185,000 Tile Roof 1,470 3 $2500-$5000 Deductible 190 3 Vinyl siding No
1946 410,000 Asphalt Shingles Roof 3,080 4 $500 Deductible 1170 8 Vinyl siding No
1959 150,000 Asphalt Shingles Roof 950 2 $500 Deductible 470 7 Brick siding No
1956 280,000 Asphalt Shingles Roof 1,830 4 > $10,000 Deductible 590 10 Wood siding yes
1942 275,000 Asphalt Shingles Roof 2,210 4 $2500-$5000 Deductible 370 4 Fiber-Cement Siding yes
1959 255,000 Slate Shingles Roof 1,650 2 $500 Deductible 670 6 Fiber-Cement Siding yes
1949 230,000 Shingles Roof 1,740 3 $500- $1000 Deductible 180 2 Brick siding No
1945 175,000 Tile Roof 1,660 3 $500 Deductible 340 7 Wood siding yes
1945 495,000 Metal Roof 3,230 4 $500 Deductible 1680 8 Fiber-Cement Siding yes

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