East Northport Insurance Rates:

East Northport, NY homeowners insurance is roughly $558 to $757, about $46-$63/month. Our in depth guide shows customers can save as much as $263 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the people that we deal with. everyone in our agent's office is well trained and seems to either know the answers to our questions, or they know where to find the answer.
Travelers
The company can be somewhat inflexible. i had an issue when i purchased my policy and there was little that my agent could do to accommodate me. this led to a less-than-perfect experience for me and i have to live with a policy that i have a few concerns about.
Usaa
I like that there is a centralized way to contact my insurance company, and i don't have to talk to one specific agent.
Usaa
I've been with them for years, I have the company for other things such as banking and auto insurance so I feel like IÃḃ€™m invested in the company as well
Usaa
A good customer service rating for a homeowners insurance company will mean painless communication in every phase. You're more likely to receive accurate quotes and sufficient coverage and be properly compensated for claims.
State Farm
I don't really have anything that I dislike. I wish my premiums were lower, but I feel the premiums are fair.
Usaa
I like my agent, he's very helpful, the only thing is he's popular and sometimes I couldn't get a hold of him and had to leave voicemails
Usaa
There is nothing I don't dislike about the company. If I had any dislikes, I would shop elsewhere for my insurance needs for home and auto. We are USAA members for life.

East Northport, NY Homeowners Insurance By Home Value

East Northport, NY Home Value Total Homes % of Total Average East Northport, NY Homeowners Insurance
Less than $50,000 69 3.0% $32
$50,000 to $59,999 28 1.0% $72
$60,000 to $69,999 42 2.0% $92
$100,000 to $124,999 19 1.0% $157
$125,000 to $149,999 19 1.0% $197
$200,000 to $249,999 111 6.0% $322
$250,000 to $299,999 101 5.0% $394
$300,000 to $399,999 1,360 76.0% $500

Top Home Insurance Agents Near East Northport, NY

Home Insurance Company Near East Northport, NY Homeowners Insurance Agency Near East Northport, NY Address
Travelers Automobile Insurance Group 1336 DIXWELL AVE, HAMDEN, CT, 6514
State Farm Larry Ray 1742 Veterans Hwy, Islandia, NY, 11749-1542
State Farm Manny Coby 275 Market Ave, Saddle Brook, NJ, 07663-6094
Travelers Schutzenbach Agency Ltd 260 MAIN ST SUITE 203, NORTHPORT, NY, 11768
Travelers Sheldon-Hutchinson Ins. Inc. 130 North Main Street, Wallingford, CT, 6492

Cost Of Homeowners Insurance By Street Near East Northport, NY

Streets in East Northport Area Homeowners Insurance Cost
Vernon Valley Rd, Honey Ln, Harbor Park Dr, Bird St, Oleander Dr, Leonard Dr, Harned Dr, Hewitt Sq, Kenilworth Dr, Ashwood Ct$702
Avery Ct, Haven Ct, Hollise Ct, Caravan Dr, Huron Pl, Gildare Dr, Valesite Ct, Montauk St, Lester Ct, Claudine Ct$673
Monmouth Ct, Dublin Ct, Midwood Dr, University Pl, Patrician Ct, Deposit Rd, Celia Ln, Dot Ct, Loret Ln, Beach Plum Dr$651
Lewis Ct, Marshall Ln, Madsen Ln, Polk Ave, Lexington Ct, Esther Pl, Ray Pl, Wave Pl, White Pine Ln, Sheffield Ln$649
Paul Revere Ln, Prospect Rd, Howard Ct, Salisbury Dr S, Belknap Dr, Huntington-Northport Rd, Crest Dr, Bellerose Ave, Harbor Park Ct, Dunton Ct$697

East Northport, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Northport$98 to $100
Fort Salonga$104
Northport$103
Greenlawn$98

East Northport, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fort Salonga CDP, New York $87 $116 $174
Northport village, New York $86 $114 $171
Greenlawn CDP, New York $82 $109 $164

East Northport, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Northport, NY2.0%5.5%
Fort Salonga1.54%5.82%
Northport1.94%5.72%
Greenlawn1.84%5.46%

East Northport Renters Insurance as a Percentage of Rent

East Northport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 65 7.0% $1891
$750 to $999 111 13.0% $2641
$1,000 to $1,499 170 20.0% $3766
$1,500 or more 481 58.0% $5416

East Northport, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly East Northport Homeowner Insurance Premium Example $6,200$5,700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $19,200$18,700
Net Savings to East Northport Home Owner from High Deductible Plan $500

East Northport, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Northport, NY Home Replacement Value MORE than Home Value East Northport, NY Home Replacement Value LESS than Home Value
Replacement Value $483,500 $361,500
Insurance Premium based on Replacement Value $5,800 $4,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,000 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $700/year

Example East Northport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceChubb Group of Insurance
Monthly Premium 439396306
Year Built 198319751946
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $500000-$600000$500000-$600000$500000-$600000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for East Northport, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 495,000 Membrane Roof 2,370 3 $500- $1000 Deductible 2260 5 Stone Siding yes
1964 625,000 Shingles Roof 3,080 4 $2500-$5000 Deductible 2870 8 Brick siding No
1977 330,000 Membrane Roof 1,630 3 $2500-$5000 Deductible 1120 6 Vinyl siding yes
1948 510,000 Shingles Roof 2,670 4 $5000 to $10,000 Deductible 2290 9 Wood siding No
1966 570,000 Slate Shingles Roof 2,350 4 > $10,000 Deductible 350 2 Stone Siding No
1968 350,000 Wood Shake Roof 1,830 3 > $10,000 Deductible 520 3 Fiber-Cement Siding No
1941 820,000 Wood Shake Roof 4,370 5 > $10,000 Deductible 300 1 Wood siding No
1985 515,000 Shingles Roof 2,900 5 $5000 to $10,000 Deductible 2050 7 Fiber-Cement Siding yes
1963 365,000 Shingles Roof 1,530 3 $500 Deductible 2450 8 Wood siding No
1949 805,000 Metal Roof 4,300 5 $500 Deductible 5650 7 Stucco siding No
1942 530,000 Composition Roof 2,160 5 $500 Deductible 2520 7 Vinyl siding No
1962 765,000 Composition Roof 2,970 4 $2500-$5000 Deductible 3160 7 Stucco siding No
1977 1,090,000 Metal Roof 4,340 5 $500 Deductible 760 1 Stucco siding No
1943 265,000 Asphalt Shingles Roof 1,250 3 $500- $1000 Deductible 1460 7 Stone Siding No
1940 720,000 Membrane Roof 2,810 4 $5000 to $10,000 Deductible 2750 6 Stone Siding No
1963 410,000 Tile Roof 2,160 3 $2500-$5000 Deductible 1000 5 Stucco siding yes
1948 575,000 Asphalt Shingles Roof 3,010 5 $5000 to $10,000 Deductible 270 1 Brick siding No
1946 490,000 Composition Roof 2,020 4 $500- $1000 Deductible 3170 8 Stone Siding yes
1949 470,000 Wood Shake Roof 1,850 3 $500 Deductible 5500 10 Fiber-Cement Siding yes
1976 480,000 Composition Roof 2,100 3 > $10,000 Deductible 1850 9 Stucco siding No
1948 685,000 Wood Shake Roof 3,330 5 > $10,000 Deductible 410 1 Wood siding No
1980 575,000 Membrane Roof 3,170 5 > $10,000 Deductible 2320 10 Vinyl siding yes
1986 500,000 Tile Roof 2,250 3 $2500-$5000 Deductible 870 3 Wood siding yes
1968 380,000 Wood Shake Roof 1,460 3 $500- $1000 Deductible 2640 10 Stucco siding yes
1940 755,000 Wood Shake Roof 3,000 4 $2500-$5000 Deductible 4150 12 Stucco siding yes
1946 775,000 Asphalt Shingles Roof 3,190 4 $2500-$5000 Deductible 2900 5 Brick siding No
1980 880,000 Membrane Roof 4,710 5 $500- $1000 Deductible 2420 4 Wood siding No
1985 350,000 Asphalt Shingles Roof 1,930 4 $500- $1000 Deductible 1650 7 Brick siding yes
1961 475,000 Wood Shake Roof 2,220 3 $500 Deductible 2100 7 Stucco siding yes
1976 420,000 Composition Roof 2,010 3 $1000-$2500 Deductible 3410 9 Fiber-Cement Siding No
1946 330,000 Shingles Roof 1,490 3 > $10,000 Deductible 1590 9 Vinyl siding yes
1968 565,000 Wood Shake Roof 2,140 4 $1000-$2500 Deductible 2120 5 Brick siding No
1965 415,000 Shingles Roof 1,730 4 $5000 to $10,000 Deductible 1040 5 Wood siding No