East Meadow, NY Home Insurance - Analysis On Quotes, Rates & Agents
East Meadow Insurance Rates:
East Meadow, NY homeowners insurance is roughly $551 to $748, about $45-$62/month. Our thorough analysis reveals consumers can save as much as $260 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
TravelersI like this company's easy and accommodating online access portal, which is not only available but comprehensible at my convenience.
UsaaI do not like that my insurance company does not have an office or agency that i could walk into in person to speak with someone face to face.
UsaaUsaa is not super clear about what is covered or not covered when processing a claim. i want guidelines so i don't waste my time or theirs.
UsaaI like that they call when the policy is nearing renewal to see if any changes need to be made and to reevaluate our insurance. There is nothing that I dislike at this time.
AaaWhat I like the most are the people they employ and their attitude: they are very helpful.
UsaaThey are always friendly, helpful and know the answers to all questions. No matter what I need help with they are always there 24/7.
UsaaThe website/app stresses using their online messaging service rather than a phone call. It is difficult to locate a phone number to contact an agent.
National GeneralMy policy is cheaper, maybe a hundred dollars a year than the original policy I bought for the house in 2014.
East Meadow, NY Homeowners Insurance By Home Value
| East Meadow, NY Home Value | Total Homes | % of Total | Average East Meadow, NY Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 96 | 2.0% | $32 |
| $100,000 to $124,999 | 76 | 1.0% | $169 |
| $125,000 to $149,999 | 94 | 1.0% | $208 |
| $150,000 to $174,999 | 529 | 11.0% | $247 |
| $175,000 to $199,999 | 53 | 1.0% | $286 |
| $200,000 to $249,999 | 98 | 2.0% | $344 |
| $250,000 to $299,999 | 383 | 8.0% | $422 |
| $300,000 to $399,999 | 3,283 | 69.0% | $539 |
Top Home Insurance Agents Near East Meadow, NY
| Home Insurance Company Near East Meadow, NY | Homeowners Insurance Agency Near East Meadow, NY | Address |
|---|---|---|
| Travelers | Aaa Insurance Agency Inc | 419 POST ROAD EAST, WESTPORT, CT, 6880 |
| Travelers | Brodie & Brodie Llc | 200 E 2Nd St Ste 1, Mineola, NY, 11501 |
| Travelers | Murray Schoen & Homer Inc | 800 WESTCHESTER AVE STE N603, RYE BROOK, NY, 10573 |
| Travelers | Scovotti & Company Inc | 1717 CROSBY AVE, BRONX, NY, 10461 |
| Travelers | Wilson Agency Inc | 30 HUNTINGTON ST, SHELTON, CT, 6484 |
Cost Of Homeowners Insurance By Street Near East Meadow, NY
| Streets in East Meadow Area | Homeowners Insurance Cost |
|---|---|
| Rosalie Ct W, Andrea Rd, Peter Ln, Aster Pl N, Flora Ln, Chestnut Ave, Dannet Pl, Carlton Ct, Conti Square Blvd, Buchanan Rd | $649 |
| Avalon Pl, Starke Ave, Schmitt Ct, N Park Ter, Cayuga Ave, Haddon Ln, Earl Pl, Plymouth Pl, Pilgrim Ln, Stratford Dr | $651 |
| Mead Ln, Barkley Ave, Kalda Ln, McKay Ct, Peters Ave, Hull St, Lace Ln, Dale Ave, Pontiac Rd, Earl Pl E | $654 |
| Sylvan Ln, E Cabot Ln, Little Whaleneck Rd, Cameo Ct, Alan Ct, Glenn Curtis Cres, Larch Ln, Blendwood Dr, Harding Ct, Atlas Ct | $647 |
| Abbott St, Chaladay Ln, Gary St, Florence Ct, Hilda St, Diamond Ave, Prince Ln, Rowehl Dr, Park Ter, Cynron Ln | $647 |
East Meadow, NY Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| East Meadow | $97 to $99 |
| Nassau County | $99 |
| Salisbury | $98 |
| Uniondale | $95 |
East Meadow, NY Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Nassau County, New York | $83 | $110 | $165 |
| Salisbury CDP, New York | $82 | $109 | $164 |
| Uniondale CDP, New York | $80 | $106 | $159 |
East Meadow, NY Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| East Meadow, NY | 1.8% | 5.4% |
| Nassau County | 1.74% | 5.49% |
| Salisbury | 1.78% | 5.46% |
| Uniondale | 1.82% | 5.53% |
East Meadow Renters Insurance as a Percentage of Rent
| East Meadow Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 50 | 4.0% | $320 |
| $200 to $299 | 83 | 6.0% | $770 |
| $300 to $499 | 60 | 4.0% | $1220 |
| $500 to $749 | 79 | 6.0% | $1895 |
| $750 to $999 | 91 | 7.0% | $2645 |
| $1,000 to $1,499 | 146 | 11.0% | $3770 |
| $1,500 or more | 721 | 58.0% | $5420 |
East Meadow, NY Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $3,700 |
| Yearly East Meadow Homeowner Insurance Premium Example | $5,000 | $4,500 |
| Out of Pocket Expense During Claim | $700 | $3,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $40,700 | $39,700 |
| Net Savings to East Meadow Home Owner from High Deductible Plan | $1,000 | |
East Meadow, NY Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | East Meadow, NY Home Replacement Value MORE than Home Value | East Meadow, NY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $523,500 | $304,500 |
| Insurance Premium based on Replacement Value | $4,650 | $2,700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $124,500 | Risk Exposure from Under Insuring Coverage is $94,500 |
| Premium Impact | Insurance cheaper by $825/year | Insurance costlier by $1,125/year |
Example East Meadow Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Erie Insurance | Nationwide Insurance | Chubb Group of Insurance |
| Monthly Premium | 276 | 274 | 342 |
| Year Built | 1958 | 1963 | 1968 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $500000-$600000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for East Meadow, NY from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1969 | 440,000 | Metal Roof | 2,040 | 3 | $1000-$2500 Deductible | 2100 | 9 | Stucco siding | yes |
| 1966 | 530,000 | Wood Shake Roof | 2,370 | 5 | > $10,000 Deductible | 370 | 2 | Fiber-Cement Siding | yes |
| 1952 | 420,000 | Wood Shake Roof | 1,860 | 3 | $2500-$5000 Deductible | 2370 | 8 | Brick siding | No |
| 1951 | 760,000 | Wood Shake Roof | 3,120 | 4 | $5000 to $10,000 Deductible | 2990 | 8 | Brick siding | yes |
| 1960 | 525,000 | Tile Roof | 2,830 | 4 | $500 Deductible | 2310 | 5 | Vinyl siding | No |
| 1961 | 505,000 | Composition Roof | 2,730 | 4 | > $10,000 Deductible | 780 | 4 | Brick siding | No |
| 1969 | 375,000 | Wood Shake Roof | 1,840 | 3 | $500- $1000 Deductible | 1870 | 9 | Fiber-Cement Siding | No |
| 1960 | 255,000 | Shingles Roof | 1,530 | 5 | $500 Deductible | 710 | 3 | Vinyl siding | yes |
| 1967 | 280,000 | Tile Roof | 1,490 | 3 | > $10,000 Deductible | 1050 | 6 | Stone Siding | No |
| 1964 | 420,000 | Tile Roof | 1,790 | 5 | $500 Deductible | 2000 | 6 | Brick siding | yes |
| 1969 | 415,000 | Metal Roof | 1,730 | 5 | $2500-$5000 Deductible | 4040 | 12 | Fiber-Cement Siding | yes |
| 1956 | 375,000 | Asphalt Shingles Roof | 2,260 | 5 | $500- $1000 Deductible | 640 | 2 | Vinyl siding | yes |
| 1956 | 390,000 | Tile Roof | 2,150 | 4 | $2500-$5000 Deductible | 1710 | 8 | Stucco siding | yes |
| 1954 | 380,000 | Wood Shake Roof | 1,940 | 4 | $500- $1000 Deductible | 2610 | 10 | Stone Siding | No |
| 1950 | 250,000 | Shingles Roof | 1,450 | 3 | $500- $1000 Deductible | 930 | 6 | Fiber-Cement Siding | yes |
| 1968 | 315,000 | Membrane Roof | 1,590 | 3 | $500 Deductible | 2060 | 6 | Stucco siding | No |
| 1951 | 345,000 | Composition Roof | 1,840 | 5 | > $10,000 Deductible | 940 | 5 | Brick siding | No |
| 1950 | 330,000 | Membrane Roof | 1,410 | 3 | $500- $1000 Deductible | 820 | 4 | Wood siding | No |
| 1954 | 445,000 | Slate Shingles Roof | 1,910 | 3 | $5000 to $10,000 Deductible | 330 | 1 | Vinyl siding | yes |
| 1957 | 595,000 | Metal Roof | 2,450 | 4 | $5000 to $10,000 Deductible | 2420 | 8 | Vinyl siding | yes |
| 1964 | 575,000 | Composition Roof | 3,270 | 5 | $500- $1000 Deductible | 810 | 2 | Brick siding | yes |
| 1958 | 480,000 | Wood Shake Roof | 2,240 | 4 | $500- $1000 Deductible | 2330 | 5 | Stone Siding | No |
| 1959 | 585,000 | Asphalt Shingles Roof | 3,020 | 4 | $5000 to $10,000 Deductible | 380 | 1 | Vinyl siding | No |
| 1959 | 445,000 | Metal Roof | 2,050 | 4 | $5000 to $10,000 Deductible | 520 | 3 | Fiber-Cement Siding | No |
| 1962 | 405,000 | Tile Roof | 2,290 | 3 | $1000-$2500 Deductible | 4090 | 12 | Stone Siding | No |
| 1957 | 745,000 | Asphalt Shingles Roof | 3,380 | 4 | > $10,000 Deductible | 2560 | 6 | Brick siding | yes |
| 1951 | 520,000 | Membrane Roof | 2,390 | 4 | > $10,000 Deductible | 740 | 3 | Stone Siding | yes |
| 1969 | 295,000 | Wood Shake Roof | 1,630 | 3 | $1000-$2500 Deductible | 780 | 5 | Wood siding | No |
| 1963 | 490,000 | Slate Shingles Roof | 2,200 | 3 | $5000 to $10,000 Deductible | 2610 | 10 | Wood siding | No |
| 1954 | 415,000 | Metal Roof | 1,770 | 4 | > $10,000 Deductible | 2530 | 12 | Wood siding | yes |
| 1961 | 985,000 | Metal Roof | 4,450 | 5 | $500- $1000 Deductible | 5310 | 7 | Stucco siding | yes |