East Meadow Insurance Rates:
East Meadow, NY homeowners insurance is roughly $551 to $748, about $45-$62/month. Our thorough analysis reveals consumers can save as much as $260 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Latest Home Insurance Reviews
Travelers
I like this company's easy and accommodating online access portal, which is not only available but comprehensible at my convenience.
Usaa
I do not like that my insurance company does not have an office or agency that i could walk into in person to speak with someone face to face.
Usaa
Usaa is not super clear about what is covered or not covered when processing a claim. i want guidelines so i don't waste my time or theirs.
Usaa
I like that they call when the policy is nearing renewal to see if any changes need to be made and to reevaluate our insurance. There is nothing that I dislike at this time.
Aaa
What I like the most are the people they employ and their attitude: they are very helpful.
Usaa
They are always friendly, helpful and know the answers to all questions. No matter what I need help with they are always there 24/7.
Usaa
The website/app stresses using their online messaging service rather than a phone call. It is difficult to locate a phone number to contact an agent.
National General
My policy is cheaper, maybe a hundred dollars a year than the original policy I bought for the house in 2014.
East Meadow, NY Homeowners Insurance By Home Value
| East Meadow, NY Home Value |
Total Homes |
% of Total |
Average East Meadow, NY Homeowners Insurance |
|---|
| Less than $50,000 |
96 |
2.0% |
$32 |
| $100,000 to $124,999 |
76 |
1.0% |
$169 |
| $125,000 to $149,999 |
94 |
1.0% |
$208 |
| $150,000 to $174,999 |
529 |
11.0% |
$247 |
| $175,000 to $199,999 |
53 |
1.0% |
$286 |
| $200,000 to $249,999 |
98 |
2.0% |
$344 |
| $250,000 to $299,999 |
383 |
8.0% |
$422 |
| $300,000 to $399,999 |
3,283 |
69.0% |
$539 |
Top Home Insurance Agents Near East Meadow, NY
| Home Insurance Company Near East Meadow, NY |
Homeowners Insurance Agency Near East Meadow, NY |
Address |
| Travelers |
Aaa Insurance Agency Inc |
419 POST ROAD EAST, WESTPORT, CT, 6880 |
| Travelers |
Brodie & Brodie Llc |
200 E 2Nd St Ste 1, Mineola, NY, 11501 |
| Travelers |
Murray Schoen & Homer Inc |
800 WESTCHESTER AVE STE N603, RYE BROOK, NY, 10573 |
| Travelers |
Scovotti & Company Inc |
1717 CROSBY AVE, BRONX, NY, 10461 |
| Travelers |
Wilson Agency Inc |
30 HUNTINGTON ST, SHELTON, CT, 6484 |
Cost Of Homeowners Insurance By Street Near East Meadow, NY
| Streets in East Meadow Area |
Homeowners Insurance Cost |
|---|
| Rosalie Ct W, Andrea Rd, Peter Ln, Aster Pl N, Flora Ln, Chestnut Ave, Dannet Pl, Carlton Ct, Conti Square Blvd, Buchanan Rd | $649 |
| Avalon Pl, Starke Ave, Schmitt Ct, N Park Ter, Cayuga Ave, Haddon Ln, Earl Pl, Plymouth Pl, Pilgrim Ln, Stratford Dr | $651 |
| Mead Ln, Barkley Ave, Kalda Ln, McKay Ct, Peters Ave, Hull St, Lace Ln, Dale Ave, Pontiac Rd, Earl Pl E | $654 |
| Sylvan Ln, E Cabot Ln, Little Whaleneck Rd, Cameo Ct, Alan Ct, Glenn Curtis Cres, Larch Ln, Blendwood Dr, Harding Ct, Atlas Ct | $647 |
| Abbott St, Chaladay Ln, Gary St, Florence Ct, Hilda St, Diamond Ave, Prince Ln, Rowehl Dr, Park Ter, Cynron Ln | $647 |
East Meadow, NY Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
| East Meadow | $97 to $99 |
| Nassau County | $99 |
| Salisbury | $98 |
| Uniondale | $95 |
East Meadow, NY Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Nassau County, New York |
$83 |
$110 |
$165 |
| Salisbury CDP, New York |
$82 |
$109 |
$164 |
| Uniondale CDP, New York |
$80 |
$106 |
$159 |
East Meadow, NY Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| East Meadow, NY | 1.8% | 5.4% |
| Nassau County | 1.74% | 5.49% |
| Salisbury | 1.78% | 5.46% |
| Uniondale | 1.82% | 5.53% |
East Meadow Renters Insurance as a Percentage of Rent
| East Meadow Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
50 |
4.0% |
$320 |
| $200 to $299 |
83 |
6.0% |
$770 |
| $300 to $499 |
60 |
4.0% |
$1220 |
| $500 to $749 |
79 |
6.0% |
$1895 |
| $750 to $999 |
91 |
7.0% |
$2645 |
| $1,000 to $1,499 |
146 |
11.0% |
$3770 |
| $1,500 or more |
721 |
58.0% |
$5420 |
East Meadow, NY Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $700 | $3,700 |
| Yearly East Meadow Homeowner Insurance Premium Example | $5,000 | $4,500 |
| Out of Pocket Expense During Claim | $700 | $3,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim |
$40,700 | $39,700 |
| Net Savings to East Meadow Home Owner from High Deductible Plan |
$1,000 |
East Meadow, NY Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
East Meadow, NY Home Replacement Value MORE than Home Value |
East Meadow, NY Home Replacement Value LESS than Home Value |
| Replacement Value |
$523,500 |
$304,500 |
| Insurance Premium based on Replacement Value |
$4,650 |
$2,700 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $124,500 |
Risk Exposure from Under Insuring Coverage is $94,500 |
| Premium Impact |
Insurance cheaper by $825/year |
Insurance costlier by $1,125/year |
Example East Meadow Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
Erie Insurance | Nationwide Insurance | Chubb Group of Insurance |
| Monthly Premium |
276 | 274 | 342 |
| Year Built |
1958 | 1963 | 1968 |
| Home Details |
3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount |
$400000-$500000 | $500000-$600000 | $400000-$500000 |
| Deductible |
$2500-$5000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for East Meadow, NY from Consumer Reviews & Surveys
| Year Built |
Home Value |
Roof Type |
Sqft |
Number of Bedrooms |
Deductible |
Premium |
Premium Months |
Siding Type |
Smoker/Non Smoker |
| 1964 |
420,000 |
Tile Roof |
1,790 |
5 |
$500 Deductible |
2000 |
6 |
Brick siding |
yes |
| 1969 |
415,000 |
Metal Roof |
1,730 |
5 |
$2500-$5000 Deductible |
4040 |
12 |
Fiber-Cement Siding |
yes |
| 1956 |
375,000 |
Asphalt Shingles Roof |
2,260 |
5 |
$500- $1000 Deductible |
640 |
2 |
Vinyl siding |
yes |
| 1956 |
390,000 |
Tile Roof |
2,150 |
4 |
$2500-$5000 Deductible |
1710 |
8 |
Stucco siding |
yes |
| 1954 |
380,000 |
Wood Shake Roof |
1,940 |
4 |
$500- $1000 Deductible |
2610 |
10 |
Stone Siding |
No |
| 1950 |
250,000 |
Shingles Roof |
1,450 |
3 |
$500- $1000 Deductible |
930 |
6 |
Fiber-Cement Siding |
yes |
| 1968 |
315,000 |
Membrane Roof |
1,590 |
3 |
$500 Deductible |
2060 |
6 |
Stucco siding |
No |
| 1951 |
345,000 |
Composition Roof |
1,840 |
5 |
> $10,000 Deductible |
940 |
5 |
Brick siding |
No |
| 1950 |
330,000 |
Membrane Roof |
1,410 |
3 |
$500- $1000 Deductible |
820 |
4 |
Wood siding |
No |
| 1954 |
445,000 |
Slate Shingles Roof |
1,910 |
3 |
$5000 to $10,000 Deductible |
330 |
1 |
Vinyl siding |
yes |
| 1957 |
595,000 |
Metal Roof |
2,450 |
4 |
$5000 to $10,000 Deductible |
2420 |
8 |
Vinyl siding |
yes |
| 1964 |
575,000 |
Composition Roof |
3,270 |
5 |
$500- $1000 Deductible |
810 |
2 |
Brick siding |
yes |
| 1958 |
480,000 |
Wood Shake Roof |
2,240 |
4 |
$500- $1000 Deductible |
2330 |
5 |
Stone Siding |
No |
| 1959 |
585,000 |
Asphalt Shingles Roof |
3,020 |
4 |
$5000 to $10,000 Deductible |
380 |
1 |
Vinyl siding |
No |
| 1959 |
445,000 |
Metal Roof |
2,050 |
4 |
$5000 to $10,000 Deductible |
520 |
3 |
Fiber-Cement Siding |
No |
| 1962 |
405,000 |
Tile Roof |
2,290 |
3 |
$1000-$2500 Deductible |
4090 |
12 |
Stone Siding |
No |
| 1957 |
745,000 |
Asphalt Shingles Roof |
3,380 |
4 |
> $10,000 Deductible |
2560 |
6 |
Brick siding |
yes |
| 1951 |
520,000 |
Membrane Roof |
2,390 |
4 |
> $10,000 Deductible |
740 |
3 |
Stone Siding |
yes |
| 1969 |
295,000 |
Wood Shake Roof |
1,630 |
3 |
$1000-$2500 Deductible |
780 |
5 |
Wood siding |
No |
| 1963 |
490,000 |
Slate Shingles Roof |
2,200 |
3 |
$5000 to $10,000 Deductible |
2610 |
10 |
Wood siding |
No |
| 1954 |
415,000 |
Metal Roof |
1,770 |
4 |
> $10,000 Deductible |
2530 |
12 |
Wood siding |
yes |
| 1961 |
985,000 |
Metal Roof |
4,450 |
5 |
$500- $1000 Deductible |
5310 |
7 |
Stucco siding |
yes |
