East Hartford Insurance Rates:

East Hartford, CT homeowners insurance is about $709 to $962, about $59-$80/month. Our detailed research indicates shoppers can save upto $334 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would recommend this company based on their customer service and their great policies and rates.
State Farm
I have never had another home insurance company. So I have nothing to compare it to.
Allstate
I would recommend them for their service. They are always responsive and there for advice. T Hey have local people that i can call daily to ask.
Aaa
I believe that the AAA policy offerings compare well to those of other companies. I have always found them price competitive and to offer good colleges.
State Farm
I would have to rate this very high to their insurance policies are spot-on. I've looked around for years and have never found better rates than this. So I'm extremely satisfied.
Allstate
I would recommend All State for your home insurance company. They are number one for many reasons. You just get the best for the best price. It's pretty simple. The other companies just don't have the resources.
State Farm
Something else i really like is the ease of policy set up. the customer reps really make this easy and efficient to get things set up and that's one of the main things i need with an insurance company.
Allstate
I have had allstate since 2011 and it has been a fantastic experience so far the customer service has been beyond accommodating with any questions i have had during this time really making them top of the line in my opinion.
Nationwide
I am satisfied with my company. They are pleasant to deal with and offer a wide range of services. I have never had a real issue with them and I believe that if something bad ever happens with my home, they will protect us and give us the money we need.
State Farm
They are a little bit expensive, the office staff isn't very friendly but they are always polite and nice
State Farm
I don't like my State Farm agent. All he cares about is himself. He nor his secretary never listens to a word I say. I do not recommend State Farm Insurance!!!
Nationwide
When we built our house a few years ago, I contacted a few different companies for quotes and Farmers had the best coverage for the best price. We did do our homework and went with what we thought was the best option.
State Farm
I have no reason not to recommend it and I offered to all my friends and family to use this company so that everyone is more secure than they will be in another company.

East Hartford, CT Homeowners Insurance By Home Value

East Hartford, CT Home Value Total Homes % of Total Average East Hartford, CT Homeowners Insurance
Less than $50,000 548 4.0% $108
$90,000 to $99,999 237 2.0% $425
$100,000 to $124,999 553 4.0% $492
$125,000 to $149,999 1,228 10.0% $617
$150,000 to $174,999 2,236 19.0% $734
$175,000 to $199,999 1,740 15.0% $843
$200,000 to $249,999 2,659 23.0% $1018
$250,000 to $299,999 1,290 11.0% $1244
$300,000 to $399,999 434 3.0% $1586

Top Home Insurance Agents Near East Hartford, CT

Home Insurance Company Near East Hartford, CT Homeowners Insurance Agency Near East Hartford, CT Address
Travelers Bafumi Insurance Agency Llc 59 BROAD ST, MIDDLETOWN, CT, 6457
Liberty Mutual Elaine Irvin 520 Hartford TurnpikeVernon, Vernon, CT, 6066
Travelers Foster Insurance Services 97 SANTA MARIA DR, TORRINGTON, CT, 6790
Allstate James Perrella 2505 Main St, Stratford, CT, 6615
Liberty Mutual John D. Perez 175 Dwight Road Ste 100, Longmeadow, MA, 1106

East Hartford, CT Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near East Hartford, CT

Streets in East Hartford Area Homeowners Insurance Cost
Oconnell Dr, Chickasaw Dr, Main St Exd, E River Dr, Greenhurst Ln, Spruce Dr, Springside Ave, Navaho Rd, Fuller Ave, Vernon Rd$832
Ambrose Ter, Spencer Ct, Holmes St, Holland Ln, Nassau Cir, Burnbrook Rd, Cummings St, Lydall Rd Exd, Pendelton Dr, Overbrook Dr$827
Jerry Rd, Wind Rd, Walter Pl, Dwyer Dr, Hartz Ln, Porter St, Piper Ln, Crescent Dr, Cartway Ln, Davis Rd$844
Winding Ln, Tiffany Rd, Maplewood Ave, Jonathan Ln, Chester St, Columbus St, Schaffer Dr, Dolores St, Manning Ln, Mercer Ave$831
Carter St, Crescent Ct, Silver Pl, Sherman Ave, Cumberland Dr, Greenlawn St, Colby Dr, Olde Roberts St, Ellsworth St, Plain Dr$830

East Hartford, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Hartford$125 to $127
Hartford$124
Glastonbury Center$131
Manchester$126

East Hartford, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hartford city, Connecticut $104 $139 $208
Glastonbury Center CDP, Connecticut $110 $146 $219
Manchester town, Hartford County, Connecticut $105 $140 $210

East Hartford, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Hartford, CT3.9%10.2%
Hartford4.05%10.19%
Glastonbury Center3.28%8.49%
Manchester3.79%9.47%

East Hartford Renters Insurance as a Percentage of Rent

East Hartford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 282 3.0% $349
$200 to $299 731 8.0% $799
$300 to $499 834 9.0% $1249
$500 to $749 1,030 12.0% $1924
$750 to $999 2,673 31.0% $2674
$1,000 to $1,499 2,615 30.0% $3799
$1,500 or more 366 4.0% $5449

East Hartford, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly East Hartford Homeowner Insurance Premium Example $1,700$1,100
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,000$11,400
Net Savings to East Hartford Home Owner from High Deductible Plan $600

East Hartford, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Hartford, CT Home Replacement Value MORE than Home Value East Hartford, CT Home Replacement Value LESS than Home Value
Replacement Value $237,500 $140,000
Insurance Premium based on Replacement Value $2,100 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $53,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $400/year

Example East Hartford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 54208212
Year Built 195619831963
Home Details 2 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for East Hartford, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 315,000 Wood Shake Roof 2,520 4 $2500-$5000 Deductible 530 3 Vinyl siding yes
1964 280,000 Wood Shake Roof 2,570 4 $2500-$5000 Deductible 1150 5 Vinyl siding yes
1963 185,000 Shingles Roof 1,710 2 $500- $1000 Deductible 110 1 Stone Siding yes
1978 105,000 Shingles Roof 1,100 2 $2500-$5000 Deductible 140 2 Fiber-Cement Siding No
1965 185,000 Composition Roof 1,670 4 $2500-$5000 Deductible 940 10 Brick siding yes
1997 165,000 Shingles Roof 1,670 2 $500- $1000 Deductible 530 4 Wood siding yes
1953 155,000 Asphalt Shingles Roof 1,610 2 $500 Deductible 420 5 Stone Siding No
1975 125,000 Slate Shingles Roof 1,440 2 $500- $1000 Deductible 630 7 Brick siding yes
1943 145,000 Tile Roof 1,590 2 $500- $1000 Deductible 80 1 Stucco siding No
1974 100,000 Asphalt Shingles Roof 1,030 2 $1000-$2500 Deductible 500 8 Vinyl siding yes
1950 160,000 Metal Roof 1,320 2 $5000 to $10,000 Deductible 530 6 Brick siding yes
1979 130,000 Slate Shingles Roof 1,250 2 $2500-$5000 Deductible 190 2 Vinyl siding No
1959 230,000 Shingles Roof 2,090 5 $1000-$2500 Deductible 740 4 Wood siding yes
1959 105,000 Membrane Roof 1,030 2 $500 Deductible 770 7 Stone Siding No
1966 275,000 Tile Roof 2,450 5 > $10,000 Deductible 1200 7 Vinyl siding No
1975 200,000 Slate Shingles Roof 1,620 5 $5000 to $10,000 Deductible 260 3 Stucco siding No
1958 135,000 Wood Shake Roof 1,480 3 $2500-$5000 Deductible 370 4 Brick siding No
1982 210,000 Membrane Roof 2,310 4 $2500-$5000 Deductible 1140 8 Stone Siding yes
1998 220,000 Shingles Roof 2,070 3 $500 Deductible 860 6 Vinyl siding No
1951 155,000 Wood Shake Roof 1,330 3 $500 Deductible 990 9 Fiber-Cement Siding yes
1978 510,000 Shingles Roof 4,640 5 $2500-$5000 Deductible 3070 8 Brick siding No
1946 295,000 Membrane Roof 2,910 4 $500- $1000 Deductible 420 2 Stucco siding No
1973 385,000 Slate Shingles Roof 3,360 5 $5000 to $10,000 Deductible 2290 10 Wood siding yes
1958 165,000 Asphalt Shingles Roof 1,900 3 $500- $1000 Deductible 750 8 Stone Siding No
1969 155,000 Tile Roof 1,310 3 $500 Deductible 1210 12 Stone Siding No
1977 400,000 Asphalt Shingles Roof 4,070 5 $2500-$5000 Deductible 1000 3 Stucco siding No
1972 355,000 Tile Roof 3,070 5 $5000 to $10,000 Deductible 1610 12 Wood siding yes
1949 380,000 Asphalt Shingles Roof 3,040 4 > $10,000 Deductible 1780 12 Brick siding No
1956 245,000 Shingles Roof 2,330 4 $1000-$2500 Deductible 290 2 Stucco siding No
1991 130,000 Wood Shake Roof 1,250 3 $1000-$2500 Deductible 180 2 Brick siding yes
1994 185,000 Slate Shingles Roof 1,880 3 $5000 to $10,000 Deductible 300 2 Stucco siding No
1981 270,000 Composition Roof 2,650 4 $5000 to $10,000 Deductible 680 5 Fiber-Cement Siding No
1976 295,000 Tile Roof 2,600 5 $1000-$2500 Deductible 230 1 Vinyl siding No
1968 435,000 Tile Roof 4,770 5 $5000 to $10,000 Deductible 1020 4 Wood siding No

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