East Haddam, CT homeowners insurance is about $739 to $1,010, about $61-$84/month. Our comprehensive research shows customers can save upto $350 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near East Haddam, CT | Homeowners Insurance Agency Near East Haddam, CT | Address |
|---|---|---|
| Liberty Mutual Independent | James J Dowd & Sons Ins Inc | 14 BOBALA RD, HOLYOKE, MA, 1040 |
| Liberty Mutual Independent | Stamford Ins Group Inc | 1484 HIGHLAND AVE STE 8B, CHESHIRE, CT, 6410 |
| Allstate | Gerardi Insurance Service Inc | 16 POMFRET ST, PUTNAM, CT, 6260 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Moodus CDP, Connecticut | $129 | $172 | $258 |
| Chester Center CDP, Connecticut | $131 | $175 | $263 |
| Colchester town, New London County, Connecticut | $130 | $173 | $260 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| East Haddam, CT | 3.5% | 10.5% |
| Moodus | 3.23% | 11.5% |
| Chester Center | 3.57% | 8.68% |
| Colchester | 3.41% | 8.91% |
| East Haddam Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 14 | 2.0% | $331 |
| $500 to $749 | 17 | 3.0% | $1906 |
| $750 to $999 | 86 | 18.0% | $2656 |
| $1,000 to $1,499 | 201 | 42.0% | $3781 |
| $1,500 or more | 153 | 32.0% | $5431 |
| Streets in East Haddam Area | Homeowners Insurance Cost |
|---|---|
| Ap Gates Rd, Falls Rd, Sheepskin Hollow Rd, Laurel Ln, Shanaghans Rd, Pinehurst Ln, Haywordville Rd, White Sands Rd, State Hwy 434, Shanaghan Rd | $888 |
| Cragmere Rd, Baker Rd, Honey Hill Rd, Rolling Hill Rd, Launching Area Rd, Geoffrey Rd, Chittenden Ln, Country Club la, Bashan Rd, Lookout Dr | $889 |
| Helon Cone Rd, Moodus Leesville Rd, W Dolbia Hill Rd, Powerhouse Rd, Town St, Long Pasture Ln, Newberry Loop, Mill Rd, East Ln, Parker Rd | $894 |
| Lake Dr, Mable Rd, Ray Palmer Rd, Brook, Lakeview Rd, Sims Ln, Heritage Brook Rd, Early Rd, Banning Rd, Wildwood Rd | $860 |
| Ackley Rd, Essex Tpke, William F Palmer Rd, Jones Hill Rd, Joe Williams Rd, Newberry Rd, Shore Dr, Wool Rd, Baker Ln, Sipples Hill Rd | $891 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| East Haddam | $130 to $132 |
| Moodus | $129 |
| Chester Center | $131 |
| Lyme | $142 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly East Haddam Homeowner Insurance Premium Example | $3,100 | $2,900 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $25,300 | $24,700 |
| Net Savings to East Haddam Home Owner from High Deductible Plan | $600 | |
| Scenario | East Haddam, CT Home Replacement Value MORE than Home Value | East Haddam, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $329,000 | $198,500 |
| Insurance Premium based on Replacement Value | $3,850 | $2,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $73,500 | Risk Exposure from Under Insuring Coverage is $57,000 |
| Premium Impact | Insurance cheaper by $675/year | Insurance costlier by $850/year |
| Insurance Company | State Farm | Chubb Group of Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 196 | 227 | 259 |
| Year Built | 2005 | 1988 | 1992 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $500000-$600000 |
| Deductible | $500 Deductible | $500 Deductible | $2500-$5000 Deductible |