East Haddam Insurance Rates:

East Haddam, CT homeowners insurance is about $739 to $1,010, about $61-$84/month. Our comprehensive research shows customers can save upto $350 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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East Haddam, CT Homeowners Insurance By Home Value

East Haddam, CT Home Value Total Homes % of Total Average East Haddam, CT Homeowners Insurance
$60,000 to $69,999 28 1.0% $183
$150,000 to $174,999 59 2.0% $463
$175,000 to $199,999 140 5.0% $533
$200,000 to $249,999 588 24.0% $647
$250,000 to $299,999 640 26.0% $787
$300,000 to $399,999 910 37.0% $1006

Top Home Insurance Agents Near East Haddam, CT

Home Insurance Company Near East Haddam, CT Homeowners Insurance Agency Near East Haddam, CT Address
NA Bristol Insurance Agency, Inc. 195 South Main Street , Cheshire, CT, 6410
NA Marchetti Brown & Bishop 280 State St. , North Haven, CT, 6473
Allstate Gerardi Insurance Service Inc 16 POMFRET ST, PUTNAM, CT, 6260
Liberty Mutual Independent James J Dowd & Sons Ins Inc 14 BOBALA RD, HOLYOKE, MA, 1040
Liberty Mutual Independent Stamford Ins Group Inc 1484 HIGHLAND AVE STE 8B, CHESHIRE, CT, 6410

Cost Of Homeowners Insurance By Street Near East Haddam, CT

Streets in East Haddam Area Homeowners Insurance Cost
Ap Gates Rd, Falls Rd, Sheepskin Hollow Rd, Laurel Ln, Shanaghans Rd, Pinehurst Ln, Haywordville Rd, White Sands Rd, State Hwy 434, Shanaghan Rd$888
Cragmere Rd, Baker Rd, Honey Hill Rd, Rolling Hill Rd, Launching Area Rd, Geoffrey Rd, Chittenden Ln, Country Club la, Bashan Rd, Lookout Dr$889
Helon Cone Rd, Moodus Leesville Rd, W Dolbia Hill Rd, Powerhouse Rd, Town St, Long Pasture Ln, Newberry Loop, Mill Rd, East Ln, Parker Rd$894
Lake Dr, Mable Rd, Ray Palmer Rd, Brook, Lakeview Rd, Sims Ln, Heritage Brook Rd, Early Rd, Banning Rd, Wildwood Rd$860
Ackley Rd, Essex Tpke, William F Palmer Rd, Jones Hill Rd, Joe Williams Rd, Newberry Rd, Shore Dr, Wool Rd, Baker Ln, Sipples Hill Rd$891

East Haddam, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Haddam$130 to $132
Moodus$129
Chester Center$131
Lyme$142

East Haddam, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Moodus CDP, Connecticut $129 $172 $258
Chester Center CDP, Connecticut $131 $175 $263
Colchester town, New London County, Connecticut $130 $173 $260

East Haddam, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Haddam, CT3.5%10.5%
Moodus3.23%11.5%
Chester Center3.57%8.68%
Colchester3.41%8.91%

East Haddam Renters Insurance as a Percentage of Rent

East Haddam Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 2.0% $331
$500 to $749 17 3.0% $1906
$750 to $999 86 18.0% $2656
$1,000 to $1,499 201 42.0% $3781
$1,500 or more 153 32.0% $5431

East Haddam, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly East Haddam Homeowner Insurance Premium Example $3,100$2,900
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $25,300$24,700
Net Savings to East Haddam Home Owner from High Deductible Plan $600

East Haddam, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Haddam, CT Home Replacement Value MORE than Home Value East Haddam, CT Home Replacement Value LESS than Home Value
Replacement Value $329,000 $198,500
Insurance Premium based on Replacement Value $3,850 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,500 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $675/year Insurance costlier by $850/year

Example East Haddam Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 196227259
Year Built 200519881992
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$500000-$600000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for East Haddam, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 295,000 Composition Roof 2,240 3 $500 Deductible 610 2 Stone Siding No
1986 255,000 Asphalt Shingles Roof 1,820 3 > $10,000 Deductible 520 5 Stone Siding yes
1941 335,000 Metal Roof 1,810 4 $2500-$5000 Deductible 2000 9 Wood siding No
1995 365,000 Shingles Roof 2,410 5 $5000 to $10,000 Deductible 390 2 Stone Siding No
1973 630,000 Composition Roof 4,800 5 $500- $1000 Deductible 3900 7 Stucco siding No
2000 250,000 Shingles Roof 1,550 3 $500- $1000 Deductible 1000 5 Wood siding yes
1982 445,000 Slate Shingles Roof 2,930 4 $1000-$2500 Deductible 1050 5 Wood siding yes
1980 260,000 Tile Roof 1,630 4 $2500-$5000 Deductible 130 1 Stone Siding No
1980 620,000 Membrane Roof 3,560 5 $5000 to $10,000 Deductible 1700 5 Stone Siding No
1997 295,000 Slate Shingles Roof 1,740 3 > $10,000 Deductible 1720 12 Stucco siding yes
1998 590,000 Asphalt Shingles Roof 3,890 5 $500 Deductible 2420 6 Wood siding No
1975 505,000 Asphalt Shingles Roof 3,990 5 $1000-$2500 Deductible 440 1 Brick siding yes
2005 390,000 Slate Shingles Roof 2,870 4 $1000-$2500 Deductible 1440 5 Fiber-Cement Siding yes
2004 305,000 Shingles Roof 1,980 4 > $10,000 Deductible 1130 10 Vinyl siding yes
1996 760,000 Asphalt Shingles Roof 4,070 5 $500- $1000 Deductible 1650 3 Stone Siding No
1987 705,000 Tile Roof 4,720 5 $1000-$2500 Deductible 2260 4 Fiber-Cement Siding No
1947 870,000 Asphalt Shingles Roof 4,720 5 $2500-$5000 Deductible 6330 10 Wood siding yes
1996 260,000 Shingles Roof 2,050 4 $500 Deductible 800 4 Wood siding yes
2000 580,000 Membrane Roof 3,100 5 $5000 to $10,000 Deductible 2820 9 Wood siding yes
1995 565,000 Asphalt Shingles Roof 3,900 5 $1000-$2500 Deductible 1420 5 Stone Siding No
1995 400,000 Asphalt Shingles Roof 2,610 4 $500- $1000 Deductible 450 2 Brick siding yes
1981 350,000 Membrane Roof 2,180 4 $500- $1000 Deductible 2700 8 Vinyl siding No
1973 260,000 Asphalt Shingles Roof 1,670 3 $2500-$5000 Deductible 750 6 Stucco siding yes
1998 240,000 Tile Roof 1,700 3 $500 Deductible 2940 12 Brick siding yes
1987 375,000 Membrane Roof 2,700 4 $5000 to $10,000 Deductible 1070 6 Stone Siding No
1989 315,000 Metal Roof 1,720 4 $500 Deductible 610 2 Vinyl siding yes
1992 585,000 Asphalt Shingles Roof 3,240 4 $1000-$2500 Deductible 5380 12 Wood siding yes
1943 605,000 Metal Roof 3,230 5 $5000 to $10,000 Deductible 680 2 Vinyl siding yes
2000 490,000 Slate Shingles Roof 3,810 5 $500 Deductible 1890 5 Stone Siding yes
1977 400,000 Composition Roof 2,720 4 $500- $1000 Deductible 1840 6 Vinyl siding yes
1979 505,000 Composition Roof 3,860 5 $500- $1000 Deductible 3410 10 Vinyl siding yes
1976 195,000 Wood Shake Roof 1,460 3 $1000-$2500 Deductible 660 6 Stucco siding No
1984 335,000 Wood Shake Roof 1,970 4 $5000 to $10,000 Deductible 830 3 Brick siding yes
1962 330,000 Membrane Roof 2,120 5 $5000 to $10,000 Deductible 390 2 Brick siding yes