East Greenwich, RI homeowners insurance is approximately $995 to $1,363, about $82-$113/month. Our in depth guide reveals consumers can save upto $471 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near East Greenwich, RI | Homeowners Insurance Agency Near East Greenwich, RI | Address |
|---|---|---|
| Travelers | Thomas J Woods Agcy Inc | 20 PARK AVE, WORCESTER, MA, 1605 |
| Liberty Mutual Independent | Aloisio Ins Associates Inc | 1232 MINERAL SPRING AVE, NORTH PROVIDENCE, RI, 2904 |
| Liberty Mutual | Ellen Sherman | 77 Salem Turnpike Ste 111, Norwich, CT, 6360 |
| Liberty Mutual | Jacob Wisel Lutcf | 690 Canton Street Ste 300, Westwood, MA, 2090 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| West Warwick town, Kent County, Rhode Island | $161 | $215 | $323 |
| Kent County, Rhode Island | $163 | $217 | $326 |
| North Kingstown town, Washington County, Rhode Island | $169 | $225 | $338 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| East Greenwich, RI | 3.3% | 9.8% |
| West Warwick | 4.89% | 13.17% |
| Kent County | 4.79% | 13.8% |
| North Kingstown | 4.43% | 12.48% |
| East Greenwich Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 42 | 3.0% | $759 |
| $300 to $499 | 47 | 4.0% | $1209 |
| $500 to $749 | 137 | 12.0% | $1884 |
| $750 to $999 | 282 | 26.0% | $2634 |
| $1,000 to $1,499 | 302 | 28.0% | $3759 |
| $1,500 or more | 236 | 22.0% | $5409 |
| Streets in East Greenwich Area | Homeowners Insurance Cost |
|---|---|
| King St, 3rd Ave, Prospect St, Cedar Ave, 4th St, Red Barn Ln, Red Oak Rd, Watch Hill Dr, Eagle Ln, Heritage Dr | $1,145 |
| Union St, Westfield Dr, South Rd, S Pierce Rd, Brayton Meadow, Grand View Rd, Gould Pl, Dalehill Dr, Valley Rd, Cora St | $1,211 |
| Hamilton Dr, James St, Liberty St, Marlborough St, Sheep Farm Dr, Frenchtown Rd, Spencers Grant Dr, Canterbury Ln, Sycamore Dr, Foster Way | $1,211 |
| Blueberry Dr, Bates Trl, Lebaron Dr, Ann Dr, River Farm Dr, Marion St, Upland Ave, Long Meadow Dr, Friendly Rd, Old Farm Rd | $1,142 |
| Brayton St, Woodland Rd, Holly Hill Ct, Crop St, Clover Hill Ct, S County Trl, Taggart Ct, Ezechiel Carre Rd, Power St, Clearview Dr | $1,128 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| East Greenwich | $175 to $178 |
| West Warwick | $161 |
| Kent County | $162 |
| North Kingstown | $169 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $5,600 |
| Yearly East Greenwich Homeowner Insurance Premium Example | $5,200 | $4,400 |
| Out of Pocket Expense During Claim | $1,600 | $5,600 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $32,800 | $32,000 |
| Net Savings to East Greenwich Home Owner from High Deductible Plan | $800 | |
| Scenario | East Greenwich, RI Home Replacement Value MORE than Home Value | East Greenwich, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $457,500 | $299,000 |
| Insurance Premium based on Replacement Value | $3,850 | $2,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $53,000 | Risk Exposure from Under Insuring Coverage is $105,500 |
| Premium Impact | Insurance cheaper by $900/year | Insurance costlier by $450/year |
| Insurance Company | Amica Mutual Insurance Company | Liberty Mutual | Nationwide Insurance |
| Monthly Premium | 268 | 108 | 343 |
| Year Built | 1969 | 2009 | 1942 |
| Home Details | 3 Beds, 2 Baths | 2 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $200000-$250000 | $350000-$400000 |
| Deductible | $500 Deductible | > $10,000 Deductible | $500 Deductible |