East Freehold Insurance Rates:

East Freehold, NJ homeowners insurance is about $759 to $1,039, about $63-$86/month. Our extensive guide reveals consumers can save upto $359 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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East Freehold, NJ Homeowners Insurance By Home Value

East Freehold, NJ Home Value Total Homes % of Total Average East Freehold, NJ Homeowners Insurance
$50,000 to $59,999 12 2.0% $98
$125,000 to $149,999 14 3.0% $260
$150,000 to $174,999 22 5.0% $305
$175,000 to $199,999 11 2.0% $359
$200,000 to $249,999 13 3.0% $431
$250,000 to $299,999 8 1.0% $530
$300,000 to $399,999 345 81.0% $674

Top Home Insurance Agents Near East Freehold, NJ

Home Insurance Company Near East Freehold, NJ Homeowners Insurance Agency Near East Freehold, NJ Address
Farmers Diomaris Almonte 538 Summer St, Paterson, NJ, 7501
State Farm Eric Safarian 3982 Amboy Rd, Staten Island, NY, 10308-2408
State Farm Kevin Morrissey 14 Wantagh Ave, Levittown, NY, 11756-5314
Travelers Member Brokerage Service Llc 139-30 QUEENS BLVD, BRIARWOOD, NY, 11435
Nationwide The Orrino Agency Inc. 970 Second Street Pike, Richboro, PA, 18954-1527

Cost Of Homeowners Insurance By Street Near East Freehold, NJ

Streets in East Freehold Area Homeowners Insurance Cost
Amsterdam Dr, Whittier Ct, Glenbrook Rd, Waterworks, Topaz Dr, Kennedy St, English Path, Royal Rd, Bukiet Ct, Tyson Ln$903
Empress Ct, Stirrup Dr, Crimson Ln, Village Ln, Millay Ct, Camille Ln, Wellington Rd, Partridge Ave, Tuscan Dr, Walling Rd$902
Palisade Dr, Meadow Pl, Tally Dr, Homestead Rd, Lowell Ct, Verdant Ct, Tiverton Ct, Frost Ct, Braun Pl, Dickenson Ct$910
Hunt Rd, Summit Dr, Shetland Way, Pin Oak Rd, Colts Neck Rd, Windham Way, Black Oak Ln, Brittany Dr, Bennington Rd, Green Springs Way$901
Glenhill Rd, Hanging Rock Rd, Longview Ave, Opatut Way, Emerald Ct, Whitman Ct, Garnet Ln, Paulette Dr, Weaverville Rd, Roosevelt St$905

East Freehold, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Freehold$133 to $135
Colts Neck$149
West Freehold$130
Freehold$131

East Freehold, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Colts Neck township, Monmouth County, New Jersey $125 $166 $249
West Freehold CDP, New Jersey $109 $145 $218
Freehold township, Monmouth County, New Jersey $110 $146 $219

East Freehold, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Freehold, NJ2.5%7.5%
Colts Neck2.17%8.31%
West Freehold2.73%7.27%
Freehold2.77%7.32%

East Freehold Renters Insurance as a Percentage of Rent

East Freehold Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 129 82.0% $3761
$1,500 or more 28 17.0% $5411

East Freehold, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly East Freehold Homeowner Insurance Premium Example $2,100$1,900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,800$17,200
Net Savings to East Freehold Home Owner from High Deductible Plan $600

East Freehold, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Freehold, NJ Home Replacement Value MORE than Home Value East Freehold, NJ Home Replacement Value LESS than Home Value
Replacement Value $573,000 $348,500
Insurance Premium based on Replacement Value $3,275 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $129,000 Risk Exposure from Under Insuring Coverage is $95,500
Premium Impact Insurance cheaper by $550/year Insurance costlier by $750/year

Example East Freehold Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 222216319
Year Built 200419941976
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $500000-$600000More than 10000000$700000-$800000
Deductible $500- $1000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for East Freehold, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 675,000 Composition Roof 2,670 4 $5000 to $10,000 Deductible 940 5 Fiber-Cement Siding No
1984 485,000 Wood Shake Roof 2,400 4 > $10,000 Deductible 810 5 Fiber-Cement Siding No
2009 420,000 Metal Roof 1,860 4 $1000-$2500 Deductible 380 2 Stone Siding No
1975 865,000 Composition Roof 3,320 4 $500- $1000 Deductible 390 1 Stucco siding No
2004 1,005,000 Wood Shake Roof 4,340 5 $500 Deductible 330 1 Stucco siding yes
2009 835,000 Wood Shake Roof 3,240 4 $2500-$5000 Deductible 260 1 Fiber-Cement Siding yes
1992 370,000 Slate Shingles Roof 2,020 4 $5000 to $10,000 Deductible 630 8 Stucco siding No
2004 640,000 Slate Shingles Roof 2,470 5 $5000 to $10,000 Deductible 360 2 Brick siding No
2002 615,000 Composition Roof 2,560 5 > $10,000 Deductible 290 2 Wood siding yes
1970 685,000 Wood Shake Roof 2,630 5 $500 Deductible 1050 4 Vinyl siding No
1977 650,000 Shingles Roof 2,430 5 > $10,000 Deductible 400 3 Brick siding No
1982 390,000 Metal Roof 1,860 5 > $10,000 Deductible 360 4 Brick siding yes
2001 780,000 Metal Roof 3,850 5 $500 Deductible 1320 4 Stucco siding yes
1990 610,000 Metal Roof 2,870 5 > $10,000 Deductible 1090 7 Fiber-Cement Siding yes
1986 450,000 Composition Roof 1,990 4 $2500-$5000 Deductible 780 7 Brick siding No
2000 660,000 Slate Shingles Roof 2,780 5 $500- $1000 Deductible 2820 9 Stone Siding No
1987 850,000 Membrane Roof 3,440 5 $1000-$2500 Deductible 2000 5 Stone Siding No
1973 1,135,000 Wood Shake Roof 4,250 5 $1000-$2500 Deductible 1690 4 Stone Siding yes
1981 365,000 Shingles Roof 1,600 5 $1000-$2500 Deductible 1520 10 Stucco siding yes
1978 625,000 Shingles Roof 2,450 5 $5000 to $10,000 Deductible 870 5 Brick siding yes
2006 675,000 Slate Shingles Roof 2,640 5 $500 Deductible 550 2 Stucco siding No
2004 580,000 Membrane Roof 3,110 5 > $10,000 Deductible 1000 7 Vinyl siding yes
1976 1,065,000 Membrane Roof 4,560 5 $500 Deductible 2980 7 Stone Siding No
1970 435,000 Slate Shingles Roof 2,250 4 $500 Deductible 270 1 Vinyl siding yes
1977 950,000 Shingles Roof 4,250 5 $5000 to $10,000 Deductible 2180 7 Stucco siding yes
2004 820,000 Membrane Roof 3,240 5 $1000-$2500 Deductible 1450 5 Fiber-Cement Siding yes
2008 515,000 Slate Shingles Roof 2,680 5 $500 Deductible 1130 5 Fiber-Cement Siding yes
1978 395,000 Asphalt Shingles Roof 1,860 4 $500- $1000 Deductible 650 5 Stone Siding yes
1985 580,000 Composition Roof 2,160 5 > $10,000 Deductible 160 1 Vinyl siding No
2006 330,000 Shingles Roof 1,780 4 $1000-$2500 Deductible 920 7 Vinyl siding No
1996 355,000 Metal Roof 1,630 5 $1000-$2500 Deductible 1080 9 Stone Siding No
2003 350,000 Metal Roof 1,860 4 > $10,000 Deductible 140 2 Stone Siding yes
2000 400,000 Metal Roof 1,520 5 $1000-$2500 Deductible 760 6 Stone Siding yes
1976 1,070,000 Tile Roof 4,260 5 $5000 to $10,000 Deductible 680 3 Vinyl siding yes