East Falmouth, MA homeowners insurance is about $900 to $1,231, about $75-$102/month. Our complete analysis shows customers can save as much as $426 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near East Falmouth, MA | Homeowners Insurance Agency Near East Falmouth, MA | Address |
|---|---|---|
| Travelers | The Lovely Insurance Agency Ltd | 6 RAILROAD AVE, FOXBORO, MA, 2035 |
| Travelers | Meagher Insurance Agency | 800 Hingham Street, Rockland, MA, 2370 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Teaticket CDP, Massachusetts | $158 | $211 | $317 |
| Falmouth town, Barnstable County, Massachusetts | $161 | $214 | $321 |
| Monomoscoy Island CDP, Massachusetts | $189 | $252 | $378 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| East Falmouth, MA | 5.1% | 14.6% |
| Teaticket | 5.14% | 15.62% |
| Falmouth | 4.88% | 13.03% |
| Seabrook | 4.23% | 15.33% |
| East Falmouth Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 19 | 5.0% | $793 |
| $750 to $999 | 34 | 9.0% | $2668 |
| $1,000 to $1,499 | 205 | 54.0% | $3793 |
| $1,500 or more | 119 | 31.0% | $5443 |
| Streets in East Falmouth Area | Homeowners Insurance Cost |
|---|---|
| Teixeira Ln, Tree Top Ln, Ashton Ave, Oak Grove Ave, Redlands Rd, Seapit Rd, Baptiste Ln, Sailfish Dr, Flax Pond Rd, Journeys End Rd | $1,055 |
| Lt Pafford Rd, Winchester Dr, Beech Plum Dr, Canvas Way, Fordham Rd, Lynwood Ter, Pamela Ln, Crocker Rd, Green Cove Ln, Croyden Dr | $1,055 |
| Cummings St, Oysters Cove Ln, Hiawatha St, Shorecrest Dr, Tarpon Rd, Thatchers Ln, Berkley Dr, Captain Davis Ln, Bayside Dr, Dry Run Rd | $1,065 |
| Longfellow Rd, Sand Hill Farms Rd, Brier Path, Old Bayberry Ln, Amapa Way, Irene Ave, Arbutus Path, Oxbow Rd, Sao Paulo Dr, Waquoit Hwy | $1,060 |
| Riverbay Way, Duckies Ln, Helen Dr, Whistler Way, Lorraine Rd, Starboard Dr, Caseys Way, Menauhant Rd, Atkinson Rd, Scotty Ln | $1,064 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| East Falmouth | $158 to $160 |
| Teaticket | $158 |
| Seconsett Island | $141 |
| Falmouth | $160 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly East Falmouth Homeowner Insurance Premium Example | $3,600 | $3,400 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $29,500 | $28,900 |
| Net Savings to East Falmouth Home Owner from High Deductible Plan | $600 | |
| Scenario | East Falmouth, MA Home Replacement Value MORE than Home Value | East Falmouth, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $425,000 | $317,000 |
| Insurance Premium based on Replacement Value | $2,800 | $2,100 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,000 | Risk Exposure from Under Insuring Coverage is $65,000 |
| Premium Impact | Insurance cheaper by $425/year | Insurance costlier by $275/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | Chubb Group of Insurance |
| Monthly Premium | 132 | 313 | 292 |
| Year Built | 1999 | 1980 | 1979 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $600000-$700000 | $700000-$800000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |