East Cleveland Insurance Rates:

East Cleveland, OH homeowners insurance is nearly $571 to $777, about $47-$64/month. Our complete analysis indicates shoppers can save as much as $269 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The thing I like most about our All State insurance is how customizable it is, and how it allowed my family to make sure we were getting the specific coverage that we needed.
Geico
Geico has always treated us right and never has done wrong by us. When needed they were friendly and sent people to help immediately. Would recommend.
Liberty Mutual
The rates that I was offered through this company were over 500 dollars in savings every year which is amazing to me.

East Cleveland, OH Homeowners Insurance By Home Value

East Cleveland, OH Home Value Total Homes % of Total Average East Cleveland, OH Homeowners Insurance
Less than $50,000 482 18.0% $222
$50,000 to $59,999 339 12.0% $471
$60,000 to $69,999 358 13.0% $579
$70,000 to $79,999 304 11.0% $674
$80,000 to $89,999 296 11.0% $761
$90,000 to $99,999 264 9.0% $849
$100,000 to $124,999 271 10.0% $984
$125,000 to $149,999 110 4.0% $1233
$150,000 to $174,999 78 2.0% $1455
$175,000 to $199,999 45 1.0% $1685
$200,000 to $249,999 69 2.0% $2022

Top Home Insurance Agents Near East Cleveland, OH

Home Insurance Company Near East Cleveland, OH Homeowners Insurance Agency Near East Cleveland, OH Address
NA Insurance Specialists Group Inc Dba Love Insurance Agency 34920 Ridge Rd #100, Willoughby, OH, 44094
NA Ntis Group, Llc 24610 Detroit Rd Ste 250, Westlake, OH, 44145
Nationwide David A Loya & Assoc Agcy Inc 4493 Darrow Rd, Stow, OH, 44224
State Farm Dwayne Smith 21202 Oakwood Commons Dr Ste B, Oakwood Vlg, OH, 44146-5727
Travelers Lyndall Associates Inc 210 BELL ST, CHAGRIN FALLS, OH, 44022

East Cleveland, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cleveland Heights city, Ohio $89 $118 $177
Bratenahl village, Ohio $99 $132 $198
South Euclid city, Ohio $88 $117 $175

East Cleveland, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Cleveland, OH5.1%12.9%
Cleveland Heights3.85%8.74%
Bratenahl2.76%6.6%
South Euclid4.23%10.74%

East Cleveland Renters Insurance as a Percentage of Rent

East Cleveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 385 7.0% $367
$200 to $299 383 7.0% $817
$300 to $499 747 14.0% $1267
$500 to $749 2,117 40.0% $1942
$750 to $999 877 16.0% $2692
$1,000 to $1,499 661 12.0% $3817

East Cleveland, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly East Cleveland Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to East Cleveland Home Owner from High Deductible Plan $600

East Cleveland, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Cleveland, OH Home Replacement Value MORE than Home Value East Cleveland, OH Home Replacement Value LESS than Home Value
Replacement Value $86,000 $59,500
Insurance Premium based on Replacement Value $275 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $25/year Insurance costlier by $50/year

Example East Cleveland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceAmerican Family Insurance
Monthly Premium 154242
Year Built 194919651976
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $50000-$75000$125000-$150000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for East Cleveland, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 125,000 Metal Roof 1,800 4 $500- $1000 Deductible 530 12 Stone Siding yes
1961 65,000 Wood Shake Roof 1,140 2 $500- $1000 Deductible 190 10 Vinyl siding No
1973 110,000 Shingles Roof 2,000 3 $1000-$2500 Deductible 150 4 Brick siding yes
1957 190,000 Slate Shingles Roof 2,730 4 $500 Deductible 820 12 Stucco siding No
1959 185,000 Slate Shingles Roof 2,790 4 $500- $1000 Deductible 60 1 Vinyl siding yes
1942 225,000 Membrane Roof 3,240 4 $2500-$5000 Deductible 480 10 Wood siding No
1962 120,000 Wood Shake Roof 1,790 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding yes
1949 230,000 Slate Shingles Roof 3,270 4 $500- $1000 Deductible 580 8 Fiber-Cement Siding No
1940 185,000 Wood Shake Roof 2,790 4 $500 Deductible 320 6 Brick siding No
1944 195,000 Metal Roof 3,260 4 $5000 to $10,000 Deductible 300 7 Brick siding No
1974 175,000 Tile Roof 2,600 4 $1000-$2500 Deductible 250 5 Wood siding yes
1966 95,000 Wood Shake Roof 1,430 2 $2500-$5000 Deductible 250 8 Wood siding yes
1969 110,000 Shingles Roof 1,630 4 $1000-$2500 Deductible 350 12 Stucco siding No
1950 90,000 Wood Shake Roof 1,460 3 $2500-$5000 Deductible 110 6 Brick siding No
1964 115,000 Membrane Roof 1,640 3 $500 Deductible 400 9 Stucco siding No
1959 130,000 Metal Roof 2,070 4 $1000-$2500 Deductible 240 7 Vinyl siding No
1968 105,000 Shingles Roof 1,720 3 $500- $1000 Deductible 60 3 Stucco siding yes
1948 65,000 Composition Roof 970 2 $1000-$2500 Deductible 80 5 Stone Siding No
1964 160,000 Shingles Roof 3,080 4 $2500-$5000 Deductible 100 2 Brick siding yes
1963 170,000 Shingles Roof 2,810 4 $1000-$2500 Deductible 40 1 Stucco siding No
1958 165,000 Wood Shake Roof 2,720 4 $5000 to $10,000 Deductible 190 6 Fiber-Cement Siding yes
1940 155,000 Slate Shingles Roof 2,170 4 $500 Deductible 180 4 Brick siding yes
1947 135,000 Slate Shingles Roof 2,830 4 $2500-$5000 Deductible 360 9 Fiber-Cement Siding No
1979 135,000 Composition Roof 2,410 4 $500 Deductible 260 5 Wood siding yes
1941 135,000 Asphalt Shingles Roof 2,500 4 $500 Deductible 410 8 Wood siding No
1973 205,000 Composition Roof 2,910 4 $5000 to $10,000 Deductible 360 10 Wood siding yes
1952 140,000 Composition Roof 2,070 3 $2500-$5000 Deductible 50 2 Vinyl siding yes
1967 75,000 Composition Roof 1,290 2 $1000-$2500 Deductible 50 2 Stucco siding No
1943 50,000 Composition Roof 1,080 2 $500- $1000 Deductible 10 1 Brick siding yes
1943 150,000 Membrane Roof 2,220 4 $500- $1000 Deductible 460 8 Wood siding yes
1942 85,000 Composition Roof 1,450 2 $500- $1000 Deductible 230 9 Stucco siding yes
1971 55,000 Wood Shake Roof 970 2 $2500-$5000 Deductible 100 8 Brick siding No
1955 85,000 Asphalt Shingles Roof 1,310 3 $500 Deductible 30 1 Fiber-Cement Siding yes
1962 95,000 Membrane Roof 1,580 2 $1000-$2500 Deductible 50 2 Stucco siding No